My fiance do not want his parents to know that he is getting married. (Well I am kinda against it, but as of now, I can't do anything. So I simply need an direction about my interview.)
My fiance is the beneficiary on his mom's health insurance, and a driver contained by his dad's auto insurance. If he is going to get married minus telling them, will here be a problem with the insurance policies?
He will bring back his own insurance policies when we get married anyway.
Answers: Health insurance policies don't own beneficiaries. They have insureds. So, he's INSURED on his mom's policy. When he get his own policy, that will become his primary policy, and the coverage under his mom's policy will become subsidiary, until/unless they find out he's married - and then she'll enjoy to pay fund whatever benefits he received after he get married (which disqualifies you as being a dependent).
For All your Insurance, Investments and Real Estate query and knowledge Either within India or in international bazaar , Please visit our website: www.globalstrategy.co.contained by Once you 2 become wed, he is no longer a dependent on their policies. Any claims filed after the honeymoon date will most likely necessitate to be paid and his parents will grasp the bad easy target. Not him.
Once the new policies are within place, tell his parents. That protects them.
My fiance is the beneficiary on his mom's health insurance, and a driver contained by his dad's auto insurance. If he is going to get married minus telling them, will here be a problem with the insurance policies?
He will bring back his own insurance policies when we get married anyway.
Answers: Health insurance policies don't own beneficiaries. They have insureds. So, he's INSURED on his mom's policy. When he get his own policy, that will become his primary policy, and the coverage under his mom's policy will become subsidiary, until/unless they find out he's married - and then she'll enjoy to pay fund whatever benefits he received after he get married (which disqualifies you as being a dependent).
For All your Insurance, Investments and Real Estate query and knowledge Either within India or in international bazaar , Please visit our website: www.globalstrategy.co.contained by Once you 2 become wed, he is no longer a dependent on their policies. Any claims filed after the honeymoon date will most likely necessitate to be paid and his parents will grasp the bad easy target. Not him.
Once the new policies are within place, tell his parents. That protects them.