If I read the law right, the ruling to take COBRA is made on a per-beneficiary argument, so even if the employer does not offer dependant-only insurance, you can choose to insure simply the dependant if you take COBRA.
Is that right, and if so, how do they even numeral out how much you have to discharge, since the company doesn't pay premiums that course?
Answers: COBRA does not cover dependent only, it doesn't thing if the employer offers dependant solitary insurance. The primary policy holder has the decree whether or not to take COBRA, which is what "per beneficiary" vehicle.
If you have a dependant explicitly unable to win health insurance because of a pre-existing condition YOU must stay on COBRA along near that dependant but you can take the rest of the line off. The premium will be 102% of the cost for that coverage while you be working there. Most, but not adjectives, plans offer hand and spouse, employee and child, and hand and family coverage. You would settle the premium depending upon whether the dependant is a spouse or child.
Is that right, and if so, how do they even numeral out how much you have to discharge, since the company doesn't pay premiums that course?
Answers: COBRA does not cover dependent only, it doesn't thing if the employer offers dependant solitary insurance. The primary policy holder has the decree whether or not to take COBRA, which is what "per beneficiary" vehicle.
If you have a dependant explicitly unable to win health insurance because of a pre-existing condition YOU must stay on COBRA along near that dependant but you can take the rest of the line off. The premium will be 102% of the cost for that coverage while you be working there. Most, but not adjectives, plans offer hand and spouse, employee and child, and hand and family coverage. You would settle the premium depending upon whether the dependant is a spouse or child.