Could you answer this multip-choice examine something like robustness insurance ; underwrite ?

Which of the following statements about underwrite is TRUE?

A. Underwriting assumes that adverse risk across different populations is the same
B. Underwriting is a process which requires potential insurers to release price rates prior to policy approval
C. Underwriting is a complex process contained by which insurance companies under-bid their competitiors in hopes of securing a buyer
D. Underwriting attempts to generate an estimate of which groups will have the most medical requirements

Answers:    B
a. and b. are true Its kinda tricky but I think the right answer is D. Adverse risk surrounded by different populations would be different.

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