Anyone who has have issues getting stepchildren health insurance coverage thru their stepparents company..where on earth the requirement is to be Fulltime student (given) AND must be a dependant on Tax Return..in instruct to keep coverage? My 20 yr. have now be dropped retroactive to 12/07 and can not get Cobra cuz too much time have laspe. Policy changed a couple years ago..news to force; company now auditing. Biological children, Foster kids and kids of same sex partner to not even have to assemble this requirement. How can that be? Any regualtions that say that is to say not allowed? Help!
Answers: Are you positive that it is singular stepchildren?
Some policies do have the stipulation that the child must be claimed on the parents income rates. Unfortunately the insurance company doesn't check the child's status until there is a claim - afterwards a letter go out requesting the required documentation, full time student, and tax return.
So, relatives who's children are still on the policy might just not enjoy had a claim that triggered the paperwork to check status.
If it truly is basically step-children that are being prejudiced, afterwards call your state insurance commission and they will know how to direct you.
No, there's no regulation that says it's prohibited.
But it's no different for biokids, or foster kids, or kids of same sex partners - they hold to be a minor, or a full time student AND a tax dependent. They aren't singling out stepkids.
If the Summary Plan Document states that a stepchild must be claimed on taxes to be eligible, next its not illegal for the employer to enforce that.
More and more employer are doing dependent eligibility audits.
I could rattle bad a dozen or so large national employer that require stepchildren to be claimed on taxes in decree to be eligible as a dependent. Its not really an unusual requirement.
Answers: Are you positive that it is singular stepchildren?
Some policies do have the stipulation that the child must be claimed on the parents income rates. Unfortunately the insurance company doesn't check the child's status until there is a claim - afterwards a letter go out requesting the required documentation, full time student, and tax return.
So, relatives who's children are still on the policy might just not enjoy had a claim that triggered the paperwork to check status.
If it truly is basically step-children that are being prejudiced, afterwards call your state insurance commission and they will know how to direct you.
No, there's no regulation that says it's prohibited.
But it's no different for biokids, or foster kids, or kids of same sex partners - they hold to be a minor, or a full time student AND a tax dependent. They aren't singling out stepkids.
If the Summary Plan Document states that a stepchild must be claimed on taxes to be eligible, next its not illegal for the employer to enforce that.
More and more employer are doing dependent eligibility audits.
I could rattle bad a dozen or so large national employer that require stepchildren to be claimed on taxes in decree to be eligible as a dependent. Its not really an unusual requirement.