I own a rental property and the tenant has lived within for 5 years. He fell down the stairs and has a spinal column injury. Will my homeowner's insurance cover his medical bills?
Answers: Hopefully you had a rental dwelling policy surrounded by place on the house...
If so, the liability will cover this
maybe. it really depends on the exact wording Nope. You involve a policy to coverage the rental property.
Hopefully, you have a landlords policy, not a homeowners policy, on the rental property. A homeowners policy will not cover the rental.
The landlords policy liability will cover his injuries if you own medical payments. The liability coverage will cover if you were lax. If he was merely clumsy and fell he can try to sue but will probably not win.
Is the rental property listed as an further covered location on your homeowners policy? If so, yes; if not, no.
Answers: Hopefully you had a rental dwelling policy surrounded by place on the house...
If so, the liability will cover this
maybe. it really depends on the exact wording Nope. You involve a policy to coverage the rental property.
Hopefully, you have a landlords policy, not a homeowners policy, on the rental property. A homeowners policy will not cover the rental.
The landlords policy liability will cover his injuries if you own medical payments. The liability coverage will cover if you were lax. If he was merely clumsy and fell he can try to sue but will probably not win.
Is the rental property listed as an further covered location on your homeowners policy? If so, yes; if not, no.