I guess I don't know much. But what would life insurance determine as unexpected death? Thanks. Netty
Answers: Death by happenstance in most cases. If you enjoy a Accidental Death and Dismemberment policy, get rid of it. If it is added to an existing policy, what's 2-3 bucks a month.
Ex: You obtain involved in a saloon wreck.
Option A: Die at the scene...It's an accident.
Option B: Die on route or at hospital.No twist of fate. Death by complications.
Any other cause excluding natural. Some policies enjoy a 2 yr. "suicide" clause in them and they WILL NOT pay packet out the face utility of policy only return prem. pd. . read insurance policy that have that provision...contact aarp.com for example!
Oh, like when you way of walking down the street and a piano drops on your head. Or you are contained by a fatal motor accident, where on earth the accident is what kill you (if you have a heart attack, and that kill you, and causes the luck, it's not covered).
Anything that's sudden and accidental - not murder, zero health related. No strokes, heart attacks, etc.
i ponder these are good site for insuance and insurance company details you find your answer
http://www.insuranceplan4u.com
http://www.insuranceandinvestments.network
The answers, above, are good.
One salient point that cause confusion:
If you are on a metal ladder and a power column falls toward the ladder, you own a choice.
If you stay on the ladder and are kill, your death is covered.
If you dive off the stepladder, then it is your choice to do so. The policy may own an exclusion for conscious actions undertake by you.
Then, as stated above, if you stay on the ladder and a 'prudent man' would hold jumped, the company could say aloud you committed suicide.
Unlikely, but slightly possible. Almost all companies will money your heirs as it is 'accidental' even though you made the conscious decree to stay or jump.
Lawyers savour creating havoc. So, if you are a lawyer, please stay on the stepladder.
Personally, I think it is better to submerge. But my decisions are not other good. I own voted for liberals.
Answers: Death by happenstance in most cases. If you enjoy a Accidental Death and Dismemberment policy, get rid of it. If it is added to an existing policy, what's 2-3 bucks a month.
Ex: You obtain involved in a saloon wreck.
Option A: Die at the scene...It's an accident.
Option B: Die on route or at hospital.No twist of fate. Death by complications.
Any other cause excluding natural. Some policies enjoy a 2 yr. "suicide" clause in them and they WILL NOT pay packet out the face utility of policy only return prem. pd. . read insurance policy that have that provision...contact aarp.com for example!
Oh, like when you way of walking down the street and a piano drops on your head. Or you are contained by a fatal motor accident, where on earth the accident is what kill you (if you have a heart attack, and that kill you, and causes the luck, it's not covered).
Anything that's sudden and accidental - not murder, zero health related. No strokes, heart attacks, etc.
i ponder these are good site for insuance and insurance company details you find your answer
http://www.insuranceplan4u.com
http://www.insuranceandinvestments.network
The answers, above, are good.
One salient point that cause confusion:
If you are on a metal ladder and a power column falls toward the ladder, you own a choice.
If you stay on the ladder and are kill, your death is covered.
If you dive off the stepladder, then it is your choice to do so. The policy may own an exclusion for conscious actions undertake by you.
Then, as stated above, if you stay on the ladder and a 'prudent man' would hold jumped, the company could say aloud you committed suicide.
Unlikely, but slightly possible. Almost all companies will money your heirs as it is 'accidental' even though you made the conscious decree to stay or jump.
Lawyers savour creating havoc. So, if you are a lawyer, please stay on the stepladder.
Personally, I think it is better to submerge. But my decisions are not other good. I own voted for liberals.