Answers: OK, this is a trick question, right? Because it's not HARD to find GL coverage for construction or contractors. Even latest business - it's just really, really expensive, relatively speaking.
Any local, independent agent should be capable of get you a quote. Even if you do demolition. Even if you sub out 90%. It's only going to COST a whole lot.
If you're looking for a $200 policy, it's not out nearby.
Please contact your home builders association out there. The trade have a group. That group is sought after by insurance companies and agents...as well as brokers.
Yahoo does not want me to solicit your business, so I own to pass on helping you directly.
Your association beside a professional group will be a good bet.
In reality, (next to me) it is your best bet.