I have insurance, and I be wondering if medical co-pays are negotiable. For some, I realize the need, but later there are other types of things that inevitability to be done such as seeing another doctor and following up and the procedure. A good example would be cataract surgery, you involve to have heaps many appointments and a co-pay of $30 can really donate up, Chiropractic would be the same item. I know they say that Dr. visit are negotiable, but are medical co-pays?
Thank you.
Answers: Only beside the doctor - but not a MEDICARE copay. And most of the time, they won't - because the insurance is usually paying $12 or so towards the visit, and your copay is the rest of it.
Contrary to your statement,co-pays and doctors fees are not movable when billing your insurance for them. They are part of the contract your physicians agrees to when he accept your insurance and their reimbursement. If a doctor negotiated a further discount on your co-pay, he would be within violation of that contract and it would negate any recompense made by your insurance. Some insurances allow a follow-up without a co-pay after a procedure-but this depends on the insurance and the procedure done.
They might be flexible if you are paying cash however.
Negotiable by whom? Your robustness insurance company certainly negotiate them, mostly with the population who choose the company's health consideration policy.
As to the service provider, they may be able to waive them, but it's their money they are giving away. All you can do is ask.
Sometimes co-pays are exchangeable. It won't hurt to ask. When I had my hysterectomy, I remunerated a co-pay on the first visit, but afterwards the other visits and the after surgery visit were adjectives included with the first co-pay. I suppose the drs office can waive a co-pay if they want to.
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Answers: Only beside the doctor - but not a MEDICARE copay. And most of the time, they won't - because the insurance is usually paying $12 or so towards the visit, and your copay is the rest of it.
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Contrary to your statement,co-pays and doctors fees are not movable when billing your insurance for them. They are part of the contract your physicians agrees to when he accept your insurance and their reimbursement. If a doctor negotiated a further discount on your co-pay, he would be within violation of that contract and it would negate any recompense made by your insurance. Some insurances allow a follow-up without a co-pay after a procedure-but this depends on the insurance and the procedure done.
They might be flexible if you are paying cash however.
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Negotiable by whom? Your robustness insurance company certainly negotiate them, mostly with the population who choose the company's health consideration policy.
As to the service provider, they may be able to waive them, but it's their money they are giving away. All you can do is ask.
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Sometimes co-pays are exchangeable. It won't hurt to ask. When I had my hysterectomy, I remunerated a co-pay on the first visit, but afterwards the other visits and the after surgery visit were adjectives included with the first co-pay. I suppose the drs office can waive a co-pay if they want to.
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