Our current home insurers say that if we site a caravan for letting, our home insurance will be invalid. Have tried several insurers and none will offer house insurance near additional public liability for letting caravan. Business insurers right to be heard they don't cover.. Caravan insurers say "with the sole purpose if on licensed park" There MUST be someone out there who have a static caravan sited on land close to their home and who knows how to ensure that their home and their people are covered by insurance! Help!
Answers: OK, this is bizarre. By Caravan, do you mean "camper"? You've bought a camper, you want to rent it out?
You can buy the coverage for the camper itself, through Foremost or American Century - walk to a local, independent agent, and ask if they'll do that. But the LAND it's on, will need a broad liability policy, which will run you $750, minimum premium, IF there's no pool or lake.
Start near the agent that writes your house insurance, and if they can't do it, you'll have to move your business to an agent that CAN do it adjectives - including the "good stuff", your house and saloon insurance. If you call an agent, and ask them to write the second-hand goods - the rental camper and a stand alone CGL policy, they'll tell you no - too much hassle, not plenty commission to cover the time investment.
Do you also want insurance cover for the static caravan?
If so, the best approach is probably going to be to find one broker/insurer that can cover both aspects. Some brokers have delegate authority to underwrite home insurance and have more flexibility than traditional insurers.
You may know how to get a local broker (pick a big independent one) to issue a home policy which can be extended to cover the liability of "business visitors" (i.e. those renting your caravan).
Alternatively, start next to a specialist static caravan insurance broker like K. Drewe Insurance Brokers Limited - Tel: 0845 4 56 57 58 - mail(a)kdib.co.uk and see if they can provide both van and home insurance.
base upon your situation,I think you should find something adjectives here.http://home-insurance.featured-resources...
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Answers: OK, this is bizarre. By Caravan, do you mean "camper"? You've bought a camper, you want to rent it out?
You can buy the coverage for the camper itself, through Foremost or American Century - walk to a local, independent agent, and ask if they'll do that. But the LAND it's on, will need a broad liability policy, which will run you $750, minimum premium, IF there's no pool or lake.
Start near the agent that writes your house insurance, and if they can't do it, you'll have to move your business to an agent that CAN do it adjectives - including the "good stuff", your house and saloon insurance. If you call an agent, and ask them to write the second-hand goods - the rental camper and a stand alone CGL policy, they'll tell you no - too much hassle, not plenty commission to cover the time investment.
Do you also want insurance cover for the static caravan?
If so, the best approach is probably going to be to find one broker/insurer that can cover both aspects. Some brokers have delegate authority to underwrite home insurance and have more flexibility than traditional insurers.
You may know how to get a local broker (pick a big independent one) to issue a home policy which can be extended to cover the liability of "business visitors" (i.e. those renting your caravan).
Alternatively, start next to a specialist static caravan insurance broker like K. Drewe Insurance Brokers Limited - Tel: 0845 4 56 57 58 - mail(a)kdib.co.uk and see if they can provide both van and home insurance.
base upon your situation,I think you should find something adjectives here.http://home-insurance.featured-resources...
Resolved Questions: