I am American (29 years old), living in the UK next to my British husband (39 years old). We are looking into relocating (going back, for me) to the US. The individual thing holding us fund at this point is health insurance. I would be fine near employer provided group insurance. My husband is not only British, but he also have a pre-existing condition known as Polymyositis. He is within perfectly moral health, otherwise and is on a single medication once a week to control his disease.
Being that he have this, the main condition of our human being able to relocate is that he must enjoy health insurance as soon as possible when we do move over, which would mingy an individual policy, as far as I can tell, which we don't mind at adjectives paying for. So my question is simply, is this possible? Will anyone cover him? And if so, would there be a time length in which he would inevitability to be resident in the US prior to coverage starting? Also, approximately what would be the cost of something approaching that? Thanks!
Answers: Your husband would be better off on a group insurance policy if at hand is one available.
You would need to check beside available individual plans in the nouns you are locating to. See if they would accept your husband beside his medical condition. If they would accept him, would he enjoy a year wait on Pre-existing conditions? Those question would need to be answered and you would obligation to submit an inquiry to the company to see how your husband would be treated.
I know BCBS states if you are not a US citizen you must have resided within the U.S. for at least six months and own had a complete physical by a physician contained by the US. within times gone by two years.
If your husband was eligible through an employer group policy, he wouldn't have any pre-existing limitations as long as he be continually covered for the last 18 months
In FL, your hubby would own to have a green card for us to write him. The pre-existing condition would depend on the insurance company, they adjectives differ. He would most likely hold to go on a group policy as very well after he gets his green card.
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Being that he have this, the main condition of our human being able to relocate is that he must enjoy health insurance as soon as possible when we do move over, which would mingy an individual policy, as far as I can tell, which we don't mind at adjectives paying for. So my question is simply, is this possible? Will anyone cover him? And if so, would there be a time length in which he would inevitability to be resident in the US prior to coverage starting? Also, approximately what would be the cost of something approaching that? Thanks!
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Answers: Your husband would be better off on a group insurance policy if at hand is one available.
You would need to check beside available individual plans in the nouns you are locating to. See if they would accept your husband beside his medical condition. If they would accept him, would he enjoy a year wait on Pre-existing conditions? Those question would need to be answered and you would obligation to submit an inquiry to the company to see how your husband would be treated.
I know BCBS states if you are not a US citizen you must have resided within the U.S. for at least six months and own had a complete physical by a physician contained by the US. within times gone by two years.
If your husband was eligible through an employer group policy, he wouldn't have any pre-existing limitations as long as he be continually covered for the last 18 months
In FL, your hubby would own to have a green card for us to write him. The pre-existing condition would depend on the insurance company, they adjectives differ. He would most likely hold to go on a group policy as very well after he gets his green card.
Resolved Questions: