how to multiply the surrender pro of my Life Insurance Policy near Life Insurance Corporation of India?
Answers:
Only sure way - ring them and ask for an updated Illustration using the current interest rates.
Other Answers:
it depends on your policy type . lic will give you your premium + bonus - money final
Depends on who is the beneficiary of the policy as well, the employer or the company? G00GLE Cash Surrender Values of insurance policies and you'll grasp necessary suggestion materials.
Is near any guideline to claim Insurance? any for Life or Motor vehicle?
Answers:
Life: Most LI companies have a significant detail of unpaid claims because they are not notified of the passing of an individual. There are generally long boundaries to make a existence claim.
Auto: Depends on the state and the company.
Other Answers:
claim (klām)
tr.v., claimed, claim·ing, claims.
To demand, ask for, or pocket as one's own or one's due: claim a reward; claim one's luggage at the airport carousel.
To take surrounded by a violent comportment as if by right: a hurricane that claimed two lives.
To state to be true, especially when open to put somebody through the mill; assert or maintain: claimed he have won the race; a claimant claiming many supporters.
To deserve or give the name for; require: problems that claim her attention.
n.
A demand for something as rightful or due.
A starting place for demanding something; a title or right.
Something claimed in a formal or endorsed manner, especially a tract of public stop staked out by a miner or homesteader.
A demand for payoff in accordance next to an insurance policy or other formal arrangement.
The sum of money demanded.
A statement of something as a fact; an assertion of truth: make no claim to be a cure.
idiom:
lay claim to
To assert one's right to or ownership of.
[Middle English claimen, from Old French clamer, claim-, from Latin clāmāre, to ring up.]
claim'a·ble adj.
claim'er n.
SYNONYMS claim, pretense, pretension, title. These nouns refer to a legitimate or asserted right to constraint something as one's due: had a permitted claim to the property; makes no pretense to scholarliness; fit pretensions to the presidency; has no title to our appreciation. See also synonyms at demand.
Source(s):
http://www.answers.com/topic/claim?hl=insurance&hl=claim
Is it banned to ask for a copy of the insurance from your member of staff?
Answers:
I'm gonna assume you meant employer. If that is to say the case, can you ask your employer for a copy of their insurence?, yes you can. In certainty, there are reliable insurance policy that they are required to have and required to post contained by a visable area so that adjectives can see. Common policies are unemployment, disability, liability and workmans compensation
Other Answers:
No, but you should be the one supplying it. Unless you be determined their vehicle insurence, then you HAVE to enjoy a copy for your own liability insurence.
u mean ur employer? who do u work for?
You are asking if it is unjust for your employer to ask for your insurance information from you -- the employee.
No it is not criminal. It is absoluely essential if they are going to add you to their commercial auto policy.
They aren't asking you for this information so they can use it if you carry into an accident.
They are asking you for this information so they can underwrite you into their commercial auto policy. If you are a complex risk then they will hold to pay more contained by premiums on their commercial auto policy.
If you refuse to provide it or enjoy a very desperate driving record it could jeopardize your employment.
It is not risky for an employer to ask for a copy of your auto insurance policy, if you use or get into a company saloon. If you do no travel or erranding outside the office for your employer, they shouldn't comfort.
As long as it pertains to the job at appendage, and you have a confidentiality statement surrounded by the by-laws, handbook, etc...
do the insurance possessor breach its contract because the customer live contained by an apartment but is not on the lease
Answers:
You will have to be more detailed within your question. I am presuming that you hold a possible claim under a "Renter's" policy; is that correct? Depending on your state's insurance owner, if you are NOT the named insured, after usually your property is NOT covered, regardless if your name is on the lease or not. It is not a breach of contract for the situation you describe, however, please read your policy for the limitations and exclusions afforded by the haulier in your state.
Other Answers:
Most insurance carrier will not ask for a copy of the lease when a renters policy is written, but if a claim is filed they could request it. A polite agent will explain this to you when you start the policy, but these days some family try to go next to the 1-800 plans or online and then you won't enjoy any one to review your situation.
What's the best type of vigour insurance for a pregnant woman?
Is it PPO, HMO, etc...Answers:
Every plan is different, depending on deductibles, premiums, etc.
If you are not currently insured, you will have trouble getting insurance at adjectives if you are already pregnant without insurance. Insurance companies do not usually insure folks with "pre-existing" conditions.
Other Answers:
HMO resembling Kaiser or Healthnet..you pay almost nil
comprehensive health insurance that will cover pre-natal assistance, labor & delivery, hospital fastidiousness for the infant & post-natal care. PPO & HMO will cover adjectives of those but with HMO you do own to have referral.
PPO costs more, but you might have greater freedom to chooose a doctor.
I ponder HMO cuz it helps more than it costs
Personally, I reflect the more choice any insured person have, the better.
While an HMO may be less expensive premium-wise, it will require your Primary Care Physician (PCP) to coordinate ALL contemplation for you. Anyone you see outside of the PCP requires a referral from them. Plus the HMO tends to be involved surrounded by a LOT of the decisions involving your vigour care. On the other appendage, your out-of-pocket costs with an HMO are probably going to be lower than a PPO.
On the other appendage, a PPO just money that when you choose your provider or doctor from the insurer's network, you will receive more favorable benefits (lower or possibly no co-pay). You are free to see anyone you choose; anyone outside the web will cost you more than anyone inside.
If you already have a physician, check to see if they are within either the HMO or PPO framework. If they are in one but not the other, that may give support to make the edict for you.
You probably can`t get coverage if your pregnant.Most crucial medical plans have 180 to 360 year period until that time they will cover a pregnancy.they don`t want the exposure if things do not well for the expecting mother.Its in attendance way of protecting the risk they assume when insuring you.
try drinking veges or fruit it could help
A pious husbond.
hmo but vist doctors and she which one you feel more confortable next to and will take trouble of you and your baby
try medicaid or medicare, boht of them cover 90-100%. I merely received Medicaid. I also have an insurance for everything, the phonenumber is 8OO-730-7315 if you ask for Barbara, she will assist you out. You can also call 411 and ask for Health department contained by your area. There they can explain everything you might be eligeble for and what they can do for you.
Good Luck
P.S. No, it's not me.
Source(s):
Personal exp
26 weeks
Chances are, if you are already pregnant, no condition insurance will cover you as a new forgiving. You may need to procure a state-funded coverage, which is pretty good within most places.
The best tpye of health insurence is medicad
Source(s):
My 3 elder sisters
No more sex ! !
r u pregnent or something (just wondering) having a apt husband
the Answer is HMO
HMO
How old are you are you already have a baby I'm individual 13 so I wouldn't know but I'd go near an insurance company with a title approaching We Insure Pregnat Women!
i had my 2nd child surrounded by kaiser (HMO) and only salaried $10 and that's it.
Source(s):
me oh my
HMO are good because they usually cost smaller amount. PPO give more flexibility when choosing your doctor. It may be difficult to attain coverage for a pre-existing condition. You may have to explore other option if you are already pregnant. A state program may be the way to move about if all else fail. The estimates of the cost of having a toddler in the U.S. extent from $6,000 to $8,000 for a normal vaginal confinement and $10,000 to $12,000 for a cesarean birth. Hope it helps, devout luck:)
Source(s):
http://www.kaiserpermanente.org/?engine=sitematch&group=kp-org
Your mama.
Anthem BCBS PPO. We are using it right now and is great. We have to undergo IVF treatment and Most of the Prescriptions be also covered.
cigna
Source(s):
sister
stormant-vail
in my belief, it's HMO.
Source(s):
answers.com
PPO I ALMOST LOST MY BABY AND I HAD TO STAY IN THE HOSPITAL HALF MY PREGNANCY AND WELL I DONT KNOW IF IT WAS BECASUE MY COMPANY WAS SELF INSURED BUT I ONLY HAD TO PAY 300. THIS WAS W/BCBS PPO
HMO is the best by far. you only pay cheque $10 for office visit and everything is covered. i only rewarded $800 out of $10,000 that my delivery and stay within the hospital cost. that's almost nothing. near PPO's you pay 30-40% of everything. if you're working, next get HMO coverage through your employer. it doesn't situation if you're already pregnant, they'll cover you through the group plan. if you don't work, unfortunately not a soul will cover you. you can go to a free hospital and they'll cart care of you.
Source(s):
personal experience
medicaid...its adjectives free pregos always qualify. and if u enjoy medicaid u can automatically get wic on ur wic appointment
its best if u help yourself to a mediclaim b'4 u plan
if your poor medicade
HMO
medacaid
can an insurence agent that sell a policy be a beneficiary?
no spam or emailsAnswers:
No. He is, as your agent, your fiduciary. That means, contained by a nutshell, that he cannot indulge in self-dealing. If he does things that benefit himself (and consequently hurt you or your intended beneficiaries), the court will presume that he used trickery and manipulation to induce you into a position of disadvantage. He will next have the burden o proving to the court that no such article occurred.
Other Answers:
It sounds approaching that should be a, no.
May be state specific..but that really sounds like a conflict of interest. At the amazingly least, the company's underwriters would potential take issue beside it! Perhaps the agent should refer the policy to a co-worker to be safe.
If the agent wrote a policy for a family unit member or a business partner near could be reason to be included as a beneficiary. A buy/sell agreement near a business partner would require it. Underwriting will probably need copies of the trial docs.
Only if there is an insurable interest. Meaning if you are husband and wife or perchance you are partners contained by a business or you own real estate together or any number of things.
http://www.insurance.com/FAQs/lifeFAQDetail.aspx/index/9
Source(s):
time insurance agent.
How do I become bonded as a business surrounded by New Jersey ?
Answers:
I would call a commercial insurance agent or a multi-line agent. Try here: http://www.insuremyhouse.com Many of these agents can write bonds.
Is near any strange / innovative distriubtion concentrate (s) for insurance ? bar bank, agency etc..?
---- exp. Life insurance--- new/ innovative channels , save for traditional one ?
--- or any new tube you thinking of ?
Thx so much, I need to use these information for my Final Year project ~~
Answers:
It appears that the interrogate period have expired. If you have received an answer that meet your needs, please choose one of those as a 'best answer.' If you haven't received a upright answer for your question, you may want to consider the following,
1) Re-post your examine. Newer questions take more activity on RunEye.com than antiquated ones.
2) If you do re-post your question, consider why it wasn't answered the first time. Could it be more specific? Could it be worded better? Were at hand grammatical or spelling errors? Was it in the best category?
If it doesn't give the impression of being likely that re-posting your quiz will help you, next here's a listing of my favorite 'answer sites'. Maybe one of them will help out you.
Answers.com http://www.answers.com/
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HowStuffWorks http://www.howstuffworks.com/
Wikipedia http://en.wikipedia.org/wiki/Main_Page
Since I really haven't answered your question, it is expendable to give me any points. Regards.
Other Answers:
internet. accuquote and sites resembling it.
what is state arable farm 5 digit self #?
Answers:
I believe you are talking just about the NAIC #.
You should call your agent because this number can swing by state and State Farm has more than one company file. You should be able to find the NAIC # on your insurance card.
what is payroll insurance explicitly offered by aflac?
Answers:
Its for short term or long possession disability where you are unqualified to work and thus unable to collect a paycheck. Not sure if it covers unemployment/layoffs though.
Other Answers:
It looks similar to it's a supplemental health insurance plan to reimburse for uncovered and out-of-pocket expenses, like travel to the hospital or deductibles.
The contribution for the insurance can be taken directly out of your paycheck through payroll, on a pre-tax basis.
Source(s):
http://www.aflac.com/
http://www.aflac.com/us/en/individuals/AdvantagesPolicyholders.aspx
how can I write a corporate prospective for an insurance company?
INterested in writing a corporate prospective for a unusual insurance companyAnswers:
It appears that the question time of year has expired. If you hold received an answer that meets your wishes, please choose one of those as a 'best answer.' If you haven't received a good answer for your interview, you may want to consider the following,
1) Re-post your question. Newer question get more hobby on RunEye.com than old ones.
2) If you do re-post your cross-question, consider why it wasn't answered the first time. Could it be more specific? Could it be worded better? Were there grammatical or spelling errors? Was it within the best category?
If it doesn't seem plausible that re-posting your question will assist you, then here's a register of my favorite 'answer sites'. Maybe one of them will help you.
Answers.com http://www.answers.com/
Bartleby http://www.bartleby.com/
Yahoo Reference http://education.yahoo.com/reference/
HowStuffWorks http://www.howstuffworks.com/
Wikipedia http://en.wikipedia.org/wiki/Main_Page
Since I really haven't answered your interrogate, it is not necessary to bequeath me any points. Regards.
Other Answers:
I'm not sure I understand your put somebody through the mill. Here are some good insurance articles:
History of Insurance - http://www.findlocalinsurance.com/insurancelearn.html
Current Insurance News - http://www.findlocalinsurance.com/insurancenews.html
do you involve liability insurance on topography surrounded by louisiana?
Answers:
Many times if you have a homeowners policy located somewhere else it will cover the estate. In that case check next to your agent or the policy. If you do not have a homeowners policy and are planning to build on the parkland, you should get a builders risk policy. If you are not looking to build later check out an umbrella policy.
My Cell phome Company, Sprint, did not notify me near be a deductable charge of $50.00 along next to a 6.00 dolla
Our 2nd phone is broke and they won't replace it without the charge. I don't ever wage for insurance premiums plus a monthly charge and swear they did not disclose the charge.David Cole
Answers:
Well they should told you. Also in the fine print.
Other Answers:
at hand is a way to carry back at them you can refer someone to sprint and find $25 bucks each procession you give them
What if your dad vanished you 125,000 surrounded by a duration insurance policy and your familial member spent it?
Answers:
Most states have exceptionally strict laws pertaining to this exact situation. In my State, these law are generally referred to as "The Uniform Transfer to Minors Act." Our tenet is similar to other states' laws, because it restricts expenditure of the entire amount of the proceeds, if more than $5k, to an adult who have been appointed by a court as your financial guardian. Contrary to what most folks believe, a parent DOES NOT automatically hold guardianship over a minor child's financial estate.
Since the entire $125k be paid, I suspect someone be appointed as your financial guardian by a court. This is very glib to find out, with the assistance of an attorney. Whenever a financial guardian spends some of these proceeds, he or she must know how to demonstrate how you benefited directly; expenditures such as your college education, a current car for your sole use, etc., would qualify. The directive holds the financial guardian responsible for reimbursing you (plus interest in some states) any monies spent that go wrong to meet this check. Egregious cases may be subject to criminal prosecution.
I suggest you seek the guidance of an attorney.
Other Answers:
SUE THEM!
sue them and make them clear back every penny of it ...
but if he departed it to you how did they get it?
if you hand it to them and they spent it then its your own quirk
how did they gain access to it?
I can't find the problem.
Who was name in the policy? If they be and received the check why can't they spend it.
If it was yours how did they find their hands on the money?
I dream up that there are clauses on things resembling that that make it where on earth it's put into a trust fund until the beneficiary turns 18 or 21.
If that were a authentic case scenerio, I'd be pissed, unless it go toward my education. If it go toward a new vehicle for my mother's new boyfriend, I may enjoy to have a FIT.
If it be left to YOU, nobody but you could procure it.
First of all your ethnic group can't spend it unless you're under-aged. Unfortunately if you are/were under-aged at the time the money was spent, you'd hold to hire a lawyer or financial investigation firm to find out if the money be mis-appropriated. The more unfortunate piece of it, is that if your guardian chose not to work and lived off of the money while supporting you, after you have no recourse. Anyone who is your guardian and spends the money doing anything for you can "prove" that the money be not "misappropriated". They might have jacked you up for the adjectives, or kept you from having the head-start that your father obvioulsy invested in good health in for you, but if you received anything from them that over-time can amount to the total sum, afterwards I'm afraid you just hold to chalk up the loss and walk away. If this did begin to you, but you're under 25, you can recapture the opportunity by yourself by establishing some nice of retirement fund. You don't have to do this through your situation and it doesn't take alot of money. Most of them will make a contribution you this awesome credit for investing post 26 by doubling your interest about 20 years beforehand retirement, which is a VERY good return. I only wish I have done it. LOL I hope everything turns out ok for you.
I guess that most people would vote sue them. But I say it really depends on what they spent it on. If it be bills and necessity them im sure your dad would be proud of you to just suck it up. But if the blew it ailing tell ya the undamaged legal process point is a joke and the merely ones who really get salaried are the lawyers. 9 times out of ten the those dont have the money to retribution back the money and adjectives you really get is headache and heartache. I right to be heard forgive them and take the adjectives to show real love to a family connections who probably never had it. You could adjust the pace of an entire colleagues in your own flesh and blood.
You'd first have to find out how they get it.
While there is a remote accidental they could have gotten it improperly by either pretending to be you and next outright stealing it....the more likely overnight case is that you were not of trial age at the time, the money was put within a trust on your behalf and then they spent it from that and have ways to indicate it was 'for your behalf', when I don`t know it wasn't.
You need to find out what they used the money for. Maybe it help pay for the house you lived within, the food you ate and the clothes they bought you and you just didn't know it at the time. In that suitcase, the spending was reasonable and was exactly what your dad intended the insurance to be used for.
If that's not the armour, you could try to sue, but they you'd only be going after their assets that they purchased next to the ill gotten money. If they spent it on things, you could put together a claim for those things, but you are not going to get the money rear from the person they spent it beside.
For example, if they bought a car.....you'd carry the car (which depreciated surrounded by value). You would NOT get the saloon dealer to impart you back the money they spent.
So no thing how you look at it, unless they have some money or other assets from somewhere else contained by an amount equal to what they took from you, which is doubtful, you may not have any other recourse to seize your money back.
But for revenge, you may want to try to awaken your local prosecutor to attempt to bring criminal fraud charges (as long as they statute of limitations has not run out.....this can be as little as two years contained by some states).
If it was departed to YOU via a life insurance policy, your ethnic group members couldn't own gotten their hands on it to spend it. The check is other made out to the beneficiary ONLY.
If your family member spent the procedes from the life insurance policy, after the monies were designated to be given to THEM, not YOU, regardless of what your dad told you.
Intent channel nothing, merely the beneficiary listed on the policy contract counts.
If you be a minor when this happened, you may own recourse to legal remedies. See an attorney.
IF U ARE THE NOMINEE OF THE INSURANCE MONEY AND U R LESS THEN 18 YRS THERE IS NO WAY U COULD GET U'R HAND ON IT , IT WILL BE PLACED UNDER THE TRUSTEESHIP OF AN GUARDIAN OR APPOINTEE AND AT THE TIME OF DISBURSING THE APPOINTEE NEEDS TO GIVE AN UNDERTAKING THAT THE POLICY PROCEEDS SHALL BE USED FOR THE PURPOSE OF THE NOMINEE, IF THEY HAVE SPENT IT AND U HAVE PROOF THAT IT WAS NOT SPENT ON YOU THEN THEY CAN BE SUED
what is an thought?
Answers:
<An idea is a specific concept which arises surrounded by the mind of a person as a result of thought. The possession arises in both popular and philosophical slang.
The colloquial expression "I have no idea" may be used surrounded by any situation where the speaker is not conversant of something. In this general sense the permanent status is synonymous with "concept".
Other Answers:
perception
n 1: the content of cognition; the main item you are thinking about; "it be not a good idea"; "the thought never enter my mind" [syn: thought] 2: a personal view; "he have an idea that we don't approaching him" 3: an approximate calculation of sum or degree or worth; "an estimate of what it would cost"; "a rough model how long it would take" [syn: estimate, estimation, approximation] 4: your intention; what you intend to do; "he had contained by mind to see his old teacher"; "the model of the game is to occupation all the pieces" [syn: mind] 5: (music) harmonious subject of a musical composition; "the theme is announced contained by the first measures"; "the accompanist picked up the idea and elaborate it" [syn: theme, enjoyable theme, musical theme]
Source(s):
http://dictionary.mention.com/search?q=idea
Being that this question be asked under INSURANCE... I would vote that actuaries come up with insurance planning by examining statistics. Here is some insurance history: http://www.findlocalinsurance.com/insurancelearn.html