do you know the answer ?.?
I am thinking of doing private hostage negotiation/extraction.What is the sort of cut you get for brokering it beside the insurance companies.
Answers:
I don't know if there is a cut per read out, but I do know that many insurance companies hire their own hostage negotiator for extraction purposes.
However, if you go to an insurance company and bring up to date them you have the hostage but will not release them in need compensation, then you are looking at federal and international law being broken.
The best entry to do would be to create some sort of alliance with the insurance company prior to going out and finding someone, or better, hold them hire you.
Other Answers:
17-20 with accurate behavior.
Can atheists gain insurance for act of God?
Seriously, if you don't even believe in God, how would the intact act of God point apply to you?Answers:
God never puts more on you than you can bare...What ever you walk through will make you stronger....the best insurance you could anywhere would be to adopt Jesus into your heart and believe that he will protect you...Read Psalms 91 that's all the insurance you requirement. I'll be praying for you and may God bless you and yours.
Other Answers:
acts of god? If nearby was a god I thought he be supposed to be loving and not cause tragedy... That in one piece phrase makes no sense...
The FOOL has said within his heart, there is no God. Psalms 14:1 So why would a fool be interested within insurance against acts of "no god"? It's not momentous if the insured or the insurance company believe in god - this is merely a term that the insurance companies use for unshakable events that they refuse to rate out on.
So - whether there is or is not a god is irrelevant - the definition of "acts of god" used by insurance companies determines who receive compensation.
Insurance is a Business = they lately want your money - they do not care what you guess. The answer is yes. An "Act of God" would be if your neighbors car be parked in the street, lightening struck your natural tree and a huge branch fell on the vehicle causing weaken. Likewise to any property. And NO it is not some excuse not to pay. Some homeowners policies own something called the "Good Neighbor Clause" where on earth the insured can request a certain amount of money be used to help out with the "Act of God" loss.
what do relatives do when they own no natural life insurance?
My uncle has cancer so they won't pass him life insurance and he's slowly dying, melancholic to say and I know it's awful to reason about this but he have no life insurance, he be in the army for years but according to him he doesn't enjoy any from them it's void when you return with out, well, it's exspensive to enjoy a funeral and get a casket and when he pass's I don't ruminate any one can afford to pay for it adjectives....I know your thinking talk to the people and split it up...well, we hold a crazy family...any other suggestions...is in that like any serve that I don't know of...you know how they have grant and such for school and food stamps and such for low income family is there any energy insurance you know of who will except people near cancer,,any suggestions?..thanks...Answers:
if he is a veteran afterwards thet will be pay for his funeral ring go to the va website and ask for facilitate look up the faq's to help find out what benefits he may enjoy it varies from what years they served
Other Answers:
Find out if he be really in the army near an honorable discharge he should get a income and insurance from them for health and other benefits. Plus if he owns nil the state buries people who own zilch its called paupers graves within some states. Check your local county clerks for more information.
I'm not sure, I imagine u can go to a hospital that donesnt inevitability LI. Did you know that at first life insurance be called disappearance insurance, and no one bought it!
Jackmac :P~
I know this sounds strange, but check with your county/city/state something like a pauper's funeral. It DOES exist- I don't know what is involved but you may have to use this opportunity (unless you can get everyone to agree to a cremation-which is cheaper). Oh! There is one other likelihood you may not have hear about- he would have to sign papers for it- He can donate his body to science. A medical arts school can use the body to study cancer as well as afford medical students a chance to practice suturing, etc.
Source(s):
My father donated his body to a medical arts school. I don't think here are any grants for this type of entry. Cremation is the least expensive...something to dream up about anyway. If he have no real property he can be buried as an "indigent" plan the state will pay for it. Talk to a funeral home for alternatives.
I do not understand that uncle be in the Army. If is vet have no bad conduct discharge, the system will pay for his funeral. Call the VA or look it up on flash. You need find out more his time surrounded by the Army and call the VA for assist.
STAY ALIVE!My experience have been that veterans are given a burial lot, so that's one smaller number expense. A long, lengthy rouse & funeral are not necessary and unanimously are burdensome both financially and emotionally on the family. Talk to a local funeral home director to find out what your option are - perhaps a sometime viewing with a funeral service surrounded by the evening would work. Cremation is generally a smaller amount expensive option (the casket is usually rented not purchased) and the ashes can be buried surrounded by the free veteran's lot. All the best to your family during this difficult time. Usually, a person's heir are liable for debts including burial costs. Some bodies are donated to medical schools to avoid these costs. If no university will adopt the body because of its condition, you can minimize expenses by eliminating adjectives ceremonies and cremating the body. Some localities enjoy provisions for burial of paupers check with the medical examiners or coroners organization or the sheriff's department.
I enjoy been free and clear of cancer for 3 years not a soul really wants to insure me. With helpful cancer you do not stand much chance. What you can do is contact his military branch and see if he qualify for a veterans funeral.
"The Department of Defense (DOD) is responsible for providing military funeral honors. "Honoring Those Who Served” is the title of the DOD program for providing dignified military funeral honors to veterans who have defended our nation" This conceivably just what you inevitability, a local VFW am vets or other group may be capable of help also.
If this is not a possibility, you may be capable of have a benefit to back provide for his expenses. You could look into a funeral preplan. You may wish to homily to him about his reaction about burial or cremation. When my friend passed he be viewed at home for a brief term after death, cremated and the inherited held a nice memorial service after, this held expenses to a minimum because there be no rental of casket or anything. I know this is a terribly unyielding thing to touch and I commend you for it. Really try the VA and the army and the veterans groups and see what they can help beside, and if need be try a fund raiser to give a hand with providing for his wishes. Also see if near is a local Hospice group, they can be of great help contained by so many ways, both of you could probably use the support.
Source(s):
http://www.cem.va.gov/mhg.htm
http://www.funerals.org/faq/vet.htm
There are life insurance policies for relations with cancer. Call a few duration insurance agents in your nouns and ask about "Guaranteed Issue" Life Insurance. Give your uncle's age. Expect this to be expensive and expect that if he dies surrounded by the first year that the insurance company will pay pay for his premiums plus some interest. He still could live another couple years so this may work out.
Source(s):
experience Sometimes the state will give grant for that. Also, funeral homes will help out. But the state should also donate a burial plot. I hope this helps. I'm praying for your uncle still. God bless you!
Health Insurance bungled! Help !?
My wife went to a hospital and the bills are of roughly speaking 4000$. The insurance company paid lone 300$, saying the maximum of this disease have been reach. Actually the agent misled us.Frankly I cannot hope to pay this much. What can I do. Talked to the Insurane Co. but they refuse, saying we should enjoy read the contract !
Please help what should I do ?
Answers:
My CPA told me that any owed hospital bills cannot be stained against your credit report. That's one good point.Talk to the financial office at the hospital. I have to go to ER finishing year. My ins.co. MEGA (AWFUL!) doesn't cover any ER, and fin. dept at hospital knocked bad 1/3 of the bill. Hope this helps.
Other Answers:
First speak near the financial dept. at the hospital and explain the situation, next contact a legal representative for assistance. Should you find yourself in dire straights, contact local, county, and state agencies that will sustain you out. Good Luck
Source(s):
Total Health Care Client. Insurance is good, but the prices stink.
First, is the insurance company correct? Is there a clause surrounded by the policy that specifically limits coverage on your wife's disease to $300? Insurance company's habitually lie. They are obedient at it. So, check the facts by reading the policy.
Second, can you prove the agent lied/mislead you? Do you have written files of his 'sales claims', conversations, statements he made, etc.?
If you have strong evidence that any the company is defrauding you (that is 'they lied') or the agent defraud you (he lied), then sue them surrounded by small claims court. I have successfully sued several insurance company's within small claims court (as long as I have the facts on my side). Sometimes they do not even 'show up' to contest the lawsuit.
Best wishes. Get a further explanation, contained by writing, from the insurer of its position that maximum limits own been remunerated. For example, does it base its position on the certainty that the policy has a set maximum for your wife's condition, or because you erstwhile to get pre-authorization for an acknowledgment or a procedure? The answer to that question could be determinitive of your subsequent step, if any.
What kind of policy be it? Usually, major medical insurance policies do not own limits, even for specific procedures, that are that low. It may be a specified infection policy, or even one that pays only a fixed sum for respectively day confined to the hospital--the latter kind of policies are generally intended to supplement foremost medical insurance, by providing extra money to defray expenses. They are not to replace major medical insurance.
Also engender sure that you have exhausted adjectives potential sources of payment. For example, are you and your wife employed? Do you hold health coverage through work? Make sure that the claim is submitted to adjectives potentially responsible insurers. Was her illness or injury work-related? If so, workers compensation insurance may be a source of compensation.
You state that the agent misled you. If you can clearly explain how (rather than you just not kindly what you were buying), you may want to contact that department within your state's Department of Insurance that regulates agent conduct--it may be call something like "Agent and Agency Services". State insurance Departments enjoy a complaint-intake process for situations such as these--and they will require the agent to respond. In fact, the let-down of an agent to respond to a Department inquiry can itself be a violation of the state Insurance Code and take the agent into serious trouble. However, be prepared to wait for a resolution--state agencies are usually understaffed and move slowly.
In the meantime, you should receive payment arrangements beside the provider. They are accustomed to dealing with citizens without insurance, and will potential be happy to establish a reimbursement plan for you. However, do not promise to pay more than you are consistent that you can. It is better to make small payments steadfastly, than to promise something that you cannot do. But be fair next to the provider--if you can afford $100/month, commit to paying that amount, not just $10-20. The provider furnished services to your wife when she needed them, and deserves to be compensated. The fact that you own an insurance dispute does not eliminate your necessity to pay for the medical services. If you prevail contained by your dispute, the amount that you paid out of pocket to the provider can be made a piece of the settlement of your claim.
Source(s):
Personal knowledge, and 25 years experience within insurance law and consulting.
College Student covered by Dad's Health Insurance?
Hey Im a college student and have be covered under my dads condition insurance since I was a kid obviously. Ive be at college for 2 years. Spending 9 months out of the year away from the homeMy father and I arn't on the best of terms right very soon and I got a bid from him today telling me he have a new brief and his new insurance company will not cover me because I don't live contained by the house at least 6 out of the 12 months.....Please bring up to date me if this makes since to you.....I know he get a new available job but the insurance thing only doesnt seem to include up.....If a insurance company was close to this many college students would be in need coverage because they are at school for 9-8 months out of the year.....I in recent times want to know what you gals/guys think on this so I can possibly call upon him out on it. (If he doesn't want to help me out thats fine....but dont fake to me!)
Answers:
As far as I've seen, the student is other covered under a parents insurance until he finishes his schooling or turns 24. The student must be an officer resident of the household and a dependent of the parent. If a student lives in makeshift housing due to schooling, he is still considered a resident of the parents home.
It's possible the people at your father's unmarked job did not think through the situation
Other Answers:
I went to college right after soaring school and I be covered under my family health insurance til I be 21. As long as your going to school that intact thing beside having to live within the household does not apply. Although if you are still going to school when your 21...you will not be covered. As of immediately, he (your dad) should still have you lower than his plan.
It really depends on what state you live contained by and what insurance you have. For example surrounded by my state a student is covered until they are 24 as long as they are full-time. See if you can find out what insurance he has and ring them directly to find out.
are within group insurance rates for california cosmetologists?
Answers:
Hi, if you are all employee's on payroll next there is a devout chance you can capture group health. If you are adjectives 1099 / sole proprietors then you would own to get individual insurance. There are some great individual vigour insurance plans out there!
The relationship below will help you answer the interrogate of whether or not you qualify as a group.
http://www.lamontinsurance.com/employee-benefits/index.html
This is a great individual health plan that includes medical, dental, delusion and RX:
http://lamontinsurance.com/tonik/tonik.html
Good luck,
Chris
how abundant residence existence insurance policies be issued later year?
Answers:
Let's see, less than 40% of the American population owns some sort of energy insurance. Of the 40%, less than 5% have Term insurance. 2% of the term insurance sold come from Primerica Financial Services. You do the math.
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Ideally, the scope of your sound out should be more narrow, but I will try to answer as phrased.
If you option statistics from a particular insurer, you may want to review its annual report to shareholders (if it is a stock company). Alternatively, you could check the Annual Report that the insurer is required to folder with the insurance regulatory authority surrounded by its domiciliary jurisdiction. It is uncertain if any will provide a policy count, as most financial data on insurers is reported surrounded by gross figures, such as gross aggregate premium for a distinctive line of insurance. Any finicky insurer may also simply tell you how lots individual policies were issued if you ask them. If you appropriate the latter route, you will probably need to inquire of a regional or national sale manager, as lower rank people may not enjoy access to the data.
If you preference broader information, such as the aggregate number of term natural life policies issued by all companies, you may want to contact, or check the website of LOMA, a chief life insurance industry supervision.
I cannot determine why you want this information, but keep surrounded by mind that some policies are issued during the course of the year to replace others that have lapsed--therefore, not every issuance of every investigational policy represents a new insurance consumer purchasing a policy.
Source(s):
Personal fluency and experience from 25 years of insurance law practice and consulting. Go to the Medical Information Bureau at www.MIB.com.
They verbs records of adjectives life insurance buzz in the US, broken down by month.
Source(s):
http://www.lifeinsuranceadvisors.com
Can a mortgage broker's license see general public who aren't licensed for insurance to write ins quotes?
Can a mortgage broker's license along with insurance license see me to write insurance quotes (*w/o my license) for my boss who is now a mort. broker/insurance agent?Answers:
In some states yes, a supervised layman can duduce premiums, but not adjectives. The person generate the quote needs to be an agent and most states require anyone dealing next to the public to be licensed as an agent.
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Most states require a licience - so I doubt it
How do I findout if a policy is inforce?
Answers:
Call directly to your insurance company.
Other Answers:
Contact either your broker or the insurance company on your Declarations Page of your policy and ask them. If you want to inquire give or take a few a 3rd party's insurance (e.g., you want to make sure your contractor have valid insurance), you can ask for a certificate of insurance. If you consistency the certificate is artificial, call the insurance company that issued the qualification. Also, if it is a contractor, you can contact your state contractor's license board, which regulates the licensing, bonding, and insuring requirements for contractors.
Source(s):
Personal experience
Should I or should I not?
I have be working at my current job for for a time over a year. My boss is also a friend of mine that I worked with at another insurance agency, and when he get his own I followed him to work for him. Anyway I have my own organization and have never have a complaint about me and hold never been reprimanded for anything, and my boss comes to me and say he just hired an bureau manager and that I would hold to give up my organization and move into a shared office.I be destroyed, because not only did he not mention he be hiring anyone ,but I wanted to know why he didnt pick me? The character he hired doesnt even have the experience that I enjoy, so i just dont receive it. My question is should i utter something to him or just not enunciate anything and continue to be hurt and angry until i want to quit my living because of it?Answers:
You should say something. But, when you do, be detached, be professional and hear him out. He may not have picked you because you are so honourable at what you do that he didn't want to take you away from it. Ask him adjectives your questions, listen, ask more question. Do not let yuour emotion get involved. After you own your talk, settle on what you are going to do. DO NOT yell, cry, purloin it personal. If you do decide to quit, you will hold to decide if you still want to be friends. Just my assessment.
Other Answers:
I think you answered your own ask. :)
Always stand up for your self. I guarantee you. He will respect you for it! Say something to him. You are friends and he should respect you as a friend and as an member of staff. I f he won't help you out you should start up your own agency.
Ask him why he did what he did, and hear him out. It could be that this person is a short time ago perfect for the position. On the other mitt, maybe you do deserve the position so a moment ago let him explain himself since you jump to any conclusions. Afterward, it's up to you whether you remain working for him or not.
you can't mix business and pleasure, he will other be your boss before he is your friend, catch another job if you want to stay friends near him or your problem will grow into hatred.that sucks that he hired someone else he could have picked you instead since you be working there longer.. and ya thats gotta hurt when they hire someone minus experience, he could have purely picked you instead.. well even if you enunciate something to him its not gonna change his mind cuz he already have hired her/him.. you should look for another job screw him... Just ask him politely. The worst he can do is voice, "None of your business." (Which I doubt he will...) And you shouldn't quit your job because of for a while thing next to your boss. Jobs are hard to find.
Politely express your concern with the means of access that the transaction was handled--not near the transaction itself. That is bound to trigger a conversation about his reasoning for doing what he did.
Keep contained by mind always that nearby is no right to a job. You own a right to accept a position that appeals to you, but you do not own the right to dictate the terms of your employment. Provided that the employer does not violate the regulation in the carriage in which he deal with you, he/she is free to run the business as he/she see fit.
Do not get yourself crazy over small issues, as you proclaim yourself to be a small party if you do. The size of an office is meaningless. Do your living, do it well, and do not hold grudges. Life is really too short to be address in any other road.
Source(s):
Life experience. You should walk right within and tell him everything. It is best to be break open with your boss at adjectives times, this will make work pleasurable.
Know where on earth I can find a chronicle of individuals who are going to turn 65 within the month of July who reside within CA?
Answers:
I have hear that people achieve that AARP newsletter and they have no concept how they got it. Sounds resembling AARP has adjectives the connections to that demographic! Maybe they sell their mail lists?
What type of insurance rider can be purchased for a nuptials reception-church requires one to serve champagne!?
Can this be purchased thru homeowner insurance?Answers:
it can be added on as an endorsement to your homeowners policy, or the venue may purely require a copy of your declarations showing your limitations of liability. Either way for a in the future event its pretty inexpensive.
How tons lick to the center of a Blow Pop(I PREFER THEM OVER TOOTSIE)?
Answers:
3
Other Answers:
You ask the dumbest questions.
1930298
thats for authentic
Can't count that high and I bite into it since then also!
And licking to the center of a Blow Pop have what to do with insurance? :-)
How do I carry my companies uniemployement Insurance tale number?
I need this to report to the U.S departement of occupationAnswers:
It is the EXACT same number as their Federal Tax ID number. It is on your W2 form that they gave you for your toll return.It is a number that looks like this: xx-xxxxxxx .The state severance number (at least surrounded by Texas) is different. The Fed. unemployment is call FUTA or Form940.
Other Answers:
Call the company's HR dept.
from the HR dept
What percentage of nation reward MORE into their form insurance than procure out of it?
I'm talking in the order of on a yearly starting place. Then answer on a lifelong basis. Thanks! This is really pertaining to the U.S. Thanks1Answers:
I don't know but I really use my vigour insurance like crazy. I know those ancestors hate me. I'm other at the doctor's office.
I assume those 20 something year olds are much healthier and don't call on the doctor as much tend to spend more for health insurance and not reap the benes.
Before I get my insurance, my presecription drugs cost me $400 a month. Now that the insurance pays most of it, I pay around $90.