stock flea market?
ques-- when it was started surrounded by india,when it get influence towards india and full detail abt stock marketAnswers:
NOPE.. Fish Market
Other Answers:
http://www.crnindia.com/
http://www.bseindia.com/
Source(s):
visit the above sites will make u clear just about indian stock market , thank u
What is the cost of a workers compensation injury?
I am looking for the average cost per injury / case of a work comp injury. Preferably musculoskeletal injuries. Also the indemnity costs.Thank you, Patrick Zerr, P.T.
Answers:
I am assuming you are not the injured entertainment? You do not provide enough information within your question. There are passageway to many workers com rates to gues the answer. This is a simple example. If you hold an officer of a company injure them self and the bills total $10,000 will not cost your workers rates to increase nearly as much as a roofer with matching total bill amount. Workers comp rates are based upon mission risk. An officer is rated around 2% and a roofer is rate around 48%. Turning in a $10,000.00 claim will not effect you as much at renewal time as a $10,000.00 roofer injury. Some find it cheaper to remuneration the $10,000.00 themself to eliminate a huge premimun increase. This give somebody the third degree has to lots variables to answer. This one question lead to many more. kmwooten1@yahoo.com for more free answers.
What can you do when an Insurance Co. wont pay packet a disability claim, short of hiring a attorney? First step please
I have Dr. evaluations and own been paying for over 10 yearsAnswers:
First step is to appropriate a long, hard and honest look at the declination and your policy. Review your policy to see how it define "disability". Generally there are two types; "Any Occ" and "Own Occ".
Any Occ (short for occupation) states you will receive benefits if you are sick or injured and cannot fulfill the things duties of any occupation for which your experience and education are appropriate.
Own Occ states you will receive benefits if you are sick or injured and cannot fulfill the stuff duties of your occupation.
An Any Occ definition gives the insurance company alot more move from side to side room. They can contend that your condition does not allow you to do your occupation, but you could do jobs A, B or C, thus you do not qualify for benefits.
You will also want to double check the elimination (or waiting) extent on your policy. It may simply be that the elimination extent has not passed but.
If it still doesn't make sense or you get the impression that the insurance company is wrong, I'd speak to a lawyer. Good Luck.
Added 2/24:
Thanks Rich. I read your answers and recurrently I don't bother answering the question because I've nought more to add. You and I appear to see eye to eye on alot of things.
Other Answers:
Financial Answer Guy has a great answer for this. Got my vote.
waht is a personal lines CSR/Processor?
it is something to do with an ins. agencyAnswers:
A personal lines CSR/processor usually works for an insurance agency/broker and is a (AND SHOULD BE) a licensed being who can sell auto, homeowner, boat, motorcycle, mobile home, motorhome, recreational vehicle insurance, etc. They can also put on the market commercial insurance but primarily they handle the personal lines products and also service client accounts. They are competent to take claim reports, adopt policy premium payments, makes change to policies and are considered the fiduciary party between the client and the insurance company. They work for YOU.
Other Answers:
It is a entity who works for an insurance company. Personal lines means that they would bar auto and homeowners insurance, and not commercial insurance accounts. This person would typically answer the phone and get adjustments to insurance policies. This assignment may or may not require an insurance agents license, depending upon the company.
how to convince customer from insurance point of landscape?
Answers:
As an Insurance Agent, you first need to determine what it is they are contained by need of, what it is you hold to offer. If a soul does not need anything, consequently you waste everyone's time.
Second, as long as you possess appeal and integrity, and you yourself believe in the necessity of of protecting the individuals and their family, you will not have a problem.
When you inform your clients of the good point of your products, and show them how they may be at risk without - if they trust you as an individual, and believe your words, they will adopt your advice because it is for their protection.
We insure people's lives, their family, their livlihoods. Once they understand how their policies work and what their coverage is in the region of, they will be equally dedicated to you for existence.
Good luck my friend!
Other Answers:
If you are trying to sell insurance, after you highlights the benefits of having insurance. If you are selling enthusiasm insurance, you highlight what happen to most families that lose someone minus insurance. The cost of the funeral, changing home, loss of income, robustness insurance. You alway highlight benefits of living, cancel money from the policy and use it for education and medical bills.
Approximate amount rewarded for nouns and wager on injury from a sports car coincidence? My spine get shifted contained by 4 places?
Answers:
is "shifted" the phrase your chiro is using? Adjusters are pretty jaded since chiros say that roughly speaking everyone. Was there any "disc impingements" "slipped disc", etc? Anything broken? Any marked marks? Did you own to wear a cervical collar? how bad is the mar to both vehicles? own you missed any work? Can you walk/ sit/ sleep/ eat/ etc normally? did you progress to the ER? And lastly, are you attorney repped? These are some of the major factor of your settlement.
Can I database a insurance claim if my sister be driving?
my sister just not long recked my car and I have liability coverage but the lady hit my sister. My sports car is completly totaled, and my sister did'nt have a license single a permit. My motor is paid sour but now I am out of a motor and have to buy another one can I directory a claim with the other ladies insurance to achieve at least the blue book importance of my car so I can buy another one or since my sister be driving do I have no rights and a moment ago *** out of a car.Answers:
As the owner, you can report a property damage claim against the other person's insurance. How much money you capture will be based upon the liability and the state law. Without knowing the facts of the accident, I will relate you most insurance companies will probably attribute at least some liability to your sister since she be unlicensed and would not be able to properly defensively drive.
I will also communicate you that the Blue Book value is not what is used by Insurance Companies. The Blue book worth is a national average for the vehicle, whereas insurance companies look at the locality (A BMW in Beverly Hills is worth more than a BMW contained by Montana).
I would suggest getting all the facts of the fluke together and calling her insurance company to set up a claim through them.
Other Answers:
If your sister was driving rightfully you should be able to win some restitution. If she wasn't. I'm not so sure.
You need to contact your insurance company to find out. Ther is no style we can tell you what your insurance company covers. It will depend on:
(1) the insurance company
(2) your policy
(3) the state where on earth the accident happen
Call your insurance agent to find out. And remember, just because you ring up your agent doe NOT mean you are obligated to profile a claim.
Good luck!
Source(s):
Personal experience (4 cars, in 6 states and 3 countries, beside 3 different insurance agencies)
If the other lady be at fault you have need of to file a claim beside her insurance. If her company refuses to discharge then you turn it into your insurance company which will travel after the company and get the money from them. Providing you hold full coverage on the vehicle.
Source(s):
Im an insurance agent
Being that you had only just liability, you will need to contact the other party's insurance company. Was within a police report? If so, get a copy. You can also ring up the other party directly to find out if they put a claim contained by yet and who you have need of to call.
a natural life insurance plan that covers the entire loved ones?
I WOULD LIKE TO HAVE A PLAN THAT NOT ONLY COVES MYSELF AND SPOUSE BUT CHILDREN AS WELLAnswers:
There is such a thing. Many possession insurance plans and UL plans offer this. The husband or wife would be tabled as Insured. The other listed as cohesive insured. The kids are added with a Child Term Rider. People do this for adjectives insurablity reasons. Talk to a local agent to review your coverage wants. http://www.insuremylife.org
Other Answers:
no such thing
You could attain a first or last to hours of daylight policy and add a rider on for coverage on the kids but i would grasp the kids thier own policy which are very cheap for young at heart kids. Possible a whole live or a wide-reaching life.
time insurance for kids is nuts. overpriced and why would you want it. the future insurability drivel is just a chitchat point so agents can sell it to you. what is the actual percentage of kids today that can't get hold of term insurance when they grow up to full-size status. And so what if when they are an adult they enjoy $5,000 of face attraction insurance.
skip it. it plays on emotions. who requirements to collect a few bucks on their dead child? i sure would not.
Jeez Trade, that's immensely subjective of you. Perhaps the financial burden of a child's death is worrisome for this soul. Perhaps they have a own flesh and blood health history that warrant protecting insurability. (Protecting insurability is not simply a sales ploy, but something to the considered, especially if at hand is a family history lifeless over the child's head) It is very sensible to expect that the child will need his/her own enthusiasm insurance later surrounded by life, so why not provide them a head start building equity contained by a policy?
I generally stay away from spousal and children's residence riders, however. They are cheap, yes, but usually better rates can be found underwriting the spouse separately. As for children, a residence rider (although some may be convertable) does not give you the skill to give the child a guide start in building equity surrounded by a policy. If this is important to you, I would consider small ($50k) VUL policies for the children. The sketch value growth avoids taxation and can be access down the road on a tax honoured basis for any explanation whatsoever, like college tuition.
The historic thing is , similar to Rich said, finding a professional that you can trust. Be very skeptical of any "agent" of any singular insurance company and avoid anyone that uses a "multiple of salary" approach to determine your need for coverage. Better to find an independent financial planner that specializes surrounded by insurance. They can complete a survivorship analysis for you and show you what alternatives are available to you. Good Luck.
can you assign a homeowner's insurance policy?
Answers:
You can assign someone as having an interest contained by the property such as a Contract Seller or Homeowner's Association. By doing this the assignee will receive notice if your policy is going to lapse or renew. It's a simple authorization on your policy.
Other Answers:
No. A homeowner policy is usually underwritten for the buyer/owners in grill only. When a home is sold to a contemporary prospective buyer, the new buyer must later qualify and have his/her own topical homeowner policy underwritten by the insurance company using personal information provided by the new buyer (i.e. ss#, prior residence address, any previous claims history, and most importantly, adjectives current data concerning the home).
highly unlikely. it's simply a contract and unless the contract says "or assigns" it's not assignable minus writen consent of the other party, within your case the insurance company. it would be notably unusual for this language to appear contained by the policy, declaration or contract. while you could ask to asign the policy, you'd probably lately be openig up a can of worms you don't want to mess with. within short, if you want to change the policyholder, speech to the agent and ask to rewrite the policy exactly the same first and they will more than likely do it, assuming you aren't trying to be slick on them or something.
Source(s):
i write contracts as a big part of my business and do pretty a bit of insurance work also.
what is the relationship between incentives,risk and behavior for healthcare providers,insurance companies?
Answers:
Wow, that is a subject for a book. So I'll basically say that for healthcare providers and insurance companies the incentive is profit, the risks are financial ultimately though they come from sundry threat areas, and their behavior is roughly in queue with capture profits with minimum risk.
What does an actuarial student (entry-level position) do at work?
Please provide details for different disciplines (Pension, Casualty, Life, etc.). Where can I find more information on the workday of an entry-level actuarial candidate (entry-level actuary)?Answers:
It depends on the company and the student. My first assignment (in 1979 --that's A.D at least) was to multiply a bunch of reserve factor times face amounts and enter them onto a spreadsheet, which at the time be a piece of paper! Later that year, I be building annuity tables. One year or two years subsequently I was writing programs to multiply reserves on reinsurance and project income for our division. Nowadays, it's more likely you'll run query on databases, build Excel spreadsheets and charts, or things like that. What you do after your first few months will recurrently depend on the aptitude you've shown in which subjects. Often, you'll also spend time at work studying for your subsequent exam.
I'm not particularly adapted with casualty and income work, but in casualty you might be putting together background for rate filings or aging of reserves. In pension work, you might be doing charts for slide presentations to income boards.
Other Answers:
The beginning actuary does routine calculation, data entry, etc. for more experienced actuaries, while research about insurance, actuarial work, and the company.
http://users.aol.com/fcas/advice.html
What is the best marketing advocate I can go and get for the medical community?
I sell Medical Malpractice and adjectives other lines specifically designed for medical practices. Does anyone have insist on on how to get ancient the "gatekeeper" in a busy medical bureau?Answers:
the Medical Marketing Association offers executive tuition programs in marketing for the medical pasture. you may want to take a look at
http://www.mmanet.org/
Other Answers:
lol. There's your problem. Trying to take "past" the gatekeeper.
Appeal to the caretaker and you will have much better luck.
However, your best bet is to communication or fax your information. Doctors preffer to read. Put in handwriting on the coverpage. "Per your request" and the concierge will think the doc have already spoken with you and not interfere.
Source(s):
experience.
Small Business/Family Health Insurance?
I want to quit my 9-5 job and work for my husband's small business. The solitary problem is...I carry the Health Insurance. Does anybody know where on earth I can get affordable Health Insurance?Answers:
There are a couple of things that you can do to check strength insurance rates. One would be to check websites like ehealth.com and netquote.com or my site LoveTheRates.com. I've programmed a link to my site below. If you take place to be from Connecticut, please click on the second link. That is also my site, I can pass you quotes from every Connecticut health insurance company.
Another would be to check near your state insurance department to get a chronicle of companies that sell individual robustness insurance in your state. I've programmed a link to a page on my site that will hand over you a list of insurance department websites.
First association, health insurance quotes (all states)
Second relation, health insurance quotes (Connecticut only)
Third relationship, list of state insurance departments
Good luck.
Other Answers:
Depends on your location. Can you confer us more information?
Contact your local independent insurance agent in your nouns. Ask for a competitive quote on health insurance and explain your situation. They should know how to calculate what the premium would be.
Check out ARIC.COM, This is a national company that have some of the best ratings I have see. They offer individual form plans that are also HSA compatible.
hurt my subsidise, labor and industry denied my claim dident miss any work. what can i do .?
hurt my back at work. go to hospital ,shot and x ray. labor and ind denied my claim. cost 3000 dollars work injury give support to.what can i do to get them to cover claim.Answers:
Get a personal injury attorney to represent you within a worker's comp claim. You did inform your employer you where hurt at work inside 24 hours of the injury right? Do some searching on the net for worker's comp claims. You shouldn't have to money a penny. I worked at an animal shelter and was bit by a cat, they compensated for my stitches and rabies vaccinations.
http://www.comp.state.nc.us/ncic/pages/all50.htm
Other Answers:
Are you self-employed?
If not, did your company enjoy workers comp coverage?
If not, you say labor industry, does this close-fisted no work comp., and you have already file a claim which has be denied? Why were you denied? You did not miss work, right. Is in that not a rule which states your claim bebefits begin after the first week of missed work?
You entail to check the rules and regulations out.
Re: your medical expenses, no health coverage? Why no claim file against employer's medical?
Unless you are self-employed. If you are, you cannot file a claim against yourself, even beneath the workers comp laws.
Source(s):
Licensed agent
record the 10 largest insurance companies contained by USA and the world?
Answers:
Look at the fortune 500 and fortune 500 global list
http://money.cnn.com/magazines/fortune/fortune500/
http://money.cnn.com/magazines/fortune/global500/
Other Answers:
Wow, you would have to jump on the insurance website for the exact 10 largest companies, but I can tell you that I give attention to that Lloyds Of London is one of them.....LOL