introduction of insurence?
when the insurance is intrduced to peoplewhat is concept of that
Answers:
Insurance is anti-risk. There are abundant things that could happen contained by life to me or to my property. Some things are inconsequential, other within things are expensive (financially or emotionally). Insurance helps muffle the financial aspects of negative events.
I insure my house against break-in and against fire and water spoil because it would be expensive to replace. I don't insure my pencil against loss.
My wife and my child would be devastated if I were to die. I would exit them with debts and the loss of my income - so I bought fair life insurance to dull the financial impact of my death.
Talk next to an insurance agent about the different risks that you take and how insurance can help out.
Other Answers:
Insurance covers possibilities.
The possibility of health problems, accident, and any unforeseen financial event. Insurance will lessen the effect of these things. Health insurance will help out to cover some day to light of day health related problems (doctors visits) and catastrophic form problems like heart attack, cancer, stroke. When these things evolve you health insurance will cover you so your financial must will not be as bad. Depending on coverage these bills cut be cut within half or even compensated completely.
Insurance in nonspecific works by hedging the probability that the majority of people beside the insurance will not need the coverage benefit. Since the most ancestors don't need it the money taken surrounded by by said companies will be able to run out to those who do need the coverage.
Most culture will not have the catastrophic robustness events that will require the insurance but on the off unsystematic it happen the coverage will protect those who do.
If you hold other questions on this, I can serve answer them in south africa, most peole cant afford vehicle so the bank loans them money. since the hill is giving out money , it is required then for you to pilfer insurance since the bank have insurable interest in the vehicle. it is to avoid you owing the mound R500 000 for a new Mercedes Benz SLK if its written rotten in a MVA. the insurance pays it out to the ridge and u can be assured that you ont owe the bank that partly a milion for the vehicle....
iam looking for the cheapest liability insurance for my windowpane cleaning service.?
Answers:
Do you stick to 1st floors or are you elevated? I imagine you are looking for a standard million of coverage? Try here: http://www.findlocalinsurance.com
This will contribute you agents in your nouns. If they can not help, they should know how to suggest someone.
what are Specific Principle of Insurance Contract?
Answers:
The principle of an insurance contract (the transfer of risk from a soul or business to an ins. co in exchange for money) is INDEMNITY.The purpose is to return the client to equal financial condition that existed prior to a loss. Contracts must be mutual in agreement,within is consideration,a valid reason,legalized age,conditional,they are aleatory and are unilateral in agreement.
Other Answers:
i really dont know...lol
did find shique within standared trust guard by christen (ibrahim ahmed youssef) here contained by this edge?
im from egypt my name isibrahim ahmed youssef ok im no marry im here to ask some quiz i hope find answer this question is shique i want ask this shiqueAnswers:
Good luck trying. The sheik sounds chique, even if your put somebody through the mill is a bit cheeky.
What is the best Insurance Scheme one can hold within India? All of them reimburse a illustrious brokerage to agents?
Almost all the vivacity insurance companies LIC or ICICI pay a elevated borkerage upto 35% of the premium to the agents. This reduces the return to the customer and the worth of the policy.In such a scenario is vivacity insurance necessary and which type will dispense the max return??
Answers:
you can go for Bajaj Allianz natural life insurence. I think its honourable. visit:www.bajajallianz.co.contained by
we are import from china i want insurance for these stock?
we want somebody check the goods earlier shiping and insure that goodsAnswers:
Try to find out
by sending a communication
to my friend from china
maybe he can halp you:
birongli2003@yahoo.com
Other Answers:
yes, most preferrable. since sometimes ur stuff will b victim of pirates, break-in, etc
hi any gud p&f agent will do that job for u, and incase u are import via ship- take a oceanic policy/ else u can also take a nouns cargo policy, ring ur agent noe
does anyone want a free quote on auto insurance? provided by farmers insurance. s. california preferred.?
Answers:
No Adverts on Y!Answers. Read the Community Guidelines.
Other Answers:
nah
Farmer's rates aren't the lowest anyways. Obtaining quotes from an independent insurance agency would be a better bet for anyone. Besides, Farmer's customer service and claims handling sucks.
how can I find out if a energy insurance company is a lawful, licensed company?
Answers:
check with BBB or Dun & Bradstreet
Other Answers:
There's usually a Dept of Professional Regulation contained by every state. Shoot them an email.
Standard and Poors, AM Best are two organizations that rate companies from A-F. Check them out online.
You can any contact the state insurance commissioner or go to the Better Business Bureau to find out if they are registered.
Get quotes find the ones that apply to your desires at reasonable cost you may not pick the Lowest or the Highest one because you will check out the BBB and State on the ones you are thinking around doing business with..
All licensed insurance co’s will not pressure you to the point of unfolding you that is a in the future only offer…If they do it is a salesman that will not be within business long. So check out what you find and go posterior to the one’s that check out. If you find one that you like and they are a short time higher consequently the second one you like run back to them and own them sharpen their pencil a bit If they can they may if they can’t then you will enjoy to make your declaration biased on the original quote. Just don’t walk back to a co. if you hold not checked them out. A little common sense go along way too don’t forget.
Here are a couple of honest references:
www.naic.org - National Association of Insurance Commissioners
www.ambest.com - Rating company for insurance industry.
Also, Life Insurance companies will not "sharpen their pencils". The rates for existence policies are based on rating class, age, sex, form, smkoing status, face amount and type of policy. The one and only hope is to have an underwrite decision reviewed surrounded by an effort to qualify for a better rating class.
do you suggest getting you P&C license within a week seem overly ambitious?
I am a good interview taker and have be an underwriter for a year now.Answers:
You can specifically do it in a week. Just don't capture overconfident about person an underwriter. I think sometimes its easier for someone that have no insurance experience at all to study the textile and take the tryout because their head is not full up with company specific guidelines. The ancestors who only enjoy textbook information will be able to answer the question based on what the state desires you to know. Good luck.
Other Answers:
No, I did it and I thought it made it easier, you have adjectives the knowledge pounded into your brain so taking the try-out was jammy. Good Luck!!
I think it depends on how concrete you study and how good a oral exam taker you are. If you are taking a 1 week course for prep and work at it full time for the week it's probably best to take the oral exam as soon as possible. When taking any state insurance exam, remember to read the question twice up to that time looking at the answers and selecting the best one. They really try to verbs you with idiom like: What should you not do unless..
not at adjectives. go to mikeruss.org and try out in that week long program. its a bunch of cramming information into your head, but hey its worth it if you are really that persistent about ratification the exam. take the cram course to, it really does support. within no time i become an agent with farmers and enjoy been doing fairly well.
is aflac a honourable company to work for?
Answers:
I would go beside Allstate. They have products that compete powerfully with AFLAC and consequently you can also sell auto, home, vivacity and securities. For agencies in your nouns check out: http://www.findlocalinsurance.com
Other Answers:
yes my brother works for them and he loves his job
r u a duck, u would be great for the commercials
Their products arent adjectives that competitive in my nouns. Take a look at firms where you can go other products as well.
my closing week at work i be injured.?
i turned in a see that i was going away due to moving out of the area the later week of working i fell and hurt my knee.this have been almost 8 weeks and my knee is not better and i am not competent to work i am a carpenter by trade.workers comp paid for the docter after i fell.i am not next to this company no longer and i need a mri will workers comp still remuneration for this and can i get compinsation for time out of work.we live surrounded by n.c. and thanks for any replys.Answers:
herniated disc 10-12-01. GET A LAWYER! the reality the injury happened on the brief is the real issue, not weather or not you are working in that now. If wc rewarded once they will continue until your doctor releases you. If you want surgery find as much about the surgeon as possible. Alot of times ins companies contribute you to the lowest bidder so be careful. Keep contained by touch if you need anything, I'm on messenger. Its upright to know that you did report it, and start treatment. Chris 26 m GA
Other Answers:
workmens comp should still pay for adjectives medical care you enjoy unless you signed a release.
You entail to call the claims adjustor and ask for an authorization for the MRI, if a doctor have recommended it send a copy of the referral to the adjustor and the workers comp ins should pay envelope for it, they are liable.
Insurance agencies charging fees for accepting payments within department. Your evaluation?
I own a small independent insurance agency. Ever since our companies have made uploading payments available, we hold provided this service to our customers at no charge. I want to start charging a $5 fee to adopt payments in-office for company-billed accounts--With the exception of reinstatements and new business.Over the second 5 years, this has cost my agency a great deal of money. Because a half million dollars PASSES THROUGH our commentary every year, we have be put into a higher toll bracket. My CPA's fees increase every year because her workload increases. I have one hand who works solely on reconciling month to month statements- 24 hrs/wk at $10/hr.
I don't want to explain ALL of this to my customers, and I know they like to stop within to pay every month.
What do you consumers out at hand think? What if I posted a sign next to the eff. date for this change, and give a simple explanation that it costs us too much $? What can I say to put together them understand I'm not newly trying to make a buck?
Answers:
My agency charges $7.00 and we collect individual for on time payments. I am aware of other agencies that charge up to $15.00. i honestly try to direct my client into other directions whether it is to earnings via their website, via phone, or mail. If the option are limited beside their carrier than I will collect it contained by office.
Other Answers:
It really depends on where on earth you are located. I live in a small town, and that would not step over well...within are too many other insurance companies to choose from and it would indeed look close to another way to "make an extra buck". It is supposed to be a convenience to the customer to be capable of bring it into the office instead of mail it.
Source(s):
Just my opinion, but i work surrounded by an insurance office also.
how do I respond to an insurance company who is suing me for money?
I had an quirk 2 years ago and even though it was their insured's knock, they are charging me thousands of dollars for repairs. I spent about 5,000 within my car.Answers:
Had you still have insurance at the time, you own insurance company would be handlimg this for you, and if it was the other person's knock, why did you pay to own your own vehicle fixed? Your best bet would be for you to get a advocate. If you can't afford a lawyer, draw from copies of the accident reports and speech to the other insurance company. It looks like you are heading to court though.
Other Answers:
Let your insurance company fiddle with this. Don't be intimidated by the other insurance company's tactics.
jump tell the cops.
You call for to see why they feel it be your fault. If you did not enjoy insurance, they are legally entitled to collect from you, and will pursue it lawfully. If you hold liability, they can (and will) get the money from you. However, if it is going to court, that probably finances they made attempts to contact you or to settle and you either refuse or ignored them.
You can hire an attorney, or you can try to uphold it yourself. If you choose the latter, go to your local court house, they own people here who will answer your questions roughly speaking how to properly submit an answer.
If a tree on MY property falls and damages my neighbors house,is it my ins or theres that take trouble of it?
Answers:
Their insurance would have to reimburse. While it is your tree, your own insurance would not cover damage to their property nor are you responsible. You do not enjoy control over what happens to the tree. The one and only possible exception would be if you knew the tree be a hazard (ie it be rotted badly or already falling). The same article applies if it is your neighbors tree.
Other Answers:
Yours, I had a tree drop from my yard on a neighbors unwanted items car, and my insurance have to pay.
i believe you are supposed to bring care of it. but if your trees are in close proximity power lines along the line of your property after most like it would be the company that produced the power lines in that because they were supposed to cut them down..but im not 100% sure but i have gone through that, and the state ended up paying for it because of the power lines ..i would check into it if i be you !
well it be ur tree but u might want to ask the meighbor if they r really mean they will probably want u to lug care of it which u realy should but if they read out they will take precision of it just agree to them
your tree, your insurance
Yours.
mrjo_ct is correct.
If your tree falls on the neighbor's house, it would go on the neighbor's policy. If your neighbor have a dead tree I would dispatch them a certified letter requesting that they bring it down.
This would be covered under their policy unless they have notified you within writing prior to the loss. I have be a licensed property adjuster for 20 years and see this on every wind event I work.
How do insurance companies work?
Answers:
The policy holders are actually the insurance companies. How insurance works is that individuals pool their moneu together because nobody knows who is going to hold a future loss and for how much. What the insurance company does is collects this "pool" of money from the inhabitants and gives it out as needed. They also invest the money and use experts to back determine who is at greater risk for a loss.
Other Answers:
they take your money, invest it, pay envelope clains with profits later increase premiums and do it all over again.
behind the times biker dude, pretty much hit it on the head...but have need of to add one entity... they are better at taking your money then paying out on your claim...