my dog EAT ALL OF MY PSP can i clame put a bet on?
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you must b
e gutted i would ring up and ask,it wouldnt do any harm on asking
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haha lol no u cnt
how old is it. does it enjoy a waranty if u bought the like 10 dollar warranty when u get it than im sure u could get a foreign one either at the store you purchased it at or if you contacted sony
what is a series 7 license?
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The Series 7 exam is a computerized test. You must be sponsored by a broker/dealer (who will be your employer), and complete a U-4 which is unsophisticatedly requires all your personal information and employment history. The NASD is the business that regulates the securities exam. I recommend going on their website to learn more.
www.nasd.com
It is a 250 grill test that they tender 6 hours to complete. You must score 70% or greater to pass. If you do not go beyond you must wait 30 days in the past you can take it again. After completing the series 7 exam, you will call for to take another exam to be registered surrounded by the state you wil sell. This can be expert by completing the series 63 or the series 66.
Hope this helps
Other Answers:
A "Series 7" is a class of securities license. It's also refered to as a "stock broker license" or "registered representative."
General Registered Represenative...allows the holder to provide stock, bond, mutal funds, etc to the public, provided they are employed by a NASD member firm.
I have an idea that it is about a 3 hr testing.
It's a general securities license. http://www.investopedia.com/terms/s/series7.asp
it is a stockbrokers license
Trip Mate a travel protection insurance co.Have you deal beside after.? If so.What be your experienses.?
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TripMate is a national broker who manages travel insurance for the Stonebridge Insurance Company. They've be around for awhile and are one of the largest and most reliable travel insurance brokers. Stonebridge has other companies marketing their insurance. A righteous resource to find travel insurance and to compare benefits is http://www.quotewright.com
how do i become a insurance broker?
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You need to be sponsored by an employer and steal an exam.
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Depending on where you live, I can give a hand you with that. Send me an e-mail near resume.
Don't be a broker, start a business with Primerica.
how to depart up your own insurance agent?
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Sit down with him. Have a heart to heart verbalize with him. Maybe after he'll open up.
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Agency? First step is bring licensed. Most commonly would be the Property/Casualty license, but I would suggest also getting the Life/Health license. What state are you from? Here is a good insurance resource: http://www.findlocalinsurance.com
I'm an agent for Combined Insurance and I reason it offers the best of both worlds, entrepreneurial and employment. It's 100% commissioned, so you are compensated exactly what you are worth (just like owning your own business). But it also offer benefits, training, merit-based promotion, and the power of a Fortune 500 company backing the products. If you close to, I could check into opportunities within your area.
what is a party process to remuneration my insurance reason representative staff who do service and sale?my commision 9%?
I currently get approx 9% commision on auto/home sale auto averages 600 every six months. Home about 1000 per year. The staff requests to handle service call as well but I want them to pivot to another product on that give the name. I am properly staffed with 3 agents. they tend do a moment ago sell auto & home insurance and not the energy & health minimal requirements I enjoy set which is 4-5 per month total. they take the underneath salary of $11.50 . Should I bonus them on the auto & home even though they are missing the other opportunitys I enjoy mentioned. they are basically merely taking orders as the phone is ringing stale the hook. I want to be fair and hang on to and retain my loyal team. any suggestions? I would approaching to get them to pivot to other products and come upon the minimum requirements for life & vigour.Answers:
Partner with an expert surrounded by other fields. I enjoy arrangements with P&C agents, annuity agents, etc.. where on earth I strictly handle the enthusiasm insurance for their clients and refer my life clients to them for P&C.
We do splits on cases. It have been tremdous revenue boost for adjectives parties.
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Sounds similar to you have multiple issues.
1 - the phone is ringing rotten the hook. Do they have the time to do what you would close to?
2 - reduce (or remove) the bonus on the auto & home. Increase the bonus on the time & health.
3 - training. How to pivot, question to be asked, etc etc.
4 - ask them what is stopping them from doing what you ask - or how would they acomplish such a thing.
Simplistic in need knowing a lot more going on for you and your business.
Any other homebuyers have trouble getting insurance policy?
I'd like to know if other homebuyers especially of fixer-uppers are have trouble getting the property they are going to buy insured. How did you get the mortgage and close on the property? I'm around to pay for a FAIR plan which is sooo expensive purely so we could close. Any other way? We are closing soon so in attendance is a time element involved. We lost so much time looking for insurance agents liable to cover. By the way, it's within the northern Baltimore area.Answers:
The few other spoil it for the masses. The cause insurance companies don't want to insure homes that need unmarked roofs, plumbing and cosmetics is because in most states if the house is contained by that condition when the policy is written, the insurance company can't "get off" of the policy once they write it. Most companies have underwrite guidelines that state roofs need to be 15 years feeble or newer, there wishes to be circuit breakers and not fuses, and the furnace must be updated in the finishing 20 years. Where you live there are probably deeply of homes that are selling way over their actual expediency, and believe it or not the bubble is going to burst some day. Buy the Fair Plan policy and grasp the house fixed up ASAP. PA Fair Plan returns the unused portion of the policy, don't know about MD. I'd basically get it fixed up as hurriedly as I can and then obtain an honest to God NORMAL homeowner's policy. Have you tried W.N. Tuscano Agency in Greensburg, PA? They are a brokerage house, and may be capable of help, but they are not cheap any. The difference may be that you will be able to but a Home Owner's policy and not of late a Dwelling policy.
Good Luck!
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Can't answer your question directly, but if you're close by the Coast, this is going to be a common prevalence in the close by future. For adjectives Coastal properties.
Heard talk from Ins. Cos on TV.
Fair plan is probably your only choice for a "fixer upper", expecially if the home is going to be untenanted while being renovated. Fair plan is completely expensive and very poor coverage, it does NOT cover liability. Once the home is livable and free from hazard you should shop for better coverage. Good luck to you. Yes, this is a common problem, as copious carriers don't want to insure a house that wants major repairs or updates (roof, electrical system, plumbing, heating) or that's valued under $100,000.
Before you budge to the Fair Plan, try Foremost Insurance. They have a more comprehensive policy than the Fair Plan. www.foremost.com
MUTUAL TRUST LIFE INSURANCE MATURED ENDOWMENTS 1990 found unclaimed contained by my baptize?
I was a minor at the time anyone enjoy anyidea how much could it be worth? ?Answers:
There's no way to know minus knowing what the face amount be and if it was rewarded to maturity. Check beside the company.
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Hey Angie, funny you should ask that question. One of my markedly good friends is a enthusiasm insurance agent for Mutual Trust Life in Ontario, CA. I am sure he would be content to assist you in contacting the company to get an answer for you. You can contact him via e-mail @:
gradyjennings@aol.com OR phone him @: (909) 986-2420
Let him know his Halloween buddy sent you....LOL :o)
How long does an insurance company own in the past they must clear out on a enthusiasm insurance claim?
I'd like to know if there's a tenet or rule (especially in California) about the time between the death and the energy insurance payout.Answers:
Here is a link to the California Department of Insurance website specifically relating to claims giving issues:
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A reputable company will pay inwardly 10 days of recieveing the death warrant. However, if there is anything quesitionable (murder by the beneficiary, suicide, etc) they will bottleneck it.
Check near the California Dept of Insurance (may be called Insurance Commissioner) Insurance companies are allowed time to investigate, however they enjoy to comply with state law and regulations Hi-
If it is after the 2 year incontestability period, afterwards a reputable company should take 2 weeks at most. If it is during the first two years of insurance, the insurance company have a right to delay to investigate.
If you enjoy a complaint I would recommend going to www.insurance.ca.gov
How much does Comprhensive Insurance for a morning nurture cost around NJ?
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Have done daycare for twelve yrs just stopped
you are going to inevitability it because there are preditors
trying to collect the insurance money at adjectives time at least hold you but covered. Good luck. I have switched carrers
fulltime you can pinch a look at site below. It help me come out of the daycare business. Share next to all your clients
email if you own any questions
If I form my son the beneficiary on my life span insurance, can my husband also access the money if he survives me?
I am concerned about the possibility that, if I term my husband as the beneficiary, his ex-wife will be able to access MY energy insurance money because of a quirky law we enjoy that says he must claim any "significant non-income-producing assests" when they numeral his child support obligation. $400,000 contained by cash sitting contained by the bank would qualify as a significant asset. This money is intended to out of harm`s way MY family's financial future should I die, not hers. My hope is that I can move it all to my son, and hold my husband be able to use it to discharge the living expenses until he turns 18. Does anyone know if my husband would have any problems access the money whenever and for whatever he needed it?Answers:
Indeed, consult and attorney and recount him/her your wishes and your complete situation. If your son (your desired beneficiary) is under 18 and you die, the court will not allow him to filch custody of such a large amount of money. They would appoint someone to oversee these funds (most possible your husband (son's father) but maybe not).
If you cart action presently while you are alive, then YOU create the decisions NOT a court. You will know how to change these decision later such as when your son turns 18 or finishes college.
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You should aim legal counsel surrounded by the state where you live. Normally, an insurance policy where on earth you leave the assets can one and only be accessed by someone else if they be to contest the award in court. That technique that your ex and his wife would have to bring a trial action and brave the payment. They could not receive any recompense by simply approaching the insurance company.
draw from to an attorney who can help you. It is possible to set up a trust or will to cover the use of the insurance proceeds so that the proceeds are used as you intended. You can dictate within the agreement how much, when and for what purposes money is to be used in command to keep it out of his direct control and ex-wife's access.
insurance company UNSEL address?
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never heard of them, but you could try society search or the white page on line...
hope that help.
Purchased a ING Investor Elite VUL 9 months ago, no I am have 2nd thoughts. How can I exit out?
We are 36 yrs old and trying to hide away as much as possible for retirement. Both of us max out our 401k and have a wearing clothes amount of cash save up. We purchased this ING VUL as an insurance / retirement tool, however, after doing more research (I know after the fact) I am wondering if I made the right choice. Or how I can cut my loss and get out? Any feedback would be handyAnswers:
Don't believe all of the hype give or take a few buying term and investing the difference (BTAITD). I took a long thorny look at the concept and here's a quick summary.
You will be further ahead by using the BTAITD concept during the extent when the term premiums are guaranteed.
Due to the make-up of the premium structure of level residence insurance you will be at a disadvantage when the premium guarantee runs out. You will either hold apply for new coverage (assuming you are still healthy) or verbs your coverage by paying ever higher and fast increasing premiums. You will end up much farther ahead sticking near the VUL concept in this time frame.
I am curious something like the face amount of your policy. Do you and your wife own term coverage surrounded by addition to the VUL? Is the VUL basically on one of you or do you each own them? How did you arrive at the $600k face amount?
For my clients that are contained by a similar situation, I often use the overfunded VUL concept to supplement retirement reserves. It can be a very efficient tool. I would never use just VUL to cover a ample need, however. As Rich suggested, desire out a financial planner to assist you. The VUL concept is a good one, assuming you call for the life insurance, it only may not have be executed effectively for your situation. If it makes sense to do so, you could downsize the face amount of your policy. Premiums on a VUL are flexible inside certain guidelines. You could stifle the face amount of the policy, cut back on the premiums and still end up near a sizeable account merit in retirement.
If you would approaching me to share more details on my examination of the possession vs. VUL concept let me know.
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Insurance policies are unilateral contracts. What that method is the only requisite you have is to reimburse the premiums. If you decide you don't want the contract any more, adjectives you have to do is stop paying for it. You own no other obligations.
As far as the VUL policy, if you bought it as a retirement vehicle, it probably wasn't the best piece to do. I would though, highly recommend you keep hold of some kind of lasting insurance. You protect your future insurability that method, and later within life you can wallow in all of your accumulate assets instead of having to pick up some for whatever final expenses you may have need of.
Also, stay away from online insurance companies. You don't get professional proposal
Source(s):
29 years in the insurance business
If you'd approaching any help or information have a feeling free to email me Before you started this policy did you meet near an advisor to go over your financial plan? If you did than I would contact that professional to review your second thoughts and discuss as to how you come up with the VUL 9 months ago. If you lately purchased this online, then possibly now you should contact an advisor to review your entire financial plan. You can find a chronicle of agents here: http://www.insuremylife.org
What kind of insurances should I enjoy if I operate a courier business deliver pharmaceuticals?
Lowest cost, most effective coverage,bonding??Answers:
Well you should definelty hold GL and probably Cargo... i know the insurance we write has a $7,500 ded. for pharmaceuticals. Also you might as very well just walk for the whole bundle policy meaning you bring coverage for GL, Crime, Cargo, and property.
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Been there done that you inevitability first to have commercial insurance on your vehicle don't permit your company tell you different if you enjoy regular insurance on the car they may not wages in the travel case of an accident your company that you are working for should hold out a bond to cover the products
i worked for prestige and that is how they did it if you enjoy these two things you should be good to budge
What are your thoughts of selling to friends and home if you work surrounded by go insurance?
I have recieved refusal feedback from friends, boyfriend and family whenever I mention the words -- vivacity insurance. But when I talk to the recruiters they utter that their family other is ready and interested to buy. I stipulation some new points of belief.Answers:
Good luck...I hope you have a huge family and group of friends to build your job..
but seriously...try to develop your business outside of the sympathy sale. Once you establish yourself as an expert and party dedicated to helping associates, your firends and family may authorize this and come to you at that time.
In the interim, buy leads, web, think outside the box, it is a awfully tough business but rewarding if you stick with it and draw from over the "hump". good luck.
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It's where on earth you should always start. Learn rejection from ancestors who care around you so you can face it next in your craft. Experiment with the reaction you get and press the certainty life insurance no longer carry any stigma today.
I'd tolerate them know I was offering it, after adjectives everyone should have vivacity insurance. I wouldn't use pressure tactics though, if they want it they in a minute know who they can obtain it from, if they don't already enjoy it. Saucer bate.
Most ancestors need some amount of go insurance, but there are society that truly do not need it. They any have ample coverage or their financial plan does not currently call for it. But friends and inherited are your start point for referrals to family that do need coverage. Also check out the existence insurance directory - http://www.insuremylife.org
your being suckered into one of those pyramid scheme for insurance huh, watch out, you get enemies of adjectives your Friends and family if you proceed, ideally if it be such a great product ( it's not.. read up on the company on ripoffreports.com.com ) you would not have to approach your own flesh and blood and friends withe product, but it's not, the Cash value for the VUL suck, it's a hybrid MLM scam, you enjoy been warn, once you are in you'll find you requirement to pay this and that and mandatory schooling ( and the costs ) to catch your licenseI've sold to some clan and friends, but I try to make it a point to no longer trade to them. I don't want to be known as the insurance guy. If they come to me great. But I no longer will ask them. It is a accurate idea for them to know what you do so that they can refer you. If you don't work near Primerica then the company you work for is a ploy. I don't mean to be rude. Life insurance is to protect from the loss of income due to the annihilation of a loved one, it is not make a rapid buck off of some relations that needs support. Primerica is not an insurance company, however, they are the largest marketer of term insurance contained by North America.
Source(s):
http://www.primerica.com