Where can I find statistical background on the subject of bodily injury settlements or judgment?
I am trying to find information for the State of Missouri. Particularly, what the average judgement for a litigated bodily injury lawsuit is.Answers:
You can try to contact Jury Verdict Research which should have that background.
However, you probably won't get it for free.
Other Answers:
Try the department of insurance website. The state of CA have this information provided as a public service. You can also try OSHA.
However, you must also realize that Bodily Injury settlements may not be public...judgements are public.
where on earth do you put the accent syabble contained by fiction?
spellingAnswers:
The accented syllable contained by "fiction" is the first one - the "fic"
Other Answers:
Above the first i.
FIC shun
sy-AB-ble
how do iget funding to study actuarial science surrounded by canada univesities, i am a bright kenyan near A IN MATHS
I HAD A IN MATH BIOLOGY CHEMISTRY ACCOUNTIG AN A- IN PHYSICS AND A B+ IN ENGLISH.Answers:
What you should is contact the financial aid department of the University you want to attend. They can inform you of what aid is available and assist you in applying for it.
Other Answers:
Wow!
it's really amazing !
Anyways, i also whant to grasp a scholarship contained by Canada,first you have to choose a university after start contacting them to see if they can provide a scholarship for you.
GOOD LUCK~~
does anyone know what age your coup¨¦ insurance starts to progress down?
I live in Pa. About to be 18 and enjoy been driving for a year.Answers:
25 is the first age cut.
It'll also go down when you graduate from college, and when you achieve married.
I did all three within one year and my insurance was cut surrounded by half.
Other Answers:
In Mo its 25
21 and then 25 i live surrounded by pa to. Around 25, also helps if you are married.
It goes down as you grow up.....not attached to chronological age. Drive responsibly and it will be in motion down
Yes, the same age as when you inaugurate to get younger........'never'If you mean your age next I believe most states it is 25-If you drive a really old saloon your insurance is cheaper too!! 25 in Ga
Here are some of the discounts for auto insurance....
1. Married
2. EFT-if they take the monthly payments right out of your edge account
3. age 25 and up
4. Homeowner
5. Defensive driving course
6. Multiple drivers discount
7. multiple cars discount
8. some companies hold a good student discount
to be exact most of them some companies might have specific discounts for near company. But your zip code affects your premium as capably.
Source(s):
Myself :)
if you hang on to a clean driving account & your company does not have a rate increase you should see a small disappear at 19. next diminution at 21 to 25. the best rates come when you are creditworthy and married.
After you carry your coverage for 6 \ 12 continual months minus lapse, just beforehand renewal, start shoping around. there is a discount available for prior insurance coverage. if you find a cheaper policy when shopping around net it effective when your other policy lapse i.e. 07/08/2006 at 12:01 a.m.
Is it fraud or immoral for an employer to charge a worker for insurance & after not money prem. & drop coverage?
Also, only a 5 daytime notice be given.Answers:
check with the OSHA department contained by your state. They can give you a better answer than what you'll catch on YA.
Other Answers:
Is it fair that a company go bankrupt and body lose their worked wages? Cutbacks happen and the specifics of your policy should be outlined surrounded by your agreement.
As long as you had coverage for the time interval paid, the employer may not hold done anything unlawful. However, I do recommend that you contact your local state Insurance Commissioner to verify.
Click on the link to find your state insurance department contact info.
Source(s):
http://www.naic.org/state_web_map.htm
where on earth would i obtain insurance for ambulance vehicle surrounded by illinois?
Answers:
Thomco Insurance Enterprises (8OO-476-4940) has a program call Ambulance Plus that should fit in what you're looking for.
If you are not an agent you might hold to find an agent that can work with Thomco, but when you phone the above number they should be able to direct you to someone contained by your area. If you are an agent they will report to you how to get appointed near them.
Is disability insurance worth getting?
We have plenty of energy insurance to cover our needs. But immediately our agent is suggesting that we purchase disability insurance for my husband in the event he become disabled and cannot work. I'm not sure it's worth the expense (at $250/month). What do you think?Answers:
Disability is critical to protect the income stream of the any income earner. Not merely to protect the loss of income to the family, but also to cover the living and medical expenses of the disabled.
However, you entail to evaluate the policy. $250/month sounds like closely, but it might be because you're getting a high coverage. Generally, you should insure more or less 2/3 of your current income. Because the benefit will not be taxable if you pay the premium using after-tax dollars.
- Does the policy cover own occupation or any occupation? Get one policy that at tiniest cover own occupation for the first several years of disability.
- Does the policy pay up to age 65, or for a duration approaching 5 to 10 years? The longer the payment, the sophisticated the premium.
- Is there a social guarantee income rider? The premium will be cheaper with this rider since the insurance will work contained by conjunction with the SSI not surrounded by addition.
It's true that group policies are much cheaper than individual ones. However, those policies will stop when your husband leaves work or is laid off. It's still astute to own your own disability policy. But if the job is relative safe and sound, you might opt for a smaller coverage on your individual disability policy which will bring the premium down.
Also, if you pay the premium annually or quarterly, it's other cheaper than paying monthly.
Other Answers:
250 a month sounds kink of steep. I believe I pay 100 every three month or so and that's not bleak. It is probably for the best, especially if you don't have work skills that could equal his salary. Hopefully you never use it!
1)Depends on how comprehensive the policy is (i.e. does it own to be a "workplace" event, does it cover car accident or would they put that onto the car insurance company, would they subtract any payments from the other driver "if they earnings any monies to you" from your disability checks/benefits...etc)
2)Depends on how "high risk" his lifestyle is.....
3)Is your husband selfemployed? Otherwise, most "corporate" employers proposition disability and supplementary disability much cheaper than an "independent" agent can (group discounts, ya' know). Also, if he IS self employed...have him check next to the local Chamber of Commerce...some chamber's have enrol with an insurance provider who offer discounts to their chamber members.
**If your husband ends up need the insurance, and it covers the disability, then it could be "priceless". However, it is uncommon that anyone ends up drawing any benefits...therefore, my faster statement referencing how much "risk" is in his personal/work lifestyle.
***Always seize quotes from at least 3 companies...yourself. It's a hassle sometimes...but if he's solitary one company...you'll know if you are getting a good deal or not (Don't split hair over $5-$10 a month or something like that if you hold a good relationship next to your rep...but the difference in rates could be more measureable.)
How long could you engineer it without your paycheck?
How would you congregate your monthly obligations in need your paycheck?
Would it be worth 2%-3% of your income to make sure that
what you enjoy worked so hard to earn is protected?
Your wherewithal to earn a living is without a doubt your greatest asset. Every light of day we get up, run to work and do not realize that in our lifetime we will earn a fortune.
Source(s):
www.illinoismutual.com
looking to purchase small insurance agency or book of business.Where can I find enumerate of biss for Dutch auction?
Must be in NYAnswers:
Contact Allstate Insurance. They hold a number of agencies for mart.
If you'd like more information, email me here and I'll find a contact character for you.
Your business is considering offering child strictness benefits to its force. What are the financial cons?
what are some recommendations?Answers:
If you hold a large entry-level and low-income member of staff base, consider partner with a child nouns center targeted to that population. In that way, a portion of the family's cost may be subsidized by other routine and your company can pick-up the remainder or a portion thereof.
Where are you located? If you are in California or the SF Bay Area, we may know how to help. See http://www.fcs-sf.org
Other Answers:
The lone cons are the costs. Every other impact offering such a benefit to your employees will be a plus. Happier human resources = more productive employees. Employees who believe you perfectionism that they have a existence and a family will be better to your business interests.
how to prod for unclaimed insurance money.?
Money due to a party at the departure of said party that remains unclaimedAnswers:
Whatever you do, don't search out for it online. About 99.999999% of those things that *say* you have unclaimed money coming to you are a SCAM. They breed you pay a excise upfront just to obtain a membership and afterwards you probably don't have any money anyway.
Find out the christen of the insurance company that the deceased personage was insured underneath, and call that insurance company. They should know how to send you the claim forms you would have need of.
Other Answers:
At the governor mansion.
www.foundmoney.com
You may have to reimburse. I believe each state have a listing thru their dept of treasury or dept of revenue organization.
It's free, but more time consuming. www.freemoney.com and other sites take public info and put it within an easy to use format to manufacture money.
How can I word a communication going out to cancelled customers stating that we donate lower rates.?
Answers:
Dear Valued Customer,
(Company name) would love the opportunity to earn back your business! We're offering lower rates on _________ __________ and ____________. You'll be surprised how much you might free.
Of course, you will still receive the outstanding customer service you've come to expect from us, along with features approaching ______, ______, and _____... Just at lower rates.
Don't pass up this opportunity! Please contact ______, your local representative, at _________ for more details.
Sincerely,
_____________________
what is intended by a partial surrender of a global time insurance policy?
if you take a partial surrender, does it indicate you only procure the cash within value? and does it stop midstream your policy?Answers:
Partial surrender means that you filch a portion of your cash expediency out of the policy instead of surrendering it for the full value.
What that will to though is lower the demise benefit of the policy by the amount you withdrew. It could also miserable that you may have to settle up a higher premium into your policy at some point because when the innovative policy was written, it be based on a unquestionable cash efficacy being near earning interest.
I want to directory a claim against a Connecticut General Life Insurance policy. I can't find their trellis address
online claim formAnswers:
http://www.cigna.com/index.html Looks like to submit a claim on column you need to setup at https://my.cigna.com/corp/portal/app/member/public/guest" title="https://my.cigna.com/corp/portal/app/member/public/guest">https://my.cigna.com/corp/portal/app/mem...
Other Answers:
CIGNA, right? arent they newly cigna.com ?
You should be able to turn to the Better Business Bureau and get information on the Insurance company and within is a place to report bad business.
name the insurance commission of conn.
Source(s):
me
What expenses are involved surrounded by fixed and inconsistent annuities? Are they smaller quantity than beside mutual funds?
How does the insurance company make money from annuities?Answers:
Expenses are collectively higher surrounded by variable annuities than mutual funds but within are no front-end loads to deal beside and annuities can offer things that mutual funds can't - similar to guarantees.
Annuities may help you 1)Receive guaranteed retirement income payments for as long as you live, 2)Protect beneficiaries beside a death benefit 3)Diversify your investments. 4)Grow assets on a tax-deferred foundation and 5)Avoid outliving your assets.
If you want to protect your beneficiaries, variable annuities generaly hold out a choice of death benefits to protect assets for your beneficiaries should you die prior to annuitization. Also, a mutable annuity’s death benefit avoids the expense and delay of probate.
If you're concerned about the volatility of the stock flea market some variable annuities tender an “Income Benefit” feature. This recommended feature (available for an other fee) can provide you with a minimum plane of income (upon annuitizing the contract) should the market decline dramatically. Some erratic annuities also offer principal protection features which guarantee that you will procure back at lowest your initial investment after some stated period of time (typically ten years).
Other Answers:
There are more fees surrounded by an annuity than a mutual fund. If someone is trying to tell you otherwise they are lying.
There are a lot of fees mysterious in annuities. First the mutual funds involve recurrently have nouns fees and 12b-1 fees. These go to your agent and his company. When you die, the insurance company keep all your money, your heir do not get it. They use the money to settle up the annuities of the people still alive, as all right as to make themselves a profit.
Do not buy an annuity unless you think through it inside and out. They are hard to impossible to attain out of. Consider a low cost Vanguard.com annuity. (But only if you deduce it well.)
Source(s):
http://flagship3.vanguard.com/VGApp/hnw/FundsAnnuity?gh_sec=n There are things I agree and disagree near the above repliers.
The expenses of an annuity can vary. It depends on down the surrender period, living and annihilation benefits... fund loads and 12B-1 if applicable.
The insurance company makes money from some of expenses, from impulsive surrenders, and the gamble that actuaries work out.
Are they more expensive than mutual funds? Depends on the annuity, depends on the mutual funds. The annuity I usually use with clients enjoy costs close to B class shares.
To comment as to whether they are good vehicle or not.... In my opinion, near are few vehicles where on earth you can invest a large lump sum of money (like an inheritance) an hold it grow tax deferred. Also, as general public are living longer with advance in medicine and such, sometimes a variable annuity can close-fisted the difference between living and living poorly.
I recommend speaking to a good financial advisor to assist you with question like this to digit out what is best for your present situation. Easiest way is to budge to your bank, ususally they would own a financial consultant or lisenced rep about annuities and mutual funds. Since annuities are from insurance company, vary from states, but the policy does have free look, so you can know almost the policy. As far as for mutual funds, you can just ask for a prospectus.
Paypal !?
Hello everyone,My names Barbara shortly due to retire from working at paypal, so sod it, Im going to tolerate the cat out the bag and expose adjectives the fraud that we have be doing at paypal, youve probaly seen my facade before on paypals surety section of the website.
Your best bet folks is DO NOT use us, simply go to western confederation instead, we'll only freeze your description, so we can earn interest on your money and laugh at you for person stupid enough to use us, even if you've done nil wrong and we know it. Our sole motivation is abusing our power and making money by doing it, we
dont safekeeping less in the order of your rights, were god and thats adjectives there is to it.
If you log onto the following
www.ripoffreport.com
www.paypalwarning.com
www.nopaypal.com
they will provide you details on specific instances of fraud that we as a company have committed and whilst 2 or 3 per cent of them are untrue or exaggerated, the rest are pretty much adjectives true, youve been warn from an inside source
Answers:
you have be warned you can be sued for slander
a few nation have already copied and paste your post and forwarded to pay mate for futher invesagation!!
you could be spending many years surrounded by prision for this!
Other Answers:
Better be careful of cliché stuff like this. If any of this is untrue you can be sued for slander and libel!
If you are an member of staff why aren't you aware that the PayPal user agreement states that all funds are held surrounded by non-interest bearing accounts. Oh, probably because your not.
What would that net you then? Maybe one of the nation who thought you could commit fraud on PayPal ripping of other Internet users.
But why then would you be bash PayPal? Hmmm, lets see, most potential because PayPal caught you and limited your article.
Additionally, Mrs. Barbara PayPal employee, let go final to your “PayPal freezes accounts and earns interest on them guess.” If PayPal were to do that how would they endorse State Attorney General Audits? How could they be found in compliance of adjectives regulations, in adjectives states, and countries they operate in? How could they remain a Better Business Member surrounded by good standing? How could they year over year grow their customer podium and increase TPV and earnings?
Oh, that’s right they wouldn’t, so why don’t you appropriate your lies that doesn’t make sense, somewhere else. Perhaps you should try the websites you mentioned, where on earth all the other fraudsters sway out and try to spread lies. Unfortunately for you, the RunEye.com community isn’t as stupid as you think.
ATTENTION ALL VICTIMS OF FROZEN ACOUNTS AT THE HANDS OF PAYPAL
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If your paypal vindication got frozen, you can other try these people,
They're not close to paypal where they'll freeze you for virtually nil,
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