Health Insurance for overweight?
Question:
How much does a insurance company uprate you due to overweight. Female, 5, 5 250 lbs, no medical problems and does anybody know the best company to go near. I have rec'd
quotes for in the region of 229.00 a month but have not completed the application for approval. This is quoted on virtuous health.
Answer:
If what you own is considered a prexisting condition you may want to check this out. I have a medical discount plan and it works fine for me! I lost my insurance when I be in between job and got pregnant which is considered a prexisting condition. With my hot plan there are No margins on visits or services, no age limitation, no waiting period, specialists
included! This plan does hold their own providers but a very broad inspection. Save anywhere from 50% to 80 on most utilized medical procedures! Also save 25% when you enjoy to go to a specialist. This plan does hold their own providers but in most areas you hold many choices. Once you enroll for the plan inwardly 24 hours you are issued a member psyche # so right away you can begin using the plan. You also go and get 3 additional benefits free next to the plan vision, RX, & chiropractic! All of this for below $50.00 a month
Get more information at:
http://www.mybenefitsplus.com/40495610...
At this same website you will be able to find out what medical
providers are surrounded by your area that accept this plan, just click on the tab that say Locate a provider.
Let me know if you can't locate the website or have some question!
As long as there are no strength problems it should have a minimal impact on robustness insurance. Age and health problems are the primary factor for health insurance while weight/height ratio are a definite factor within life insurance as resourcefully as age and health.
Actually, adjectives the insurance companies I represent would turn you down based on those numbers -- unless you couldn't be decline by law (if you've have continuous creditable coverage with smaller number than a 63-day lapse) and then they would almost definitely rate you in the top possible rating class.
Sorry, I don't mean to be mordant, but it's the simple truth of the matter. Next time you ask for a quote, relate them the details and see what they come up with.
Different companies ask for different quote. You can effortlessly find them in G00GLE or yahoo survey. To know more visit
http://newinsurancetips.blogspot.com...
OK, you're not going to go and get a rate at $229. I'd guess closer to $400 or $600. But you'll have to travel through the whole process to be sure.
There isn't a "best" company to shift with. None of them "target" overweight relatives by offering lower premiums. It's more of a regional thing, so a local, independent agent who can bring back you multiple quotes, is likely to know which ones surrounded by your area enjoy lower rates for heavy nation.
I looked at 2 of my underwriting guidelines for different companies. One decline coverage at 5'5" at 219 pounds, and the other one at 239 pounds. Every company has their own "chart" that they use. If you can return with decent coverage for $229 a month, I read out take it. Even if they rate you up, it is better than person declined altogether.
Heres http://xrl.us/vkat an article i found nearly choosing health insurance etc, hope it help.
Based on the info given, I thingk you might be in for more expensive quote. Visit http://www.cheap-credit-cards.org/insura... to find central health insurance providers surrounded by your area.
Good luck
Insurance price for 2 accident?
Question:
Just wanted to know from individuals who have be in 2 accident in one year, whether, they be at fault or not, how be their insurance effected? Did anyone procure dropped from the policy? Did anyone see a sharp increase in their rate? Any other information you could provide would be greatly appreciated.
Answer:
Some states will allow a holder to cancel a policy if here are two at fault accident in three years, some don't. It vary from state to state. You WILL see a heft surcharge, up to 40% of the polciy premium, for two at fault accident.
Your agent is the most accurate source of information, because this varies widely from state to state, and company to company.
Mbrcatz is correct, but I would approaching to add that some companies enjoy accident forgiveness programs within which your first at fault misfortune after a certain calamity free period insured near that company is forgiven, but if you have a second at failure that one will be surcharged and or will affect the underwriting of your policy. Also any pursuit on your policy whether at fault or not can affect adjectives premiums and underwriting of your policy.
How to verify an electrician's liscense and insurance?
Question:
How does one go roughly speaking verifying an electrician's liscense and insurance coverage? What I read say to ask for a copy of the liscense and insurance coverage. Is there a database to explore to make sure the liscense is busy? Is there a adjectives phone number to call and bear out? thx
Answer:
No, there's no database.
What you can do, is ask him for a certificate of insurance, naming you authorization holder. Then he calls his insurance agent, give them your name and address, and they communication it out to you. It has adjectives the policy information, and the agency contact information, and at the bottom, it says: CERTIFICATE HOLDER, JOE YOU, YOUR ADDRESS.
You can name his agent (the telephone number should be on the certificate) to verify that the information is correct.
You'll own to call your local building department near his license number to verify that he is currently licensed.
But, in my experience, if the guy have insurance, he's most likely licensed - he won't be capable of pull the licence for the work if he isn't.
There is a state licensing board for electricians within all states. If they are licensed by the board, the own insurance, because you can't keep your license lacking it.
Ask the electrician for a copy of his license and a copy of his liability
insurance. If he is reputable, he will not have a problem providing this information to you. I pass my electrician license card in my wallet.
With the copy of this info, you can phone up the issuing agency for verification that the license have not been suspended and the insurance is salaried up and current.
If he does not want to provide it, move on to the subsequent contractor.
ask him for a certificate of insurance.. it's a adjectives request for a reputable contractor... in the top gone corner it will give his agents/company's christen and usually their phone number.. cal them and check to see if it's valid and up to date. ask to added as an additional insured.. they may ask for a importance of the job, hold it ready. You can also ask if they own a copy of his contractors lic handy... can they fax it to you.. it's not common for them to hold it.. but some companies require it on file.
Or ask him for his license number.. Call the state license board.. tender them the license #.. they will confirm the date it was issued, , still valid, any hurtful marks against him... etc..
if he won't furnish you beside this stuff
tell him to lug a walk.. here are a lot of reputable contractors out at hand.
Simply call the electrician you want to possibly hire and ask for this info. ANY respectable and on the up and up business will provide this info. I do adjectives the time for ours. With this info I include the number for our states Department of Labor to which they can call and verify my info as mortal correct.
Another way is to beckon your local electrical inspector. They will know immediately if the dub you drop them is legit or not.
Do not be afraid to ask your electrician out right for this info. We have this license and insurance for a aim and we are willing to prove it due to us person respectable business people. If the electrician question your motives then benevolently tell them "gratitude you just answered the quiz I was getting at" and swing up.
Happy Monday !!
: )
PAP(personal auto policy) coverage related near neighbor?
Question:
If my neighbor ask me to borrow my car for pick up her children, does PAP cover my neighbor?
Answer:
Your PAP will usually cover for your liability to others as primary and your neighbors policy would be excess.Your neighbor if he have an auto policy will be covered for medical under his own policy first later yours would be excess for medical.Again these are some general rules which may or may not apply to your state.
no. you will be intuitively liable because it is your car. Her insurance coverage should be primary (as she is the driver). Personal insurance follows the driver. Commercial follows the vehicle.
Sometimes. The answer is going to depend on several things, such as what state you are contained by, and which coverages you are going to invoke. For medical coverage, for instance, if there's a policy in her house, they own to decline or pay out policy limitations before yours will cover her, but for property harm, if she hits someone, usually your policy pays out first.
Again, it varies from state to state, and form to form.
Coverage vary from state to state. Normally for medical a person go back to their medical coverage on their auto policy if available, if it would go on your vehicle. For the property devastate coverage normally follows the coup¨¦.
Laws vary greatly from state to state so it is impossible to contribute a blanket answer.
It is going to depend on the state. Where I am located, insurance follows the vehicle so your insurance policy would pay first. If the restrictions of your policy are exhausted then she would be capable of go to her policy. This may diverge in the state you are located.
If you hold condition and dental insurance through your charge but call for expensive work done, can you purchase extra?
Question:
insurance from a different company to help cover the cost??
Answer:
Let's regard about this for a minute.
You know you inevitability $10,000 worth of work. Your insurance is only going to cover voice, $6,000 of the bill.
So you're wondering if you can find an insurance company that if you pay them a premium of enunciate, $150, they'll cover the other $4,000? That's not much of a deal for the insurance company is it?
Do you really imagine they're going to issue you a policy knowing it's going to cost them $3850?
Sure.
There are supplementary policies available, though it's difficult to suggest one without more information. (If you could post your location that would relieve a lot.)
However, I should point out that most supplemental policies do not cover for pre-existing conditions during the first 6-12 months of coverage. (Or they may provide coverage for pre-existing conditions, but exclude hospital and surgical benefits.)
Think more or less it: they want to make sure that they aren't getting family who buy the policy a week before they involve a $300k surgery and ditching the policy a week after.
Also, the supplemental policies do have restrictions. Depending on the limitations, they may or may not be worthwhile after you factor in the price of the supplement.
I suppose you could purchase a seperate policy but it will probably be expensive. Start calling around and explain your situation but my guess unless you have it for a year, it might not cover indubitable things that would fall underneath the guidelines of being considered pre-existing.
Good Luck.
I pocket it your dental plan has an annual maximum. Your dentist will provide you the ins. companies price for the work you have to income cash for.
There isn't any sense to getting a discount plan when your dentist will furnish you the discount anyway.
There isn't any doubling up on insurance.
Yes
Well you CAN, but it's not going to be cheaper than just paying the extra out of pocket.
Private dental insurance is extremely expensive, and when you 'run the numbers' of coverage vs. cost, it usually costs more than the premiums. Also, for 'expensive work', when you check the coverages, you'll see any a two year waiting period earlier you can have it done, or no coverage.
If you stipulation expensive dental work done, you probably won't be accepted for supplemental dental coverage because you own a pre-existing condition.
Maybe you can try below website to get the information. It's give or take a few health and dental insurance articles for your second inference
I'm sure there are insurance providers who will proffer you a supplementary package. But do read the fine print though:
Visit http://www.cheap-credit-cards.org/insura... for the best dental plans
You necessitate to take a look into a plan beside no annual maximum
that starts working immediately after your annual maximum is
reach with the current dental insurance.
Couple of option below.
yes possible
sure you can.. I had condition and dental with my employment, was also covered by my husband's work, later found out I had to hold some pretty extensive dental work done... of course .. the solely thing that everyone puts a factor on..
We lived in California at the time.. totally good, not expensive, standalone coverage... Smilesavers.. My dentist give the info to me.
So smile savers be primary, then my work coverage, next the remaining balance, if any go to my husband's carrier.
POOF.. $18. out of pocket. smilesavers be $115 for the year to cover me and the kids.
Back Injury Medical Claims Statistics?
Question:
Where can I find statistics on the number of medical claims submitted for back related injuries to auto mechanics? Needs to be specific to auto mechanics.
Answer:
Your workers comp carrier's loss control guy.
Do life span insurance companies blind for drug use?
Question:
I have to submit a blood and urine taste for my life insurance policy. What will this blind? Will these tests peak for illegal drug use?
Answer:
Blood test and urine tests will reveal copious secrets in the region of your health. So if you use improper drugs and it shows up on the tests, you will be denied coverage. But don't verbs, they won't report you to the police because of privacy and confidential laws, unless they are force by the court to release such info.
Yes...especially if you did a blood or a urine. It also checks for blood pressure, cholestorol, blood sugar, tobacco, HIV antibodies, and other stuff. Depends on the drug as very well though...
Yes. Think about it...if you be the insurance comapny, wouldn't you drug screen to protect your assets?...
From what I take to mean, some do and some don't.
However, those that don't will ask on the application. And it's not in your best interest to fake, because that could void the policy. (That defeat the purpose.)
Most def.
Yes, because insurance companies don't want to lose money and they realize that drug users have a shorter time span, all things man equal, that people who do not lift drugs.
Yes.
of course they do! What did you dream up the blood & urine was for? Cloning?
They ask on the application & they check to verify. Just dont lie on it. You will be stuck near nothing!
Yep they in general do. Any negative substance discovered will affect your premium.
Visit http://www.cheap-credit-cards.org... for more information
If within is a life exam after they are testing for drugs & other things. Another prospect is to get a policy online where on earth there is not an exam. You may want to try a website that compares multiple companies at once to draw from you the best price. I am paying less than 1/2 after I did.
Go to: http://www.insureme.com/landing.aspx?ref...
Take trouble,
Casey
Is preganancy a preexisting condition if you didn't know you be pregnant?
Question:
If your doctor gives you the word that your pregnant and you concieved before you get your health insurance is it considered a preexisting condition?? Or does how far along you are when you purchase the insurance affect wether or not you are covered?
Answer:
Seems similar to everyone that has answered missed the big query - are you going on a group plan? If so, then pregnancy cannot be considered a pre-existing condition as subdivision of the HIPAA federal laws if you or your spouse are insured on a group of 2-50 workers. If it has more than 50 workforce, then pre-existing conditions on everything most expected will be waived, and covered covered from year one.
If it is an individual policy, then nearby usually is a waiting period up to that time the maternity coverage begin. Also, state laws will rise and fall from state to state regarding this. I suggest calling the state insurance commissioner's department to see what your particular state's law are if you are on an individual plan. Either way, obedient luck, and congratulations.
If you're 6 weeks or less, you can probably capture away with it - but after getting insurance, I would find a unknown ob/gyn and not transfer the annals (so that the insurance company doesn't know that you know). Yes, it is pre-existing if you knew.
Of course, if you get insurance week 4, and then go to the doctor week 6 and found out, then it's not pre-existing per se, merely like if you have cancer and didn't know it, it doesn't qualify as pre-existing.
A lot of health insurance policies won't cover a pregnancy/delivery for the first 10 months that you are covered. If you can 'hold it in' that long you are fine.
Don't try to outsmart an insurance company. They hold seen it adjectives before.
Go chitchat to a licensed insurance agent in your nouns. You have greatly more needs than in recent times covering the pregnancy.
It all depends on the rules of the company and what they're allowed to exclude within your state.
In Virginia, for instance, it doesn't matter whether you know or not; they don't cover pregnancy for individual policyholders if you conceived within the first 6 months of coverage (or earlier.) It some states, they may be required to do so. Ultimately, you'll have to check beside your company to know for sure.
Some pre-existing conditions are there even though you don't know it.
Some "Manifest " themselves, i e, your support starts to hurt and doesn't stop. Something's wrong. That's "manifesting itself. "
Others turn by treatment. on Mon your back startsto hurt, you telephone your dr, on Fri you see him and he says ":you;re pregnant. " That's treatment.
Don't travel by us. Ask an agent.
And do it while there are no problems. Saves abundantly of headaches.
Many times there's a "waiting period" for motherliness benefits - like 90 days, 6 months, or even a year, in the past they start. Other times, they start right away - but mainly merely with an employer's group plan.
Anyway, if you don't hold a "waiting period", it's going to depend on how far along you are, and how much the insurance company believes you. If you're talking 4 weeks when the doctor tell you, that's plausible. If you're talking 4-6 months, it's a bit harder to trade that to the adjuster.
does an insurance company (travelers) hold a time frame to settle a house fire claim?
Question:
Answer:
Nothing set in stone, however, you should take an advance in a week or so, and usually the claim is settled within 4-6 weeks.
As long as the fire isn't suspicious surrounded by nature, consequently usually the biggest holdup is 1. getting a copy of the fire report from the fire department and 2. getting the list of personal property dog-eared from the insured.
If you are having problems or question with your claim, you should yak to your agent. Travelers is pretty good just about claims, and the agents should really be holding your hand through this time.
I don't know what the time frames are for travelers insurance but here are specific time frames for filing the claim, notify them of your fire etc. If you have have a fire you need to telephone your agent immediately to get hold of the specifics for your situation.
Any company has the duty to investigate and pay cheque any claim in a "average period". Now reasonable length is a subjective term, but Travelers is a markedly good company. If you are have trouble with the adjuster, next call the company and find out who the adjusters officer is and discuss the time frame issues with him/her.
As an adjuster myself, I know I want to draw from the claim settled and out of my pending as soon as possible. If near is a hang-up, it is usually either something suspicious or the insured not providing prerequisite information.
Talk with your adjuster or the boss and stay involved contained by the claim process. Don't waste your time beside the agent. They have no input surrounded by the claim process, and most don't even know what they are selling.
Im posterior surrounded by USA very soon.i necessitate insurance.Who do you recommend?
Question:
Answer:
I would recomment Liberty Mutual.
http://www.libertymutual.com/omapps/cont...
But to shop rates:
http://www.esurance.com/welcome/get_your...
what kind of insurance?
I recommend your employer's plan. If not, I DON'T recommend dental - private dental plans cost more than they recompense out. Just run the math on whatever proposed plan you see.
I STRONGLY recommend you seize your health plan, if from your employer, than from a local agent, who's familiar next to the market and who's the best plan contained by YOUR AREA. Then when you have question or problems, you can reach them MUCH more smoothly than an internet company.
I recommend this site.
http://www.tkqlhce.com/click-1748196-103...
http://jimkellyandassociates.com/...
How can construct HMO, strength insurance better?
Question:
Answer:
I think that the answer is socialized healthcare. Too much money is emaciated in the current American healthcare system. Not simply do we pay more or less twice as much as other western countries, but the quality of caution is also inferior.
Change the letters to spell PPO
Have the relatives working for them take over our conditions. Let them consistency what we do, maybe they would enjoy more of a clue of what they are doing
I stated 20 years ago when HMO's were first introduced that it be a bad thought. Ditch HMO's altogether. Let us go posterior to indemnity and focus on tort reform.
What does "better" mingy? Is it more coverage? More ease of use? Or cheaper premiums??
I love my HMO. It costs me $15 to move about to doctor. I have never have any problems with referral. I go to the doctors I hold always gone to.
Medical coverage close to they have surrounded by Canada scares me. I hold heard that it can embezzle a long time to get the thought that you need. I similar to immediate attention on my schedule.
be in motion to http://www.everyonebenefits.com/40454965...
34 year hoary good single manly short medical insurance get into foremost auto stroke of luck. What happen to him?
Question:
34 year old robust single male minus medical insurance
gets into principal auto accident(he only have liability auto insurance cause that's adjectives he can afford). What happens to him? He rents a one bedroom apartment, make minimum wage & only article he owns is his 10 year old geo metro and lives near his hamster. If the medical expense is huge & he only have two hundred bucks in his edge account, is in that a government support for him for his medical expenses? If not, is there any other route for him to pay for the huge medical expense? He lives surrounded by Los angeles county.
Answer:
This is why we have to push for vigour care for everyone.
Sorry, I live within Ohio.
Check on Medicaid...It really depends on the state you live in as to what programs are available. You want to ask the hospital what financial assistance programs are available, then follow through next to everything they tell you to do. Otherwise you'll be stuck near lots of bills, and lots of stress. Good luck.
Talk to patient advocacy at the hospital. They check to see if base on income a person is qualified for governing body assistance. They also can make sum arrangements with hospitals and doctors. I've hear of someone paying $25 a month on a 25k hospital bills.
Charity hospital?
If it is the other driver's scorn, he needs to contact an attorney to sue for taking back of his medical expenses. If it was his denounce, he might be sued for his personal assets. The medical bills might be deductible off his taxes, but that's probably it. Many hospitals will work beside a person who have to pay prompt, as long as an effort is continually made to pay packet the bill. I am guessing he makes too much for officially recognized aid, so all you can do is save paying the bills, or claim bankruptcy approaching a lot of family do when the bills get out of paw -- that's the coward's way out and ruins your credit for years. In my experience, a phone telephone call letting the creditors know you have to label small payments and it will take a long time, go a long way to them cooperating. By not paying anything at adjectives, the nightmare will begin of phone call and threatening letters.
p.s. if he is competent, he should get a second livelihood to help payment his debt down.
You can pay bad the Medical Bills in installmants by conversation or working directly with the hospital. They usually will convey it to a Collection Agency if you don't pay for it surrounded by full. Why don't you call the Billing Department of the hospital where on earth you were treated, bargain to them & see what they can work out for you. Don't let your credit turn bad because of this. It's not worth it.
Check near the hospital you were admit to. They may have some open-handed of indigent program that is financed by the county, that will sustain with some of your bills. Most hospitals are required to provide charity to a secure percentage of the population in command to qualify for tax breaks. Your situation sounds similar to you would qualify for at least some aid.
Also, were you at show disapproval in the quirk? If not, the at fault participant would be liable(I'm not asking if you have Uninsured Motorist Coverage on your policy, since you said you lone had liability). You may know how to retain an attorney to recover your expenses. For the adjectives, you may want to look at getting UM/UIM or Medical Payments on your auto policy. They're a lot cheaper than paying out of pocket if you begin to have another calamity.
Hope you're healing ably!
Even medicaid doesn't cover pre-existing bills.
Assuming the accident is his condemn, and he won't get give a hand from another person who's get insurance who's at fault, he's simply going to have to draw from by as best he can. He'll likely own a hard time getting PT if he wants it, and he'll have tons of bill collectors calling him six months from presently for all the hospital bills.
Uninsured medical costs are the #1 defence for bankruptcy filings within the US.
That's not much salary for LA. Not sure if a go-between would even attach those wages. He could be another bankruptcy statistic. He's going to own to call the hospital billing department when he's well plenty, see if he can work out a payment plan.
What should I expect referral compensation to be remunerated to me and to others.?
Question:
I have a modern agency and would like to establish a relationship beside local auto dealers. What should I submission as a referral fee and what should I expect from others I refer business to.
Answer:
I don't know give or take a few the auto business, but I am in the referral business online. Most of my referral pay between 20-30% of the total revenue specifically earned from my referral. However, I invest money on behalf of my clients near internet ad campaign so if you are just coming across a front that you pass along near very little work or cost I believe a referral fee of between 5-10% is pretty good. Also, take into consideration what is one earned. If the other event is earing more than $1,000, I think they can afford to be more magnanimous.
Lots of luck - most auto dealers enjoy an in-house guy that does insurance for people that aren't insured. You're going to hold a hard time making money if you want to compensate a referral fee out, here's why:
People buying a vehicle that don't currently have insurance, are going to want to put the minimum down on insurance. Assuming an average policy cost of $2,000 a year (will swing per your location), ANNUAL commission on this is going to be $200 to you. But if they don't pay the premium contained by full, and only reward you a deposit (20% assuming), then they've in reality only remunerated $400 down, or commissionable $40. So to pay a referral payment of $25, the remaining $15 isn't going to cover your time & postage costs, let alone any overhead. You won't formulate any money on this account unless the customer truly DOES pay adjectives the monthly payments. And the type of person that doesn't own current insurance, will most likely put an end to mid term for evasion of premium . . . meaning, you're going to lose your shirt if you settle a referral fee on this.
sorry, the numbers only don't work on this. Personal auto insurance is NOT a moneymaker.
Go in and establish a relationship to gain the business directed your way. After you see some business coming from the dealership, stop by next to donuts, cookies, etc. to show your appreciation. Bring in something that can be shared by everyone within the dealership. I also have relationships set up near captive carrier. There is a lot of business that they are incompetent to write that they will send my style.
Bluecross Blueshield of Alabama/open enrollment 2007?
Question:
Does anyone know if BCBS of AL will have an stretch out enrollment period during 2007? I lately found out I am pregnant and I do not carry motherliness. Crap. What a day.
Answer:
If it is an individual plan, at hand is no "open enrollment" time. However, if it is a group plan, the open enrollment interval is at the time the policy renews. It has zilch to do with the fiscal year of the business. You want to be sure and complete an enrollment form nearly 30 days prior to the group's renewal. And, by Federal law (if you work for an employer of 2 to 50 employees) pregnancy cannot be considered a pre-existing condition. It only amazes me how many "experienced" insurance population that answer questions here don't know in the region of the pre-existing waiver per HIPAA Federal law on motherliness.
Congrats on your pregnancy. This child could change the world some daytime!
Open enrollment doesn't mean that a pre-existing condition will be covered.
They other do, but it's determined by the EMPLOYER. Generally, it's about 60 days since the beginning of their alien fiscal year. If your employer's fiscal year is Jan 1st, it will be in November.
How to lodge a consumer complaint just about an auto insurance co.?
Question:
I am with Esurance auto insurance and I want to lodge a complaint somewhere roughly speaking thier services. It seems that every time I give the name for info on a quote or why my bill is constantly increasing every few months I get different answers! The agent I talk to today of course they dont enjoy record of thier agents giving me the wrong info over and over, and they dont want to run back into the phone collection.
This Esurance is crap! Dont ever go beside them. They always enjoy an excuse for your rates increasing!! And thier agents 'never' give you the wrong info on what you bill will be.
Where can I lodge a complaint almost them? The esurance customer service will not even lodge a complaint for me because they say they dont see any info that be given to me wrong! (they will see it if they go fund in thier phone documents if they even have them)
Please backing. I'm sick of this company. I was told my monthly transfer of funds was gonna be $105 per month and next it shot up to $118 a month, now it is $124 month
Answer:
You will want to lodge a complaint beside the insurance commissioner in your state. The record is much to long to list here, but turn to:
http://www.naic.org/documents/members_me...
and find your state. It gives you a phone number to phone up for every state.
For example here is Alaskas listing:
AK Linda Hall Please use Anchorage as primary mail address
Director
(Vice Chair, Western Zone)
Alaska Division of Insurance
550 West 7th Avenue, Suite 1560
Anchorage, Alaska 99501-3567
907-269-7900
Fax 907-269-7910
Toll Free In-State Only:
8OO-467-8725
Cheap Car Insurance: http://www.insureme.com/landing.aspx?ref...
(91% report saving money after getting multiple quotes)
Ron @ InsureMe
Probably the attorney broad, or the insurance commissioner, or consumer affairs, or better busines bureau, or you could do all at once.
You can lodge a complaint at the Better Business Bureau.www.bbb.org
Contact the Better Business Bureau. They will also know how to tell you if others enjoy lodged similar complaints. Always check with them previously choosing which business to go next to.
Your state insurance department has a complaint department.
Most of them hold online complaint forms.
BTW, this is why I ALWAYS recommend a local, independent agent . . . so there's someone you can hold accountable, you can totter into their office until they straighten things out!! NEVER buy online insurance.
Contact your state insurance bureau
Try BBBonline.com. It is the better business bureau for websites. Don't ever purchase insurance online. Go into an agents bureau and get professional oblige. If there is a problem you can budge to the same party to get problems resolved. With an online company you are purely another call into a bid center.
the department of insurance for your state is the place to take your complaint. For example contained by texas it is the Texas Department of Insurance. Your state should have a site as ably. Search for it on yahoo.