What does an Account Manager for an Insurance Agency do?
Question:
Answer:
The answer for this is quite broad short knowing what kind of insurance you are referring to. Primarily, they are the liaison between the insurance company and the client. Any examine or problem that the company's client may have go directly to the Acct Mgr. They give presentations on the products they control, they present renewals to the clients (hoping the client accepts as this help their persistency). Generally, they handle any problem (like why a claim isn't one processed) the client may have as in good health as a few proactive things.
A/M is the person who deal with Agency's clients.
I reflect on they call adjectives their salesmen account manager.
grace2u
Everything the client wants. Preparing quotes, reviewing applications, risk control, endorsement review, renewal meeting, Christmas parties, loss control meeting, workers comp meetings for those harsh safetly committee requirements, EVERYTHING. The AM is the bottom line responsible soul for making sure the client stays HAPPY.
Every agency has a different describe for each position. In our agency the sale people are call Account Executives. In another agency in our town, the customer service reps are call Account Executives. It just depends on the agency.
How elderly do you hold to be to own an saloon insurance for yourself?
Question:
Im turning 16 and im gonna be getting my license soon so i was wondering how infirm i would have to be to own sports car insurance papers for myself instead of my mom or someone adding me on theirs? Whats the cheapest motor insurance?
Answer:
You may want to try a website that compares multiple companies at once to get you the best price. I am paying smaller number than 1/2 after I did.
Go to: http://www.insureme.com/landing.aspx?ref...
Take care,
Casey
I am pretty sure that you would enjoy to be 18 to have your own insurance.
Also, plenty of insurance places can tender online quotes now, so of late shop around a bit for the best price.
That all depends on your province/state of residence. Where I'm from, I believe you can make a purchase of your car insurance as childlike as 16. However, your premiums would be hella high! And you'd be paying wacky money every month. If you want to get coupé insurance, and still save some muchos green within your pocket, I recommend getting your full driver's license, get a authorization showing you took driving courses (if that's offered), and wait until four years (minimum!) back getting your insurance claim. If I'm correct, companies wanna see a driver with experience first.
on another make a note of, careful in the region of the type of car you wanna drive, vote if you buy your own vehicle. Insurance companies will also calculate your premium base on the type and class of the car you drive. (i.e., the bigger and elder model they are, the better)
I don't think anyone would write your insurance on a standard marketplace. If you find someone to write for you independently, you will be paying a lot of money for the insurance.
Stay on someone else's policy. That agency you will get a multi-car discount and hopefully some benefit of his/her policy discounts.
After several years of developing your own verbs driving record should you switch to a stand-alone policy.
You can draw from your own policy at the legal age to drive. The crucial problem though is if you live at home and are still under 18 and a dependent, your parents are still responsible for you so you should homily this over with them and your agent to form sure you have passable liability limits. You may not hold much to lose but your parents probab;y have abundantly to lose.
The legal age to enter a contract vary from state to state; some states will allow you to own your own insurance contract as young as 15. You'll own to ask your mom's agent how old you enjoy to be in YOUR state.
There is no "one size fits all" cheapest insurance company, HOWEVER, it's feasible that a "regular" insurance company won't take you (except conceivably your mom's), as a newly licensed worker. Which means, you'll train up with Progressive, Geico, or Infinity, or some other complex risk specialist.
Again, if you talk to your mom's agent, they can point you within the right direction.
Which of the following is base on per individual premiums or devotion fees?
Question:
a) cPITATION
B) FEE FOR SERVICE BASIS
C) MEDICAL SAVING ACCOUNT PLAN
D) RESTROSPECTIVE PAYMENT SYSTEM
Answer:
You are taking a test, aren't you. I can't believe you would be cheating on this. Is this your vivacity & health trial?
The answer is A.
And, if you don't know the answer to this on your own... you are going to bomb when its time to apply this knowledge.
accurate luck. i think.
how do i become a fugitve retrieval agent.?
Question:
Answer:
Go to your local bail bond office, and they'll explain to you.
Or go to the library, and check out the Stephanie Plum novel.
Wow what a nice way of maxim it lol!!
Have no clue how to become one...
I'd contact the US Marshall Service.
call The Dog and ask him
Life insurance and 401k plan beneficiary?
Question:
I live in Massachusetts and I my father in recent times passed away. On my fathers life span insurance and 401k plan he has his sister as the sole beneficiary on everything. He told me ending year when he was dying that he have her on everything because she is older and that it should adjectives be shared between her my brother and I and her sister. (40%, me, 35%, my brother and 25% his sisters.) I am the beneficiary of his will thats it. His life insurance and 401k plan is over $200,000 total. Is she intitled to everything of his 401 and go? And is it up to her to do what she wants near it? If so can I take her to court to fracas for my brother and I to get anything of that? Also surrounded by the will it says my brother and I are entitled to " physical personal property" which excludes money? What do I do in this skin? We are his next of kin but seem like be entitled to nothing.
Answer:
oh this is where on earth brother and sisters become rivalries eh? Only thing you can do is ask other or battle it surrounded by court.
Yes, if she's the sole written beneficiary, then she's entitled to everything, and it is up to her to do what she requests with it.
The ONLY exception, depending on your state law, is if he has a surviving spouse - contained by some states, the manadatory beneficiary of any retirement plan is the spouse.
Yes, tangible personal property is stuff that take up space, not cash.
What to do . . honor your father's wishes. Be elegant - you didn't get any dosh, that's just the route it is.
You should have have this discussion when he told you about the situation. At that point, within still would have be time for him to change things.
As it stands immediately, unless he specified these wishes of which you spoke, in his will, you don't enjoy a lot of recourse. You might try discussion to his sister, since he may very capably have have the same discussion beside her that he had beside you. And it may not become an issue at all.
However, it's lamentable that people enjoy so little understanding give or take a few how these things work. It can create such friction between family member at the very worst possible time!
As the sole beneficiary, your sister is free to do as she pleases next to the insurance proceeds and the 401k assets.
If he discussed his preferences with your sister, she may honor them, but is beneath no legal must that you can enforce.
Tangible personal property generally extends to physical things, excludes securities and bread, and usually excluded real estate which is separately deal with (thats "physical property").
What happens to your father property is determined by the way he vanished them when he passed away.
Good luck.
Firstly, I am sorry for your loss.
If she is the sole beneficiary, then to be precise what she is. You are not able to force her to split it near you. You may be able to consent to her know your fathers wishes be, but she is not legaly obligated to anything. She could just allege you of 'sour grapes'. That is the good and the desperate things about naming beneficiaries- i.e. what goes, regardless. As someone else said, the solitary thing would be if he have a surviving spouse, she would be entitled to the 401k, unless she signed away her rights to it.
unfortunately unless you can provide written proof specifically what he intended you are out of luck and dependent upon his sister's reasonableness.
Sorry Bro, that 401k and life insurance is hers. IRAs and insurance verbs by contract not by will. You are screwed. Not being a decriminalized expert I dont know if you have a covering in court. He needed to silver those beneficiaries before loss to make an equitable split of assets. Again I am no allowed expert--I am a wealth paperwork consultant--my clients benes are updated twice a year. Call an attorney and ask. I hope it works in your favor.
Stolen Insurance card?
Question:
Can I file a lawsuit on the clinic
Answer:
Did they steal it? If so, press charges and directory suit. Doesn't mean you'll win!
I conjecture you need to highly wrought.
They stole your card and it was used, or what?
Probably not
Number one, a clinic would hold no use for your card. They will generally formulate a copy of every patients card anyway.
If it is being used surrounded by a fradulent manner, afterwards that is another issue, and would most promising mean that an member of staff of the clinic is committing fraud.
Medical Fraud is a newish crime...
(That's when some jerk steals your card and have like a zillion dollars contained by surgery in your moniker and you get the bill for lenient charges)
First thing you own to do is call your insurance company and notify them your card was stolen. Tell them the second doctor you saw and when - this way they can cut bad any claims after that date. They'll issue you a new applicant card and id # too.
Then, if you know who took it, nickname the local police and report it.
However, suing the clinic isn't going to accomplish anything unless someone there tries to commit medical fraud. Possibly they forgot to return your card (it be left on the copier or something) and you vanished without it. It happen.
Why should the citizens surrounded by Florida - especially the renters here enjoy to repay a Sales Tax increase of almost 2.5%?
Question:
so that the people owning and living surrounded by their expensive homes can have their Hurricane Insurance reduced!
It seem to me that if they afford to live in these expensive homes they should know how to afford to pay for their insurance themselves!
No one help me pay for my Auto Insurance explicitly through the roof here in this Insurance Company controlled State!
This is BS!
Answer:
OK, here's a moment or two lesson about renters - they reward ALL of the property owner's expenses for the property they rent! Yep, you pay for the insurance, the property taxes, and the mortgage, so when your LANDLORD'S expenses travel up, your rent goes up!!
Second newsflash - RENTERS HAVE HURRICANE CLAIMS! Yep, sometimes YOUR STUFF is worn out in a hurricane! If the place you live surrounded by is damage, you own to go live somewhere else, this is ADDITIONAL LIVING EXPENSE! And if you're a renter and don't own renters insurance, then 1. you're feasible violating your lease and 2. You're not self financially responsible for yourself!!
And if you think your vehicle insurance is bad contained by Florida . . . move to New Jersey. NJ has the extreme auto insurance rates in the US, because the auto insurance industry is controlled by the GOVERNMENT.
And the direct answer to your examine - because homeowners insurance rates have risen so drastically and hasty in Florida for former times few years (what was $2,000 a year five years ago is very soon closer to $7,000 a year for a MODEST house) FL homeowners are NOT able to afford the premiums, and insurance companies STILL aren't wanting to write exotic business.
This means, populace are being FORCED by the mortgage and insurance rates, to put up for sale their houses in DROVES. THIS scheme, real estate prices are falling, within some cases lower than the mortgage balance on the houses . . .
To sum up, Florida is looking at a HUGE indisputable estate bust coming up in the subsequent year or so, which will shrivel up the FL economy for adjectives the people living near. There will be lots of bankruptcies and lots and lots of unpopulated properties - and not many buyers.
The politicians are trying to do something to rescue the Florida economy. Too bleak they don't realize, increased taxes never helps.
There are other states to live within
I think specifically unfair to family living in rented homes. Do you own more info on the subject. dgon1329@yahoo.com
You are living there and using their resources, why shouldn't you contribute? Who pays for the rebuilding of the roads you drive on when destroyed by hurricanes? Almost adjectives cities have sale tax incorporate ons to pay for different projects - arenas, brand new school buildings, see tracks. I don't like football so why should I pay cheque the tax increase within my city. My child goes to private school so why should I have to wages taxes for public schools. Well you may not use the affairs of state money for your hurricane insurance but I bet that some day you will use a senate resource for something that I paid taxes on and will never use. That is energy. What comes around goes around. It is call paying it forward.
That's like me, one single and childless, asking why my taxes are being used to pay envelope for schools.
You don't enjoy to like it; it's a moment ago the way it is.
Incidentally, renters DO own hurricane claims, too. Although the amounts of the loss are typically smaller for the renters themselves, that doesn't mean that the owners of the rental property don't hold claims. And pretty hefty ones.
Sure, you could argue that's not your problem. But one way or another, you're going to wage for that increase, whether it's an increase in rent to cover the extra costs for the owners, or a excise increase.
Just like within my original example... though I may not hold children, there is to be sure some value provided to me by the certainty that we're educating the next age group.
The value to you, surrounded by this case, is protection from a rent increase (likely of astronomical proportions.)
What is the total of direct payments to medical providers given a actuarially perched population?
Question:
I am looking for the total of payments for health meticulousness services paid directly to providers of medical guardianship.products and services. (Services, Rx, Equipment, Home nursing care, etc) Basically the sum of insurance reimbursement, co wages, co insurance, uncoverd expenses, etc.
Answer:
Like, in the WORLD?? Lots of luck on that. All you own to do is look up every single insurance company and care provider, look at their costs and revenues on the symmetry sheets, and add 'em up.
Your quiz seems to include adjectives charges. Your question does not confine itself to insurance payments, but a bit to provider charges.
Most Rx benefits are paid directly to the insured, not to the provider of service. Copays, coinsurance and uncovered expenses are not salaried to service providers by the insurance company (neither are deductibles).
Copays, coinsurance, deductibles may be covered by a secondary shipper if one is available.
What is e-commerce insurance and is it important?
Question:
Answer:
It covers liability in cyberspace.
Is it compulsory? It depends on your exposure. If you're a small Mom & Pop shop with a webpage selling your product on dash, maybe not. If you're eBay, you probably stipulation it.
Sounds like someone invented a brand new business.
No. It is not necessary. I'm not even sure it is lawful.
Do some research.
Good Luck.
It's only essential if someone tries to sue you, and you want the insurance company to defend you!! Just close to any other liability coverage.
I recommend it when there are online transactions, or when the client have personal information such as credit card information, on THEIR customers, that can be stolen.
what is tort?
Question:
Answer:
A tort is the negligent or civil wrong not from a contract or statute. examples include: Battery, defomation, negligence, assualt, etc. i merely got done studying this within my law class contained by school. hope i help!
http://en.wikipedia.org/wiki/tort...
It could be several things, depending on context. It could be legal negligence, it could be a threshhold horizontal, and it could be a type of pie.
It's basically a court wrongdoing.
It is short for torteafeasance. Meaning that one person have wronged another. For instance the at fault get-together in an auto chance is the tortfeasor.
Being that you are asking this question underneath the Insurance section, I believe that you want to know the difference between Full and Limited Tort on an Auto Insurance Policy.
This have to do with your aptitude to sue for pain and suffering if you are involved within an auto accident.
What happen to the frail Yahoo message boards?
Question:
I am looking for the message boards for all insurance companies.
Previously it be under Finance, Property Casualty Insurance
Answer:
Try posting this contained by the Yahoo section and you'll probably bring a better answer than yo're going to get here. Good luck.
The solely place that I have be able to find information on Insurance companies is below the individual companies stock symbol.
Under Business & Finance; Stocks look up the individual companies.
Good luck.
What is Group Conversion Guarantee below the HIPPA portability accomplishment?
Question:
I have used up adjectives of my COBRA benefits and need to find a strength insurance plan for myself and my wife. I have hear that (in Florida) insurance companies MUST offer us coverage below the HIPPA law, although I hold not been competent to find anything explicit. Is my previous provider required under ruling to provide me with a policy?
Answer:
It mechanism that your insurer must offer you an individual souk policy (not offered by an employer) to you without excluding any pre-existing conditions you may hold.
You still need to wage the full premiums (like you did with COBRA), which is expensive.
But, here is the keyyou must be continually insured. If you permit your COBRA lapse and are without insurance for a time formerly trying to use the conversion policythey can refuse you or they can exclude your pre-existing condition.
Federal imperative states that anyone leaving a group robustness plan, after having be covered for at least 18 months, will own the opportunity to purchase individual health coverage on a guaranteed issue justification, i.e. no health question, provided they are not eligible for any other coverage including COBRA Continuation, other health insurance, Medicare or Medi-Cal.
When you know that your group condition insurance, COBRA or Cal-COBRA is going to end, you should get going looking for other coverage within 63 days of the termination of your old-fashioned coverage, or you may lose your rights under HIPAA.
Make sure you procure a Certificate of Credible Coverage from your current insurance carrier. Take that to any insurance company writing individual condition insurance in your state and the insurance company must present you coverage.
No, once HIPAA runs out, they are not required to keep you on files. However, in FL, in attendance are a few guaranteed issue plans that are available. I recommend asking a LOCAL agent to help you find one. Who know, it may even be cheaper than COBRA. I suggest that you follow this link and plague out the form. Someone local and knowledgeable will be surrounded by touch. http://www.2insure4less.com/quote.asp?s=...
Can anyone lend a hand me ,which insurance can i use for my lt25 transporter camper van.which one is best.cheers?
Question:
Answer:
I joined the caravan club (lb32 for the year) and get a huge discount through their own insurance cover. Before that I used AA.com - which was the previous best even after probing round for ages.
I also used a limited policy because we never do more than 3000 miles per year
where on earth can i dance to find out if a trust fund be set up for me 30 years ago?
Question:
at the age of 2 i was within a car chance.in then years i was told that their be a trust fund set up. where do i stir to see if this is true?
Answer:
Whomever was your legally recognized guardian when you were two, should own the info. If they are deceased, consequently you can get the probate annals from court, or you can talk to their executor.
Most plausible, there isn't any money not here.
wow..
Ever who told you should have also give you more facts.
like state---ect.
Check the Unclaimed Funds dept. of the state(s) where on earth you believe the trust was set up, approaching the state where the Custodian set it up. Most states hold the unclaimed funds information on their state government websites and in actuality list the name on the accounts (it could be under custodian's label or your name or both). Unclaimed funds are turned over to the state policy. Give it a try and good luck.
Who r the push button customers of a insurance company ?
Question:
please tell me just about the different professionals or who can become advisor of a insurance company ?
Answer:
The policy holders.
Without the people or businesses purchasing insurance, in attendance would be no premium collected. Without premiums, there would be no money to invest contained by other vehicles of investment.
Without policy holders, the insurance company wouldn't exist.
Key customers are big companies approaching Jolibee who secures 11,million to nouns the business and pay glorious interest to lender insurance.
You have to study courses which have insurance as subject like commerce, canon, business administration so you would be armed within dealing with customers.
big companies
switch customers?? the clients.. the insureds.. without their premiums.. the company is history.
knob people at a company... my belief... the underwriters.
they decide what get written and what doesn't. A good underwriter will also stand by their ruling and cover their but and document why they made the decision to write the risk.