je veux te voir?
hi tu es laeyo
?????????
je taim
Answers:
I see you need to spend a moment or two more time on getting that French language within your head....
Other Answers:
Non, je ne veux pas.
j'ai du mal à croire que vous ne pouvez pas même introduire au clavier correctement francais. Si c'est votre vraie langue.
Source(s):
Bye the bearing here is the original examine in english: I want to see you? hi you are the eyo????????? I taim
pourquoi?
Do insurance companies insure themselves?
My wife and I were wondering this this morning. If an insurance department is broken in to/has a fire/etc, do they cover themselves?Answers:
Almost adjectives very roomy companies, including insurance companies, self insure themselves for things like this.
Smaller businesses similar to small agents, for example, would buy an insurance policy.
But big insurers do buy a product called "re-insurance" which is insurance for hulking claims so that the insurer only have to pay subdivision of a large claim and another part of the pack of it is paid by the 'reinsurer.'
Other Answers:
Insurance companys are similar to car rental companys and as such are self inusred, They enjoy a trust/policy that protects them from damage relating to fire etc. prudental authortys control these trust funds if parliament regulations require
Insurance companies will purchase what is called reinsurance. The reinsurance will provide coverage if total amount of claims exceeds a correct amount.
Yes they do. Not only do they insure their own assets near other companies, they also share part of their risks near other companies.
Reinsurance as Rich described above.
Guardian Life's Corporate Responsibility?
how to access information about it online?Answers:
You can a moment ago give them a telephone, and ask them to mail a prospectus out to you . . . that should schedule all the financial information surrounded by it.
Other Answers:
Try their web site. www.guardianlife.com
Good luck.
The company's website (noted within another posters response) if a first place, you can also go to AM BEST to draw from information, look on yahoo finance to obtain information, go to your state department of insurance and any look up information on line or dispatch in a request for information, also you may be capable of get information from the NAIC (National Association of Insurance Comissioners) regaring this company. There are various sources to use to gain information about a company.
My duration insurance policy is lost, that I brought 30 years ago! What can I do?
The insurance co. that i was doing business beside has changed hand about 3 times, and my policy remunerated for itself when I set it up.After 5 yrs. if the file is not helpful, it goes into archives, still nought, tried to back track it through pay envelope outs after my wife was shot and kill, and those only jump back 10 yrs., so bottom flash they said I don't exist, after all this time thinking that I be insured and my two daughters would be taken care, they attain nothing! Is this ordinary practice, or is this outfit trying to pull a hurriedly one?? What can I do?Answers:
Since the policy was rewarded up, it is still valid. Unless the company that sold it ended up contained by the hands of an insolvent insurer (which is exceptionally highly unlikely) at hand is a successor company out there somewhere.
The best place to find out is the state insurance trade association of your state. Their bough insurance companies will likely know who the successor company is. And, if that company refuse to pay out, you should contact the insurance department surrounded by your state. They will contact the successor and force them to pay the policy.
Other Answers:
buy another one in a minute! My mom died unexpectedly, we had adjectives thought that she was covered by a energy policy and on her loans, she wasn't. I had to dropout of college for a year and my dad and little brothers lost their house. We done up in this really cruel rental. We can't even get her a grave signpost because we ordered a nice funeral service, thinking that there would be some money comin contained by to cover it. But there wasn't so immediately she is in the ground beside out a stone.
Contact the insurance board surrounded by your state. Every state has an bureau that protects consumers and governs insurance companies. It should be contained by your state capitol.
Source(s):
Husband is agent Well, I am sorry to say that your policy is gone. The style of insurance your talking in the order of does not exist anymore. But there is some insurance products that enjoy some of the same charateristics of your elderly policy. Also, in my view, that insurance really STINKS and sucks. If I were you, I would achieve a term enthusiasm policy for a specific term, which is great and smaller amount expensive and then I would kind sure I am investing in some mutual funds, so why your insurance for a specific amount and specific time frame, you also own some savings building for you so that you may become self-insured, which funds that you don't need insurance for the rest of your life span. If you want more info, I would look at Primerica Life-Term insurance. They are the #1 term energy insurer(because thats all they sell), so their not contained by it for the commission and they are the best and strongest term insurance contained by the market place today. Then invest contained by some mutual funds, as little as $25 a month. Jeff in Flagstaff, Az
am going for interviews for the post of assistant standard overseer surrounded by an Insurance co. any tips?
Answers:
My favorite part of the interview is when I bring back to ask questions. They love this one: if you be to hire me for this position what would be one bit of wisdom you would notify me to help me be succesful contained by this orginization.
another important request for information: What would my first task be and what difficulties should I expect to encounter.. i hold lots more but trying to keep it short so you can prepare...
Other Answers:
A firm paw shake and direct eye contact while you answer your questions .. Confidence!
Source(s):
never agree to 'em see you sweat!
GOOD LUCK!
Best tip I can give...know the company you are interviewing near. Research them... If you show you care plenty to know about them, it's an indication you want to work within. If not, well, greeting to the round barrel!
Best of luck!
dress similar to a banker. Walk near confidence. Shake hands firmly short crushing the other persons mitt. Smile!
Take two extra copies of your resume with you..for insinuation and for the interviewer..who might not have his copy on mitt. Dont be afraid tolook openly at your resume during the interview. In reality refer to it.
Concentrate on what you can do for the company and in focused how you can help top administration to achieve its goal.
Source(s):
Many years in running in the insurance industry
phone number to contact Blue cross blue shield insurance?
Answers:
check out their website www.anthem.com there is an likelihood for you to choose which state your policy is from and then you can click on contact us.
Other Answers:
What state? 8OO-676-2583 is the Blue Card #, when you say aloud the prefix it will transfer you to the correct BC.
For customer service 1-8OO-848-9766
for precertification 1-8OO-553-8700
for the Government-wide Service Benefit Plan
Source(s):
final of card
www.fepblue.org
check your insurance card, will have adjectives the info you need.
You will own to know what state the policy was sold within. Even though it seems similar to Blue Cross is a big national insurer...each state have its own Blue Cross Blue Shield commpany which are loosely organized nationally.
So near is really no national Blue Cross.
So you can call directory assistance for the state capitol of your state and ask for "Blue Cross Blue Shield of (fill contained by your state name)"
what is reinsurance? how does it differs from insurance?
Answers:
Dexter is correct. You can learn alot more around it at:
www.wikipedia.org
Other Answers:
Believe it or not, insurance companies buy insurance to cover their insurance. This is called re-insurance. It's a huge business that most of us don't see because it's done at top corporate level.
True, but to clarify when reinsurance would be an option for a primary insurer: Say you apply for duration insurance, and for some reason you don't gather round the insurers underwriting guidelines. Normally, they would decline you, unless they partner next to other insurers for the purposes of reinsurance. They would then stir to one of their partners who might provide you near insurance based on smaller number stringent guidelines. If they approve you, then the company next to which you applied would issue a policy. You get it from them, but contained by fact, the policy will be UNDERWRITTEN by another insurer.
Source(s):
Experience surrounded by insurance biz with license.
reinsurance is insurance bought by insurance companies to relieve them cover losses so that they don't have to dip too heavily into reserves to abet them pay claims.
They can buy reinsurance per loss (if in attendance is a really big claim) or in a block (say if they suffer up to a indisputable level of claims.....approaching in a catastrophe).
Most reinsurers are base overseas, especially in Europe and the reinsurance flea market is almost completely unregulated so there are no solvency or premium restrictions.
Reinsurers charge doesn`t matter what the market will carry.
Source(s):
The Reinsurance Association of America.
www.raa.com
It's a kind of risk headship.
As you know, Insurance Industry is to manage risk using money. So that they own a risk if they need to frontage lots of unexpectable claims for lifes and properties, such as Typhoon, Earthquake, ....... However, they need to reinsurance for themselves to share the risk next to other company and make sure even the company get trouble, their cilents still get their insurance.
Eskimo insurance?
Do eskimo's need to insure their homes against fire?Answers:
They are call Inuit. Very few live in igloos any more within Canada as our Socialist Government provides them with fully equipped and furnished homes free. No inevitability for insurance because if their home burns down the Government will give them a unsullied one. What a country!!
Other Answers:
yes because they cook their seals they stop in their igloo next to a fire and the fire melts the rime!!
should 10 year olds be allowed to use computers?
is sunlife insurance a right choice for my money?
Answers:
Well, I believe Insurance is one of the part of your financial planning. If you ask what company is the best choice, it depends on their plan are flexible satisfactory and care your wants. A good insurance agent must confer you professional advise on buying insurance, it doesn't miserable the more you buy, you got more protectiong.
According to some of the reports, 40% population bought too much insurance, and 60% people own never checked their insurance when they plan has changed, such as marry, hold baby, buying house.... So they may keep hold of paying insurance on somewhere they are no longer need and manufacture some kind of idle away.
The tip to buy insurance is to know "Why do you buy insurance?" Don't just listen to the agent.
Other Answers:
There are hundreds of life span insurance companies out there. I enjoy dealt next to many of them. I haven't hear too much about Sun Life. If you compress out one form at the link below you will gain multiple quotes from top companies. Then you can compare their rates vs Sun Life.
Put in your quote request here:
https://www.insureme.com/landing.asp?Refby=611453&Type=life" title="https://www.insureme.com/landing.asp?Refby=611453&Type=life">https://www.insureme.com/landing.asp?ref...
Hope that help! Vote me as the best answer!
Source(s):
https://www.insureme.com/landing.asp?Refby=611453&Type=life" title="https://www.insureme.com/landing.asp?Refby=611453&Type=life">https://www.insureme.com/landing.asp?ref...
what is quest insurance?
Answers:
Quest is a management company that looks over a variety of insurance companies outside of the United States. Inside the United States use InsureMe instead at:
https://www.insureme.com/landing.asp?Refby=611606&Type=auto" title="https://www.insureme.com/landing.asp?Refby=611606&Type=auto">https://www.insureme.com/landing.asp?ref...
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how do i become an actuary?
I wish to do actuary by correspondence & also will to know about accounts for referenceAnswers:
How to become an Actuary
The Society of Actuaries within Ireland is not itself an examining body. Most members qualify through the professional examinations of the Institute of Actuaries or the Faculty of Actuaries, both of which are United Kingdom bodies. The minimum entry requirements of the Institute and Faculty of Actuaries are:
Grade A1 or A2 contained by Honours Mathematics at the Leaving Certificate and pass contained by a least four other subjects including English
OR
A first or second class level in any subject, together next to at least a Grade C within Honours Mathematics in the Leaving Certificate or such other standard within mathematics as the Councils consider to be equivalent.
OR
To enjoy studied mathematical sciences as a through subject as part of an honours scope course and gained at tiniest third class honours in that amount.
OR
Other certificates, diplomas or diploma which the Councils consider to be equivalent to the above.
The above describe minimum standards for entry and it is readily observed that those completing the examinations have, contained by practice, a very polite Leaving Certificate (near maximum points) and/or a strong degree contained by a mathematics related subject. The Society requests that anyone giving serious thought to a job as an actuary should have an informal chat beside a qualified actuary. If you don稚 know an actuary then please contact the Society who will put you surrounded by touch with an actuary who will be tickled to help.
Examinations are taken when the challenger chooses and there are two sittings respectively year. It takes an average of seven years to qualify (given the entrant has no more than a couple of exemptions) for those that qualify and, on harmonize, only partly of those admitted as students in actual fact qualify.
The qualification is fully recognised internationally.
Other Answers:
You have to be really honourable at math to be an actuary. If you did well surrounded by high even calculus and statistics in college you may do capably as an actuary. It is hard to return with into, the tests are killer. See this website for information in the U.S.
Source(s):
http://www.beanactuary.org/
where on earth is the best place to gain insurance for my tow truck?
Answers:
Try Farmers insurnace, they usually have low rates. If you hold good credit, ring American Expressm their rates are great!
Other Answers:
i dont think it would be any different for a tow truck than a regualr saloon, try going to geico or sumthin, and if its not ther, they'll proobably tell you where on earth to go on from in that, ....good luck
Check inwardly the industry.
Start with: http://www.towtimes.com/
Source(s):
http://www.towtimes.com/
Submit one form and find up to five quotes from the best insurance companies such as Allstate, State Farm & Farmers at: https://www.insureme.com/landing.asp?Refby=611606&Type=auto" title="https://www.insureme.com/landing.asp?Refby=611606&Type=auto">https://www.insureme.com/landing.asp?ref...
Hope that helps! Vote me as the best answer!
Source(s):
https://www.insureme.com/landing.asp?Refby=611606&Type=auto" title="https://www.insureme.com/landing.asp?Refby=611606&Type=auto">https://www.insureme.com/landing.asp?ref...
Unfortunately, the open market for that is a bit slim to none in California at this point. Last time I checked, Farmers does not insure tow trucks.
Depending on your driving history, I would suggest Progressive or Scottsdale insurance. You can go to Progressive directly, but for Scottsdale you would want a broker to help you.
Source(s):
I'm a licensed agent surrounded by California.
Why is the insurance industry are not in charge to their client's claim, next assume you are fraudualent 1st
They always sent you to multiple doctors for assessment instead of treating you correct. Try to acquire you to settle when the injuries are lifetime.Answers:
Your medical care is fixed by you...
Your insurer isn't responsible for your choice of a provider. You can choose the doctor, but if the insurer thinks you are trying to variety a phony claim, they are going to investigate, including sometimes having you submit to an IME (Independent Medical Exam) which is a approach for the insurer to try to determine if you need more consideration.
If you do, you'll get it. If not, you won't.
Remember they are doing this so that your premiums aren't past its sell-by date the chart.
How do you like paying for relatives who are ripping off the system by fake injuries and demanding treatment (after getting a kickback by the provider)?
The insurer doesn't just chalk it up and compensate it out of their own salaries or something......they charge highly developed premiums to you and me.
So all of us salary when people rip rotten insurers.
So to the extent that none of us want to pay more than we hold to for premiums, we should demand that insurers require more IMEs to cause sure we aren't getting ripped off by potential fraudsters.
Other Answers:
Because the insurance companies own big time lawyers to hindmost them up!
Source(s):
None
Many of the smaller insurance companies have a harder time paying out. You will own less problems if you treaty with a larger company.
Below you can submit one form and take up to five quotes from the best insurance companies such as Allstate, State Farm & Farmers at: https://www.insureme.com/landing.asp?Refby=611606&Type=auto" title="https://www.insureme.com/landing.asp?Refby=611606&Type=auto">https://www.insureme.com/landing.asp?ref...
Hope that helps! Vote me as the best answer!
Source(s):
https://www.insureme.com/landing.asp?Refby=611606&Type=auto" title="https://www.insureme.com/landing.asp?Refby=611606&Type=auto">https://www.insureme.com/landing.asp?ref...
i want to appropriate classes to become an auto insurance agent, where on earth do i look?
Answers:
You'll want to get 3 license:
P&C license (Property & Casualty)
Life & Health license
Securities License (Depending on the state that you live in, this could show a Series 6 & 63 OR Series 7)
The reason is that most auto insurance agencies very soon sell auto, home, duration and investments. Even if you put a specialist in your organization to sell the other stuff you will still have need of to have the license to get commissions on them.
I would cooperate to Erie Insurance. They sell as independent agents and proposition more than one company. This can be very critical. Lets say you own a State Farm agency and after six months from now they own a huge rate increase. You lose half your customers and can't do anything nearly it. Go independent and those same customers can call you up and you can rewrite them beside a different company. You can order your study materials here:
http://www.dearborn.com
Other Answers:
uuuh, look for colleges around you and ask them more or less classes... or look them up online and have them dispatch you information.
Your local JC (cheapest route) PLUS combine it with a P/T or F/T commission at a local Farmers Agency to have the quickest narrow road to a seasoned auto agent. By the way I am not associated next to Farmers; however, I know that they are a great source of OJT training on auto and dwelling insurance!
Source(s):
Personal networking experiences.
What is a "living needs" benefit of a natural life ins policy & why is it predetermined to aid the dying and not living?
According to my life insurance company, the "Living Needs" benefit will simply come into play if one has 6 or smaller number months to live. How does this assist one who is living with a terminal infection, especially when it is difficult to determine just how long this creature has to live?Answers:
You entail to remember, the purpose of the life insurance is not to benefit the insured but to benefit the beneficiary. What most insurance companies will do is craft an exception to what the policy is intended and allow you to collect up to 1/2 of the proceeds in the event of a terminal complaint. Terminal is defined as having 6 months or smaller amount to live.
Another living benefit of a permanent policy is the bread value that have been accumulate tax deferred. A number of nation will use these policy as an additional route to save funds for retirement. These can any be borrowed out of the policy, or gained when a policy is surrendered.
Each creature has their own individual wishes. People should consult insurance professionals to help them get the proper choices.
Other Answers:
the medical community is getting pretty good at determining if you own less afterwards 6 months.
The reason existence insurance policies add this provision is so that when expenses are drastically high during a devastating bad health, the insured doesn't cash surrounded by the policy for it's surrender value to wage these expenses thereby leaving their dependents beside no benefit at death. If you've never have to care for someone near a terminal illness - you'd be amazed at the expenses.
Many insurance companies will allow for a percentage of the passing benefit to be available prior to death for terminally not a hundred percent persons. This benefit is usually granted after the doctor have made a written statement that is later submitted to the insurance company.
mrjo is right. If you're looking for benifits while alive, buy health insurance. If you want something to guarentee that your family's house dosen't capture repo'd when you die, buy life insurance.
Source(s):
10 years contained by the business.
If you are terminally ill and within need of instant cash, the living wants benefit is a way to attain part of the annihilation benefit now to sustain you out financially. Keep in mind that this will trim down the amount your beneficiaries would have received.
There are companies that specialize surrounded by determinging your life expectancy. They can credibly determine your life expectancy base on the condition you have. Obtaining this benefit is more involved than lately submitting a note from your doctor.
You also hold other options available near a life policy such as a life span settlement or viatical settlement which may provide you with more on the spot cash than a living desires benefit.
Source(s):
http://www.lifeinsuranceadvisors.com