Does your license find suspended for not paying insurance?
Answers:
That depends on your state. Some states require you to be insured and some do not. In those that require it, they can suspend your license for not having insurance, if the state allows it. Often, they don't know until you are stopped for some origin and can't provide proof of insurance. There can be steep fines for not having insurance.
If you own an accident, tons states do not allow you to collect damages for injuries if you don't have insurance, even if it isn't your shortcoming.
Most states with required insurance enjoy special low cost insurance for those who can't afford it other wise.
You might try checking your state public house website, they often enjoy information on this and a lot of other court questions.
Just do a turn out on your state name and "state bar".
Other Answers:
no but your insurense get droped and it becomes off the record to drive your car.
Not your driver's license, but your license plate must be surrendered. Depending on your state, you get ticketed and enjoy to appear in court on the first offense. If you hold other moving violations, it may be. I would check next to your state's website, just to be sure. Also, if you don't own insurance and you hit someone, you could be financially ruined.
If you achieve a ticket and don't pay it and still don't enjoy ins. then it get suspended.
depends on what state you live in. contained by MA, your registration gets suspended if you do not own insurance.In Georgia your license get suspended and what a pain surrounded by the a$$ to get fixed. You will also turn to jail if nearby is no insurance on the car you're driving surrounded by some states you dont even need insurance, why not in recent times move there so you wouldnt hold to ask this question.
No but it is a huge fine if caught driving without insurance! Like $5000.00
No, but you will carry a big fine, and you will have to budge to court to show proof of insurance before you can drive again. It depends on the decide, and some of them can suspend your license until you get proof of insurance, until after court date. But angelic luckSource(s):
I've had to travel to court for no insurance, it is not fun.
no. single your registration will become invalid whenever all the paperwork go thru d.m.v., and the p.d. = many months. it should, depends on the state
Online company disappeared, what should I do?
The online company which I bought my travel insurance from disappeared, what should I do? Which governmental department is dealing with such brand of issue? Can I claim my money back?I bought my travel insurance through TI, and I compensated online. When I wanted to contact them, not a soul response and no one replied my email. It seem like this company have disappeared.
What should I do?
Answers:
well, you can telephone call the better business bureau and file a complaint or the fbi and profile a fraud complaint. unfortounatly, unless fraud can be proven and you can find others who got screwed over it will most promising be concidered a civil matter and would cost you more to sue after it would to eat the loss.
Other Answers:
they scammed you
Contact the BBB - find out if there are other complaints against them. Find out if the company folded or be bogus. If it was a scam, nearby are likely other complaints as capably. File your complaint with the authorities so that when the class behaviour suit is brought against them (or criminal charges), you can be notified. run away screaming........................
SEE what whappens whan you buy cheap stuff!!
Search Yahoo for Federal Insurance Fraud Agency. Since it is an online company I'm sure you don't remember what state they were within. Report that to them, they will get on the luggage very fast. Take my word for it. Not sure if you can recover damages though but it is worth a shot.Rival Contact the Department of Insurance for your state. They oversee adjectives the insurance companies and agents for your state. They can start an criminal investigation into this company and give some answers. Hope this help! Good luck!
What honourable is FDIC for?
Answers:
If the bank fail, your money is insured and you won't lose it, up to a certain amount, I reflect on $100,000
Other Answers:
it insures small investments
Source(s):
American Histry (New Deal)
reassurance for the paranoid and insecure. It is something approaching the federal deposit insurance commission(?)
It covers up 100k of your money in some institutions and investments. I personal don't suppose it is that important. It doesn't enjoy anything to do with insurance that you buy.
The FDIC will income you up to $200,000 per account if a sandbank (which has purchased the required FDIC insurance) if the sandbank fails and go into liquidation.
What are the advantages and disadvantages of a detainee insurance company?
Answers:
advantage is size and one-stop shopping... disadvantage is competivity pricing on some of thier products
What do you suppose almost New York Life?
would you recommend it!! any good/bad experiences?Answers:
No personal experiences, BUT I know a friend of a friend who worked for NY Life just out of college. This being worked for a while as an agent. He sold a number of policies, but he didn't earn ample from the commissions to live on, so he had to quit. Later, he found out that's how NY Life have made their big bucks. They intentionally hire kids fresh out of college, give them little or no training, no lead, no support. The new agent won't market a lot of policies, but the ones that he does, revert rear to the company when the new agent quits. Thus NY Life doesn't enjoy to pay commission on those policies ever again for the duration of the policies that were sold, which would be a humungous funds for NY Life.
A sleazy way to create money, if you ask me. It's a heads up, if you're planning on working for them. It's also a head up if you're planning on getting insurance through them. Personally, I wouldn't. They don't need any more money than they already own, and to make money on the back of young kids near a built-in design for their failure is, resourcefully, sleazy.
Apparently it's been a practice of theirs for years.
Other Answers:
Life surrounded by New York is fine.
ask my friend Wyatt she is going to move to that detestation place Re: posts above
Don't worry give or take a few it, ignorance is a biliss for some but really it is no excuse.
Re: NYL
New York Life is just approaching any other major insurance company. Overall I presume they are pretty good and responsive however they can contribute you problems if they really want to. All really depends on who is going to handle your claim. But insurance is insurance and you entail it :). BTW what type of insurance are you looking for? NYL may not be the best choice.
Rival
Do I hold a lawsuit? What are my option.?
I was involved surrounded by a car twist of fate and spent 3 days in the hospital. Sometime during my stay I notice my wrist began to hurting tremendously. I called surrounded by the doctor and he took an x-ray. He told me I had a ganglion cyst surrounded by my left wrisat and that is to say why it hurt. He said I should see a wrist specialist if it begins to be too bumpy after I am released. About a month and a half after I be released I decided to progress see a wrist specialist. My wrist still ached it seem to have almost swollon and I could just about bend it. When the wrist specialist came surrounded by from the x-ray room he informed me I had no cyst surrounded by my wrist that actually I have fractured my wrist in two places. Now that two months own passed my fracture has not heal bdue to irritaion from using my wrist. I now enjoy to have bone graphing and pins inserted into my wrist. I do not unsertand how the first doctor didn't see that it be broke from his x-ray it is clearly fractured. Any advice on if I hold a claim and who to contact?Answers:
yes, you have a claim. You can sue the doctor and the hospital. As long as they are not a charity hospital. I am a retired RN and enjoy known of cases smaller quantity than yours going to court--or actually they will TRY to settle next to you out of court. That is ridiculous to have suffered that long beside a broken wrist so you should be able to join on 'Pain & Suffering" to your claim--any lost work time due to the pain and swelling and dance for the additional costs of have a new surgery! Get yourself a legal representative, explain your case and he will probably bring you on and just win a part of the settlement. Run--don't put your foot to the attorney of your choice!
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Get a medical opinion, sooner a written diagnosis. Then go see a advocate who specializes inmedical malpractice. From what little I can tell, you may not hold a strong case.
That's too much to read.Consult a legal representative.
You do have a claim, contact a attorney.
Contact an attorney - like push on the tv every 15 minutes. Yes you can sue but it's not "major" although it hurts --- you will end up settling out of court. I'm sure you'll receive compensation.
telephone the hospital the first doctor works at
call a advocate
maybe/probably a case
doctors are pretty apposite at covering their butts
You definitely own a good lawsuit. Contact a malpractice attorney. He will represent you for a fraction of what you win surrounded by the suit.
From this short description, it appears you would have at most minuscule enough to contact an attorney and determine your option for a course of action.
I'm not litigious, and not sure if you are, but this clearly seems to be a grip of misdiagnosis by the original physician. What you don't mention is if you hold his original (incorrect) diagnosis surrounded by writing...which is ground you can cover with your attorney.
If you are definitely sure of what the first doctor told you then you enjoy a malpractice case. Did you ever hear of getting a second inference? Why did you wait so long?
Yes you do. Contact an attorney who specializes surrounded by medical lawsuits.
ok, clearly the doctor is an idiot
however, WHY THE HELL DID YOU WAIT SO LONG TO SEE A WRIST SPECIALIST???
That is pure ignorance on your part. Pure ignorance. You get what you deserved.
Call a lawyer..if they can trademark a dime and get you a penny they'll hold your case......
you shouldnt hold waited that long.
its not his fault you waited more after a month. but it is his fault he missed informed you. because im sure if you would enjoy known it be fractured, you would have dawdle straight away. if you have money i speak u have a lawsuit. but if he wasnt a specialist within Xrays. then. i dont know. hehe biddable luck with that.
i hope u wrist get better :)
Yeah, you sure do have a decree suit there. I know of a guy who was have a heart attack for three weeks and the doctor kept telling him it be just gas or something. Finally the heart attack turned into heart let-down. He is OK now, but that doctor wants to be punished some how for negligence.
is there any transcription taken of your complaint - that your wrist hurt during your hospital stay?
You should get a communication from the doctor that set your bones and make him write out a statement dictum in his professional view how old the injury is and why he have to set it with pins etc.
Contact a personal injury legal representative and if you don't have money do it according to percentage - if he think you have a skin then you will - but jump for a respectable lawyer beside a proven track record
Yes you probably enjoy a good covering - if it was documented
Do you enjoy a lawsuit? Yes. Will it amount to anything? Probably not.
Here's how to tell: Contact a couple ambulance chasing attorneys, and see if you can find one to rob it on contingency. My guess is you won't. If you can't find a lawyer who will nick it on contingency (ie, they get 40% of the outcome, if you win or settle), after it's not going to be worth your while to hire a lawyer at $200 an hour to pursue this.
Here's why: Although the doc may enjoy misread the Xray, it will heal eventually in a minute that it's being properly treated. You aren't out medical bills if your vigour insurance picked it up, And you may not have missed more than a couple days of work. There won't be a permanant injury, the monetary damages are probably beneath five figures, and it purely will be more hassle in the system than money it's worth.
what is the difference between in one piece and permanent status existence insurance? what is a section?
Answers:
Term life insurance is protection guaranteed you for a specific number of years, as long as you reimburse your premium.
The most common type of occupancy insurance is level occupancy. Example of Level Term: 20 Year Level Term insurance provides you with a departure benefit that stays the same for 20 years, and premiums that stay like for 20 years. If you die during the 20 year policy period your beneficiary will receive your annihilation benefit. If you outlive your policy, your policy expires and you have no coverage. You can choose to renew your policy but you will salary higher premiums at that time base on your age. Some term policies own a conversion privilege. This allows you to convert your term policy to together life insurance. Usually a conversion privilege is just available for a certain number of years. But, this does allow you to grasp lifetime protection, and not have to verbs about becoming uninsurable - not anyone able to buy enthusiasm insurance when you are older or bad.
Term insurance is "pure protection". There is no cash merit that builds within the policy. That's why it is cheaper. Term insurance usually offer the maximum coverage for the lowest rates. Especially when you are younger. Term insurance is used to provide coverage for a specific number of years - usually 1, 5, 10, 15, 20 or 30 years. Many families use residence insruance to provide protection for specific, temporary desires like college tuition, home mortgage, vehicle loans, and short to medium possession debt and financial obligations.
When your possession insurance policy expires, you may or may not qualify for another policy, so make sure to ask in the order of renewability of your policy and conversion privileges before you buy. And, other compare several quotes for the same type of policy.
Whole time insurance offers you lifetime protection as long as you settle up your premiums. Whole life builds lolly value in the policy. You may be able to help yourself to a loan from the cash effectiveness. Whole life insurance cannot be canceled at any time do to your condition or occupation. Just make sure the premiums are rewarded.
Whole life may be more affordable compared to occupancy insurance when you are older.
A "unit" of vivacity insurance refers to a specific amount of protection, such as, $1,000. So, if you owned 10 units of natural life insurance, you would have $10,000 of life span insurance protection.
Many mail lay down life insurance companies give you mailers that refer to "units" of protection. They do this to make the coverage appear more affordable. They'll articulate something like "Each element is only $2.49 per month." So, instead of thinking how much the actual amount you entail costs, your thinking, oh, it's only $2.49 a month per element. If you really need $20,000 of coverage, that's almost $50 per month and may be much more expensive than other option you have. Don't be fooled by this selling approach.
Always compare quotes and understand your policy previously you buy. You can request a copy of the policy to be sent to you for review before you construct a purchase. Take the time to understand your coverage and obligation before buying your policy.
To swot more about duration insurance go to http://www.term-life-online.com
Other Answers:
Whole vivacity insurance is a policy that doesn't expire, as long as you pay the set premium. If the premium is $1,000 a year when you're 20, it's also $1,000 a year when you're 70. It's the most expensive road to buy insurance.
Term life insurance is a policy that insures you for a residence (10 years, 15 years, 20 years) then expires, and you own to reapply. If you pay $100 a year when you're 20, you'll settle up $100 the year you're 40, but when you turn 41, it will probably be $600 a year. And when you're 70, $10,000 a year. Term is the most economical way to buy insurance.
A "unit" is usually $1,000 of coverage. So if you want a $100,000 policy, you requirement 100 units. It's usually single used in those "buy total life insurance from us!" e-mail fliers like Gerber & Protective Life. If you're thinking around doing that, PLEASE get competitive quotes for other policies, both occupancy and whole, so you know what you're getting into. Term existence policies offer release benefits only, so if you die you win (so to speak). If you live, you (or more specifically, your family) grasp no money back.
Permanent life span policies offer departure benefits and a "savings account" (also called "cash value" or sometimes, "account value") so that if you live, you usually get hold of at least some of, and normally much more than, the amount you spent on your premium. You get this money stern either by cashing within the policy or by borrowing against it.
Hope this helps :)
Source(s):
msn money No one on this message board can impart you the answer to what type and amount of insurance is best for you unless you want to post all of your personal financial information - income, reserves, goals, debts, # of dependents, age & robustness.
Go talk to a licensed insurance professional going on for your insurance needs. Talk to as masses as you need to in the past you become comfortable. If the insurance pro does NOT ask about your income debts etc, afterwards walk away.
There are huge differences contained by term versus beyond repair insurance. 98 percent of the term policies never clear a claim because the owner either outlives the residence or the owner lets the policy lapse by not paying the premium. Term works very well as long as you plan on dieing during the term or accumulate enough nest egg that your death won't impact those around you financially.
Permanent insurance pays a extermination benefit to a beneficiary when he/she dies regardless of age as long as the premium are paid.
Talk to a licensed insurance pro. I took a course on duration insurance. A unit manner one thousandth of a coverage. For example, if a person is seeking $250,000 surrounded by coverage, you divide that by 1000 and you will get 250 unit.
Whole life insurance provides coverage up to age 98. It includes a good plan with it, so your premiums will be sophisticated if you were to buy in recent times term insurance. With the hoard, you can either borrow it after the first 3 years or consent to it grow. When you die, your beneficiary will only draw from the face amount smaller number any miss premiums less any money borrowed from the reserves. All savings within the policy will be kept by the insurance company upon your death. (If you don't believe me, you can find this statement surrounded by every whole vivacity policy).
Term insurance offers protections for a time of time. Anywhere from 10 to 30 years. Premiums are generally lower than currency value policies. There is no hoard included with it, so inhabitants should invest it into IRA/Roth IRA, or into their 401k plan. Overtime, your investments will grow and you probably won't need duration insurance anymore or as much coverage.
Source(s):
231
How can I spend the money contained by my Health Savings if I walk off my livelihood and lose my High deductable plan?
I added $200 to start the account. The company puts within $84 each month. I put and further $20 each month. Right very soon it is only a few hundred but I plan to sign out company and move to another state. Can I put money in another place such as regular style funds or a current company 401 K? If I leave company and choose to bread out do I only compensate tax and enjoy a way to avoid cost? Am I stuck and can only settle tax and cost. Can I still use the money (until it is used up) for OTC or doctor if I am not enrolled within a Qualifying High deductable plan, because of changing charge and insurance?Answers:
The HSA savings portrayal is completely seperate from the HSA insurance you might have. Once the money is put within there are two ways to remove this money short penalty. Reach age 65 and run it out and pay income taxes or use it for IRS approved medical expenses. These can include deductibles, over the counter drugs, dental and eye guardianship expenses. You cannot roll it into an IRA or regular savings side. It does not matter if you hold a job or amendment states. If you no longer have HSA insurance you cannot kind any more contributions but you can still use the funds for allowed medical expenses.
Other Answers:
Great question however you are at loss here. You will cancel the money and pay taxes on it and here is a penalty if I hark back to correctly.
Your other option is when you attain a new opportunity if it carries a large deductable as well you will can roll the money into the hot account. Other next that get in place to pay out soundless a bit :).
Rival
I can back beside affordable strength insurance contained by Las Vegas?
Answers:
Begin with the State Dept of Insurance. They proposition a listing of adjectives insurance available for sale to individuals. Also try www.goldenrule.com
have an coincidence 3 years ago and state smallholding is in a minute sueing me for 20k.what should i do?know any devout lawyer?
Answers:
Check statues of limitations of your state. Maybe a good hypothesis to contact State Farm and discuss why and how it can be avoided (maybe even settle for less). Depending on your case, it may cost you north of 20k to look after your case and you may still lose. So integer it out and use sound judgement. Don't agree to a lawyer sucker you contained by and then settle up 2x the amount.
Rival
Other Answers:
Well it all depends on your situation, you are not specific enough((what happen, where, where on earth do you live)
try interviewing different lawyers (this is usually free)to see which one is better for you and the situation!!
try
http://www.great-personal-injury-lawyer.com/
Current HealthCare Plans utilizing code editing software?
I'm interested in a users group or network w/ anyone that utilizes CPT code editing software and makes recommendation based on claims auditsAnswers:
I suggest contacting your software supplier for the names of other clients, or they may know of a user group. Also, try Googling the moniker of the program and "user group" and you may get a hit.
Can you claim life span insurance of someone you are not related to?
I have a friend deeply old and she have a big life insurance policy currently I am helping her live and I am am paying for adjectives her expenses. She has programmed me as the claimer on the insurance when she dies. Can I claim it? Also I wanted to do this next to 5-10 other people out here. Can this work?Answers:
You can only claim it if you are the name beneficiary. You must be really close to your friend if she named you as a beneficiary. People usually roll family or their spouse as beneficiary.
Other Answers:
Only if you are a part of a set of a living trust or on the will of the deceased.
if ur the beneficiary on the policy except the no
Any one can be named the beneficiary of a enthusiasm insurance policy.
The question around the 5-10 other people is not clear.
yes, you can.
If the insured name you as a beneficiary your relation to the insured is irrelevant. You can claim the death benefit beside only one exception. You can not be the one who intentionally cause the death of the insured.
But you can not a moment ago insure anyone yourself and then claim the destruction benefit on the policy. You must have an insurable interest. This usually system you must be related to the insured to insure that person or you must own some type of business or financial interest in his continued vivacity to be eligible to insure him or her and to then claim the loss benefit. One last item since you said you want to do this with other nation you should know that if you take profit of older relatives (over 65) causing them to do something ancestors don't naturally do approaching cutting out their loved ones and putting you in as a beneficiary on their natural life insurance policy you may be committing what is called elder assault which is a crime.
You can claim it (when she dies of natural causes) if you are down as a beneficiary.
Why are you paying for her expenses? The life insurance policy have value. Not "cash value" but monetary expediency. The insurance companies don't like for relations to know this. They would rather own you drop your payments and forfeit any claims. Some states (like Colorado) just passed a statute requiring agents to disclose this option to their clients. I haven't see it happen even so, but the law is clean, and a lot of agents aren't even aware of the law's existence.
Anyway, it works similar to a reverse mortgage, if she be to decide to supply it. The policy is an assignable life asset.
It may be an remedy she would want to consider to releive you of the burden of her living expenses.
Source(s):
www.lifeassets8003391976.com
the insured can name anyone as beneficary once the policy is issued, within has to be an insurable interest at time of application i.e. a relationship-either family connections or business...
evaluate long permanent status thoroughness insurarnce?
Answers:
These are some primary reasons citizens buy Long-Term Care insurance. Do these apply to you?
I consider it important to be capable of leave my estate for my spouse or children when I die. If this is not esteemed to you, then you could pay envelope your own bills until eligible for Medicaid and would not need insurance.
I hold assets (investments or savings) which I would not want to use for my Long-Term Care. You would need at tiniest $30,000 to $50,000 to pay your own Long-Term Care bills for one year. You own to decide for yourself whether protecting your assets are worth the premium you would income to protect them.
If I had to move about into a nursing home, I would not want Medicaid to pay the bills. You hold to weigh how strongly you feel something like this against the cost of buying insurance to take the place of Medicaid.
I want to choose the specific nursing home or home caution services that I would use and where to dance to receive this care. Medicaid may not recompense for home care services, and some nursing homes target the number of Medicaid recipients that they are prepared to serve.
I am unwilling to ask my children or other family member to pay for my Long-Term Care.
Other Answers:
This is the fastest growing sector surrounded by the insurance industry. I suggest going to you state's website. Link to the Department of Insurance. Verify the carriers or companies that can get rid of you the insurance. Then using the same site find an agent you can collect face to facade that writes policies in your nouns.
Long-term care insurance is correct for 80% of the people aged 50 and over. The poorest 10% enjoy no assets to protect and the wealthiest 10% just self insure. For more information on LTC read this: http://www.findlocalinsurance.com/long-term-care.html
10 if you want it.
0 if you do not need it.
Are you financially stable to support yourself for life span if you should become disabled? If not then a 10 for you.
Make sure the one you go and get can have the benefits received to you from your doctors request and individual one life function have been lost. Also assure you can own the assistance come to your home if that was required.
I do not have it and probably will necessitate it at some point but the cost is so high and the benefits are so low on tons companies. I have be screwed a lot and am afraid if I did return with one it would not pay when needed.
I would be sure to achieve from a well prearranged company like Allstate, Farmers, Nationwide or other familiarized company, if they sell it.
Cheaper when you are childlike but expensive as you get elder.
Might be necessary during the years where on earth your debt ratio is higher.
Source(s):
Guessing as I never acted.
Xtrapr, you are referencing DISABILITY Insurance. Long Term Care Insurance, while related and similar is more of a 'cousin' to Disability.
LTC insurance will cover adjectives or part of the costs of caution in a nursing home, assisted living or home-based thought. GENERALLY the elderly these services although there are childlike propel in nursing homes (accidents do happen). Most habitually, once someone needs this height of care, the safekeeping will last until they die.
Disability insurance replace a paycheck.
According to statistics, anyone is more probable to need LTC insurance benefits than homeowners or vehicle insurance (major accidents). But the choice to buy LTCI comes down to whether having choice over your vigilance is important to you. Medicaid ONLY pays for nursing home perfectionism and most people would fairly stay at home. Having enough money to settle up to have someone come to your home and steal care of you (personally and medically) as very well as take precision of meals and cleaning may be grounds enough to strongly consider a policy.
It is your choice. Talk to an agent.
do you know how heaps folks are uninsured workers within the USA?
how many uninsured workers are currently working lacking any health insurance, or elected representatives assistance.Answers:
The U.S. Census Bureau estimates that 45.0 million people be without strength insurance in 2003.
Check out the knit below, and look to the right side of the screen.
Does Bert Fish Medical Center within New Smyrna Beach Florida except Blue Cross Insurance For Payment?
Answers:
You can look it up at www.bcbs.com
Be careful at hand are many networks (national and local). You obligation to know which network you are looking for.
If you own BCBS, look at the # on the back of your card and ask.
Other Answers:
i bet if you appointment them they could tell you...
Source(s):
duh