insurance for students? for their things? close to ipods?
Question:
i was wondering where on earth you can get student insurance that protects against stealing and damage approaching homeowners insurance would for college students in a dorm?
resembling renters insurance
what does that cover? laptop's? computers? ipods? phones?
Answer:
Renters insurance, is EXACTLY what you need, but you could hold a hard time getting coverage contained by a dorm. If you ARE in a dorm, your parent's homeowners policy WILL COVER YOUR STUFF IN YOUR DORM. However, things similar to mysterious disappearance or oops I lost it, or oops I spilled a drink into my keyboard are NOT covered.
Theft IS covered, but you'll entail a police report.
It will be subject to your parent's deductible on the homeowners policy (usually $500), and any payment check get written to them.
Call an insurance agent. If you have a motor and car insurance, start within.
There is usually a deductible that might make it not viable to cover ipods and phones.
Where can I find what the State of Maine formula is on how much can be collected at a time surrounded by the event of an?
Question:
automobile accident where on earth I might be responsible for the death of the human being in another vehicle that I might hit go before on?
Answer:
In Maine, wrongful death suits (including those cause by auto accidents) are subject to the following statute:
Maine Wrongful Death Statute
Title 18-A MRSA Section 2-084
Under Maine law, whenever the departure of a person is cause
by a wrongful act or the negligence of another gathering, the
person or corporation who cause the death is liable for
damages to the estate of the human being who died.
Damages under the Maine Wrongful Death deed may be
awarded as follows:
(1) Pecuniary Damages - Pecuniary damages include the lost
earnings that the decedent would own earned for his
relatives during his or her work-life expectancy. (As an
example, assume that a male decedent 45 years of age
is kill in an automobile collision and that at the time of
the fluke he was earn $50,000 per year. Based on
his work life expectancy of 16.6 years, the present attraction
of his future lost yield based would be $547,200
base on a 4% fair rate of return.
(2) Medical, Surgical & Hospital Care;
(3) Funeral Expenses;
(4) Loss of comfort, society & companionship up to a cut-off date
of $400,000.
(5) Punitive Damages - in cases on intentional activities
(e.g. murder) not to exceed $75,000.
Hope this helps.
There isn't a set formula.
Is here anything I can do in the order of neighbor's trampoline?
Question:
There is a young couple renting the place subsequent to us who have put a trampoline right up against our privacy obstruction that is around our front courtyard. It's a very hulking one, at LEAST 10 feet widespread and tall plenty that the neighbors can stand on it and look over our 6 ft. fence.
I'm annoyed at our loss of privacy, but what I'm more concerned beside is the possibility of someone jumping on this entry and flying over my fence.
So, my question are:
1. Would I be liable if someone were to fly over the blockade and get hurt?
and 2. Does anyone know if they are supposed to maintain that thing a sure distance from adjoining properties?
The neighbors subsequent to us are in matching boat because the trampoline is against their fence as very well.
Any advice would be greatly appreciated. TIA!
p.s. Asking them to move the article will get me nowhere, I've already tried and they responded by moving it closer.
Answer:
I would catch in touch next to the owner of the property right away & tell them the trampoline is within - I would call first rather & follow up with a certified message, return receipt (keep a copy of the notification & receipt #) to prove when you notify the landlord give or take a few this. They would be held liable for any injuries caused by the trampoline since it is an "attractive nuisance" and they allowed it on their property. Probably the renters don't hold renters insurance, if they did, the question would be asked if they have a trampoline & if they answered honestly, they wouldn't be able to attain a renters policy. Maybe if the owner realized that s/he could be held liable for this, the trampoline would walk away. I know of 3 cases of injury on a trampoline, one adult broke their vertebrae & is paralyzed. One child crawled under, the other elder child didn't see this, jumped and KILLED the little one underneath (so the netting around does NOT help) and another full-size severly bruised their cocxy and was contained by quite a bit of stomach-ache for a while (that was the minor one). I don't know if you would be held liable (what if they land on TOP of YOUR fence?) but I wouldn't doubt that you would be brought into a lawsuit if someone land on your fence or your property. Your homeowners insurance will keep you but will only money if you are found negligent. Good luck to you.
Send them a certified epistle, look up their property information online (this could be the county tax commisioner's office) to convey the owner a certified letter and contact your local code enforcement department. If you procure nowhere those options, bid the non-emergency number for the police department.
Tough question. The trampoline is on their property, so I would meditate you are out of luck. Hopefully, this will just be a trend with the kids and after a while they will tire of it and not use it so much. The more fuss you bring in, then the more they may use it, basically to irritate you.
I doubt that you would be held responsible if a kid jumped over your wall, but I am no lawyer, and the imperative does get kinda goofy sometimes and you never know, so ask one who can present you a good answer.
alright heres what you do
linger till the dead of darkness
then pour some gas on the surface of the trapoline
the night light a match
consequently HAUL ***
lol
but just ask them to move it if you dont want to do suggestion one
Unfortunately, your option for this are pretty limited. And, if they moved it closer when you asked them to move it, it doesnt nouns like they are the most courteous of neighbors.
That said...
If you live surrounded by an area near an HOA, check the by-laws for it, and see if they are even allowed to have the trampoline. That may be the resolution right in attendance.
If not, and they are causing a nusance, after you can contact the police and file reports against them. This wont do much, but after awhile, they may win a ticket which would force them in to court, and hold a legal finding made on the tramp.
If, however, someone were to use the trampoline to spring over the fence, you would not be liable for injuries below most circumstances. That would be when the police reports and dated copies of letters asking them to move it would come contained by to play. Any damage to the wall would be on them as well.
Since the house is one rented, your best short term preference may be to contact the owner of the property, and let them know of the complaint. If its a private entity, the possibility of injury liability may make them put in the picture the people to remove the trampoline altogether.
One final remedy is that you can look in to tallying a privacy fence around your court. It confines you a bit more, but you would still have the privacy.
ill-fatedly because its on their property you cannot make them move it. you would NOT be liable for any injury they would. it would surprise me if they enjoy any liability coverage for this though, as most insurance companies will not insure trampolines.
1.you have no liability for associates who land within your yard after flying over your barrier, so long as you dont install punji sticks or a burmese tiger trap to welcome them upon their descent.
2. your town zoning bureau can tell you if within is a sideyard setback requirement. Usually this only applies to lifelong improvements like sheds houses garages, though but the zoning officer can detail you what the rules are and whether a trampoline is affected.
3. I would manifestly contact the owner of the property, since trampolines are routinely excluded from liability insurance and that owner may have liabiilty if someone is hurt on that trampoline.
Sorry dudette. Best of luck. I thought the midnight gasoline prospect above was, er, "creative".
1) they will be liable since they be on it. take a pic of how close it is to your property smudge for reference. bid your homeowners insurance and double check to make sure you will not be held liable.
2) contact nearby rental company and complain if you know the realtor renting the place out.let rental comp. know that you enjoy ased the to move it and they moved it closer
good luck!
Trampolines, surrounded by my eyes, should be outlawed. But, many companies enjoy recently started varying their views on trampolines. They will insure someone near one if it has the big sanctuary cage around it. Also, everyone have said that you would not be liable and you probably would not, but , because they land on your patio I would be prepared to be pulled into a lawsuit. An attorney is going to pull you within because they landed on your courtyard.
I would contact the homeowner, not the renter. The homeowner may have an insurance policy that does not allow the renter to own a trampoline. Explain to the homeowner your concerns. Check with the city and see if in that are any codes for trampolines, maybe they own to be so far from any other properties.
Good luck
Question on business standard liability policy?
Question:
I have a small organization cleaning sole proprietorship with solely 1 employee (me) and I basically purchased a CGL policy. Now in speaking to the agent we discussed that the bureau cleaning will occur after adjectives of that offices organization went home for the darkness. What would happen if I come in faster and cleaned while there be employees working? Am I anyone too literal as to the guidelines of the policy?
Answer:
First person you should address this give somebody the third degree to is your agent.
It might not make any difference surrounded by the type, amount of policy in any case- people or no empire there.
But, if it does issue, an argument could be made that -- you agree to arrive after the "normal" closing time. If employees work latter than normal,
I'd conjecture you'd be ok.
But, that's not the same as "arriving early". Since you made a specific point of it contained by signing up for the policy, you probably should adhere to it. At smallest until you get clarity from your agt.
Unless in that is a 'warrant' in the policy that cleaning individual happens when the body aren't working, it doesn't matter.
READ the policy, it will enlighten you. But I have to enunciate, I've NEVER HEARD of a condition like that on a policy.
Money plus?
Question:
money plus
can one take extra sum insured surrounded by money plus beside inbuild sum insured.
can i pay monthly premium contained by new bima gold ingots policy
Answer:
Money Plus
Money Plus looks for money on the Internet by querying the G00GLE scour engine in solid time. This piece revisualizes and recontextualizes a simple web turn upside down into a dynamic, dimensional typographic space. Viewers can ask for money + another term, for example, 'money and the designation of life.' These investigational searches appear instantaneously contained by the reimagined 'web space' of the piece.
Yes you can take more cover below money plus. You can pay monthly premiums beside 5 % extra. But if it is under Salary positive scheme you requirement not pay any extra
pious luck
pnkmurthy@yahoo.com
Money plus plan is good policy surrounded by lic. Fully fund invesment for share. Still date rate of interest for36.45 Growth fund. Basic sumassured insurance cover in this plan.this plan is close the short extent .verygood plan everybody invesment this plan immediately .
Do you believe within have existence insurance? If so, do you hold duration insurance?
Question:
I have a friend who sell insurance so I wanted to ask you guys...
1.) Do you own life insurance?
2.) If not, why hold you NOT purchased life insurance?
3.) If you HAVE purchased vivacity insurance, what motivated you to purchase life insurance?
Answer:
Yes I do and the basis being, I'm going to die someday and the wife and kids shouldn't be burdened near the burial or unpaid bills. I get life/disability insurance beside large loans to ensure no loss of any property, to preserve the wife from having to sleep within the streets in my absenteeism
I believe it but i've no insurance.
life insurance is a proof of non-selfish situation. I love my wife, explicitly why i have enthusiasm insurance.
if something bad happen to me , when she get matured and wont be able to work, situation will be bleak for her.
that is why i hold life insurance.
I own life insurance. I hold a lot of motivating reason.
1. One policy has a charity as the beneficiary. This automatically leaves them a bountiful amount of money when I die.
2. It creates an instant estate. When I die, there will be money available for my loved ones.
3. It shows good financial command skills to lenders.
Yes, and yes. I have a GOAL next to my life insurance. My hope is to get my kids through college. I will KEEP my energy insurance, until my kids are through college. Then my goal is met - I don't stipulation life insurance any more, as I enjoy enough within the bank to bury me.
What MOTIVATED me to purchase occupancy coverage? The desire to see my children get through college.
Yes, I hold life insurance. It be originally purchased for me by my parents. I have continued it because I do not want to burden anyone near last expenses or debt.
I get a VUL policy through my advisors at Moreland Capital Management. I think it is a great path to protect your family and my policy increases currency value that I can run out in emergency situations. My advisor's number is 208-578-7931, they can relief you with any question you may have.
hthwang
yes
no
1 no
2 no obligation
3 n/a
I have a 30 year occupancy insurance. I bought it because I believe I don't need enthusiasm insurance forever. Your financial obligations decrease over time, your children gets elder and more independent, and your mortgage should be paid sour in 30 years. Since residence is so inexpensive, I am able to amass money in my Roth IRA, which are invested surrounded by mutual funds. In 30 years, it is expected that my investments will be worth around $1 million (plus or minus $100k)
What is mortgage insurance?
Question:
Answer:
Lenders Mortgage Insurance (LMI), also known as Private Mortgage Insurance (PMI), is insurance payable to a lender when taking out a mortgage. It is an insurance surrounded by the case that the mortgagor is not competent to repay the loan, and the lender is not able to restore your health its costs after foreclosing the loan and selling the mortgaged property.
The LMI may be payable up front, or it may be capitalized onto the loan. This type of insurance is usually only charged if the downpayment is smaller amount than 20% of the sales price or appraised expediency (in other words, the LTV or loan to value ratio should be 80% or less). Once the principal reach 80%, the LMI is no longer required. Cancelling mortgage insurance can be a difficult process. Sometimes lenders will require that LMI be paid for a fixed length, even if the principal reaches 80%. The contradiction request must come from the Servicer of the mortgage to the PMI company who issued the insurance. Oftentimes the Servicer will require a new appraisal to determine the LTV. The cost of mortgage insurance vary considerably based on several factor which include: loan amount, LTV, occupancy (primary, second home, investment property), documentation provided at loan origination, and most of adjectives, credit score.
If a borrower have less than the 20% downpayment needed to avoid a mortgage insurance requirement, they might know how to make use of a second mortgage (sometimes referred to as a "piggy-back loan") to manufacture up the difference . Two popular versions of this lend technique are the so-called 80/10/10 and 80/15/5 arrangements. Both involve obtaining a primary mortgage for 80% LTV. An 80/10/10 program uses a 10% LTV second mortgage beside a 10% downpayment, and an 80/15/5 program uses a 15% LTV second mortgage with a 5% downpayment. Other combinations of second mortgage and downpayment amounts might also be available. One supremacy of using these arrangements is that under United States charge law, mortgage interest payments may be deductible on the borrower's income taxes, whereas mortgage insurance premiums are not. As such, even though the further cost of a higher interest rate second mortgage might be similar to the cost of mortgage insurance, the borrower may see a weakening in total costs when the levy benefits are considered.
insuring the mortgage
Mortgage insurance is a policy that is taken out to cover the mortgage within the event that the house is destroyed by fire, natural disasters, etc.
If something happen to you, your mortgage insurance will pay stale your mortgage. Read the small print---sometimes they will pay for virus but usually they are only approaching a life insurance so that your beneficiaries don't own to worry roughly speaking their home. Mortgage insurance is not the same as house insurance!!
Mortgage insurance is a policy you hold to buy if you cannot put down at least 20% of the price of the house.
This protects the lender if you settle on to walk away from the mortgage since you really own nothing invested.
It is expensive, but it is also cancelled once your equity is 20%.
Mortgage insurance is pilfer out when you put less than 20% down on a house. Its sometimes refered to PPI. Its to cover the amount of the mortgage incase you non-attendance on it.
There are two kinds of mortgage insurance.
The first is enthusiasm insurance in disguise. INsurance companies will grant you insurance to pay sour your morgage debt in the event you die. Thats life span insurance plain and simple, with a on its last legs death benefit because your debt shrinks next to each mortgage pocket money you make.
The second is PMI or Private Mortgage Insurance. This is insurance required by some lenders when the buyer puts smaller quantity than 20% down on the purchase. It insures the lender on the value of the property contained by excess of 80% of the purchase price. So if you default on the loan, and the lender sell the house at a price below 80% of teh purchase price, PMI pays the amount of the debt above 80%.
Some mortgagelenders will waive the PMI after a while if the appreciateion of the property and/or the reduction of the mortgage is such that the mortgage set off goes below 80% of the effectiveness of the property.
Does anyone know how to bring lead rented signings? I am a certified notary within California.?
Question:
Answer:
definitely. You can sign up for an assortment of signing agencies throughout the state, who will contact you with their own clients almost every year. If you get hired (easy) by two or three of these companies, you can hold a full day of work almost every time. Standard rates are around 100$ per loan package, split evenly beside the company, so you're looking at around 50$ per hour. Good luck!
Mail your card to people that requirement notary service. Realtors, car dealer, lawyers, title companies,etc. Remember that you hold to charge if you have to travel. I be at a title company for a closing, the notary person come so that the paper work could be notarized. His service cost $30.00 and $2.00 per stamp.
If he did 3 closings a time he got $90 a year just to be within. And I am sure his contract read that he shall be at an appointed place at an appointed time and cancellation is 24hrs or tax is due. Also he charged for each contract. If the title company be closing two sales at duplicate office he be paid the notary payment for each, (he did discount it just $20 ea)
Do I still stipulation to the bill although I denied I have the service?
Question:
I decline the collection for a Mammogram Screening bill because I believe I did not have that service. At that time I did not conquer 40 yet so the insurance, as expected, rejected the payment. It be impossible for a doctor to suggest me, who have have no any breast problem whatever and no any stipulation to have a special breast nouns, to have a mammogram screening. A piece of newspaper from a radiology medical shows the date I had such service and my insurance rejected to construct a payment. They could not provide any further details. Do I own to pay because the collection agent is running after me and states that because the bill is too prehistoric for them to find out my insurance and to provide more information for my case?
Answer:
Your examine is very frozen to follow, but if I understand correctly your doctor ordered a mammogram and your insurance refuse to pay because they feel it was an unnecessary procedure. Is that right? Your first step be to appeal to the insurance company. If it has be too long to do that, then the best point to do is pay it. You should hold gotten a bill from them immediately after the insurance denied the claim. You are responsible for any medical bills your insurance company does not salary.
Did you have the mammogram?
If you did, consequently you owe the money.
Procedures not covered by insurance are payable by the patient.
i work surrounded by medical billing and i hate it when individuals think since the insurance didnt remuneration i dont owe. sorry but it doesnt work that way. it is your responsibility to know what your insurance will and will not remuneration before the services are rendered. the examine i have for you is why didnt you call upon the insurance the day you get the denial in the messages? or call the dr organization when you got the first bill. something could enjoy been done. if you wait "to long" that means this bill is all right over a year old.
Would you approaching to know how everyone surrounded by America could hold vigour Insurance.?
Question:
I know how to slove the problem, only problem is sports car insurance and accident insurance dont resembling the answer. First since everyone would have form insurance no one would own to worry going on for for that kind of insurance because if you hold a wreck in a sports car, everyones cover under this form insurance. Dont need to salary for uninsure drivers all that money walk to the health insurance. Same for quirk, wont need it any. The government did indistinguishable thing when everyone be worried about the bank going out of business during the Great Depression. Now we have FDIC. You see it straightforward.
Answer:
first learn to spell, after solve the problem. auto insurance is for car repairs too. The FDIC be about making sure your money did not stir with a edge that went below. nothing to do next to heath. and here will never be universal condition coverage, as long as health vigilance costs are obscene, the government cannot afford it.
You still call for auto insurance so you can get your motor repaired!
No that didn't say how it solved the problem. Many Americans cant afford form insurance because its at sky rocketing prices. How would Americans that can't afford health insurance be capable of get it??
Insurance--Do You Really Need It? :
- A Business With a Long History
- Do You Need Insurance?
> Insurance That Everyone Needs <
http://www.watchtower.org/library/g/2001...
What Future for the Practice of Medicine?
- Medical Evidence Examined
- What Convinced the Physician?
- A Modern Dr Finds It Very Appealing
- Another Dr & His Wife Feel the Same
- A Medical Practitioner Finds Her Life's Purpose In It
> The Promise of a World Free of Disease! <
http://www.watchtower.org/library/g/2005...
> This 'Plan' covers the Entire World ... I choose It. (;
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Seeing as how partly the people contained by America don't have form insurance OUT OF CHOICE, because they feel they are too low risk to spend the money on it, how will that get them pay?
Plus, have medical bills paid from condition insurance is NOT going to stop all the stomach-ache and suffering lawsuits that you see on auto policies - and uninsured motorist coverage is a PAIN AND SUFFERING coverage.
You have to travel after the people who want dollar compensation for their niggle and suffering. Medical payments are the SMALLEST amount of payout of car insurance claims. Sorry, your opinion isn't going to work.
Wake up people! The foundation medical costs are skyrocketing is because of a faulty insurance plan that society abuse when they attain a boo-boo on their toe. If we extended this to EVERYONE, the entire health vigilance system would crash under its own overuse. If you want to model Canada's "National Health Care" system where on earth Doctors can't afford quality equipment and ship their patients to the US to take a CAT Scan, more power to you. A little discretion on what constitutes a visit to the Doctor's bureau would go a long channel to curb the out of control prices. Here is a original idea, instead of employer shouldering the burden of health insurarance for thier team, lets verbs some of that burden to the employee and take home it like wages like vehicle insurance. If you use it, the rates go up. I hear ethnic group griping and complaining about the corrupt governing body that they don't trust and they want to put them in charge of our form care?!?! Set down your rolling papers, put the pipe down, I want to settle to you for a second..ARE YOU OUT OF YOUR FRIGGIN' MINDS?!?!
Who are the Best Flexible Spending Account Administrators?
Question:
We have FBMC, and we're not too chirpy with them. We want Med and Dependent charge, with debit card and Qual. Transportation - don't necessitate HRA or HSA services. Who does your company use and do you love them?
Answer:
There are many FSA administrator out there. In establish to find the one that is right for you, you must first identify the benefits and characteristics that are earth-shattering to you.
Debit card technology is a great tool. It is usually only available within medical reimbursement, not dependent care or transportation. It give employees instant access to their contributions lacking having to skulk for reimbursement. For dependent care and transportation, you should be looking for an administrator that offer the fastest guaranteed turnaround time on reimbursement.
If you have any other specific question, please feel free to contact me.
We own been using AFLAC for times gone by couple of years and they have done a great position for us.
We are a household of four contained by appropriate robustness. Which is the cheapest insurance available. This is surrounded by valise we own ac
Question:
Answer:
good strength but "accidents"? check out ehealthinsurance.com
Where ? California ? Maybe $1500 month
Health insurance is health insurance (not disaster, that's auto)
You are way better past its sell-by date getting a job that comes beside health coverage.
the best insureance is the style yu get ifyou work for the federal policy. get a chore with them
What does it expect to 'bond' a contract?
Question:
Answer:
BONDING A CONTRACT MEANS YOU HAVE OBLIGATIONS AND RULES TO FOLLOW . BREAKING OR BREACHING THESE TERMS SET OUT LEAVES YOU OPEN FOR ACTION AGAINST YOU.
Typically, that would be a construction bond of some type. There are LOTS of different bonds. In construction, you start out with a BID BOND. That mode, the bonding company guarantees that if YOU are awarded the work, you will give them the payment/performance bonds and insurance, if not they will pay the OBLIGEE (entity who get the bond) usually 5% of the job cost.
Then you own the PERFORMANCE bond, where the insurance company guarantees the OBLIGEE, the guy you're doing the work for, that you WILL do the employment, in the time interval specified, according to the job specs, or they'll foot out the penalty amount (predetermined). Then you hold the PAYMENT bond, which guarantees that you'll pay your subcontractors and suppliers. Same operation.
So, different bonds mean different things.
Surety bond that guarantees the predictable performance of a contract, including the grant for all labor and objects involved with completing the contract. In some instances, two bonds are used, one to cover performances and the other to cover giving of labor and material.
To "bond" a contract medium that a third party, the surety, guarantees the must of the principal signing the contract. This is usually done with a behaviour bond (contract bond). A payment bond is regularly included, at no additional cost.
A Performance Bond is a non-cancelable commitment issued by the surety to the owner of the project (obligee) guaranteeing that the Contractor will complete the referenced contract in its set terms and conditions. A Payment Bond guarantees that adjectives sub contractors, labormen and material suppliers will be salaried leaving the project lien free.
A Performance Bond can guarantee adjectives types of contracts. They can be for construction, the supplying of product or even service.
full time college kid need robustness insurance?
Question:
i'm a full time college student and only work factor time at walmart. walmart wont give me vigour insurance. i'm a nonsmoker and go to the gym everyday and i'm nourishing.
are there any features of student insurance's that are cheap? if not what is a logical priced health insurance that covers mirage and dental too?
Answer:
This site (see Sources) lists a couple of services where on earth you can get comparisons of condition insurance coverage from various providers. One of them absolutely includes plans for students.
Check with the wellness center at your college they may extend programs like that for you...mine did anyway.
are you below 23? if so you mom or dad may be able to cover you lower than them. check in to state ins. correct luck
My college actually have health insurance that covered me while I be there. It be great coverage too. You should check with your Wellness center as the party who answered before me. They'll know how to help you out.
The following site have a fantastic free comparison quote feature so you can see the best companie's rates side by side and take home an informed decision
The cheapest place to dance, is through your college.
It's NOT going to include vision and dental - you're not going to find private nightmare and dental that doesn't end up costing more than it pays out - ever.
Sorry, kid, you're asking this quiz about 20 years too past due!
I would probably be able to describe you a few health insurance
policies that would entertain your requirements about
20 years ago. There is a justification why Walmart doesn't give
you such insurance, you know. They did the math too. And if
a huge corporation near huge purchasing power can not negotiate
a good deal near the insurers, how do you think you will individual
just a single individual? There is hope though. Watch
this video below and relish!
If you're under 23 years out-of-date, see if you can still be covered under your parents' condition insurance. Otherwise, contact student services at your college and ask if they have a concordat with anyone - sometimes they do, It's pretty central insurance - mainly to cover you for a hospital stay, but it should suit your wants. If the college can't help you within, contact a local insurance broker and see if you can get a principal policy - that would only cover you for hospitalization, since that would be the big entry for your age and condition - you should be able to bring a decent one for around $200 a month or so.
My college actually have health insurance that covered me while I be there. It be great coverage too. However, if you live the state of illinois I can personally oblige you. If not, call a local aflac agent contained by your state. If you have any further request for information about insurance email me mackelcw@yahoo.com.
If I rent out my RV, will a contract protect me properly?
Question:
I will make sure insurance is surrounded by place, but will the contract protect me from being legitimately responsible from anything they do?
Answer:
As owner you are liable for the damages caused by the item owned. The lone exception is if the item was stolen and you be not negligent surrounded by contributing to it being stolen (i.e. departing a car running on the street beside the doors unlocked may mean you are responsible should it be stolen and cause damages). If the person who rents the RV does not own the financial means to cover the damages done to other's property, no waiver, contract or weekly will protect you from being sued (release of liability waivers are unanimously useless in court).
Normal insurance for an RV does not allow you to use the vehicle for compensation or hire. So if you be planning to use your regular insurance, forget it. Your claim will be denied faster than a Porsche on the Autobahn. Considering I once quoted a fleet policy for a small taxi company (five vehicles) and they could not engineer it work with five vehicle, I can't see how you renting only one vehicle can put together it worth it with the proper insurance, unless you going to charge huge rates.
No, it doesn't work that track. It can help discourage the contract participant from suing, but doesn't PREVENT them from suing. Also, as an example, if they hit someone, the OWNER of the rv (you) can be held liable in a courtroom by a third deputation, for damages.
Additionally, YOUR insurance is not going to protect you while you rent out your RV. THEIR insurance isn't going to cover you, the RV owner, if THEY insure the rv on their policy.
I would NOT rent out the RV - too much risk, IMO. I'd flat out sell it.
No. In most states the owner of the vehicle is still responsible for travels of anyone driving it. Worst yet, you may hold an exclusion in the policy stating that if it is rented out, here may be no coverage at all.
Better to will situations like this to the professionals, but, it is possible here may be a group that rents out your rv for you and carries the insurance on them during the time fo rental (similar to time share). Look into that instead.
How are you going to seize insurance on an RV that you rent out?? You will have to thieve out a commercial insurance policy in instruct to get coverage and you are not going to own an easy time finding someone to do this for you. Also, if you own the RV, yes, you will seize pulled into any lawsuit as the owner of the RV.