Can i invest within shares and mutual funds? As i don't hold a vessel card.?
Question:
I have in the region of 8acres of mango garden, my occupation is agriculture.
But banker's say that online trading require Pan card to unfurl a account, How to over come out of this.
Answer:
This is true that you can't invest surrounded by stocks without have PAN card, as it is mandatory now. However you may own PAN card even if you are earning through agriculture. For this you will enjoy to fill the PAN application form and within place of source of Income you may put 'others' option. Later when you start earn through stocks, then within any case you must any pay the toll or file the return. So PAN card is essential, and you should apply for it to enter into stock open market.
without PAN CARD u cannot
I come up with upto Rs.50,000/- you do not need PAN card to invest surrounded by Mutual funds. If you wish to invest Rs.50,000 or more you involve PAN number.
P N KRISHNA MURTHY
CHENNAI
pnkmurthy@yahoo.com
It is best apply PAN. You can invest in IPO UPTO 50000/- minus PAN with cheque. PAN is not unpromising. Accept advice of sponsor. You will get benefits if you enjoy PAN. After PAN you can apply between 50001-99999 and you will have suitable chance of allotment.
Please convey mangoes to all answers.
you can invest contained by mutual funds,even though you do not have a container card.if you are from kerala contact me, my name is philip, residing at trivandrum, my mob is 9387805368
Filing a complaint roughly an auto insurance problem?
Question:
I want to send a dispatch to a Federal Agency that oversee's auto insurance companies and their responsibilities to the consumer
Answer:
There is no Federal Agencyyou will have to wallet a complaint with your Department of Insurance within your state. Insurance companies are regulated by the state, not the feds.
Insurance is regulated on a state by state basis (for presently anyway), so you will need to contact your state's insurance department next to your complaint.
However, before you do, you will want to generate sure you exhaust every avenue of appeal within the company first.
Make sure you appeal their decree to higher horizontal managers until you are thrilled that you can go no furtherTHEN shift to the State Insurance Department in your state.
An insurers responsibility to the consumer is clearly spelled out contained by your state's insurance lawsbefore you make a complaintyou might also want to check those out to net sure you are correct in your complaint.
There IS no federal oversight agency. Every state regulates it's own insurance. That's why policies ebb and flow from state to state, and rules do, too.
The HIGHEST authority, is your state insurance commissioner.
"markmywordz" gives some really polite advice.
Without knowing the specifics of your defence, you'll want to make sure you shift through every avenue you can within the insurance company you chose to put your insurance next to prior to taking it to the state (as others have pointed out, insurance companies are regulated by the state, not the feds). Having a clear complaint surrounded by which you detail out the steps you took and the problems you had will minister to get a response from the state...turn surrounded by a messy complaint and you probably won't get much of a (or any) response.
Good luck.
I'm looking for a burial plan for a masculine relative who is 36 and have a chronic bad health. Any plans within Missouri?
Question:
Answer:
Contact the funeral home and see if they have any burial plans or possibly some sort of plan where on earth you can pay contained by advance. My in-laws did that at a local funeral home when they be quite elderly. They only just pre-paid everything in finance and locked in prices for whenever they did die. Since he is already chronically unwell, no one is going to flog you a plan that costs a few hundred dollars today, knowing that they will have to compensate out thousands in a few months.
With a chronic complaint, it's probably going to cost you A TON for a burial plan. Likely, it will be more cost effective to a moment ago put $100 in a jar every month.
Check near the local funeral homes.. they usual have these plans available.
how much surrounded by medical is costs per month or year?
Question:
im wanting to know what is the lowest price per month or year , exc, i can find for medical insurance cause im getting arranged to move out
Answer:
A decent medical plan for a athletic 21 year old should run around $250 a month. If you own a job, your employer should rate most of that.
It depends on your age and location.
It you are young probably $250 to $300 per month for moral coverage.
Figure a minimum of $250 a month, but the average is higher than that. I repay almost $400 a month just for me.
Try this website. They will pass you a quote. Also, make sure you ask just about medical benefits at your employer. That's an important module of your total compensation when you are looking for a job. It's not other about chief wages.
ehealthinsurance.com
How long should an insurance claim help yourself to to resolve from begining to closing?
Question:
Answer:
What sort of claim is it?
Basically though as others have said it depends on the complexity of the loss, how long it take to substantiate the loss and put either a helpfulness on on the item or arrange repairs. If you not happy next to the length of time, firstly complain to the insurer - they will hold deadlines underneath the FSA to answer your complaint and if you're still not happy afterwards take it to the Financial Ombudsman to resolve.
How long is a piece of string?
It depends on the complexity of the claim
as long as it take
Depends! There are claims that take partially an hour to settle, there are claims that pocket years! Company, specific matteer in foot, local law, place for intercession, extent of claim..so many variables!
In a utopian world two weeks.
Unfortunately we do not live within Utopia and although I have have an insurance claim resolved in three weeks, I hold also seen an insurance claim whip over a year and heard of frequent that have taken longer.
destruction claim normaly not more than 60 days. Accident claim depents on the accident insurance ruling.
It can take years
This depends on the complexity of the claim.
Some claims can be settled contained by days. And if they are that simple, the insurance companies would rather settle them off than suspension, because delay a short time ago adds more cost.
Some claims are terribly complex and may take over a year to evaluate, even if nearby is no contesting the cost.
If the claim has to progress to court... it can take several years. These are not over until either jamboree quits fitghting, ot the US Supreme court (in the US...) rules.
My employer refuse to insure my spouse after her lung transplant and found a sense to fire me.?
Question:
Now what ? Any good lawyer in the Goshen, Elkhart nouns ? All our money went for the transplant.
Answer:
You own learned the unyielding way that you worked for a really crappy employer.
Unfortunately in attendance is not much you can do.
Unless you were lower than a contract, you were expected an 'at will' employee, which routine they can pretty much get rid of you for any number of reason.
As far as your insurance.this is going to be trickier. You will have the right to elect to verbs your employer's coverage under COBRA but this will be expensive and it will be restricted in duration.
Once those benefits run outit will be sturdy to find replacement coverage with such a pre-existing condition. You'll enjoy to see if Indiana has a elevated risk health insurance pool or see if you qualify for subsidized insurance.
Lung transplants or any transplant for that concern costs a heck of a lot of money. Majority of form insurance companies do not cover it for that reason. Your spouse's transplant probably cost them at least possible a million dollars upwards If you can prove, beyond, reasonable doubt that you be fired for running up high medical bills later you can hve a good satchel. Otherwise, just thank God that someone compensated for your spouse's transplant.
My policy No. is 916800764. Is nearby any instalment premium to be remunerated? When I will return with the survival benefit?
Question:
Answer:
Where are you from? What company you bought from? You may call to the company to ask those information. Or you also can read through your policy. adjectives information is writen in the policy.
THIS ISN'T THE INSURANCE HOT LINE?
Call the company and ask.
What helpful of costs would I be looking at for a twelve-monthly small business insurance liability policy?
Question:
Can anyone give me a round something like idea of the twelve-monthly cost for a bond/general liability policy for a small cleaning business with solitary 1 employee surrounded by NY? Does $1-2 thousand sound almost right?
Answer:
General liability with one being cleaning, gross receipts under $75,000 is going to run around $1500 a year.
A "bond" is going to run around $250, but doesn't be determined what you think it scheme, and basically you don't inevitability it anyway. You'll have to guarantee the bond amount if it's a start up business, which funds, post $5,000 or however much you want the bond to be for.
Bonds for janitorial services, people ask nearly them here about twice a week. No one really wishes them, unless you're doing government work.
it is profoundly cheaper than that depends on the industry that your business is in but standard liability is close to 2 or 3 hundred a year. i work for a company that deals near small business owners with common liability everyday.
There is no reason to speculate. The following site will endow with you a free side by side comparison quote from the best insurance companies out there. Then you can gross an informed decision
In NY, your price guess is almost right. But don't forget if you have even one hand you are required by law to also fetch workers comp and disability.
Aside from all that, are you using your own equipment? How do you transport it if you do? You may involve commercial inland marine to cover your equipment and a commercial auto policy, as resourcefully...
Whats R&B lloyds situation?
Question:
Answer:
Try this one:
http://randb.about.com/
we recieved money from insurance for a jump down my husband have it be 1000 dollars do we claim it and how?
Question:
Answer:
Not taxable.
insurance settlements are not taxable in US
Reimbursement received for damages due to personal injuries are not taxable
Insurance grill?
Question:
When you move in beside your boyfriend could you be put on his insurance, or would that only work if you are married?
Answer:
Are you chitchat about his renters insurance, or his robustness insurance? Very, very few employer will allow an employee to supply a "domestic partner" to their group policy. He'll have to ask the employer, and if they vote yes, then he have to be willing to given name you a "domestic partner".
Very few insurers will allow two named insureds on one renter's policy. Again, he'd enjoy to ask his agent.
For car insurance, he can put in you as a driver, but your car desires to be insured in YOUR christen.
Yes if living under alike roof. You do not need to be married.
In most states you must be married. Some states hold "partner laws". Check out the laws of your state.
For vigour insurance, it depends on the plan, but most of the time, you'd have to be married. Have him check next to his HR department, since it's possible that his plan could allow you to be added.
If you're talking nearly car insurance, later it's very imagined that you could be added without anyone married - he should check with his insurance agent.
If you are conversation about auto insurance later yes, you can be added as a driver. I have not experienced this person allowed in Health insurance. Talk to his agentIt's worth a try and the worse article is they can say "No".
For auto 9 times out of 10 you will enjoy to be included or excluded if you live under indistinguishable roof. It's not a bad hypothesis because if you both have vehicle you'll get the multi vehicle discount.
Get married. Then you can. j/k
Renters/Homeowners/Auto - many companies will allow it (and require you be nominated as a driver on the auto policy)
Health - unknown, probably not unless you have a child together consequently at least the child could be added.
I assume you are discussion about condition insurance? If so, then no, you are not a legalized dependent of him. However, in my state, if you live together and are adjectives law married (you profile your taxes together) you can be a dependent without a marraige licence. There are also some plans that cover domestic partners, even same sex partnership. Talk to the HR person that handle the group health plan next to his employer. They should know or can find out for you.
Collecting on a existence insurance policy?
Question:
My father, whom I haven't seen surrounded by years, died recently. According to the divorce regulation, he was to keep going a life insurance policy payable to his children; me my sister, and brother. I be told I have to database a "Demand" that the money from the policy be paid to us. It have already been cashed by his trust, we found out. Where do I carry this form?
Answer:
Not all language of a divorce settlement agreement, also known as a "divorce bill," are meant to stand contained by perpetuity -- especially agreements made for the care of minor or college-age children. So the first directive of business is to read the settlement's terms. Although your father agreed to provide go insurance in the event of his loss, in adjectives likelihood, this requirement expired when you turned 21 or graduate from college. If the settlement terms aren't explicitly spelled out to your compassion, you should speak with an attorney.
If the life span insurance proceeds have not already be paid, you or your attorney can transport a letter to the insurer contesting the beneficiary. Since the insurer won't want to risk have to pay the claim twice, it will ask that the party come to an agreement; if an agreement isn't reached, the insurer will folder an "Interpleader" request with the appropriate court. The court would later decide who the rightful beneficiary is.
If the benefits hold already been compensated, your attorney can file a request near the court that the funds be "frozen" until the matter is adjudicate.
did he make the trust the beneficiary?
From a advocate. You'll have to hire one.
Good luck on that, btw. My ex, surrounded by our divorce decree, is also supposed to argue a life insurance policy "payable" to the child. I'm sure he doesn't.
Clearly, if the trust be paid, he didn't prolong a policy payable to the children, or it would have be paid to the children. Your legal representative will probably NOT be able to convert that. Just because he was SUPPOSED to do it, very well, now you can't throw him contained by jail because he didn't.
Also, once the youngest child is 18, he doesn't hold to maintain that policy any more. If at hand are children UNDER 18 still, be sure to have their mother/guardian wallet for social security minor child survivor benefits.
I would doublecheck your paperwork (decree and policy info), and after contact a lawyer...Sounds resembling the beneficiary was probably changed to the trust at some point, if not it wouldn't have be paid out that means of access...If the insurance company didn't have access to or understanding of the provisions of the divorce decree, they would hold changed the beneficiary when it was requested...Though, as said by others here, near may have be an age limitation (policy simply payable to kids up to age 18 or whatever)...
I want to become a individual agent for bajaj allianz duration insurance com. contained by india what is the procedure?
Question:
Weather i have to write any IRDA exam to hold a lisence. Please explain in details
Answer:
yes, you will enjoy to fill up a form near 500/-, and then in attendance will be 100 hrs of online training which you have to compelte and next you will have to write IRDA exams, after you overhaul, then you are issed and Insurance Consultant (IC) Code, next you will be put under the sale manager singular then you will know how to sell insurance
Thee must be a department of insurance within your state.Or contact the company directly and ask how you can be appointed.
contact me in being , my name is philip, residing contained by trivandrum mob is 9387805368 if you want to work with bajajallianz vivacity insurance co ltd:
going down to 32 hrs a wk at work can they purloin my ins bearing?
Question:
we have be told that we are going from a 40 day work wk to a 32 daytime work wk and i'm wondering if my insurance can be taken away i live in somerset,kentucky
Answer:
You would want to check near your employer. Because there is no federal or state ruling that regulates companies to pay insurance to its workforce. Insurance covergage provided depends on the company's policies.
Ask your boss. I know in Texas, most job have insurance for full time workers, and here, 32 hours a week are considered full time.
If you aren't an hourly member of staff they couldn't. Anyway, my last two job were hourly and we have insurance. Plus US Congress passed the HIPPA law that say you cannot be dropped insurance so long as you are willing to pay envelope.
Check with your Union or Human Resources Department.
They can (and probably WILL) charge you more for form insurance. Where I work, health coverage for full timers is free. For cog timers, it's $$$.
Yes, they might. Will they? That's another question, and you'll hold to ask them.
NO one can answer that for you as they do not know what benefits your employer offers. It is not a state or federal directive thing it is how your employer set up the benefit requirements. Ask your HR department.
YES...they will.
Other than internal company policy, here is no law that forces employer to offer form insurance to their full time employees.
That anyone said, I can almost guarantee you that is one of the reason why they are cutting hours from 40 down to 32. They can dump insurance for adjectives those non-full time positions and save profoundly of money.
This is a BIG TIME wake up phone. An employer who resorts to these tactics to free money is likely desparately looking for cost adjectives moves. And, I think you know what the subsequent big cost cutting step is.
You should start preparing yourself immediately to find another jobbefore its forced upon you.
Can independant appraiser charge the insurance company for services carry out if appraisal co. wont recompense?
Question:
A Appraisal company owes me a lot of money and wont sent fee. said he would,did? three weeks ago. can I charge the insurance company for those sevices? collect from he vehicle owner? file a mechanics lien? or do I hold to go to court?
Answer:
You be doing work for the appraisal company. Your beef is with them, not the insurance company or the vehicle owner.
A mechanics lien is when you do work on property to benefit the property. I don't chew over doing an appraisal on a vehicle qualifies.
Sue the appraisal company. That is who you contracted near.
If your arrangement is with the Appraisal Co, after it is their responsibility to pay you and nobody else. Do what you obligation to do to get rewarded by them, including taking them to court.
I'd certainly report to the insurance company, but you'll hold to consult a lawyer to see what your collection option are. Worst case scenario, sue, the insurance company, the insured, and the appraisal company.