Insurance Questions and Answers

What is an approximate price for liability motorcycle insurance contained by NYS for a '01 1200 HD Sportser?


Question:
I KNOW DIFFERENT FACTORS CAN AFFECT THE PRICE.I'M JUST LOOKING FOR AN APPROXIMATE AMOUNT.

Answer:
Anywhere from $300 a year to $3,000, also depending on the city, your credit score, driving narrative.
Figure $100.

you can get quotes from various insurers online.
Nationwide, GEICO, to name afew.

only just do a G00GLE search on motorcycle insurance.




would it be posiple to be terminated incourged by insurance company?


Question:


Answer:
I do not understand your give somebody the third degree, please provide more details.




What is the time length when you submit a medical claim until it is salaried?


Question:


Answer:
There is no set answer to that question. Claims payers are scandalously backlogged.

How long ago was it submitted? I'd allow 6 weeks back I started calling them to find out why it wasn't paid. But I've certainly seen them rob even longer then that.
Generally, six weeks, but some transport as many as six months or more to money. Denials usually come within 2-3 weeks. Almost other by six weeks, you can find out claim status.
< 30 days if a claim is received with adjectives the information needed to complete the processing.

I work in insurance, and 95% of our complete/clean claims are processed contained by <15 days. If it takes longer, it can be because info is missing, or because its a complicated claim.

For an insurance co to receive a claim, process & settle up it, and then cut & correspondence a check, and for a provider to cash & post the check We're looking at roughly speaking 1 mo total for most services.
Most provider's have agreement next to insurance companies, that an insurance will pay, pend or deny a claim within <30 days, or they receive late interest...

If you sent surrounded by the claim yourself, I'd give it 7-14 days. (Unless it be for a service rendered overseas, which takes longer due to currency conversion, and translation.) If its longer than that, I'd nickname and make sure they don't have need of additional info.




What type person/family is the best runner for a Health Savings Account?


Question:


Answer:
Someone who is self employed is best.
some who is self imployed, like daycare, thats what we get
Really, anyone. If you have a giant deductible or pay out of pocket for heaps things, it suits you best, but you can use the newer ones for anything medically related.




I entail vigour insurance early!?


Question:
I am 33 weeks pregnant with no insurance. I lately found out 2 days ago that after trying to receive state aid for my pregnancy I am not eligible. I can't get insurance through my livelihood. I am well prepared to reimburse a pretty penny for insuance so that I can attend my prenatal visits I merely can't come up with the $3,000 contained by 2 months to pay my doc so I stipulation insurance to help near the doc visits. If anyone know of a good insurance company that will except an already pregnant woman please consent to me know! I am not looking for a discount program as they are scams.

Answer:
depending upon your state's law you may qualify for some help through a women's program. you should consult a local women's group close to planned parenthood or the close to. beyond that, you should be applying for medicaid. a social worker at your local hospital can assist you. there are also masses resources available on the internet. i wish you luck and am sorry i dont hold an easier answer for you.
You can't get insurance that will salary for a pregnancy when you're already pregnant.

Why on earth would an insurance company collect a few hundred dollars surrounded by premium knowing that it's going to cost them several thousand dollars?

It's sort of like trying to buy coupé insurance AFTER you have an calamity. No insurance company is going to do that.
Take it up with the dad.
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Faye H is correct
Maybe you can try below website to catch the information. It's about parenthood health insurance articles for your second evaluation
Faye H is correct.

I don't know of any health insurance company that will cover you for pregnancy minus a 6-12 months waiting period.

However, that person said, you may still find it's smart to get a robustness insurance policy for a few reasons. You may hold issues that come up that aren't directly related to the pregnancy and the company may very powerfully cover for those. You might get lucky satisfactory that, even if the insurance company isn't paying for pregnancy-related expenses, the doctors and hospital may bill you as someone who has insurance, which is still a much better rate than they make available those without insurance. (That one's a bit of a stretch.)

But the biggest judgment is: the insurance company is required by Federal law to make the addition of the baby to your policy automatically upon birth (although you are required to notify them of the birth in 30 days) and any charges for the baby AFTER birth would next be covered by the health insurance. If nearby are complications of any kind, that could be a HUGE issue.
When you don’t hold money to get the trouble you need:
http://www.nlm.nih.gov/medlineplus/finan...
http://ask.hrsa.gov/pc/
http://www.omhrc.gov/templates/browse.as...
http://www.hrsa.gov/help/default.htm...
http://www.thefrugallife.com/medicalalte...
http://www.G00GLE.com/search?q=free+low+...

Free and low cost prescription medication:
http://www.nami.org/template.cfm?booth...
http://www.themedicineprogram.com/links

This is about FREE hospitalization, if you inevitability it and they WILL help you!
http://www.hrsa.gov/hillburton/default.h...
Hill Burton Hotline
1-8OO-638-0742
(1-8OO-492-0359 within Maryland)
In 1946, Congress passed a law that give hospitals, nursing homes and other health services grants and loans for construction and modernization. In return, they agreed to provide a possible volume of services to persons powerless to pay and to form their services available to all individuals residing in the facility’s nouns. The program stopped providing funds in 1997, but going on for 300 health supervision facilities countrywide are still obligated to provide free or reduced-cost care.
http://www.hrsa.gov/help/default.htm...
How to apply for Medicaid or medicare
http://www.cms.hhs.gov/medicaideligibili...
http://www.aarp.org/money/lowincomehelp/...

For information nearly Social Security, Medicare, and disability benefits, call the Social Security Administration at 8OO-772-1213.
http://www.ssa.gov/

For information just about Medicaid, contact your local social service or welfare office. You can also find information going on for Medicare and Medicaid at www.CMS.gov
How To Pay for Mental Health Services
http://mentalhealth.samhsa.gov/publicati...
http://depression.about.com/cs/findadoc/...
Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan...
DENTAL HELP:
Free or low cost dental vigilance United States
http://www.nidcr.nih.gov/nr/rdonlyres/53...
http://www.raconline.org/info_guides/den...
FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC.
http://dental-assistance.app-sl-1.aidpag...

Need eyeglasses or eye care?
http://www.nei.nih.gov/health/financiala...
http://www.uniteforsight.org/freeclinics...

How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and needy women can receive Pap smears at local clinics and doctor's offices.
Here’s a detail for every state:
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Where can I budge to get free or reduced-cost prenatal exactness?
You can call this number if you requirement free birth control help, too!
Women surrounded by every state can get lend a hand to pay for medical prudence during their pregnancies. This prenatal care can lend a hand you have a wholesome baby. Every state within the United States has a program to lend a hand. Programs give medical attention, information, advice and other services defining for a healthy pregnancy.
To find out give or take a few the program in your state:
·Call 1-8OO-311-BABY (1-8OO-311-2229) This toll-free mobile number will connect you to the Health Department in your nouns code
·For information in Spanish, call upon 1-8OO-504-7081
·Call or contact your local Health Department.




gastric bypass surgery for race near remarkably low income and no insurance is their someone out that abet inhabitants?


Question:


Answer:
Weight loss surgery-like gastric bypass / lap strip surgery / stomach stapling and gastrectomy have become greatly common and impressively safe in a minute. My cousin got her Roux-en-Y gastric bypass surgery contained by India. She has lost more than 65 lbs contained by 5 months and is very cheery with the results. The price for plumpness surgery is very smaller amount in India. My cousin a moment ago paid 25% of the cost she be quoted in America. She get her surgery from a company called Forerunners Healthcare.

Forerunners Healthcare is unbelievably famous within India. I read a lot more or less them in the Newspapers and magazine. I have read plentifully of their patient stories also. They arrange financing for USA, Canadian, UK and other international patients who plan to enjoy surgery abroad for low cost, as bariatric surgery and cargo loss surgery is not covered by insurance. They also have photos paste of their International patients. You can checkout their website. There are huge cost savings. As a doctor I one-sidedly believe that your Obesity surgery can be easily handle in India, as the point of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and services are 5 star.

http://www.forerunnershealthcare.com...
Hope this helps.
most state medicaid programs discharge for it.
Check out the Q&A section on www.obesityhelp.com - they hold tons of information about financing the surgery and what many public assistance programs may cover it in your nouns.




NYS Labor Laws?


Question:
I went out of work on disability for brain surgery on 10/9/06. On 1/9/07 my employer showed up at my home and told me that she have to "fill my position" and that they would hold my vigour insurance until the end of that month. Can they officially let me stir and end my insurance while the doctor still have me "totally incapacitated"?

Answer:
They can let you turn but I believe the insurance company has to remuneration on a preexisting illness,unless you own reached the max. I'd contact a lawer on it if you enjoy to fight the insuance company
I ponder a lot of this have to do with what type of member of staff you are - if you were a contract member of staff, temporary, full time underneath contract, employee at will, etc etc

I would, however, scour through the site of, and contact the New York Department of Labor...They will answer your questions and investigate if entail be.

http://www.labor.state.ny.us/

I am not sure how much they can help as abundantly of what governs this may be company policy. You may want to contact your HR department and hold them show you were contained by the company HR policy is states that they can let you go/sever your insurance.




does anyone know a cheap and reliable place to repair a photo camera?


Question:
does anyone know a cheap and reliable place to repair a photo camera.my camera broke and i have no warranty.i entail a good place to repair it.i live contained by east london.may be you can suggest something.cheers

Answer:
hi, I am sorry to hear about your camera broken. It would be helpful if we clean a bit more about what be wrong with it and possibly we could give you a better view of where to clutch it. For example, if it is not turning on at all (and you mull over that it is an electrical problem, you could take it some place different and possibly cheaper than if the problem have to do with your camera's focus).
Where ever you walk, ask them first if they can give you a free estimate.
You might find that the cost of repair exceeds the cost of replacementI know that specifically true of nearly all of the smaller small screen sets!
GOOD LUCK!
Good cameras today are too inexpensive to repair. Toss it and get another.
at hand are a couple of reliable and cheap places in Colchester, one is call colchester camera exchange, the other one is right opposite the peugeot garage surrounded by wimpole roadoppositep sorry my ya is playing up.t




Can u put contained by drop kerbs if u own public liability insurance?


Question:


Answer:
"public liability" insurance varies. You'll enjoy to read your policy to see if there are limitations on the accomplishments that are covered.




I want to bind a business broad liability policy for my home base business, what will they want?


Question:
Will the general liability insurance company require proof of homeowner's insurance, auto insurance, etc?

Answer:
They'll want a completed application and money.
I found this http://geobay.com/ad91a9 article it should answer your put somebody through the mill it has some polite information on home insurance and how to find good deal.




Roughly how much per month is Homeowners Insurance?


Question:
What is the 12 month insurance premium for a $100,000 house?

Answer:
It depends on where you live and the amount of insurance you choice to run. I pay $800 a year on a $300,000 house contained by NY to give you an opinion.
Too many variables to answer accurately. Do you live close the coast, especially the Gulf Coast? What are your exposures? How old is your house? What type of construction?
Homeowners insurance is base on the value of the property, location, and your claims experience. Less discounts similar to seniors, claims free, security etc. Depends on the nouns of location of the home. Some areas have greater claims, either through wind/hail or crime.
It's not base on market convenience, it's based on cost to recreate. Assuming your house is about 700 square foot (which would be the average cost to rebuild of $100,000), and you're contained by Iowa in a colossal city, the annual premium should run you around $300 a year. If you're in Florida, it's closer to $5,000 a year.

If you enjoy rotten credit, or the house is over 25 years old, it's seriously more. If there are any claims on any the house, or your personal history, it's more. If you don't have a 24 hour compensated fire department within 3 miles of the house, and a fire hydrant inwardly 1000 feet, it's more.

In other words, it vary wildly on a integral bunch of factors, and you'll involve to call a local agent to seize an accurate quote.




How does suicide affect duration insurance payouts?


Question:


Answer:
In every life insurance policies there's a suicide clause, you should read it if you enjoy one. Suicide clause which states that they will NOT pay if you commit suicide inside two years of getting your policy. The policy is void and settlement the premiums to the policy owner.
depends on the policy.

Many policies have suicide exclusions.
As long as the suicide did not materialize during the first 2 years since the policy was put into force, at hand should be no problem.
A typical life insuranc policy will contain a claus that say they will not pay on a suicide that occur less than 3 years after the policy is activate...after that, go ahead, blow your brains out, and your kinfolk will get salaried
Most life insurances will own suicide rider.. They don't pay when the unresponsive is declared a suicide. Insurance companies are there to screw folks...
In the case of suicide, most insurance companys will not take-home pay a penny.
Generally, the insured must to die of natural cause, and suicide is not considered a natural exact.
becuase if you take your own go the company knows your going to hell so they dont want the family circle to be happy spending those big bucks while your burning lol freshly kidding its freshly the policy if you committ suicide they want pay its close to the family know you were that type of individual and they be looking to hit it big off of you i guess that too
It depends if suicide is excluded from the policy or not. If it's not excluded, there's usually a time frame, articulate 1 month to 1 year before a payout for suicide. You requirement to read your policy.
Well, if the suicide happens in the policy contestible period - which vary from state to state, but is usually the first 2-5 years the policy is active, the insurance company flat out doesn't wages.

If it's AFTER the contestible period, they will.




Help i entail a quote to budge on my cover page ..it have to be something short and simple ex. The skys the put a ceiling on?


Question:
can anyone help me mull over of anything cuz i have no clue what else i can put

Answer:
Just Do It!
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The adjectives belongs to those who believe in the comeliness of their dreams.
Eleanor Roosevelt

If you're going to be thinking, you may as well judge big.
Donald Trump

Ideas without management are worthless.
Harvey Mackay

Courage is grace under pressure.
Ernest Hemingway
The cover page of what? Your resume? Or your new-fangled? If it's a resume, do NOT use a quote...or a pictureor list your age, wedded status, your children, pets, or anything else that doesn't have to do next to how you are qualified for the job.

A resume is almost you, not about someone else's words.
of adjectives the baskets, the masculine one near four eggs and an emu will always prevail contained by the igloo of death




workers compension ct. insurance?


Question:
I as an employer need workers compension insure for my enployees contained by the state of CT

Answer:
Yes. You should talk to the agent that sold you your common liability policy, and have them acquire you a quote for workers compensation. If you don't have an agent, walk to your yellow page, and look up one in your nouns.

They probably won't want to sell you workers comp lacking general liability.




My motor be just now rear-ended I enjoy Two question?


Question:
1. I was reverse ended by some chick surrounded by a BMW, I have a 95 Crown Vic contained by poor (Cosmectic) condition, but it drives fine. She skuffed up my bumber and put a crack in the restrained. I went to win an estimate (Because she wanted to salary out of pocket because she is a Multimillion dollar producer realestate agent) I said fine, the damages came up to 900 dollars. after her husband said for her to go through her insurance. Problem is my coup¨¦ has a salvage title... ( I dont know what difference what make...)

Now... I dont want my car fixed, it is not worth fixing, are they going to distribute me a check?


2. I went to the hospital the hours of darkness after the accident beside neck and come first injuries but it is all muscle related so i hold two perscription and im basically drugged up til the affliction goes away... are they going to retribution me for that too? Am I going to receive a check for pain and suffering or something?

She have Progressive Insurance, and I dont have insurance... how does that work??

Thanks!!

Answer:
If the merit of your car is smaller quantity then $900, they will not money you to repair it.

A salvage title means that at some point within time, that car be totaled. It was sold for salvage. To seize it retitled after it's salvaged, someone get it running again and got it inspected and sold it to you. Chances are, the total utility of a 1995 Crown Victoria that was previously totaled and is contained by poor cosmetic condition is not going to be worth a whole lot more than $900, if that. In excellent condition, which channel it looks like modern, it's only worth around $3500 so a salvage car contained by poor condition is going to get I don`t know $700 - $800.

Gather your medical bills together along with your estimate and call upon Progressive. Give them copies of your bills and the estimate. They'll have you sign a medical release so they can grasp copies of your medical records for the injury. Yes, you own to sign the release if you want the bills paid. They own a right to see the records if you expect them to salary the bills.

Once you have adjectives of that done, they'll make you an bestow to settle the entire claim, car, medical and anything they feel is defensible for pain and suffering. You can adopt that offer or if you don't grain it is fair, ask for more.

If you hire an attorney immediately, as several people hold suggested, he will take one third of any settlement you receive. At this point, since you haven't even talk to them yet and you don't know what they will donate, I wouldn't go giving away a third nonetheless.

Don't expect to get full price for your sports car though. Their obligation is to return you to the position you be before and the sports car just wasn't worth what the damages on it are.
sue her
YOU Need 2 things a advocate for this problem. And your head examined for driving in need insurance . Think of others
is it legal surrounded by your state to NOT have insurance? call upon a lawyer. most of them supply free consultations. they'll know what's going on.
First of all, you have need of to get insurance. Stop playing near fire...you'll regret it. I would NEVER agree to take change for an accident that be someone else's fault, because there's no rag trail to protect you in the event that you sustain bodily impair, as you have contained by this case. Why did you dally a whole daytime to go to the hospital? That's a examine you may need to answer when the time comes. Keep adjectives of your receipts/bills from any medical care that you stipulation, as you'll have to work near her insurance adjuster in recouping those expenses. In the call a halt, Progressive should cut you a check for the repairs to your vehicle, and you can do whatever you want next to it. As for the medical expenses, you may want to contact an injury lawyer to trademark sure that all your basis are covered.
I don't know about the auto portion but the medical depends on the state. In some states you hold to qualify or "breach the threshold" before you can net a claim to have medical and backache and suffering reimbursed. You may be out of luck on medical since you were uninsured. If you have insurance you would have gone through your auto shipper.

With regards to your comment in the order of it not being dishonest to go minus insurance in your state, you are mistaken. It is against the imperative in adjectives states not to have insurance. You may not enjoy a state that will keep you from collecting from the other being since you were uninsured but if you receive caught without insurance you will lose your license.

I am a short time confused about the mentality that it is okay for you to drive minus insurance because you can't afford it. You would be fired up if the person that hit you be uninsured and you had to repay for all of this out of pocket! What if you acquire in a serious twist of fate and kill someone? They will step after everything you own. Insurance also protects you. What if you were hit by another uninsured motorist and break your hip. The other entity was an unfair immigrant and disapears. You have 50k within wage and medical loss. Oops, you didn't have insurance so no uninsured motorist claim for you. The bills are adjectives yours.

Interestingly enough you own a working computer with Internet and if I be a betting woman your cell phone is still in service!! FYI - natural life isn't all in the region of you!!




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