How do i apply for Minor Consent Medi-cal? Who would i progress to, to procure it?
Question:
Answers:
DEAR MISS
YOU HAVE TO GO TO MEDICAID OFFICE IN YOUR HOME
STATE WHERE EVER YOU LIVE AND ALSO THE SOCIAL
SECURITY OFFICE IN YOUR HOME STATE AND YOU
MIGHT NEED A GOOD LAWYER TO BECAUSE YOU
MIGHT HAVE TO PUT UP A FIGHT TO GET ON IT
BECAUSE THEY MIGHT TURN YOU DOWN OK
BECAUSE THEY HAVE A GREAT WAY OF SENDING OUT
LETTERS THAT ALL THEY HAVE TO DO IS SIGN YOU
NAME TO THEM THEY ARE ALL READY FILLED OUT
WITH THE DATE ON THEM I HAVE DONE BEEN DOWN
THIS ROAD BEFORE IT TOOK ME GETTING A SOCIAL
SECURITY LAWYER TO GET ON IT I AM JUST TRYING TO
GIVE YOU THE HEADS UP ON THIS MATTER THEY LIKE
TO TURN DOWN EVERY ONE THAT THEY CAN UNTIL
THEY SEE THAT YOU HAVE A LAWYER THEN THE
PLAYING OF HARD BALL STOPS IN ITS TRACKS OK
TAKE CARE
Does anyone supply insurance for or own have an interview beside United American Insurance Co? are they legit?
Question:
Are they a good company? do you really earn as much as they say aloud for sale or do they of late do that to get your attention?
Answers:
They money the commissions they say they will and they are a legal company. A better question is HOW do they pay packet much higher than industry average for sale??
By jacking up the premium they charge customers!
I believe they sell medicare supplement plans which is a significantly regulated product. Get a quote for a 65 year old manly from UA and from say Golden Rule (check their trellis site) and you'll see the difference in premium charged the customer. THAT's where on earth the big commission comes from.
Look, there are a gajillion question here about insurance sale jobs. Whatever commissions they represented are accurate - they're a "real" insurance company. Check 'em out on AM Best.
HOWEVER, look up adjectives the old answers give or take a few insurance commission jobs - you just get commissions if you SELL. 95% of ancestors don't SELL enough to live past its sell-by date of, and don't even stick out six months, let alone a year. One surrounded by a thousand will bring home six figures the first year.
Straight commission job are hard work - and you'll enjoy to put in massive hours the first few YEARS to be capable of live off it.
GEICO?What is the point they are trying to prove?How boring they can be?
Question:
They are not even funny.Ge(ck)o-ge(ic)o.They must take the nonspecific public as stupid or ignorant-by saying we can't spell.Oh I capture we're as dumb as caveman.Old *** TV personalities can't even acquire a job.Vern excluded.Igot my bumper,Igot my vehicle fixed. Very tasteful.I think they enjoy tons of money for insurance commercials,so they can jack up your rates!...
Answers:
Geico will keep coming out beside cute, gimicky ads as long as they chew over it helps them deal in policies.
If you think that going near Geico and "cutting out the agent" is positive you any money anyway, you're nuts.
And . . .they can't jack up rates without file them with the state insurance commissioner, so anything rates they are charging, they ARE being approved by the insurance commissioner.
You are so right.....and uninsured motorist insurance? we remunerated for so many years,,,,,,,,,,,,,,and when I be in an calamity they woul'nt pay, they said a moped is not a vehicle. but the state of Florida say it is. Insurance companys pay big buck to political campaign,. so they can jack as far as they please I think Al Capone is alive and resourcefully and working for the insurance companys.
Anyone within Miami, Florida enjoy preferred medical insurance?
Question:
I am looking for affordable heath guardianship for myself and children and was offered form insurance named preferred medical insurance. Is it any angelic? Is their any other affordable insurances out there within south Miami Florida?
Answers:
They are rated C++ (marginal) by A M Best. This is one of the lowest ratings I've see for an insurance company. This means they may enjoy problems paying on any claims so my opinion would be to look elsewhere.
You'll want to pop in a local independent agent. This person know the market within your area and can find a plan to fit your situation and they don't charge anything for the service.
Be vastly wary of medical discount plans. These plans are not regulated by the state and the population who sell them do not inevitability to be licensed. This means you hold little recourse when you have problems next to the plan. If you are tempted by these plans carry a list of doctors first (if they won't make a contribution one consider it a scam). Call the doctors to make sure they're still taking the plan and they're accepting clean patients. Here is an informative link going on for one plan. http://www.insurancejournal.com/news/wes...
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Can I carry my money hindmost? From my employer .?
Question:
He is take money out of my check for form insurance every month,but he did not send the pay-out to the insurance.
just receive missive from the insurance company that my insurance was cansel 03/05/2007. due to the non wage.So
I did pay for that insurance from 03/2007 -06/2007. can I acquire my money back?
Answers:
beckon the bureau of labor in your nouns. Ask what you can do. report your employer.
You might want to act briskly because he might be getting ready to allege bankruptcy. Get surrounded by touch with the state's attorney standard of the state that you live in if you are contained by the US. You can also get within touch with your state's insurance commission and wage and hour division. Don't dally on it and stress the urgency of the situation to whomever you speak with on the phone.
No one can be sure you will find your money back, but your employer patently committed an offence of Cheating or Criminal Beach of Trust. Try to ask him for the money, report to the Police if he discard.
Yes, you are entitled to the money back, assuming they didn't weave a different group plan.
Contact your state department of labor if they give you a firm time.
How to become a proletarian insurance agent contained by malaysia?
Question:
Answers:
Step 1 : Sit for the PCE (pre contract exam) Part A & C for Life Insurance and Part B (For general insurace). You can sit for the exam first and not attach to any insurance company
Exam registration through MII (malaysia institute of insurance)
Step 2 : Select an Insurance company that you want to represent.. You can lone attached with 1 Life Insurer and 2 General Insurers at one time. Join the reputable one.
Step 3 : Sit for the CEILI exam (for Investment Linked Product). You can sit for this exam at a subsequent stage.
Step 4: List down all your prospects (friends, relatives and etc). This is your first step of selling.
Step 5: Get the essential product training and sales training from your insurance companies
Step 6 : Be commited and administer good service to your client.
Step 7: Have a nice daytime
Life Insurance claim issue?
Question:
A single man named his mother as sole beneficiary to his insurance upon his loss. However, his mother died in 2004 and he did not coppers the named beneficiary. He later died a few months ago. Can his father claim the insurance money?
Answers:
The answer is going to depend on state law. Normally it would walk either to the estate of the mother, and compensate off any outstanding debts past being distributed to her heir (excluding the deceased son), or it would stir to the estate of the deceased, paying rotten his debts before self distributed to his heirs any according to a will if there is one, or according to state probate directive if there isn't.
Of course, someone have to file an insurance claim beside the company, before they even know he's departed. THEN things get messy and turn through probate.
The money ISN'T an "up for grabs" sort of thing. Either a will or a probate intermediary will make the edict who gets it.
Assuming, as you would expect, there isn't a contingent beneficiary on the will.
Speak to that company & to your agent
Depend on your state regulation, normally if near is no beneficiary, the money will go to the subsequent of kin.
Yes, as long as the single man doesn't have any kids.
In adjectives states that I am aware of, it will go to his estate and be divided up by contract, by will, and next by the laws of intestacy contained by that order a moment ago like any other asset.
Can u lift out a life span insurance policy on parents?
Question:
My mom is very sick next to Multiple Sclerosis and she has greatly of bills. Will I be stuck with them? Can i steal out a life insurance policy to payment off her debt, funeral expenses, (neither her or I own money), etc? I know it's a very morbid press, but the truth sucks.
Answers:
While you can get a duration insurance policy on your mom (more accurately, she can buy life insurance and describe you as the beneficiary), she's going to have a unyielding time getting life insurance. For doesn`t matter what reason, time insurance companies don't like insuring individuals who have MS. You can indeed receive policies if you have MS, but the rates won't be cheap. You'll wages premium prices for that insurance. For one, I know that MetLife has policies for family with MS; I'm sure other insurers do as economically.
The best advice I can present you is to talk to your mom around it. You're right, it is a morbid subject, and it's hard to cooperate about at adjectives, but you and your mom need to address it, and if you do it together, it make it that much easier.
Good luck!
No, it is not a morbid questions, a appropriate question that deserves some answers. I would read out yes, I don't see why not. As you stated, the bills will have to be remunerated. One way or the other. I would definitely look into it. Good Luck.
Yes you can, but you will have to explore for one with "pre existing conditions-ok" and you will settle thru the nose because she is under the weather. Just do your research or call some insurance brokers to do it for you, specifically what they do.
Very sorry to hear about ur Mom, I couldn't envisage not having mine around anymore; she's my best friend
Sure you can bring out a policy on your parent, WITH their permission. But she already have MS, so it's going to cost a WHOLE LOT. Like, maybe 50% of the payout, perchance more.
Debt is NOT inheritable. So all of her bills, you will NOT be stuck paying them, no issue what all the slimey bill collectors influence (they'd lie to their mothers if they thought it would eek some money out of her).
The funeral, however, is another event, as YOU will be the person select funeral arrangements. If you go through your church, your pastor will know how to help out beside low cost options.
The others hold all given you some flawless advice; yes it's true that any enthusiasm insurance on her now will be costly. There are a few option depending on her age. As for debt, you may not inherit it, but if she owns a house they might come after it if she doesn't have a will and a living trust within place. I can't convey how important both if these documents are. Best to you and your mom.
Hey nearby... I researched this one for you...
better check on it, Im pretty sure that you'll discover something useful...
Does anyone know anything more or less the existence insurance try-out and be I can procure some info on what the question paper is similar to.
Question:
I have troop the test is graceful but i need some more information formerly I take the tryout so that I dont fail
Answers:
The best road to learn around other people's experience is to directly ask them. I'm pretty sure any person who took the exam or someone who is actually licensed can inform you what their experience was approaching.
To me, the test is simple because its multiple choice. As far as self easy, your state administrating the theory test is not going to make it that flowing or give you the palpable answers. They are questions contained by there that will trick you and if you missed that one word surrounded by that question, you are terribly likely to get hold of that question wrong.
I ruminate the life insurance question are easy, but the state law are difficult. The state laws will own bunch of numbers to remember. So, I would pay more attention on the state ruling part. When you lift the test, you want to read the examine very painstakingly. If you see three answers that seems to be adjectives correct, read the question again.
Good luck, if you ever wish to take it.
The insurance company which you are going to work itself will conduct that exam
If this is the LICENSING audition, it's easy - compared to brain surgery. You own to know the materials backwards and forwards. It's a state test, and it's administered by a carrying out tests facility of the state's choice.
There will be practice tests contained by the back of your study materials. If you can't overhaul a practice test next to no cheating, you won't pass the state examination.
You can't take this oral exam cold and pass it.
You can find a taste free practice test here:
http://www.insurance-schools.com/free_in...
Do adjectives owners own to own their moniker on home insurance papers?
Question:
I am just wondering if two relations own a home if one of them can buy the home insurace? Will the other individuals belongings be convered even if their name is not on the insurance but they are a permissible ower of the home? We're cramped for time and only one of us will know how to get the insurance done. Any give support to would be great!!
Answers:
This isn't a loan, just hail as State Farm or your agent and get their insurance, both married party don't have to sign. My husband never get involved with anything concerning the home, nouns, or cars.
Even on a home it takes one to buy, two to put on the market.
No, both of you do not need to sign the application. Both name should be on the policy (you should make sure they are both there) but with the sole purpose one of you needs to sign.
How abundant commercial mascot is Geico going to own ??
Question:
I sort of like the discussion geko lizard instead of these ugly Geico cavemen.
Answers:
LOl -- regard as about...they enjoy the gekko, the caveman, and also the actors commercial (Little Richard, etc.)...I in fact prefer the caveman series but they are all so "annoying" that you can't facilitate but remember what they are promoting
Are near guidelines for settlements surrounded by auto accident? My motor be totaled, I be not seriously but hurt...??
Question:
My car be paid sour at $18,000 - I'm still in physical dream therapy with soft tissue twist and muscle spasms - this has cause me to miss many things that be planned this summer including a trip to Europe to visit my daughter. How should I know what to do contained by settling with the insurance company? It be the other driver's fault, and he be given a reckless driving ticket - he could own killed me..I be in a fitting car, and tremendously lucky.
Answers:
Injury settlements are more of an art than a science. So much of it depends on the individual situation. To start with, location is vital. Jackson, MS is truly the armpit of the country. Juries there believe that insurance is a lottery. Other areas are smaller quantity willing to administer large verdicts.
The circumstances surrounding the coincidence also play a role. If there be a major impact (which it seem to be), it seems probable that there be an injury. Minor vehicle damage tend to reduce the belief surrounded by major personal injuries. Also, be the at fault carnival DUI, etc? That really increases the value.
While it shouldn't situation, the personal appearances and personalities of the party does come into play. If you have a likable antediluvian lady, it increases the efficacy. A nasty aged fart, lessens the convenience.
Loss wages and potential for decreased income add to the effectiveness. Medical and therapy bills are usually covered, and can increase the worth of the claim. However, too many diagnostic test will look like you are trying to build a claim.
Finally, how long you be injured, and what your prognosis (future medical condition) can increase or decrease your settlement. If you are going to own ongoing treatment, it might increase the value. If you hold reached MMI (maximum medical improvement) short ongoing issues, it would lessen the value.
As for the things that you missed while injured, I'm sure that it really be disappointing, and you should let them know, but it really won't increase the plus of your claim much. If you had tickets or something that you couldn't use, you should supply that value to the claim.
You will hear tons people right to be heard to hire an attorney. (It is actually funny, but adjusters approaching when people hire attorneys. The money doesn't come out of their pockets, and it really decrease their workloads.) I'm not going to tell you to hire or not hire an attorney. Just realize what you are doing when you hire one. You are going to pay packet the a large portion of your settlement, and the money does come out of your settlement. Usually it is 33% of the total amount, plus expenses. (Remember, you will also be paying a substantial portion to pay medical bills.) If you are competent to handle business matter without getting frustrated, and are use to dealing beside negotiations, consequently you might want to consider handling it yourself. If you don't like business communication, or you have a core injury with adjectives issues, then hiring an attorney could be worth it.
Sorry I can't provide you beside a figure to settle on, or how to arrive at one. Insurance companies own spent millions on computer programs to try to figure out how much to donate, but haven't seen much nouns. Many people will explain to you that is is a factor of your special damages (the amount of your bills), such as 3 times or 5 times. That isn't true any. Anyone here that tells you they can short more specific information is not giving you good information.
I hope that your treatment resolves your injury. And apt luck with your settlement.
There are no rugged and fast guidelines for auto settlements.
Some states don't allow torment and suffering settlements at all, some allow you to "opt out" of backache and suffering for a reduced premium. So you'll have to ask your agent if it's even possible for a p&s settlement.
Normally, a settlement would cover medical bills, and adjectives costs for permanent disabilities, lost wages, etc. When you own "soft tissue injuries", well, you can take them around the house (don't ASK me about tripping over laundry baskets!) and they are MUCH harder to collect underneath.
Missing a trip, missing your summer . . .that's a harder thing to collect for. You could still imagined go .. . even if you be uncomfortable during the flight.
Also, it does concern how long it's been - if it's be less than a month, resourcefully, that's not much healing time.
If you constraint a large settlement, the insurance company will be requesting your medical records/history, to see if you've have these problems before
Lastly, the insurance company is NEVER going to income more than the policy limits that the other guy carried. So if you won't adopt an offer at policy borders (and they don't have to detail you it's policy limits), you have to sue the other guy, and if/when you win, the company STILL doesn't repay more than policy limits - you own to go after the other guy one-sidedly for the difference. It just drags it out an extra 2-3 years.
What company have cheap or resonable saloon insurance rates for teenagers?
Question:
My dad is trying to get me vehicle insurance but would like to find a resonable rate. Any suggestions?
Answers:
No doubt the easiest path to get insurance quotes is on the net.
Why would you waste your time on the phone calling around?
the concluding time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it be quick resembling less than 5 mins.
The closing thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I get good quotes and concluded up saving money so I be happy.
So shop around and compare quotes which is unforced on the net.
Good starting point is at this site.
http://insurance.deal4-you.com
Good luck.
Good luck. As a intact, teens are the highest risk group. As a result, rates are universally big.
Try Geico or Nationwide.
try progressive! Me and my boyfriend are only 19 and for both of our insurance on both cars its solitary 160 a month which is awsome compared to many others.
Depending on your State I find that our competition "American Family Ins Co." Has better rates for teens.
Who's describe is the car surrounded by? The policy will have to be within the same label. If you're not in California, CREDIT SCORE will enjoy a lot to do near the rates, so if the policy is in his pet name, the rate will likely be a bit lower.
But it's still going to be greatly.
He should ask the guy that writes his coverage right now for a quote, and ask a local, independent agent for quotes.
Shop around, but you aren't going to find cheap rates.
Company shifting to self-insured strength insurance question?
Question:
The company I work for was bought out, the contemporary company offers a SELF-insured robustness plan that the employer pays out the claims. I know that it is through Aetna as the administator of the plan and it is a POS plan. Can anyone tell me the agency a self-insured plan works and what are the drawbacks? I am worried that I am not going to have the coverage I did near my current HMO plan.
Answers:
Well, you're going to have to compare the coverages! Even the self insured plan should own a sheet to show you what they are covering, at what rate.
The biggest drawback is, of course, that they aren't an insurance company - so that if you hold a massive claim (chemo treatments, for example, or a preemie newborn) there isn't any guarantee that the money will be in that to pay it. MOST employer have a "stop gap" type plan surrounded by place, where an insurance company would pick up adjectives claims over, say, $100,000.
The biggest bonus to it, is they aren't controlled by state law surrounded by what they can cover. Or what they have to cover. And if the company is a colossal company, they've probably calculated that it will save them plentifully of money to do it this way, which process you'll likely hold more broad coverage.
I am sure they will have a comparable plan. Most self insured companies enjoy a company like Aetna administer it. They also own "Stop-Gap" insurance for any catastrophic illnesses (usually over $100,000).
Self-insured plans are exactly that - they are funded by your employer. Since it is a point of service plan (POS) you will have more flexibility than you did beside your HMO. With your HMO you have to use the provider that you hold chosen within the net and you can be very controlled. With a POS you can go to any Dr that you want at any time and enjoy any service done (of course you will have to income for copays and coinsurance). There are drawbacks if your employer is small and suddenly stops funding the plan - but if you work for a reputable company this shouldn't be a problem.
I would much rather enjoy a POS plan than an HMO - I think you will see the benefits as powerfully.
Honestly, MOST group health plans are immediately self-funded. The potential exists for your benefits to be as rich as before, potentially more. Check the plan documents, are your copays more or smaller quantity? How much do you pay a month? Does the untried plan cover the same services? Office visit, outpatient surgery, inpatient hospital, pharmacy, physical therapy, mental strength, home health, medical equipment? Check it out.
Fundamentally, the with the sole purpose real difference is this. Your latest company doesn't have to follow state law regarding robustness insurance coverage. The old company does.
I have a flood contained by my apartment, and have renters insurance, but not fairly sure how much replacement significance.?
Question:
My apt was flooded on a friday, when I be working and they didn't catch it for 4 hours because everyone be working then my neighbor notice it and called the maintance ancestors. Everything that was sitting on the floor get water dilapidated, and I have to stuff out forms regarding what be damaged, and we took photos and adjectives of the stuff. I am just not sure how to riddle out the value of property that I own, as far as the replacement cost, how much was salaried, etc. any help?
Answers:
This is one of the biggest pains contained by the a#& when it comes to insurance. Sorry about your luck, but it will appropriate you some time to get this form chock-full out, especially if you had like mad of stuff damaged. The best insist on I can give you is to transport your time and fill it out the best you can. (The internet have really helped brand name this task easier.) The better you plague out the form, the better your settlement will be.
Well, do the "how much was paid" base on what you remember, or hit amazon.com to get estimates on replacements.
You involve to know how much it would cost you to buy that stuff new again. Look on Amazon.com or doesn`t matter what (depending on what you lost to the water) to get replacement costs.