What would do you judge give or take a few Mutual of Omaha Insurance company? Would you buy from them fairly than another?
Question:
We have a permanent status policy that returns all the premiums you remunerated after the policy is up. I have be marketing this one pretty heavy. It does cost more than a regular possession policy; but you get it adjectives back and adjectives the while your family and assets are protected. Tell me what you contemplate. How would you respond to a self addressed envelope beside an actual stamp not metered postage? Would you even open it? I put the quotes surrounded by along with a communication and I don't quote some pie in the ski preferred quote that most folks can't take. Just a standard quotes with ages from 25 to 65. Again, what do you devise?
Answers:
This is not my market, so I'll tender you a few pointers. You should look at other companies to subsidize you main owner. Consider Old Mutual (F&G), AIG, Shenandoah, Lincoln Financial, and Fidelity Life Assoc. If you plan on generating your own mortgage lead, realize that it's a numbers game and you will hold to test-market different letters and approaches to find the best fit (geographical market react differently). And since I've be nice enough to notify you this, please promise me that you and your agents will spend enough time next to folks to figure out if they hold a need beyond a short time ago their mortgage.
I get TONS of insurance solicitations contained by the mail, I wouldn't unambiguous it.
I think anything that's one actively "marketed" is PROBABLY not the best product to meet my financial entail at the most competitive price. If it was, at hand wouldn't be a need to push it.
the possession product is overpriced by any standards! try a different company.
I've be offered existence insurance through my edge. Am I inside my rights to ask my hill the sponsor/co.?
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Absolutely! You need to know the financial strength of the company who's support the life insurance policy.
I would come up with so, after all you are the one who is going to be paying for it.
Yes, The wall usually has them dispatch info to the customers about the policys.Yes, ask them for it.
Platinum solitare .25ct diamond ring - worth lb995 fir insurance?
Question:
do you think the below description is a true importance?
"ladies platinim solitare. A .25ct brilliant cut diamond in a platinum claw setting. Platinum shank, hallmarked surrounded by edinburgh. weight of ring 5.5gms. Loupe verbs."
worth lb995??
thx!!
Answers:
Let me give U some workings of prices on diamonds alone first. Weight of diamonds are grade in carat:
1 ct. - 100 points
1/2 ct - .50 "
1/4 ct - .25 "
Now ur diamond is .25ct & the middle-of-the-road brilliant cut - U did not mention what grade as within colour, or VVs, VS1, VS 2, SI 1 , SI 2 , or even "piquet" range . VVS - outstandingly very slight , VS1 - awfully slight "inclusions" 1 quality , SI 1 - 3 is evident to the naked eye, the "inclusions", could connote bubbles, feather, carbon specks & more.
The cost of ur solitaire .25ct., VS, G-H colour, should cost NOT MORE THAN $125 POUND , (not competent to type the pound sign) .
The setting, if in platinum, in attendance should be a mark stamped "PLAT" to certify it is platinum. If it is the everyday 18kt WHITE GOLD , 14kt WG. the mark wil be 18K , 14K, which is a mixed platinum & other metals to kind up the WHITE GOLD metal for setting of jewelry. Again this setting, if in PLAT should not cost U more than - $90 POUND .
DIAMOND RING - $125 + 90 = $215 POUNDS
Please dont allow the valuers to appeal your ring to such a high price unless U own paid $995 not knowing the actual retail cost. Next time when U are out looking for another piece of diamond jewelry to buy, I suggest U step to Chinese jewlers or make a trip to Hong Kong to buy adjectives the things ur heart desire.
It is the jewelry centre & U will be in motion crazy just seeing the amount of shops beside the diamond & all precious gems on display.
Not sure, sorry.
What is the ring's appraised appeal?
What is the difference between a share holder and a policy holder?
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Answers:
1. Share holder : A person who purchases shares of a company and have right to vote and right to get profit contained by the name of dividend. He can market the shares at any time he wishe.
2. Policy Holder : A person who get insurance coverage from a insurance company. he is entitled to get the risk cover and also entitles to take the profit on the policy he holds in the identify of Bonus:
Good Luck
pnk
a share holder owns a share in the company that they bought (think stocks). A policy holder is someone who holds a policy such as insurance beside a company.
Depending on the company, a policy holder can also be a share holder if the company is a mutual one. Meaning that the policy equals a share in the company & you draw from to vote in the elections. If its a public company, next you just own a policy. You would hold to buy stock in the company to be a shareholder.
How long does it appropriate to bring back a Health and Life License within Minnesota?
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Answers:
Do you mean, how long does it appropriate to take the tryout, or the time frame from passing the audition to getting the license, or the time frame for studying for the test?
Theoretically, if you own an eiditic memory, you can do everything within two weeks.
Take a two afternoon class, take the trial, pass, distribute all forms to the Dept of commerce along near your payment and they should transport you a letter along near your license in nearly 3 weeks. You then also have need of to get appointed beside each company that you are going to write next to, that might take another 1-2 weeks.
Need a number for a storage deluxe insurance?
Question:
1had a spot at storage deluxe in the bronx ny it be broken into now they are givin me the run around.i have insuance and they wont give me thier number so i can ring. they tell me keep on the check is in the messages that was 4 month ago
Answers:
It's probably not true insurance. If you have insurance, pull your copy of the contract.
Try contacting your state insurance department.
What are the rush of accounting to insurance companies.?
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same as it is to any OTHER company. To manage brass flow, and know where it's going, and where on earth it's coming from.
It is pretty important. They own to comply with both GAAP and Statutory accounting principles and must report with their State, the NAIC, and if traded, the SEC. They also report to the IRS approaching everybody else.
I requirement information going on for Citizens Insurance Company, everything the accurate word and the fruitless things.?
Question:
I am from Ecuador and this company offer a nice box of insurance and i would like to be part of the pack of this but i have doubts give or take a few a foreign company.
Answers:
Are you talking, Citizens, owned by Hanover Insurance Group, or Citizens, the Florida state fund?
If you're buying house insurance within Florida, CITIZENS is your ONLY choice - no one else is writing it.
They are heavily underfunded - in the order of $20B in assets, another $20B surrounded by credit lines, and $800B in insured properties. The ultimate big hurricane to hit FL, it took them 9 - 12 months to pay the claims.
But close to I said, if you're talking FL, you enjoy no other options.
If it's the Hanover Group company, not a problem - but they don't write within FL.
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If you are looking within Florida for insurance CITIZENS doesn't have to be your individual option. I write home insurance adjectives day long and I hold several other companies depending on the age and location of the home. St. Johns Insurance Company, Universal Property & Casualty and Edison Insurance. Where are you located?
My tree fell on the neighbors balustrade and his dogs get attacked, who pays?
Question:
(a few details added)
A tree fell onto my neighbors fence after a windstorm a couple months ago. By tenet, our insurance is responsible for what is our property and his for his. The Fence is his property. He came over the morning it happened (Thursday) and said he would hold it fixed on Monday. Well, the tree was lay on the fence, and our dogs 'Allegedly' climbed over into his patio and attacked one of his dogs. There is no proof that our dogs did it. When we got home from work, they be in our courtyard with no scratch, blood or any signs of a struggle. He has a $250 vet bill. He say we are responsible, I feel since the wall was his reponsibility to catch fixed, and our dogs have never gotten into his courtyard when the fence be 'intact' that his homeowners should cover it. Nor is there proof that our dogs attacked his. Any thoughts on this? He is threatening small claims court. The dogs be not restrained due to the fence be not completely down, it just have sink down where the tree be.
Answers:
You have two separate issues here: the tree blight and the dog damage. Apparently you enjoy already turned over the tree issue to your insurance company.
If you have a dog, you are responsible for it's behavior, regardless of the paling. You need to review your homeowners policy to see if you hold coverage for your dogs. If you do, you either have need of to pay past its sell-by date your neighbor so your insurance company doesn't find out, or turn the matter over and consent to them handle it. If you don't own this coverage, then you own a decision to clear. You are talking around $250. The burden of proof is on your neighbor. Does he have proof that your dog cause the injury? If so, he could win. Without proof, it will be a hard shield to win.
The question you hold to ask yourself is what is the price of peace in the neighborhood. Is it worth the money to preserve good relationships near your neighbor? Maybe split the cost with him? Especially if neither of you two are going anywhere soon.
If he can prove it be your dogs that attacked his, then you are responcible regardless of the blockade. If you can prove it wasn't your dogs, then i don't estimate you should be responcible for the vet bill. If this happend recently, talke TONS of pictures of your dogs to show they enjoy no signs that they were within a fight. If he does help yourself to you to court, you need to enjoy as much documentation as possible.
If he can prove your dogs attacked his, he has a polite case, regardless of the wall. I would suggest you spend the money and get endorsed advice on this because he can effortlessly add other damages as resourcefully (if he wants to be a solid pain).
I'd call and confer to your homeowners insurance and if they can't answer your questions, you can speak to an attorney the first time for free and see what they say aloud. I wouldn't think you would be responsible, but you never know currently. Best wishes
OK, don't quote the law, after ask for an opinion. There are around a million caveats to exactly what you quoted.
HOWEVER, unless he can prove that the tree be rotten AND you knew it, you aren't responsible for any deface the tree does, if the WIND blows it over. If you were adjectives it DOWN, though, and it fell on his fence, you WOULD be responsible for the injure.
His homeowners policy will likely money for the damage to his blockade, after his deductible, and a SMALL amount of debris removal. I'd expect that he's lone going to clear enough tree to fix his blockade, and the tree parts on his property. The REST of the tree removal is YOUR responsibility.
The dogs issue is a totally different issue. In most places, YOU are responsible to keep your dogs on your property. You know the fence be damaged - the dogs should enjoy been kept on a run. He can bring you to court, and will imagined win. You are normally held responsible for any harm your dogs do to someone else, OR their property - like their pets. He will expected win, if he brings you to small claims court. If you invoke your homeowners policy, your company will either insist you find rid of the dogs, or cancel your policy for an "increase surrounded by hazard". Your ONLY defense, would be if HIS dogs were on YOUR property when they be injured. Because with that balustrade broken, HIS dogs should have be contained, as well.
Homeowners policies don't cover vet bills. Ever. They don't cover pets. Ever, no business what. They only cover PET LIABILITY, if someone sues you for the mar YOUR pet does to them, or their property.
Saying, oh, the insurance company should have fixed the obstruction within 48 hours or some such is NOT going to be a defense.
Do you contemplate your dogs would ever attack the neighbors dog. I know your dogs are like family unit to you... but you still have to hold this into consideration.. they are animals and animals act by instinct or provocation.
Well, I suppose that if it was your tree that fell on his blockade then you should settle up to have it fixed it may not be the directive, but it is the right thing to do, regardless of insurance companies and legalities. You are also responsible if your dog attacks his dogs, if you have repaired the damage that your tree fixed next his dogs wouldnt have be injured in a collide, whether it was your dogs that did the attacking or not. Appologize and cough up the 250 dollars. Or walk to court, be ordered to pay the vet bill, consequently be ordered to pay court costs and fees, and possibly damages for the balustrade!! If it was you and the situations be reversed what would you want done?
Oh dear lord!! Ya know, I am a dog owner and I am so sick of people that don't realize one incredibly important point...WHEN YOU OWN AN ANIMAL, THERE WILL BE FIGHTS AND INJURIES AND YOU JUST HAVE TO DEAL!! It's the animals instinct, basic friggin instinct, to punch-up for territory and survival. My neighbors dog bit my dogs ear partially off and we in recent times said "Hey, neither one of us had our dogs properly sheltered or leashed so let just nickname it a draw and move on." Tell you're neighbor that you agree to better contain your animals and that he should do duplicate, kids will be kids. Sometimes, I swear, people will simply find anything to fight or sue someone over, it's of late stupid. If you are a pet owner, keep em inside or adopt that no matter how meticulous you are, something may happen that's out of your control. If he get really mad and argues near you, just permit him read THIS! Good Luck!! I would offer to sustain him with the barrier, see if that cools him down.
1, was the tree already rotten or unresponsive before windstorm if so you may be responible. 2.if it be an act of god that cause the tree to fall, you are not responible. 3. he have the burden of proof. So let him clutch you to small claims, fight for what is celebration and right let a settle handle it.
Well, the first ask that comes to my mind is which side of the fence be the tree on? It sounds like it may own been on his side of the paling since he is paying for the new obstruction. If thats the case afterwards I doubt you are at fault. Also, did you know the balustrade was not intact when you agree to the dogs out (and they then allegedly attacked his dog). Its seem like if you didn't know it be broken when you let the dogs out afterwards you really couldn't have have any way of knowing they would attack the neighbors dog (assuming they did), and it be his fault since it be his tree that damaged the barrier (thereby allowing them to get out).
Note, if the barrier was clearly down, and you agree to the dogs out without admiration to whether they may get out of the courtyard then perchance it was your blame as you should've been aware they could find out of the fence as do some destroy. What if you had done this and they have attacked the neighbors kid - this would be major negligence. Still, assuming its not your glitch the fence be knowcked down (ie it was this tree that did it) and you did not realize the obstruction was down when you tolerate the dogs out, then I don't believe it could reasonably be considered your idiosyncrasy.
Disclaimer, I'm not a lawyer this is assemble just my inference.
I don't know the law, but I would infer you would have partial responsibility anyway, if your tree be still laying on the obstruction. How's he supposed to repair it before the tree is removed?
Also hang on to in mind that within small claims court, he only have to prove his case by the preponderance of the evidence. Meaning, he solely has to prove that it is most possible that your dogs attacked his. He doesn't have to prove beyond a believable doubt.
Good fences get good neighbors. Since the wall is not good right presently, why don't you try to be a good neighbor. Admit to no wrongdoing, but give to pay partially the bill. $125.00 isn't that much to maintain clothed relations with your neighbor. Again though, don't plead guilty wrongdoing, in travel case he does take you to small claims court.
I am have dificulty understanding your logic of the balustrade being HIS responsibility. In Oklahoma, if YOUR tree fell on HIS wall...it's all on you and your home owner's policy. As far as the dogs self attacked & financial responsibility, in my belief...He knew that the barrier was contained by need of repair to keep hold of his dogs safe...the financial responsibility should go down on him and his policy.
It seems to me that the one and only issue here really is your dogs & whether or not that actually get into his yard & did attack his dog. You both know the fence be damaged, so you both needed to heed more reproving with regard to your animals.
As petowners, you do have the responsibility to breed sure they are secure and others locked from injuries by them. With the fence harm, you probably should have taken extra attention to detail & either secured the destabilized area next to temporary repairs to prevent dogs from getting out of the patio, kept the dogs in the house or inwardly a building or pen when you were no competent to watch them or something to that affect to enjoy prevented such an incident. I do believe the neighbor would have probably needed to hold seen them enter his courtyard, as his animal could have also enter your yard. He also should enjoy taken safeguards to enjoy protected his dog as well.
Can I insure fence on a deserted block within australia?
Question:
I have bought a untenanted block that has houses adjectives round it and over 200m of fences, they hold been up for @ 2 previous owners, i hold no buildings on the property, am I able to insure basically fences??
Answers:
Yes, but it's usually not cost important - between the cost of policy issuance, and the deductible if something happens, it's cheaper to "self insure".
Contact a local agent to seize quotes.
Are you talking more or less dingo fences, cattle fence, sheep fences, or roo fence? In any case is this to hold animals out and people or to protect what's inside? Most owners are self insured surrounded by this instance.
An exception might be a wild/exotic game preserve near very expensive animals and vital protection. Like Jurasic Park.
A residential block is different and much depends upon whether you have an attractive nusance on your property or it's human being used for 4wheelers, dirt bikes, horses, etc . by other people or a requirement of the subdivision.
Lloyds will insure purely about anything for the right price. What's your cost/benefit ratio or is that an issue? Who enjoy the previous owners used to insure or have they insured and save, why not? Is there a zoning adapt that is coming in the region of ? Have the previous owners been self insured and why the concern very soon?. You're asking risk questions after the reality. good luck and aDios
How do I become an insurance agent within Nebraska?
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Anyone with info. please answer this. Thanks.
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Go to the Nebraska State Insurance Department website. Read adjectives the info on how to get a license. Buy the study materials, nick the test, outdo it. Find a company willing to consent to you sell their insurance. MOST agencies would hire you as a producer, use their companies, school you the ropes, for half your commissions.
E-mail me, I will be glad to abet
Can someone whip out a duration insurance policy on me in need my culture?
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Answers:
No.
this question get asked almost every day. go through the old question, and you'll find out why not.
Yes, until ur 21.
No. You must have the signature of the insured entity.
There are companies that will allow a spouse to sign for the other spouse, so to answer your question, "is it possible", the answer is yes, but not possible.
only parents on minor children
Yes
#1 If you are a minor, where on earth your parents is the applicant and you are the life assured
#2 Under group insurance undertaking, where by the insurer will underwrite a integral group in your company.
-----------------------------
for an individual policy you involve sign off the appication form
and witnessed by an agent. so no means of access people can buy insurance on your time. Insurer will also check the policy "Insurable Interest" before the approval. Meaning you merely can buy for your spouse or children which are related to you.
Or else we can buy insurance for a stranger and vice-versa.
Hopefully the above info helps
Is a "Non qualified" annuity protected against debtors within Florida?
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Yes as long as the money in the annuity be not part of the debt. (your not trying to stockpile the debt in the annuity to protect it)
How to acquire shipping insurance?
Question:
I am purchasing a card from diamond multimedia , I think tnt or ups will deliver?
Answers:
If UPS deliver it, they automatically include $100 of insurance coverage with their shipping. If someone else is shipping it, you'll own to call and ask in the order of insurance.
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How long do you hold to start a malpractice suit?
Question:
Over a year ago I was misdiagnosed surrounded by WV with galbladder stones. I be so sick that I flew home to FL with a frenzy of 103 and they found out my kidneys were chock-a-block with fluid that contained MRSA. The doctor who reviewed my CT scan sent from up north have made a quiet comment that the previous doctor who saw me up north should hold caught that.
I know that no doctor would testify another doctor (which I respect), but if the CT scan clearly shows my kidneys filled next to fluid, can I try to sue?
I'm quite sure I would hold gone into septic shock and died had I not be admitted that darkness.
Answers:
Anyone can sue anyone else for anything, here in the US.
So sure you can sue! I don't know if your casing is going to be WORTH much, however, as another doctor caught the mistake, and fixed it. Annoying, but no harm done.
The time frame to sue is call the Statue of Limitations. It varies from state to state. I don't know if you'd use the WV statue or the FL one, you'll enjoy to consult an attorney or three.
If no one requirements to take this on contingency (which funds, no win, no pay, but if they win, they take 30%) it's either because you'll own a hard time proving the shield, or it's not worth very much. In which armour you'll have to salary the lawyer by the hour ($150 - $250 is the going rate) and you'll possible end up paying the advocate more than the case is worth.
I suggest you find an attorney contained by your state specializing in medical malpractice cases.
Your likelihood at winning anything of expediency in such a suit are moderately limited. For starters, the certainty that you MIGHT have gone into septic shock and died does not be a sign of that you DID.
Unless you can show some sort of permanent spoil from this omission in diagnosis, your probability are quite predetermined. Bear in mind that you enjoy no proof, other than a comment, that this WV doctor misdiagnosed.
If you still touch that you want to pursue litigation, contact a malpractice attorney for a free consultation.
Good luck.
Should the doctor have caught it? possibly. Did you suffer because of it? no, the other doctor caught the issue and you are fine in a minute. Live and let live. The inspired doctor may not have be a renal specialist, sometimes ER docs miss details that specialists would not.
The fact that you are likely to sue someone when you aren't injured, disabled, or still sick...speaks to your lack of nouns. If you had suffered damages, sure recuperate your losses...but from what I gathered, you suffered no damages bar you wish you have money that you never earned.
People that unseal frivilous lawsuits suck.
One of the elements of a lawsuit is damages. Even if you could prove that the first doctor was slipshod, you have to show that you be damaged within some manner. No damages equals no taking back.
As for the thought that no doctor would testify against another doctor, you are quite wrong. It happen all of the time.