Pitbull Insurance...Homeowners policy...WA?
Question:
I live in WA and am trying to find homeowners insurance that does not hold breed restrictions. Anyone help! Dont permit this puppy go stern to the pound!
Answers:
Sorry, but most companies will not insure a home with a pit bull. There is one clothed company that I know about and that's Foremost insurance. They will write your home near a dog exclusion. However, the rates are probably twice what you can get through other companies.
You've lately discovered the pitfall of owning a pitbull (no pun intended). Pit bulls have developed a reputation of person very destructive when they DO want to bite someone. Their powerful jaw structure make them lethal killer.
Any dog can bite when sufficiently provoked. No insurer wants the desecrate liability which can and does occur when a pit bull decide to use its powerful jaws.
Nobody offers a policy next to liabiltiy coverage, with no breed restrictions.
Foremost insurance, www.foremost.com offer a policy with a DOG EXCLUSION. They cost conceivably twice as much as the average homeowners policy, but hey, it keeps your pup out of the pound.
What is the unbeatable premium for the unusual Massachuttes state condition insurance?
Question:
Answers:
Sliding scale premiums... And, it change for families vs. working uninsured, and the on benefit.
I'd recommend http://www.mahealthconnector.org... ... and use their tools to find a plan you qualify for... good luck.
http://www.mass.gov/?pageid=eohhs2termin...
Go to this contact. It has a host of resources available to Mass. residents.
The premium is base on a percent of income so it is essentially sliding scale.
By the course. I am not sure if this is still true but when the new law were passed, anyone who did not buy coverage on their own would bring a penalty at rates time.
Can employer switch insurance coverage mid-year - repeatedly?
Question:
I live in Texas, for the recent past 4 years my employer has switched insurance coverage impressive August 1, right when we have salaried our deductibles and met out-of-pocket max for the year. We never get a full "calendar year" of one and the same coverage. They usually apply the paid up deductible to the fresh insurance - but inevitably the new coverage is more expensive, near higher deductible and more out of pocket to repay. If we are signing up for an annual policy, don't they have some responsibility to save the coverage the same for the initial length of the contract?
Answers:
No, they don't enjoy an obligation to trade name the insurance plan concurrent with their fiscal year - which is what sounds close to what's going on.
They can switch every other month, if they want to.
And premiums go up every year for THEM, that's why they jump up every year for YOU. Health insurance is really, really expensive. And the part the employer pays go up faster than the part you repay, most of the time.
Companies are constantly changing, trying to bring back the best policy for the money and keep their costs down. The policies are written for one year, It purely so happens that the year starts August 1 for your company's policies. Yes, your spanking new policy is more expensive but it would probably be even more so if they stayed with indistinguishable plan. The reason they switch is because the bright policy is less expensive than the aged one would have be.
Of course they can, it's their dang company.
Health insurance?
Question:
what health insurance company do you use if you have to buy on your own, not through work?
Answers:
if you go here http://finance.ebookorama.com/
on the right there's a intertwine to 2 insure 4 less, they do adjectives kinds, it's a comparison site that'll afford you a ton of quotes from many different insurers.
My friend told me blue cross, blue shield. She is self employed beside a child. Hope this helps
Of adjectives the insurances I've ever had Oxford (blue cross/blue shield) be the best since every doctor I knew and know agreed it. The worst was Magnacare, United Health, HIP (number 1 on the list), and Anthem.
Call my insurance agent. the rates are especially reasonable and he is such a great soul and will help you find the best plan and rate for you. His dub is Rick Bruner, his phone number is 651-426-3640 Tell him I said hello! I'll have to turn out for his Email address so if I can't find this question on the site again, email me and I'll bestow you his cell phone and email address. I believe that number above is his office phone. He's a great guy!
That may depend on what state you live contained by. Blue Cross, Blue Shield is pretty much everywhere. But you may have other option. Look at the webpage listed below for sources of information around other potential options.
When I didn't hold insurance through my work, it was Blue Cross/Blue Sheild.
You might want to try and bookmark this site for research information on strength insurance. news, articles and more. It may enjoy the resources to help you beside your question.
http://www.healthinsurance-guide.net/...
Just move about to the comparison quote sites and get some numbers. This one is a flawless starting point, and there are others.
http://insurance.deal4-you.com
Good luck!!
logically, they are all desperate becauyse they are making money off of denying claims, delay hoping you'll die before they fashion a decision, etc. But until the for-profit insurance scam ends contained by this country, I'd look at some of the sites others have mentioned. Avoid Humana and any HMO close to the plague
I work as a medical biller, i.e. work directly with insurance companies. The best I own seen would probably be Cigna beside Aetna slightly behind. BC/BS is alright, they typically hold low premiums, but at the increased expense of high deductibles and constrained prescription coverage.
Depends the type of care that you inevitability. If you just call for coverage...physicals.. and possible emergency room coverage.. then obtain simple insurance like a Kaiser.. because their introduce yourself is all inside their buildings you are always assured your going to a web provider. If you have malady and need coverage.. shell out some $$ and find an HMO type of insurance.. why? Because no pre-existing rules apply to HMO's. In the US Blue Cross/Blue Shield is the biggest carrier.. and they grant several plans that you can purchase for yourself.. just ask yourself again, the type of precision you want.. Some people prefer a PPO or Major Medical (Indemnity) insurance.. but beware... MD's invective this and are more likley to take longer surrounded by diagnosing your problems.. because the more they see you the more they get rewarded! By you and your insurance.. gotta love the usa.. :)
I am a life and Health agent contained by NC and I have a great policy that will not solely cover your health but also assist you save for your retirement and obtain most of your premium returned to you. Contact me and I will be glad to help you. debbieingold@yahoo.com
Can I bring my book of business at my unmarked agency? (Insurance)?
Question:
I have be working really hard surrounded by a insurance agency that I build a big book of business, when I went within that agency I never sign a no compete form or no other documents, now I hear that I can bring my book with me if I looked-for to. Can I do that? and if I can is it going to cost me money to hire an attorney?
Answers:
If the contracts with the carrier are with YOU and not the agency, AND you didn't sign anything stating that the agency owns the stuff you produce, you can move it.
From my elucidation, your book of business belongs to your employer, not you personally. I would not do it.
not unless you don't mind going to send down
That all depends on whether or not you are a criminal agent or a broker ( of course depending on which tryout you took), If you are a captive agent, designation you work directly for an Insurance provider and sell and are allowed to lone sell the products they provide you, I would be not easy pressed to believe you can just wander out with your book. In that luggage you can solicit your BOB to another agency within the company and believe that even consequently you will have to hold the consent to sell from corporate.
Now, if you are a broker substance you work in an insurance department which provides services from various carrier and you procured your clients of your own accord and ( and here is the catch), you rent your space that you use surrounded by that office (inclusive of utilities), you can indeed saunter out with your book, no damage no foul.
If you are working for a GA (General Agency, or you were hired by the organization where you work) after it is implied that the work afforded to you was supplied by the owner(s) of that bureau and therefore you are disallowed to leave next to anything out of that office but your headdress.
On a lighter side, I faced like peas in a pod dilemma once, and left everything trailing, turned out that I became that much more determined to become a nouns and so far so good. If you hold a chance to grow purloin it!
I go to the hospital,will my insurer compensate ?
Question:
Felt a slight thumping in my chest lately below the sternum,left arm go numb,then the right one go numb.Drove self to emergency room. Placed in private room{that is adjectives they have}kept in hospital for stress & radiology test. Diagnosis:hypertension/high blood pressure,diabetes-no former formal diagnosis on anything before this.My concern is I own had the insurance for with the sole purpose 120 days,and I know lab tests stir back at lowest 90 days,so could they call it preexisting and not take-home pay?
Answers:
That depends. Is it a group policy and did you have a group policy right away prior to this one without any breaks of over 63 days? If so they'll probably compensate. If it is an individual policy but you didn't see a doctor or take any medication for the six months prior to this policy they will probably salary but you can expect a very long investigation by the insurance company. They want to sort sure there be no sign of a problem when you got the policy. If you did hold any care prior that will be a pre-existing condition and they won't clear and can possibly rescind your policy. If you've been diagnosed or see a doctor about any of those problems inside the past 5 to 10 years (depending upon the company) they will rescind the policy and not pay envelope.
It will only be pre-existing if you didn't enjoy previous health insurance... Prior to your alien insurance starting.
So, if you've been continuously covered it will be fine. If not, you may capture stuck with some bills.
Sorry, the "lab tests" jump back 90 days? When is the DATE OF SERVICE? That's what counts. If the insurance be in place at the time of service, AND you be at an in web facility, then you should own coverage subject to your copays and deductibles (and policy terms, of course).
depends on what you enjoy and what it covers.i just have blood work done and i was stuck next to the hole bill
How much cheaper would Geico Insurance be if they didn't spend millions on hype?
Question:
TV comercials are expensive on prime time television. I probably see Geico ad at least 20 times every evening that I view television. They hold to be tacking this cost onto the price of their existing policies.
Answers:
MBRCATZ is the one and only one of you that is remotely correct contained by your answers. Working for an auto-only insurer, we're acutely aware of the rates charged by our competitors. We are constantly reviewing loss history, trends in the industry and coverage issues. But more importantly we study and cause decisions base on WHAT OUR COMPETITION IS DOING! They drop rates, we drop rates.
GEICO has choosen their method of marketing and they discern it works. Their rates are set based on what they obligation in decree to be competative with their peers. The singular thing that will effect their rates is if their competition starts dropping rates and they get the impression they have to, surrounded by order to stay competative.
They sure are. But is it any worse than giving the money out to top execs as a bonus plan? Companies never endorse savings down to the consumer, they simply pass costs on to us!
Ah, but you gotta love the cavemen and the gecko.
near not all that cheap
It would be MORE expensive because they'd own much less business and the fixed expenses would enjoy to be spread across fewer policies.
Assuming your logic the saloon companies could see their cars for less money if they didn't hype? How many cars do you deliberate they would actually get rid of?
Business people are logical. If they could forgo exposure and just lower their prices they would, but that doesn't work.
Advertising=exposure
Exposure=prospective clients
More clients=more emergency
More demand is related to lower prices
I suppose it's tough to find the Marketing happy prevailing conditions. :)
Probably competitive just resembling the other guys
progressive was the cheapest for us
GEICO doesn't enjoy agents. They depend on advertising to attract customers.
It doesn't work that bearing. You don't tack business expenses on to the product, you factor them in to your cost of doing business.
Geico isn't going to lower rates below "market value". Whenever anyone have done that, it's created an insurance nightmare for them in the long run.
If they didn't bring within more customers their costs would be higher per customer. The more customers, the smaller number it costs to manage an sketch. Fewer customers means respectively individual customer sharing more of the "expense" burden.
Strange but true.
The world doesn't work that simply. Higher volume allows them to offer it at slimmer margins. The marketing drives the volume. It is adjectives related, you just necessitate to dig down deeper.
That would be resembling saying you could buy a Budweiser for smaller amount if they didn't advertise adjectives over the place. No you couldn't because their perceived quality would step down, resulting in smaller amount business, which would cause the necessitate for higher margins to operate profitably, and eventually they would move about out of business. Eventually, there would be no more 50 cent Bud because they stopped making it.
No notion.
Who wishes dba insurance?
Question:
Answers:
Department of Defense and US government contractors that are working oversees. DBA = Defense Base Act
What is DBA insurance? There's no such horse. Sorry.
Do you penny-pinching, if you have a business, and work as "john smith dba abc plumbing" do you want insurance? Absolutely. But there are TONS of different KINDS of insurance.
Being an individual does NOT exempt you from any decriminalized requirements, or unobligate you from any civil duties.
If it's for a business, as stated in the answer above, you definetly entail insurance. "Dba" in this overnight case stands for "doing business as", but I've never heard of dba insurance.
I hope this is kind.
What can i do if i own a existing medical condition and my spanking new insurance does not want to cover it?
Question:
Answers:
Did you have previous medical insurance? If so, provide proof of your prior coverage important & termination date to your new possessor.
If not, you can appeal the denials... Write an appeal/letter asking them to reconsider your claims & attach your EOBs or bill from the provider. Send them to your insurance company. Then, pray. A lot. Begging can't hurt any. Good luck
Nothing. It is the prerogative of an insurer to exclude coverage for pre-existing conditions.
You can appeal with the company if you have an idea that it should be covered. However, most companies will not cover pre-existing conditions for a certain length of time. You can find out how long by contacting your agent.
find a different insurer who is willing to cover it?
Well, you can try shopping around to see if here is a carrier out in attendance willing to cover it, at a difficult premium, but depending on what it is, you could VERY well cessation up having to exclude coverage for that condition.
Insurance surrounded by kentucky?
Question:
I currently live in upstate New York..
I work for the county through a temp agency .
so i own medicaid and a secondary insurance fused health precision
I'm planning on moving to kentucky and i was wondering if they have a medicaid program and how long it would take to enroll and be covered medically...
if anyone have web sites that would be a agreeable!
I've looked but i just can't appear to find what i'm looking for..
Answers:
Wow...this feels similar to deja vu
Wow...this feels approaching deja vu
Wow...this feels approaching deja vu...
thanks for unfolding me that tiny unimportant piece of communication...wtf? when were you planning on springing that on me?
Here is the website for the Kentucky Medicaid department. You can find out how to apply here: http://www.kymmis.com/kymmis/index.aspx...
Is it required by adjectives employer to cover long and short residence disability?
Question:
long term short possession disabilty
Answers:
No, employers are ONLY required to provide workers compensation - and near are exceptions to that.
Any other coverages - life, disability, form, are purely VOLUNTARY.
I wish they be required to do so.
.
What Insurance Agency covers Thompson Realty 63 Pearl st. Bridgeton N.J., 08302.?
Question:
What InsuranceAgency Covers slips and falls for Thompson Realty 63 Pearl st. Bridgeton n.j., 08302.
Answers:
This is private information between the agency and the Realty office. You can ring up and ask them if you're looking for a referral. If you're looking to get money from their coverage, you'll own to sue or file a claim next to your insurance and have them sue.
AGENCIES don't cover anything. COMPANIES provide coverage.
It's private information - you can't find out unless Thompson Realty tell you.
But it doesn't matter, anyway - because YOU cannot database a claim on THEIR policy. Only THEY can file a claim. YOU can write a constraint letter to them, and/or sue them. That's IT. Then they can forward the emergency letter and/or lawsuit papers to their insurer, or their attorney, and tolerate them handle it.
Any worthy insurance to comfort me as i live on my own...please anwser!?
Question:
Im 18 and i am thinking about moving out of state to live near my friends. though as if i move out of state i would not have free pills anymore because i live with my parents right immediately. I have asthma and allergies.I be wondering if their is any good insurance out their where on earth i would not have to earnings alot on.
Answers:
The cost will depend upon many things, some of which are your location and the type of policy you catch. You'll want to visit a local independent agent at your hot place to find the best policy for your situation and they don't charge you any extra for the service. In my area a fully clad major medical beside $1000 deductible runs $90 - $150. With the asthma and allergies the rate may be higher or those conditions may be ridered, which resources they won't be covered. The agent can advise you.
Be especially wary of medical discount cards. They are not regulated by the Department of Insurance nor do the population that sell them call for to be licensed. This means you enjoy little recourse when you have problems near the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that tremendously few doctors actually embezzle these cards. It does you little good if you enjoy to drive 4 hours to find a doctor that will accept the card. One state couldn’t find any doctors contained by that state that took the card and only one dentist who be on probation for unlawful activities so they disqualified the sale of the card. See this connection http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards.
Before signing up beside any discount plan get a inventory of doctors. If they won’t give you a account consider it to be a scam. Call the doctors on the list to trade name sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting bright patients.
Get a full time job as a receptionist or something, and you will hold company benefits.
Otherwise, I know BlueCross advertises profusely to the younger crowd. Look in the phone book or online for an insurance agent where on earth you will be moving, and he will be able to backing you choose the best auto, health, and renters insurance for your wishes. He may charge a small fee, but my agent is competent to get me better rates on auto and renters than what I can get hold of online.
Define "pay alot". At your age, if you're fit, NORMAL health insurance would cost going on for $200 a month.
If your medication comes in generics, however, you can seize a month's worth for $4 per prescription, at Target, Walmart, and/or Sam's Club. That's DEFINATELY the way to jump.
If you're looking for cheaper health insurance than $200 a month, you involve a major medical plan, next to a huge deductible - like $5,000.
But assuming you're going to be WORKING FULL TIME, your cheapest alternative will be getting coverage through your employer.
Hi Andrea,
Here is a company that have been around for 15 years. It is Nationwide.
They enjoy VERY affordable benefit plans.
Your pre-existing conditions would be covered too!
http://www.helpyousavenow.com
If you have any question just ask! I would be cheery to go over the plans beside you and find you the one that is right for you and you can afford.
I hope this help
Tammy
248-541-4681
please try this
<a href="http://www.jdoqocy.com/click-1748196-104... target="_top">help!</a>
It depends upon the policy u choose, cover meaning & the company of course. U can find adjectives these details by meeting advisors of different insurance cos. To collect the agents u can fill forms beside dfferent cos. on this site
lnk.in/54fh
& they will send their best advisors to u. & U can crack the best business deal
How LONG Will it Take?
Question:
How long does it take to receive ur money after ur law suit have settled?
Answers:
Well, your ATTORNEY will have a check in 30 days. Then he'll take out his cut, and you draw from yours . . .which can take up to another 30 days.
It depends on who owes you, and if they hold anything to collect. After all, you can't carry blood from a stone. Also, I think the person/company ordered to repay has time to wallet an appeal, if they want.
It varies. The settlement documents should provide an estimated timeline for wage. If not, contact the attorney for information related to payment.
Have any plans for the money even so?
no longer than 90 days. Insurance company's in the US are required to distribute within this time frame.
What shall be the later life amount of the remunerated up policy?
Question:
Answers:
A paid up policy is a policy surrounded by which no more payments are required, however the benefit is still there.
Now, depending on the munificent of policy the maturity amount will change. The amount will alwyas be less than the policy benefit. For example, if your benefit is for 20000 dollars, the readiness amount can be any amount from 0 to less than 20000 dollars.
All policies will manage the benefit amount but they usually do when the insured reaches 100 years of age or surrounded by some cases 120 years of age (at least that's what I've see in some policies within California).
Amount varies by the policy - read your policy or ask your agent for a written statement.