what is the step stepladder chart, and would you please distribute me the example of this chart?
I have a errand from my bos to create Step Ladder Chart for helping my agents to avoid mistakes in foreign bussiness submission. I really need an example of this chart anyway. ThanksAnswers:
http://www.irisa.fr/galion/acarayol/papers/icalp03.pdf
look at page 4 you will see a step stepladder graph
How do you copyright or trademark something?
Answers:
How do I find out if I need a rights, trademark or a copyright?
Patents, Trademarks, and Copyrights are three types of intellectual property protection. They are different and serve different purposes. Patents protect inventions, and improvements to existing inventions. Trademarks include any word, name, symbol, or device, or any combination, used, or intended to be used surrounded by commerce to identify and distinguish the goods of one entrepreneur or seller from commodities manufactured or sold by others, and to indicate the source of the goods. Service results include any word, name, symbol, device, or any combination, used, or intended to be used, contained by commerce, to identify and distinguish the services of one provider from services provided by others, and to indicate the source of the services. Copyrights protect literary, artistic, and musical works. For general information, publications and other copyright related topics, you may stop by their Web site at http://www.copyright.gov. Copyrights information can be obtained from the U.S. Copyright Office, Library of Congress, Washington, DC 20559 or you may call upon 202 707-3000 or 202 707-6737 (TTY).
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The U.S. Patent and Trademark Office does not register copyrights. Copyrights cover literary, artistic, and musical works. Copyrights are registered at the Copyright Office, Library of Congress. Information concerning copyrights may be obtained from the U.S. Copyright Office, Library of Congress, Washington, DC 20559, or you may pop in their web site at: http://www.copyright.gov. Copyright Office specialists are available to answer question by phone Monday through Friday (except federal holidays) from 8:30 a.m. to 5:00 p.m. Eastern Time. Recorded copyright information is available 24 hours a day, seven days a week. You may contact the Copyright Office at 202 707-3000 or 202 707-6737 (TTY).
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Do I enjoy to register with your bureau to be protected?
No. In general, registration is voluntary. Copyright exists from the moment the work is created. You will own to register, however, if you wish to bring a lawsuit for infringement of a U.S. work. See Circular 1, Copyright Basics, slot “Copyright Registration.”
Why should I register my work if copyright protection is automatic?
Registration is recommended for a number of reason. Many choose to register their works because they wish to hold the facts of their copyright on the public record and enjoy a certificate of registration. Registered works may be eligible for statutory damages and attorney's fees surrounded by successful litigation. Finally, if registration occurs inwardly 5 years of publication, it is considered prima facie evidence in a court of tenet. See Circular 1, Copyright Basics, section “Copyright Registration” and Circular 38b, Highlights of Copyright Amendments Contained surrounded by the Uruguay Round Agreements Act (URAA), on non-U.S. works.
Other Answers:
What route you take depends on what you want to protect:
1) Trademarks can be name of products or services, logos, slogans, packaging and even sounds and smells. In essence, a trademark can be almost anything that is to say used to identify a particular product or service. Registering a trademark grant the owner exclusive rights to the mark in the specified industry. Of course, it's necessary to research the flaw comprehensively prior to filing to ensure that within is no possibility of infringing upon another party.
To register a trademark, contact any your Secretary of State for a State trademark or the US Patent & Trademark Office for a Federal trademark.
If you are only conducting business within one state, then a State trademark is most appropriate. If you conduct business contained by at least 2 states OR between the US & any other country, you can record for a Federal trademark.
2) Copyrights can be obtained for things of an artistic temperament. This includes, of course, poetry, films, sculpture, music, fiction, etc. But can also include things that may not necessarily seem "artistic" surrounded by the general sense of the word. Copyrights can also be obtain for advertising copy, games, software programs and blueprints, to label just a few.
To register for a copyright, run to the US Copyright Office. An application fee is $30, though this will plausible rise to $45 on July 1.
I posted the appropriate governmental links as well as some handy resources for copyrights & trademarks.
Hope that help! I wish you much nouns & happiness contained by all your venture!
Source(s):
http://www.uspto.gov – US Patent & Trademark Office
http://www.uspto.gov/main/trademarks.htm -- USPTO's Main Trademark Page
http://www.uspto.gov/web/offices/tac/tmfaq.htm -- USPTO's FAQ
http://www.copyright.gov – US Copyright Office
http://www.copyright.gov/records/ -- Search Copyright Records
http://www.nolo.com/resource.cfm/catID/D8932879-DC34-43DF-BF65FC92D55FEE5D/310/274/ -- NOLO's Trademark Resource Center
http://www.nolo.com/resource.cfm/catID/DAE53B68-7BF5-455A-BC9F3D9C9C1F7513/310/276/ -- NOLO's Copyright Resource Center
Where can I find temperate home insurance?
Answers:
Depends where you live, contained by the UK try the moneysupermarket
Other Answers:
When I bought my house I checked out loads of places and Norwich Union was the cheapest. When I be a student and renting, Endsleigh were other the cheapest.
Are you within the United States? "Reasonable" is in the eye of the beholder - or the pocketbook of the policyholder. If you're within the US, you should contact several local independent insurance agents, and tell them that you're shopping around for quotes, and ask them for several insurance quotes. Be sure you're looking at "apples to apples" coverage, for a rational comparison.
If you're having a knotty time finding an agent willing to write your coverage, you have need of to find out why, and figure out what the problem is so you can fix it.
Some adjectives problems are: low value home, poor credit ranking, excessive claims filed within the past, dearth of updates to the home (roof, heating, electric systems old/archaic), non-owner settled home, home poorly maintained or prior mess up not repaired, or coastal property. If you are in Illinois or Indiana give the name me.
Christopher Swing
Independent agent
217-246-2817
lower than the insurance exploit which body is responsible for regulating and registering insurance organisations?
the insurance industry touches on various facet of the economy.describe iys role and impact on the following sector;Manufacturing sector,Farming industry,legal fraternity,motor industry,vivacity and pension industry,funeral services.also describe the following marketing strategies;door to door,second-hand goods mail,company /products alliances.within your opinion which is the most appropriate system that is to say used in the current environmenet and why.Also should an insurance company catalogue on the stock exchange,what are the benefits and disadvantagesAnswers:
You should probably mention which country you are asking about. You should probably also do your own homework.
In the U.S., since the Supreme court ruled contained by (I think) the United States v. The Southeast Underwriters Association, insurance has be under the Commerce clause of the Constitution and and so under the jurisdiction of Congress. However, surrounded by the McCarrin-Ferguson act, Congress delegate that responsiblity to the States, so insurance is generally beneath state regulation. I don't really know what the "Insurance Act" is.
You asked at least 3 more question, you should probably do that one at a time.
Other Answers:
Your State Department of Insurance.
how can I receive homeowners insurance to pay envelope for broken sewer file?
Plumber tells me chain is broken in to & must be replaced.Answers:
Most companies do not cover this. I enjoy heard of ancestors taking this cost to their township and in some cases getting some money out of them. That is not assured. I know the new Allstate Homeowners policy have an endorsement that can be added to provide this coverage.
Other Answers:
Very difficult to answer. Depending upon the insurance coverage. Some general public only cover the home and the stock there contained by and not the sewer lines. Chances very remote.
Usually HOI doesn't pay for pipe issues unless you have it written into your policy. Call your agent or the claim #. You may have also have a pipe program through your local water co, ours is call pipe safe. prove that your poop wasnt to much for the lines and they may consider...
It depends on a bunch of things . . . especially WHAT caused the smudge to break, and WHERE the line is broken. If the file is broken inside or under your house, sometimes the wound to the line itself is not covered, but the mischief to your house to GET to the line IS covered. Unfortunately, policies contained by each of the 50 states can rise and fall, as each state regulates insurance, and short reading your own policy or knowing which state you are in, your best source for an answer is your agent.
Generally to be exact not covered on most homeowner's policies. Damage resulting from the backup of sewage usually is covered, as well as mold remediation up to a stated factor. This limit is typically plentifully less than the majority coverage limits unless you purchase superior limits.0
Insurance doesn't pay for upkeep or repair unless you own a customized policy.
Source(s):
Agent This is usually not covered, but you may want to check your policy for "Water Sewer Backup" coverage for damage to your home and contents. Check beside the city to see if they will cover the sewer line. Good luck!
How do I bring put money on the money I salaried for vivacity inurance as an member of staff earlier the company closed?
Answers:
Since it is group insurance, you cannot get the money put a bet on.
If this was an individual natural life policy, only channel you can get your premiums hindmost is that you have story on your life insurance application and the insurance company finds out OR you enjoy committed suicide.
Other Answers:
contact the insurance broker. Look on your policy it will be listed on it.
If I fathom out you were an hand of a company, ( not a life insurance company) and this company offered enthusiasm insurnace benifits, normally this is possession insurnace and there is no significance to get subsidise,
If there be a value investment and it be not company insured, you merely contact the insurnace company directly.
If the company itself is closed (not bought bysomeone, and all of its assests are gone, in that is nothing that can be done almost them.
Who did you pay the money to? Is it permanent status life or intact life? If you compensated the employer, and they paid the insurance company, you have need of to contact the insurance company to cancel the policy (if it's an individual policy) and achieve your money back. If the employer did NOT foot the insurance company, you can file a claim against them within small claims court - but if they went broke, you and adjectives the other debtors will be in queue trying to get a piece of whatever's disappeared.
Short answer - for whatever possession of insurance is left, it will probably cost you more contained by time and effort than it's worth.
Group Life Insurance is considered a benefit and and so when you leave for anything reason, including closing the doors, you loose adjectives benefits. The exception would be you may be able to convert this policy to a undying policy. Outside of this, if it is available, you will not get any money backbone.
FLOOD INSURANCE PREFERRED RISK APPLICATION - WHERE TO FIND WITH THE APP. WITH THE CORRECT PREMIUMS/cOVERAGES?
Answers:
Browse thro any insurance company's rates.
Other Answers:
As the rates are all set by the policy, the same coverages should result contained by the same rates. You should phone up whoever writes your homeowners insurance, and ask them for the application and quote. Any local independent insurance agent should be able to provide you near this coverage, however, they will probably want to write your primary homeowners policy as well.
Is a monthly premium of $113 for MPPI on a $937/mo mortgage not bad?
MPPI is Mortgage Protection Payment InsuranceAnswers:
If this is protecting your mortgate payment against layoffs or disorder, then it's extremely dignified. You'd have to hold a claim every 9 months to equal the mortgage premium. I've had mortgages continuously for over 30 years and enjoy never had a claim.
If you're conversation about PMI -- Private Mortgage Insurance, after it may be about right, depending upon the equity within your home and your credit rating.
Other Answers:
call around
That seem high, if the P+I portion of the mortgage is solitary $937.
It depends on your age, smoker, etc. They have return of premium insurance immediately. Which means you win all of your money pay for if you don't use the coverage. Here's a good interconnect. www.refundedpremium.com
Source(s):
www.refundedpremium.com
insurance dispute between companies?
i got insurance through a local agency. they give me gmac insurance. the problem is this. the company i originally went to go by (i was told by my agent) kelly blue book. gmac, however, requests to go by nada. a $2,000 difference. that's seriously of money in my book. ( a brand spankin' hot hearing aid! ) how do i gain the difference?Answers:
Are we talking give or take a few a claim? I don't know of ANY insurance companies that base the appeal of your car solely on NADA or KBB. They usually subscribe to a service that considers that, plus salvage attraction, PLUS the local classified ads to see what the motor usually sells for on a private event basis contained by your area.
Your agent can and should "go to bat" for you beside the company, as long as you can provide them with ad from your local paper, showing that your sports car usually sells for XYZ more than you're anyone offered for it.
If you want to avoid the problem next time, ask your agent for an "agreed valuation" clause on your policy - ie, you and the company agree up front exactly how much your motor is worth in travel case of an accident. Of course, this clause costs closely more than the usual "actual cash value" clause you find on the standard policy. But at most minuscule you won't be arguing with them roughly what your car is worth.
Other Answers:
what type of claim is this ? Your policy is beside the insurance company not your agent or broker, it appears your broker is trying to keep some money for thierself.
If you can draw from a settlement directly from your insurance company and do not like the one that your broker is offering, merley hire an attoreny and sue them for a greater amount than any is offering Your coverage should be clearly stated in your policy. After the deductible it is their responsibility to restore your vehicle to its pre-accident condition or pay its helpfulness less the deductible. Find comparable values within your area at used vehicle sales and local ad. Present them to your insurance company. Its easy to tolerate them do what they do best which is paying as little as possible.
Source(s):
Over 10 years in the insurance industry.
Workers Comp investigators how long do they follow you?
i am not a phony case. this have been a year and im tired of it .Answers:
Unfortunately they can follow and account you for as long as the claim is open. I've have this happen to several of my lawful patients (and a few illegitimate as well). If you have an attorney on the claim, you should discuss this next to your legal counsel. They may be capable of get the insurance company to rear off.
If you don't enjoy legal counsel, I typically detail my patients not to hire an attorney until 1.) the insurance company starts denying everything or 2.) you begin to be aware of harassed by the insurance company.
Good luck!
Other Answers:
They never stop .
If fraud is suspected, they'll follow though until they are either delighted that it's legitimate, or go and get proof of fraud. That can take several years within the worst cases.
Unfortunately, there's nothing that you can do roughly speaking it. Some fraudsters have spoiled it for everyone.
til they catch you doing something you claim you cant do,, nearby is no statute of limitations, they can follow you as long as you have a suitcase open. Invite them for dinner sometime They will be with you from immediately on. Get a lawyer. You own rights. Workmans Comp lawyers work for free taking a small part of a set of your settlement upon conclusion of your case
If they suspect fraud, they may stop a constatant, but they will most likely check on your respectively year at least once for 10 years or more, Since if you hold on to accepting checks, it is an on going crime for fraud. If it was a one time settlement, it will be till the statue of cutting for that crime in your state ends
They can follow you as long as the claim is start.they do not own a time limit on how long to harrass you
Are near any righteous Websites almost Insurance ?
For someone who is newbie in Insurance , Also if it contains cases and Q&A it would be bestDoes anyone know any ?
Answers:
yes, near is a good website for insurance.Go to wikipedia,the free encyclopedia.www.en.wikipedia.... will see most of the content just about insurance and their types.
Other Answers:
Try www.disabilityinsuranceforum.c... only for disability insurance.
Source(s):
www.disabilityinsuranceforum.c...
HI,
the below one can give you the rules and regulations of insurance and can impart you how they work how the insurance company starts and how the mony is utilised etc
www.irda.gov.in
sendhil For homeowners insurance: http://www.insuremyhouse.com
For go insurance: http://www.insuremylife.org
For auto insurance: http://www.insuremyvehicle.com
The insurance library: http://www.findlocalinsurance.com/library.html
Insurance News: http://www.findlocalinsurance.com/insurancenews.html Reading and doing research is good, but research how to apply it I would recommend talking near an IMO (Independent Marketing Organization) of FMO (Field Marketing Org.) who is able to support your schooling needs at no cost. They can hook you up near appropriate companies, etc. This being said, what big-hearted of insurance are you now licensed to write? I would recommend contacting Denver West Insurance Professionals, Inc. ask for Matt. mattb@benefitsblvd.com. If he cannot give support to you then he should know how to point you in the right direction.
Someone back me out of harm`s way my Job contained by insurance plz !!?
Hi everyone , Well, I have be accepted contained by this huge insurance company with a great net I would never have dreamt of .. And 5 days ago I started a 2 months training course !! And here is the dilemma ... If i dont ratify the training exam and get 120 out of 200 grades , I will not work and will be sent home ! Now the difficulty for me is analyzing and mathimatics which are dominant in this area and in which am not correct at all :( ! I am finding it moderately difficult and I dont know what to do .. if anyone knows how i can help out it , any websites or any people who are working contained by insurance can help me I would be thoroughly glad . And I cant ask the teacher adjectives the time , becuz he has to write evaluation for family and i dont wanna look like the guys who asks lots of question . So if anyone in Insurance is ready to help me next to advice or even tolerate me ask him\her questions , that would be most amazingI really dont wanna lose this JOB
Answers:
don't be afraid to ask question ... i've been working surrounded by customer service for an insurance company for over 5 years and i still ask questions .... they would fairly you ask questions to provide the correct answer than to distribute out incorrect information which may lead to an irate situation ... but don't furnish up - insurance is not an easy point to learn ... you can email me at sxyblueyz96@yahoo.com if you'd similar to and i will be glad to help any process i can.
Other Answers:
Don't be afraid to ask questions adjectives the time. Sometimes it actually impress the instructor. I always ask question in class, and my gpa is around 3.4.
What type of insurance is this? It matter rather plentifully what part of the insurance business you're training for - actuarial, underwrite, rating, claims, accounting, auditing??
Can you be more specific?
Historical Development and evolution of engineering insurance?
Answers:
Perhaps it would help if you be to enlighten me. I've never hear of "engineering insurance." Do engineers need special insurance?
how to brand insurance premium policies?
Answers:
Well, you need to amass basic info give or take a few the client.
Find the rate that fits your client profile.
Final premium will be determined by the underwriting department.
Other Answers:
Not sure exactly what you are asking here. If you are asking what forms of payments are fitting, then you are looking at credit cards, automatic w/d form a stash or checking account, or a personal check.
If you are asking roughly what kind of policies are available, later I would need more information up to that time answering this.
does anyone know how to find this pattern site (www.FCRANoticeSettlement.com) ("Electronic Claims Process")
Answers:
you do?