Need to know if near is a Medicare Supplement that pays the 20% for someone who is disabled and 45 years hoary?
Question:
I need to know if at hand is a good Insurance company that will cover me, because of my age ( 45 ) I cannot find anyone that will cover me...I do not qualify for medicaid because I worked since I be 22 years old... I have need of a plan that will pay the 20% medicare don't. Any information will be appreciated.. or if anyone know what I can do. Thanks
Answers:
None of the supplement policies that I know of will cover anyone under 65. You can obtain coverage with a Medicare Advantage plan. These plans hold premiums lower than the supplements but you do have co-pays. The premiums average around $35 and copious are $0. Most plans also include the Part D prescription drug coverage or you can get a stand alone Part D plan. Visit a local independent agent that deal with senior policies to find the best plan for you.
Contact the Department of Insurance surrounded by your state for a list of insurance companies that grant medicare supplement insurance for those under 65. As an example, in that are several companies in the state of Arizona that extend such coverage, AARP UnitedHealthcare, Bankers Fidelity Life Insurance Co., Equitable Life and Casualty, Sterling Life Insurance Co., and United American Insurance Co.
It is quite possible that these companies hold out coverage in your state.
How much do you pay for auto insurance?
Question:
What kind of make and model (year) do you have, and is it liability or full coverage?
Answers:
Actually, the location will probably make more difference than anything else. (I write insurance in 10 states and the rates can double, or even triple, between the states with all other things being the same.)
I insure three cars for about $100/mo. in Virginia. (If I were to move just a few miles across the WV border, the rate would at least double.) There's a 98 Jeep with liability and comprehensive (no collision), an 07 Chevy Equinox with full coverage, and an 04 Mitsubishi Outlander with only comp and collision (no liability since it isn't tagged -- I'm only keeping it insured because I have a lawsuit pending on it.)
Overall, there are at least 43 factors that go into determining rates, so even if you're comparing the same car in the same location, the rates could still vary wildly depending on the experience level of the driver(s), the driving record(s) of the driver(s), prior claims history in the last five years, and whether or not there's been continuous insurance coverage on the listed driver(s) -- the lack of continuous insurance will almost always be enough of a reason to slap you with non-standard rates, regardless of any other factor.
07 bmw 3 series. £28 per month full comp.
$1200 per year. I have 3 vehicles insured, 2001 Ford Explorer, (full coverage), 1995 Saturn SE II & a 1991 Chevy Blazer. I am 39, and married. Age does matter when it comes to insurance.
How much is my sss contribution very soon? and how much my credit!..my sss no. is 07-2293850-2.?
Question:
Answers:
I'm amazed at the people that save posting personal information online. They're asking for identity theft.
Besides, it's pretty unlikely that anyone here would access to such personal info as your contribution info and credit.
You'll want to contact the Philippine SSS organization, no one here should know that information.
SSS Building
East Avenue
Diliman, Quezon City
Philippines
Tel. No. (632) 920-6401, 920-6446
Email: member_relations@sss.gov.ph
http://www.sss.gov.ph/
You can inquire on the website. If it's not in attendance then you obligation to go to the nearest SSS bureau.
please take your ssn past its sell-by date the internet. That is how identity theft starts!!
I suggest you contact the Social Security System of the Philippines for your SSS contribution and loan directly.
SSS Building
East Avenue
Diliman, Quezon City
Philippines
Tel. No. (632) 920-6401, 920-6446
Email: member_relations@sss.gov.ph
Ask them for the nearest SSS branch surrounded by your area
Or pop in their website though it is always down http://www.sss.gov.ph/
Their website have an Online Inquiry system that you can log in to access your portrayal, though you need to know your SSS number -- if it is not within the online inquiry system, then you stipulation to go to the nearest SSS
i hold 2 contribution
If I be formerly on Medicaid (state insurance) or if my child be would that affect a guard approving us for a
Question:
Answers:
for a xxxx? you mean loan?
it would not event, though, if you are on Medicaid, that usually means you are not earn much, so that is what really matter when taking out a loan. your earning potential and the faculty to pay it hindmost. Banks like getting their money posterior for some reason...
Add some details so we know what you want, but the party above me said it right on...it's not medicaid, it's going to be your income to debt ratio. They need to know you will know how to pay them pay for on time.
What does have a proof of postage by the post organization entitle me to?
Question:
I've been contained by a situation where I own ordered an item from a seller on ebay and haven't received the item. I'm getting concerned as it have almost been 2 weeks. The vendor refuses to reimbursement me but has offered to distribute me proof of postage, what does that exactly mean?
Answers:
If the vendor has proof of postage - (even in need insurance paid for), afterwards they can claim up to lb50 - form available from the Post Office Counter. I sent a PCMIA card (lb19) that I sold on Ebay, it didn't arrive so I claimed - in something like 7 working days, I got a check for the lb19 and the Postage (around another lb3) from the Post Office. All I have to do was dispatch proof of price - in this suitcase a copy of a page from the Argos Catalogue. Only the person who posted it (the seller) can do this though - trade name sure they do it - it won't cost them a penny, and will preserve their Feedback scores.
it money you can claim off the PO.
Proof of postage can parsimonious the seller purchased the part that provides tracking number so you can go online to USPS.com and track the packet that was sent. Or it could simply close-fisted the receipt when the merchant paid the Post Office to ship the item.
I enjoy been using USPS for my ebay shipments, and I've have a number of packages that be lost in the correspondence. I have shipped them, rewarded for the shipping, but the Post Office cannot account for its whereabouts -- sometimes even next to the tracking number.
Talk to the seller and discuss how you both are going to resolve if the packet is indeed lost in the post. Will the seller settlement you? Or will the seller not reimbursement you because from their end, they enjoy shipped the item and they cannot be held accountable for the Post Office mistakes?
This medium nothing unless it have your signature on it. Proof of postage is not proof of recipt.
If the item has gone missing within the post you will not loose out. Its the seller, The vendor entred into an agreement with royal communication to deliver the goods and the agreed price.
Royal e-mail have broken the agreement beside the seller not you. Tell him to dispatch you proof of postage if its a registered post recipt check the serial number on the royal mail website if say delivered phone royal e-mail and ask where it be delivered because the trader might give you proof of posting something else.
If its a recipt from the post department it is worthless unless it has your post code and house number on.,
Open a paypal dispute who will sort it out for you
A proof of Postage will entitle you to claim upto lb34 rotten the post office for nondelivery or in arrears mail 100x first class stamp effectiveness.
You can pick up a claim form from the PO or do it online, you will need to dispatch them a copy of the POP and proof of value of item (ebay/paypal reciept).
You can single claim once 3 weeks have passed.
It really should be the sender that claims and ebay seller that put the onus on the buyer claiming are pretty pathetic as the 'contract' near RM is with them, not you, though you will know how to make the claim.
It's worth checking at your local conferral office if the item is awaiting collection as most of the items I distribute that are reported as undelivered are returned as uncollected. Many posties don't leave the notification of attempted abdication cards!
In the US, unless the shipper purchased insurance for the package later you cannot claim anything with the post bureau. If the shipper purchased "delivery confirmation" next the post office have something to try and track down, but if it's untrackable then the item is simply gone. If the shipper lone mailed the collection (and can provide a receipt) but did not purchase either nativity confirmation or insurance, then the shipper is simply providing you with proof that the item be shipped in obedient faith.
As an ebay shipper, I conjecture the norm is to assume that once an item ships that it becomes the property of the purchaser and wage is expected. However, I think I would surface bad if this happen and work with the purchaser so not to incur a poor ebay rating. I other ship with transfer confirmation and give the purchaser the remedy of insurance.
what do you mean by a poof at your post organization?
Hi I want Credit Card Based on my Insurance Policy, Because I dont hold an Income Proof! How i get hold of it?
Question:
Answers:
You get proof of income by file taxes every year. If you're hiding income, then you can't use that as income.
never hear of such a thing. If you own term insurance - it's useless to use for any characteristics of collateral or loan
try this for all your requirements about insurance it's relief you hope visit
What in the order of Primerica? The business and the insurance? Is it worth buying?
Question:
Answers:
RUN AWAY As fast as you can
Primerica tend to be one-size-fits-all financial solutions. That only works beside hats.
They hold overpriced insurance, mutual funds and mortgages. And yes, you will be coerced into recruiting your friends and associates into the business.
I didn't look into the biz aspect, but the insurance didn't give the impression of being like insurance...a discount plan. So, no, I don't focus it's worth it.
I dont know about the insurance, but the business is not worth buying.
I hold plenty of people who "work" for primera approach me and their business is to conscript people, not to get rid of insurance.
This is like one of those pyramid scam, so I would not get into it.
I hear they rope poor unsuspecting populace into doing work for them with promises of "BIG THINGS", but surrounded by the long run it only make their bank accounts smaller.
Insurance industry hate them. Why do you think? SO THINK!
I dono ..what that guy said looks apposite.
The business opportunity is amazing since everything is already provided to you when you join the company. An department is already provided and you don't need to recompense rent. You don't need a secretary since theres just about 2000 employees at the home department to process all your paperwork. All you stipulation to do is get yourself licensed and invite populace into your business and let these family make up their own minds. If you don't want to build your business, consequently don't join. But I'll recount you this, business owners enjoy duration while people next to jobs are struggling near bills.
The insurance is great since Primerica is the only one that market term insurance 100% of the time. Therefore, Primerica is the largest occupancy insurance provider in North America. The entire insurance industry don't similar to Primerica's "buy term and invest the difference" philosophy. They to some extent bundle life insurance and reserves together because its more profitable to them. Primerica agents reveals the truth about duration insurance, which other companies don't like. If you know everything about enthusiasm insurance, you would see that cash pro life insurance sucks.
Is it possible to engineer my natural life insurance for my daughter who's not of age (10 y.o.)?
Question:
Answers:
Yes, it's possible, and perfectly permissible. However if something does happen to you until that time she's at least 18 years weak, she won't be able to touch into that money, nor will anyone else. So if someone needs the money to run care of her, or to sustain out with your final expenses, they won't know how to get at it.
It's awfully common for culture to want to name youthful children as beneficiaries, but you might be better off naming whoever would be taking support of your daughter, then when she get a little elder, change the name beneficiary to your daughter. If you don't have anyone you trust to fiddle with the money the way you want, next leave it to your daughter. At lowest you know it will be safe and waiting for her.
Like someone closer mentioned, you may want to talk to a advocate about setting up a trust contained by this situation, because you may not want an 18 year old to attain a huge chunk of money. You can almost be sure that the money will be squandered very vigorously.
Yes!
I have a 7 yr weak. She has a trust worth $30K and the existence insurance will add $1M to it if I die. She cannot control the money until she is 30 yrs infirm. Talk to an atty and CPA and an investment advisor that you can trust so that you do it right. My kid pays no taxes, and it is set up with a subsidiary acct to pay expected taxes. The executor/guardian have no worries because I prepaid the fees to manage the acct.
Hazual, you can cart life insurance policy to your daughter. All companies are providing special policies for children viz. smart kid from ICICI, Jeevan Chaya from LIC.
I assume you want to put together your daughter the beneficiary of YOUR life insurance policy.
The prior answers are correct. You should address to a lawyer almost setting up a trust.
If you just construct your underage daughter the beneficiary and you die, the court will appoint a guardian for her. The guardian will be in charge of the money. How the guardian spends the money may not be how you would spend it for your daughter.
Go group with a advocate.
Good Luck
*
I agree with the previous answers. Don't produce it to your daughter. Whoever gets custody of her would determine what happen to the money. Get a children's trust set up. This works really well within the case where on earth you don't trust the child's other parent to spend the money wisely on the child. You capture to select who runs the trust, and can give instructions roughly how to spend the money.
it is possible to make any human being you want your benificary. we always push for clients of my firm who have underage children to do one of two things. 1. set off the money to the person your daughter would live beside or be taken care of if anything be to happen to you. 2. establish a living turst, inwardly that trust you would leave your policy to, contained by your will, or living trust you could specify to an exact tee how and when you want your daughter to recive money.
Is nearby a course for auto insurance agents?
Question:
I want to get contained by the field of auto insurance agent. I own not been competent to locate a school or site that can impart me information. I'ved tried asking auto insurance companies but they only hire agents next to licenses.
Answers:
Generally, at hand are two licenses required to vend insurance.
First of all, the state certfies, by a written exam, that you can be an agent. The insurance department also certifies the didactic offerings, either approving them -or not. Accordingly, they'll enjoy a list of available courses which are frequently qualified in the evening at a community college. Once you complete the course, you report to a place to thieve the state test. In common, there are 4 types of license: Property, Casualty, Life and Health. If you want to sell personal auto insurance, you would lift the property and casualty test.
That's rank one - YOU.
Your license, however, doesn't necessarily mean you can certainly sell insurance. The insurance company or agency for whom you want to sell must, itself, also be licensed. It is nontoxic to say that if they hold an office and are doing business, they are licensed.
From time-to-time, adjectives the companies that write insurance directly (through their own agents, not through independent agencies. Examples: State Farm, Allstate) look for new agents. If they close to you at interveiew, they'll either convey you to a local licensing course, or to their own insurance school. There are, however, some insurance jobs that don't require a special license, such as paying claims. Often, working contained by the claims department is a way to catch your foot in the door. Once you're contained by, then you can sign up for courses and bring back your certification.
Few, if any agents, put up for sale auto insurance alone. Usually, they sell both auto and homeowners coverage, certain as "personal lines" of insurance. This includes some specialty lines sucbh as RV coverage and boats. And often, in that is a requirment to offer time insurance, because that's where the "big" money is.
You may find a appropriate opportunity working for an "independent" agent, a shop that sells the products for a few or deeply many insurance companies. MetLife, the Hartford and Fireman's Fund are examples -but within are hundreds of others.
Here are the three things that will make you an attractive opening candidate:
1. You dress ably and are well groomed. Lose the pierced tongue.
2. You speak and write okay, and in complete sentences. Forget "RU," and such short-cuts. The word "I," referring to yourself, is other capitalized. Your spelling is good.
3. You're biddable with math, some formulas and figure percentages. You know how to work out the area of a room or a building, for example. We're chitchat about the 4 functions here (add, subtract, multiply, divide). Algebra is not needed.
In general, you hold a professional manner roughly you. The business is very competitive, so appearance really does count.
I hope this help.
Ahmedabad Management Association is taking this kind of courses.
Life Is Contractual…….?
Question:
What you Say?
Answers:
Well, for a contract to be valid, it requires four elements:
1) Offer
2) Acceptance
3) Consideration
4) Legal purpose
You are not 'offered' life prior to existence, you are brought into this world below duress.
Your acceptance of this contract is invalid because we own determined that a person of such age is not competent to agree to the conditions of a contract.
I was going to argue against consideration, however, the hugs I receive from my children own value, and thus can be considered transmittal for bringing them into this world. I can't think of any regulation broken during this ordeal.
Since you have violated two elements of a contract, existence cannot be contractual.
I say you hold a problem.
yes
term existence policies, are unilateral. as long as you make your clearance the insurance company agrees to pay the bennifit, unless as expected you commit suicide within the first two years of the policy, if you stop making your payments it is a direct cancelation of the policy
Can my dad apply for existence insurance this slow?
Question:
My dad received a letter and application for life span insurance for $25,000 coverage. He got that almost a month ago but didn't apply for it. He has no natural life insurance at all The memorandum said there is no medical nouns required. The application deadline is 2 weeks from now. My dad though, is contained by the hospital right now and credible to die from liver failure. Is it possible to still imbue out that application and have him sign it and achieve the $25,000 if he dies?
Answers:
No, those policies normally enjoy a two year wait beforehand full benefits are paid out. If he dies earlier the two years all you will attain is a return of premium.
It's probably too late..they will ask medical question to determine if you qualify.
I had a heart attack end year and I can't get any duration insurance anywhere..all I can bring is accidental demise insurance...but since my job involves driving most of the sunshine..it was better than nil.
Its way too past due. n after your dad being hospitalized they will probably beg to be excused it. but try to talk to them.
Read over adjectives the fine print on the policy and ask the agent whether or not the benefit is paid contained by full the moment it goes into effect or if it is a graduate benefit, which pays nothing or a small % for the first year or two next goes up until it pays out the entire amount at the cease. The most you usually will get is only a return of the premium. You could try and look around for someone but it could be hard. I included a site that might relief you out as it has spur-of-the-moment term insurance and you basically need to answer a couple of question and nothing personal. I put it surrounded by the source section. Good luck beside your dad and I am sorry to hear that he is in a desperate state. I am an agent, so make sure to check adjectives paperwork before you buy and ask a million question so you don't get burned.
I enjoy seen policies similar to you described that were sold to unsuspecting nation. For two years the only reimburse out was a return of premium. After that, the premiums rewarded was more than the facade value. Which scheme you would be better off putting the premium surrounded by a savings story.
The specifics may change, but the reality that it is a waste of money won't. If policies close to that didn't have a take in for questioning they would be to big a a big risk for the insurance company. They like to net money, not risk it by insuring older inhabitants with unknown form issues.
Sorry about your dad, but this type of policy won't lend a hand.
He can fill out the application and sign it, and he'll enjoy to mail a check surrounded by, but he'll have to answer honestly the question on the application - and they'll turn him down when he discloses his current health issues.
So he won't know how to collect. But it's worth a shot, if you want to try. Just don't expect to see any money in the train.
Sorry to hear that. Hope your dad can recover.
The Answer is NO, bcoz insurance company will ask your dad to aver his current state of health and sign on the application form.
Under the insurance achievement, any misinformation or non disclosure can result in no claim.
If you emphasize everthing, the underwriter will obviously reject the application.
But at hand are some policy that I know, as long as the life assured survive for at tiniest 2 years, the insurance company will still pay.
read the expressions and conditions and ask them specific question on this application. The answer from the insurer is still the best to your query.
call them very soon
No doubt the easiest way to go and get insurance quotes is on the web.
Why would you spend in dribs and drabs your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it be great.
this is the site i used and it was snatched like smaller quantity than 5 mins.
The last entity I want to do is listen to elevator music while waiting for a salesman.
Anyway I got devout quotes and ended up positive money so I was satisfied.
So shop around and compare quotes which is easy on the web.
Good starting point is at this site.
http://www.linkkings.net/urlshortener/ou...
Good luck.
Searching for state cattle farm insurance commercial: girl is flying first class as unwilling crowded coach class.?
Question:
I have done several search online for this commercial and am unable to find it. If you enjoy any ideas please agree to me know. I am trying to get my curls cut like the girl surrounded by that commercial.
Answers:
Try YouTube:
http://www.youtube.com/watch?v=clzmd1u8b...
P.S.--I agree that the haircut is cute. Go for it!
Life insurance?
Question:
has anyone every hear of national benefit life insurance company of ny ny? i get this letter from them within the mail and im a bit scheptical of it... lemme know so i dont pour adjectives this money into it and end up near nothing kthanks xoxo
Answers:
Ignore the epistle. If you need enthusiasm insurance, contact an insurance broker in your nouns. A broker works with multiple insurance companies and know how to obtain the best price. A broker will shop and negotiate for you. It’s approaching that commercial: “When (blanks) compete, you win.” When insurance companies to compete, you win, too! To find a reputable broker in your nouns, log on to a site like http://www.lifeinsurancewiz.com... and complete the “request a quote” form. The form will run to a broker in your nouns who will contact you. The quote is free, and you are not obligated to buy. Good luck!
I deal next to insurance alot and I have never hear of them , look into it, through the BBB . I wouldnt trust these smaller companies . Good luck
Don't buy insurance through the mail...ever! Stay local. Shop around and you will find plenty of like peas in a pod deals locally. Not lone this, you will have a personal Agent to help out you if there is a claim.
When I grasp these in the correspondence, I rip them to shreds unopened.
Jim DeSantis
please try this
<a href="http://www.jdoqocy.com/click-1748196-104... target="_top">help!</a>
Go collaborate to a local insurance agent and ask lots of questions.
Your insurance desires will change several times throughout your life. It is nice to own an agent to discuss your particular situation.
Good Luck
*
No, I enjoy never heard of National Benefit Life Insurance Company.
Several companies do transport life insurance offer through the mail. Some of those companies include Globe Life, Garden State Life and Colonial Penn.
Many times the coverage is grade benefit, meaning you do not win full coverage until 1 or 2 years after you have purchased the policy.
There are several ways to research life insurance online past you buy to help you cram about your option.
You can review articles, compare quotes and financial strength ratings of insurers.
At www.ambest.com you should be able to turn upside down and review financial ratings of specific life insurance companies. Also, you can contact the Department of Insurance surrounded by your state to ask whether the life insurance company you are interested contained by has any complaints scheduled.
I hope that helps! Best of luck to you.
If you want to swot up about permanent status life insurance you can stop by http://www.term-life-online.com/how-term...
there are a adjectives lot of insurance compnaies, and just becuase nobody have ever heard of them dosent suggest there not great, nor does it close-fisted that there not horrible any. however the best action you can clutch is to look up there standard and poors rating, the rating is compiled roughly on how financialy secure the company is, how it pays its claims, as all right as a couple of other things. but if the company has a low rating, don't trust them, if in that rating is A+ or better there probably a awfully solid company.
Yes, they are part of Citigroup basically like Primerica. They issue simplified and guaranteed natural life policies. Generally speaking, if the proposed insured is in clothed health, a fully underwritten policy will be a much better good point. Talk with a local agent.
Move to Canada for Heath Insurance?
Question:
Would you consider moving to Canada for free health insurance? I know they take-home pay higher taxes, but still. The lone way I can go and get it now is working a blue collar factory employment, but I want to go school+play music. So would you move to Canada of late because of the free health insuance, if you weren't already tied up near job/family? Why don't more people do it. Why within Micheal Moore's movie did they go to Cuba(?) instead of Canada?
Answers:
There is no such entry as 'free' health insurance. Canadians discharge for it through their taxes, as opposed to the employer base system we have within the US.
I go to Toronto monthly. They don't want another bum (student/musician) coming up from the US to try and carry free health insurance. You simply can't move to Canada. You have to show why they should tolerate you in.
Michael Moore is rabble who sells simplistic thinking to idiots. He went to Cuba because Canada wouldn't own given him the PR image he looked-for.
You want to go to institution, well you stipulation to start using your brain. The most important pen of human endeavor is health trouble. We want the best and brightest working in this grazing land. As such, it is going to cost a lot of money. Health insurance pays the bills for vigour care. Who do you regard as should pay for your strength care? If your answer isn't you, why should someone else earnings this for you?
You can't just move to Canada for free strength care! You own to live here long enough to hold established residency, which can take a while, because it is up to Canada if you can stay, not up to you. If you come to Canada as a student, you would have to transport your own health insurance from home, because you would be classed as a foreign student. More folks don't just move here for free strength care, because we don't appendage anybody a health card upon arrival. Bottom procession - I'm not paying for you!
http://www.zeeinfotech.com/zee_visa/immi...
http://www.canadainternational.gc.ca/ind...
First of all, not everywhere surrounded by Canada has "free" form insurance. In Alberta, Ontario and B.C. you do have to take-home pay health support premiums. I live in Alberta, and I settle $44 a month for single coverage, and that increases to $88 a month for a family. (Some employer will cover half of the cost of this). Plus, you'd enjoy to pay for dental, phantasm, prescriptions, etc. Saying that, I'm sure it's a heck of a lot cheaper than the U.S
How do I found out if some have a policy that I be the beneficiary and they chaneged it.?
Question:
Years back within 1997 my father passed away and he talked for years almost more then one policy that he have. Since we where infantile and he was elder he had a woman who be power of attourney over them and they would sit in trust until we turned 21 years of age. Well she claimed they never existed. Later after speaking near a lawyer he told me she could hold changed the name of the beneficiary since she have power of attourney over them and nothing would ever be said unless someone come foward to call foul. She would enjoy to then prove that she changed the heading in at hand best intrest IE someone who might be ill or something of that temperament. But if no one come forward nothing would ever be said. She know we did not know the name of the company he have this policy or policies so we could never call foul. Is here any way at adjectives you can research or anyone you can contact to see if a policy was cashed within that belonged to him or something along those lines any help would be greatly apprciated. Texas
Answers:
If that's the suitcase, there is nil you can do. If they never existed, you are wasting energy.
There is a sense your dad gave her POA. I hope thinking roughly that gives you peace something like this situation.
If she changed the beneficiary name, nearby is nothing you can do. The with the sole purpose records the insurance company would hold is that they paid out a claim to her as the beneficiary. Somewhere within their records they would own the name variation paperwork, but it would be difficult to track down because you do not technically have any rights to look at someone else's insurance paperwork.
You can try to find your Father's insurance agent and ask him/her if you be ever named as beneficiary on any go policies.
You may need to consult an attorney that specializes surrounded by life insurance to subpoena the former agent for the information, but that will extremity up costing you a lot of money. If you could find some paperwork near your name as beneficiary, after you may have a trail to follow.
Sorry I don't hold a better answer for you. The fact is that just the owner of a policy (or power of attorney) has the right to move the policy.
Good Luck!
You need to try to find your father's guard records so you can track down the insurance agent that your father be paying for the policy. Then the insurance company can provide you with documentation on the subject of the beneficiary.