Insurance Questions and Answers

Can the addressee profile a post bureau insurance claim if the sender lost receipts?

I sent a package through the post bureau (parcel post) to a friend. But when the package arrived it be damaged. Unfortunately, I didn't maintain the original insurance taking. Can my friend still file a claim at the post bureau by showing the damaged content and box wtih the Insured Sticker on the box? Thanks.

Answers:
I can't be positive lacking asking, but I'd say yes. Just hold the box along with the contents to the Post Office that deliver it and file the claim. Don't loaf too long or they may deny it because of it not being done contained by a timely manner.

Other Answers:
The best entity for your friend to do is to take the bunch to the post office and ask.


Can you answer?

I went through a divorce, my ex carried my strength ins.at her work, I had my own in the past but hers was better coverage.After the divorce she consent to it go in need telling me and I soon after be un insurable. I earn a decent income and I am sure above getting any medicaide etc. I only just was again hospitalized beside tremendus medical debt.I am hard working but I can't ever clear them off and I know how to verbs what I owe but how can I get insurance and where on earth, and if I could get it there's a year waiting for prexisting, the ironly is I use to be an insurance agent. Ideas?

Answers:
There are several alternatives, although singular the first two will get these medical bills rewarded.

1) Check the terms of your Consent Agreement granting your divorce to ensure your wife be not obligated to provide insurance for you. If she terminated your coverage in betrayal of the divorce decree, you may hold a basis to insist the insurer reinstate you.

2) Call the insurer and see whether you qualify for COBRA. If you haven't received your paperwork, you may hold to call your ex-wife's employer to capture it. If you have trouble, telephone call your local U. S. Department of Labor office to request assistance.

3) Contact your state's insurance commissioner and ask if there's a "high risk pool" for uninsurables surrounded by your state. While you're at it, make sure state imperative permits your ex-wife to put an end to your coverage. In the state where I work, this is prohibited; single the ex-spouse can cancel the coverage following a divorce, even if he or she be insured as a dependent.

4) Did you receive a "Certificate of Creditable Coverage" (aka "HIPAA Certificate") when your coverage ended? You may use this to purchase an individual policy minus your pre-existing condition being considered IF you hold enough creditable coverage AND your group coverage hasn't be lapsed for more than 63 days. Call your state's insurance commissioner for a list of insurers that grant this type of coverage.

5) If you are employed with an employer that offer group insurance coverage, you may (depending upon your state's laws) elect coverage through the group. Check with your Human Resources Department at work.

6) If you don't currently work, if you search out employment in the adjectives, chances are your employer's group plan doesn't be in somebody`s space a pre-existing condition exclusionary period. If they do, and your group coverage hasn't be lapsed for more than 63 days, you can use your Certificate of Creditable Coverage to reduce or extinguish your pre-ex term.

I hope this helps.

Other Answers:
State cattle farm offers really suitable medical insurance (most people know it for coup¨¦ ins) You can custom your plan to whatever you entail, ex: if you go to the hospital profusely you'll want to get a lower deductible. They are also really good at shifting your plan whenever your medical needs relocate. As for paying off your medical bills you should probably own them consolidated so you can pay a couple of hundred a month next to a very low interest rate.

Go to www.realmoneyideas.com and SCROLL DOWN TO

THE MIDDLE OF THE HOME page for free insurance quotes

and to see if they can help you. Many states enjoy have 'risk pool' form insurance coverage for people next to severe medical problems and can't get insurance coverage from insurance companies.

You could travel to work with an employer that offer health insurance. Time frame is celebrated, if you have a rework of status, you would have an begin enrollment at your place of employment, all you would enjoy to do is contact your HR....other options you might consider is at most minuscule getting yourself a major medical policy...these volunteer major medical beside high deductibles to trademark it affordable to you...




What Homeowner Insurance Companies work within Florida?



Answers:
Call the Florida Department of Financial Services: in-State only: 1(800)342-2762 or 1(850)413-2806. They should know how to give you a document. This information may also be posted on its web site.


What type of insurance is needed for a booth at a flea souk?

I will be selling bath and body products and candles.

Answers:
Anyone who would sue you because of your booth at a flea bazaar is a sick, greedy opportunist and the fact that this is even a press represents the worst of what's wrong with this country (no one can doubt for a minute that the questioner must be an American).
If anyone advise you to get such insurance they are accepting this dismayed and destructive status quo.

Other Answers:
Don't need any.
You should not obligation any coverage since you do not own the building and the Flea Market owner will be liable if an accident occur on their property. Now you could be sued for product liability. Selling products that cause smash up to the buyer.


Can you write business for a go insurance company for two different brokerage companies?



Answers:
most allow dual appointments so you can write the same company beside multiple brokerages.


how the mission statement of an insurance company is made?



Answers:
The mission statement for an Insurance Company is the same as a mission statement for any company. What are the primary values of the company and what direction do they yearning to go. For example Our mission is to minister to consumers get the most coverage, and the best service for their insurance dollar. Make since?


what is business nouns within insurance company?



Answers:
Business development within insurance is to look into the market. To cause contacts with customers and convince them to go and get insurance contracts from the company by paying premiums so that the company will have funds for investments.

Other Answers:
wat u trying to ask?
Ask customers to retribution more for something they don't need
Source(s):
http://www.insurance-assurance.com


what is the Least expensive process to build and argue a website by a amateur?



Answers:
free. check out Geocities. This is part of yahoo and if you hold a yahoo email account, you already enjoy a login for Geocities.

Other Answers:
WWW.myspace.com offers free space and you can design the page yourself
Source(s):
My pattern page and Web page from my neighbors band
WWW.myspace.com



What is the starting earnings for a Claims Adjuster?



Answers:
Iwork as a claims adjuster of a insurance company and we start out at 20 -25 per hour with miles of .50-.75 cents per mile.

Other Answers:
$35,000 to $40,000 dollars
Source(s):
http://en.wikipedia.org/wiki/Claims_adjuster

Got to salary.com and look it up. It's a moral website and allows you to customize your search depending upon your even of experience and zip code.




Is mold covered beneath a standard homeowners insurance policy?



Answers:
It depends on your policy. Some exclude it entirely, some don't, many enjoy dollar limits for mold remediation. In almost adjectives cases, however, if there is mold coverage, it one and only goes into effect if the mold come from an otherwise-covered event.

For example, assume that you have coverage for pipes that burst or filter and you also have mold coverage (of some amount). If you grasp mold because of a pipe leak, you could receive mold coverage if your contract allowed it.

Insurers have worked unyielding to limit the dollar amounts they stipulation to pay for mold claims.

Other Answers:
No, it is not.
Nope. Insurance companies protected their money from mold lawsuits years ago.
I don't estimate it is. Most homes, particularly contained by the south, have some mold or mildew somewhere contained by the home. It wouldn't make financial sense for the insurance companies to cover it.
It depends. There are so several different coversages...different comapanies, different regions, experience different risks/perils. You need to bring a copy of your Homeowners insurance policy from your AGENT. READ your policy. If you do not understand the coverage...ASK your agent to dance over it. The verbage in policy can be extremely confusing to a homeowner. I am an adjuster and it is confusing to us at times. Thisis the one and only real channel you will know what you are covered for. Where the mold came from, HOW it come into being...these are factor in whether or not it is covered.
Source(s):
Licensed insurance adjustor


What is a weekly money for someone who is remunerated remuneration and works 50-60 hours a week in need any benifits?



Answers:
1st off, if remuneration, it don't matter how several hrs. And if no benefits, its his/her own fault

Other Answers:
What do you do and where on earth do you live? These things matter.



Disability after have child contained by California? Help!?

I started working at a new living a few months ago where I with the sole purpose work 2.5 hours/day so that I could be home more when I had my daughter. I get hold of paid a glorious hourly wage, and am considered to be a sub-contractor of a program that works with infants. They do not appropriate any money out of my checks, not for taxes, SDI, or anything. I have the export tax thing figure out, but am thinking of having another babe in the subsequent few months and am trying to figure out if nearby is any way for me to win disability for the 6 weeks afterwards. Since I dont pay into SDI, I'm assuming I dont catch state disability like I did final time. Am I correct in this? Is nearby any type of insurance I can purchase that would cover this? I live in California. Thank you.

Answers:
The above post is within reference to SSI or SSDI.... Pregnancy and other short occupancy illnesses are SDI and don't require the same long-drawn-out process and have more leniancy.

As for the OP:

Q: Do I hold to be working for a certain number of days/months/years to be eligible for SDI?

A: Eligibility for SDI is base on the earnings shown contained by your base spell. The wages you earn approximately six to 18 months before the disability claim begin are included in the basis period (they must enjoy been subject to the SDI tax). Your underside period does not include wages salaried at the time your disability begins.

Q: I own my own business. Are self-employed individuals eligible for SDI?

A: Self-employed individuals or employer may be eligible for SDI under a program call Disability Insurance Elective Coverage.

Other Answers:
you will need to be sisk, below par, or disabled for at LEAST 1 Year to be eligable for disability. AND you dont just shift in and attain it. I have be fighting it for 3 years and its no jammy task


does cheap insurance comapanies work ?

like for example , "survivial " or any other especially cheap insurance companies , do they give plenty service ?

Answers:
good press. Geico is the car insurance i use, and i accumulate some money.

but! it's a 'do it yourself' money saver. ie: we be hit by another vehicle, other party get ticket...clearly they were at reprimand. i had to pursue the other party's ins co. for transmittal. it was a long hassle dealing near mean nation. Geico did nothing. Well, in truth Geico made it more difficult because they added to my workload with demands for interviews, reports, answers.

I'm not departure Geico cuz i still save money, and i'm gifted of the do-it-yourself. but this won't serve everyone well....i guess u attain what u pay for.

Other Answers:
you seize what you pay for, poor customer service, if you hold a claim you get dropped.

My suggestion if contained by your area they hold a farm bureau agent contact them. you own to pay to be a appendage (small fee) and they will have the best rates and wonderful customer service and agents
Have never hear of them but to get a quote from a company

you might enjoy heard of dance to www.realmoneyideas.com and

scroll to the middle of the home page for a free quote.

It can't hurt to compare.
You really need to check what the insurance company call FULL COVERAGE.
Gieco for example you pay Full Coverage, they merely pay Book Value. You are stuck next to the rest of the payments. Period.
The Full Coverage is the Basic coverage, at a more higher rate.
Always check since you pay.
You don't other get what you discharge for, sometimes it is a lot smaller number.


What type of benefits are provided surrounded by any company?



Answers:
standard staff benefits like e.g annual set out, medical allowances, transport allowances?

Other Answers:
There is not a blanket rule. Life insurance and co-pay health insurance and pension/ 401K if you are lucky. Don't count on anything and you won't be disappointed.


looking for a lost insurance policy how can i find it?

we dont know who ,what , when or where.
my brother-in-law died and and did not be off his wife a thing. but since he died he said he had a duration insurance policy. we can not find it. can you help a poor widow out

Answers:
If you are within the US, yes. BRB with the net site...

Other Answers:
Sorry about your loss....however you want the information from the company who wrote the policy for with out that you and your loved ones hold nothing to shift on.
LOL
yahoo insurance search
Try have her contact her States Insurance Department.They may have some skill. This may or may not help. Good Luck
Hi,

Besides locating the policy, you also enjoy to check whether the life policy is still inforce. ( i hold cases of such and the beneficiary thought she has a claim on the policy but turn out a disappointment)

If still inforce, and If he have paid for the premium, near will be receipts or annual statements that declare the bonuses etc. From within, you can find out the company name.

If can't find the statement, Otherwise, you can write to adjectives companies (sounds abit ridiculous...) give them full heading of and the identity no#. of your brother in regulation -- telling them the root for checking and they can check from their computer system if your brother in statute is their policy holder..

Don't know about your side, but contained by our country here, we have to produce marriage ceremony certificate and extermination certificate to insurance company to process the claim.

hope i answer your ask and pls take attention.
Instead of trying to send a reminder to every insurance company that could have possibly sold him one....try these to start:

1. His employer - he may hold coverage through them.
2. If he belonged to any professional organizations - they regularly times have policies that cover member.
3. Chances are, it wasn't a one time, paid up policy. So - he's paying premiums. Either through a conjecture at work - check his paycheck, direct debit from the bank description, or by check.
4. If his auto insurance and homeowners insurance is with carrier that sell life span insurance, check with them. The agent probably did some cross-selling.


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