My son turned 18 in March, and I simply signed him out of public school (he be nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college within the fall. Being that he's 18 and not a student, will he still be covered below my medical insurance during the summer? I don't want to ask the insurance company because I don't want to clue them in that he's no longer surrounded by the school system if I don't hold to. Anybody else been within this situation?
Answers: i work for an insurance company.. our guidelines are up to age 19 or 25 if a full time student.
what i would recommend, is a few things
1- ask your employer (HR)
2- read your benefit book, it has to be programmed in here legally.
3- hail as the insurance company anonymously and ask.. sometimes this will work, sometimes not.
your best bet is going to be #1, but i would definitely purchase the most current benefit book for your policy and check.. sometimes HR people arent adjectives knowing.
Since you don't want to ask the insurance company and most likely don't want to sift through the policy that is to say probably stuffed in the support of a drawer somewhere ; ), I would first call the state you live surrounded by and see when they consider a child an adult. In my state it is through 18 goal on their 19th birthday I am no longer responsible for them. The insurance company would have to at least possible cover your child to what the state law states.
Like others mentioned, some insurance companies cover a child longer if you collect certain criteria.
Good luck, I can individual assume that this is only one of oodles worries you have.
most expected not- the child is covered until 18 unless they are enrolled surrounded by school. Each insurance company have their own requirements. There should be a number on the back of your insurance card. You can beckon that number and they can verify your policy coverage. It depends on the insurance company. I was covered lower than my parent's insurance until 23 regardless and 25 as a student. That was next to CIGNA, but I know it can vary from plan to plan, not lately providers.
My experience is that your children are covered as long as they are under 23 and contained by school or live at home near their parent. So if he lives at him it should not be a problem. Check your group plan. The answer varies beside the specific plan.
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Answers: i work for an insurance company.. our guidelines are up to age 19 or 25 if a full time student.
what i would recommend, is a few things
1- ask your employer (HR)
2- read your benefit book, it has to be programmed in here legally.
3- hail as the insurance company anonymously and ask.. sometimes this will work, sometimes not.
your best bet is going to be #1, but i would definitely purchase the most current benefit book for your policy and check.. sometimes HR people arent adjectives knowing.
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Since you don't want to ask the insurance company and most likely don't want to sift through the policy that is to say probably stuffed in the support of a drawer somewhere ; ), I would first call the state you live surrounded by and see when they consider a child an adult. In my state it is through 18 goal on their 19th birthday I am no longer responsible for them. The insurance company would have to at least possible cover your child to what the state law states.
Like others mentioned, some insurance companies cover a child longer if you collect certain criteria.
Good luck, I can individual assume that this is only one of oodles worries you have.
How much money on insurance will you store beside defending driver course?
most expected not- the child is covered until 18 unless they are enrolled surrounded by school. Each insurance company have their own requirements. There should be a number on the back of your insurance card. You can beckon that number and they can verify your policy coverage. It depends on the insurance company. I was covered lower than my parent's insurance until 23 regardless and 25 as a student. That was next to CIGNA, but I know it can vary from plan to plan, not lately providers.
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My experience is that your children are covered as long as they are under 23 and contained by school or live at home near their parent. So if he lives at him it should not be a problem. Check your group plan. The answer varies beside the specific plan.
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