I need liability for my rub work.There are several I looked up on line.Which ones are best.Which one do you hold?How much do you pay, for how much coverage and is at hand a deductable?Thanks
Answers: It doesn't matter - you can't buy it directly, and not adjectives companies will write in adjectives states.
In order to get hold of professional liability, you'll need nonspecific liability in place. I'd guestimate near one table and one masseusse, you'll be paying about $2,000 a year, combined.
But you own to go through a local, independent agent surrounded by order to capture this.
I would recommend you talk to a local independent insurance agent roughly speaking securing this coverage for your business. They can probably get you several quotes but the benefit of using an agent is their faculty to explain the coverages you are buying and answering any questions you might enjoy. As far as price it will depend on your exposures and the company that ends up quoting it. Liability is sometimes quoted with a 'per claim' or 'per occurrence' deductible. Good Luck!
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Answers: It doesn't matter - you can't buy it directly, and not adjectives companies will write in adjectives states.
In order to get hold of professional liability, you'll need nonspecific liability in place. I'd guestimate near one table and one masseusse, you'll be paying about $2,000 a year, combined.
But you own to go through a local, independent agent surrounded by order to capture this.
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I would recommend you talk to a local independent insurance agent roughly speaking securing this coverage for your business. They can probably get you several quotes but the benefit of using an agent is their faculty to explain the coverages you are buying and answering any questions you might enjoy. As far as price it will depend on your exposures and the company that ends up quoting it. Liability is sometimes quoted with a 'per claim' or 'per occurrence' deductible. Good Luck!
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