Who needs to obtain insurance coverage, the owner of the pool or the owner of the land, or both? Since the pool belongs to her, we are thinking she wants the insurance incase the pool breaks or whatever. What going on for liability coverage? Anyone know?
Answers: So, you're saying that your friend is spending thousands of dollars to restore her landlord's property? That makes no sense. Nevertheless, they both entail liability insurance. The landlord should own a policy that insures the house and other structures on the property, plus it will have liability insurance, too. The renter should own a renter's policy which will have liability insurance to cover the renter. If someone get injured in the pool, they could markedly well both be sued.
Both want to get the coverage. Both can be sued.
She wishes a renter's policy, she might specifically have to rota the pool under "other structures", but she requests to have an agent explain exactly what is covered - Oh, the pool liner broke, or the pool wall collapsed, there isn't any coverage for the pool itself. The renters policy includes liability, AND the coverage for her stuff.
The tenant likely already have liability coverage - having the pool won't adjust that.
i assume she is installing an above ground pool. she needs to construct sure her renters insurance coverage will include not only sabotage to her property if the pool breaks but also the liability coverage. since she has her landlords authority to do this, he knows she is doing it and he also should be sure he notify HIS insurance company that there is presently a pool on his premises.
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Answers: So, you're saying that your friend is spending thousands of dollars to restore her landlord's property? That makes no sense. Nevertheless, they both entail liability insurance. The landlord should own a policy that insures the house and other structures on the property, plus it will have liability insurance, too. The renter should own a renter's policy which will have liability insurance to cover the renter. If someone get injured in the pool, they could markedly well both be sued.
Both want to get the coverage. Both can be sued.
She wishes a renter's policy, she might specifically have to rota the pool under "other structures", but she requests to have an agent explain exactly what is covered - Oh, the pool liner broke, or the pool wall collapsed, there isn't any coverage for the pool itself. The renters policy includes liability, AND the coverage for her stuff.
The tenant likely already have liability coverage - having the pool won't adjust that.
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i assume she is installing an above ground pool. she needs to construct sure her renters insurance coverage will include not only sabotage to her property if the pool breaks but also the liability coverage. since she has her landlords authority to do this, he knows she is doing it and he also should be sure he notify HIS insurance company that there is presently a pool on his premises.
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