I have a tooth explicitly hurting badly and wishes a root canal or an extraction. I go to a dental center for a free consultation and got x-rays and a prescription. A few days latter I talked to my dad and he told me he could provide me near dental and health insurance. So my sound out is, once he adds me to his preexisting plan, will they cover my root waterway, or will they know about me going to this free consultation and deem it a preexisting condition?
Answers: Report thjis condition formerly you get your policy if you don't afterwards it will be fraud which means alot of trouble. Many times if you own a preexisitng they will not cover your for a certain time interval then coverage will start off.
Depends on his plan. If it's individual, there are long waiting period, and the coverage is pretty crappy. If it's a group plan, well, the coverage still isn't so hot.
As long as you don't expect to hold more than half of this salaried for you, you won't be surprised.
idk Just like medical insurance, your dental insurance may not cover conditions that existed previously you enrolled within the plan.
Some plans do offer that. For example, this is quoted from dental4less.com:
"This plan have several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a lenient to receive immediate coverage for work in need meeting any waiting spell requirements."
You will need to ask and confirm beside your dentist whether his plan will cover your root canal or deem it as preexisting condition.
Hope you seize better soon. Take care.
Best regard,
Chokyi Ooi
Read more dental insurance related articles (a)
http://insurance.chokyi.com
Resolved Questions:
What are some of the fastest growing job within the insurance marketplace?
How Can My Insurance Company do this!!?!!?
Can someone explain how HIPPA (Health Insurance Portability & Accountability Act) works?
Expired Health Insurance?
Insurance companies?
Will i loose job loss if i find terminated?
Answers: Report thjis condition formerly you get your policy if you don't afterwards it will be fraud which means alot of trouble. Many times if you own a preexisitng they will not cover your for a certain time interval then coverage will start off.
How do you share someone you love that you are dying?
Depends on his plan. If it's individual, there are long waiting period, and the coverage is pretty crappy. If it's a group plan, well, the coverage still isn't so hot.
As long as you don't expect to hold more than half of this salaried for you, you won't be surprised.
idk Just like medical insurance, your dental insurance may not cover conditions that existed previously you enrolled within the plan.
Some plans do offer that. For example, this is quoted from dental4less.com:
"This plan have several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a lenient to receive immediate coverage for work in need meeting any waiting spell requirements."
You will need to ask and confirm beside your dentist whether his plan will cover your root canal or deem it as preexisting condition.
Hope you seize better soon. Take care.
Best regard,
Chokyi Ooi
Read more dental insurance related articles (a)
http://insurance.chokyi.com
Resolved Questions: