Questions Regarding Private Health Insurance?

1. What exactly is 'excess'? When would you have to salary this?

2. If I apply for health insurance as a single womanly (in other words - do not apply for couples or family insurance), would that still be allowed? I purposely only want to insure myself and not a soul else in the domestic even though I am married and have a child. Would I be commiting insurance fraud, or can I be in motion ahead with the policy?

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Answers:   Excess is basicly a co - compensation which health funds very soon ask for. ( which I disagree with as I dream up we pay far too much for our strength insurance). You pay for this prior to going into hospital together next to your health fund details to the hospital.

I am powerless to answer question 2 but why would you not insure your in one piece family especially if you own children!

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i work in insurance surrounded by australia. unfortunately, i don't work for a condition insurer - but an excess in insurance language, means the amount YOU contribute towards any claim you sort. an excess is usually either monetary ($$$$) or time base.

2. I'm really not sure if you could or couldn't. best bet is to call whichever company ( ps try iselect.com.au for the best promise on health insurance ) and ask them broad questions. i can't see any common sense why you couldn't simply cover yourself, even if you are married / have kids etc, but as up to that time, i don't work in condition insurance.

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Excess what? That's not clear. But you certainly can purchase insurance on yourself and not the complete family. I don't agree next to that decision if they don't enjoy coverage, but you're certainly entitled to do so.

Jeff

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Perhaps You may google it first ,however, if you close to some direct resource ,here might be your choosing.http://health-insurance.expert-tip.info/... Yes, you can get insurance covering solely yourself. Don't know what you mean by "excess".

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