Re medicare. home state= ny. i hold private insurance. why is my private insurance inferior to medicare?

Do you assume this is a pious price for vehicle insurance?



Answers:   There are specific coordination of benefit rules for Medicare that are set by CMS (the federal agency that administers Medicare)...those rules apply to adjectives Medicare enrollees across the board.

If you are retired, Medicare will always be primary to your private insurance.

There are solitary certain circumstances where on earth a private plan would be primary over Medicare. (For example, if you are employed at a company with more than 20 force, your employer's plan would be primary over Medicare.)

To see all of the Medicare coordination of benefits rules, look at the table surrounded by this link: http://www.idfpr.com/DOI/HealthInsurance... (Don't be thrown sour by the fact that the connection is from the Illinois Dept of Insurance - the Medicare COB rules are set by the federal gov't and are the same within every state.)

Is here a insuance company that i can capture some time insurance on my father who have preexisting conditon?


When you turn 65 most private insurance companies require you to get Medicare A which usually does not cost you anything since you enjoy paid into the system your full life. Medicare A is for hospital insurance. Your private insurance picks up for the doctor visit and other medical expenses. Be sure to get a memorandum of cancellation from your insurance carter if you ever do decide to seize Medicare B when you retire. For more information visit:
http://www.nymedicare.org Because once Medicare kick in, it's other the primary insurance. That's just how it works.

I am a strange insurance agent. What tools are available to backing me souk myself online?


Because that's how it works, everywhere.

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