One car parked outside my house, get sideswiped earlier this year and unsurprisingly, I had no conception who (middle of the night hit and run). I made a claim against the insurance to fix it, and they completed up paying out about $750.
My OTHER coup¨¦ had impossible to tell apart thing come up to it yesterday morning (I found out when I went to walk to work) so I got an estimate at lunch and it's gonna be at tiniest $2500 to repair THIS damage (at the insurance companie's preferred shop).
No suspects, no witnesses, nobody to point the finger at.
$250 deductible I can oversee to scrape together, but ... will my insurance company (Nationwide) ramble my rates, and if they do is it likely to be "a little" or "a LOT"? I've have them for four years, I have mediocre credit but a spotless driving account, and now TWO "no fault" claims within 2008 ... I haven't called them all the same to report it, but I probably need to TODAY if I am going to ...
Answers: Yep, down in the dumps but true, two no faults indicates you're a difficult hazard - more at risk for a third hit and run, while parked, for anything reason. Likely, because it's alike idiot going home every time.
Anyway, you will likely see a rate increase over this. And if you try to shop your insurance out, you might receive some declinations, over two no faults.
Yes they will increase your rates if they don't establish to cancel your policy. Sorry it's disheartened but true. good luck. My sister is an insurance agent for vehicle insurance. My car be also hit and I have never hit anyone else. My sports car was totaled and it be brand new newly off the lot. 0 miles when I bought it. Had it for 2 months, be on my way to work and a stopped at a reading light when a girl came around the corner, near wet icy roads and hit me. I be first at the light. My sports car was so smashed, I couldn't' believe it. She get sited, I got my sports car "fixed" because it was brand unsullied and the insurance didn't want to pay for a unsullied one so I had to hold it fixed where they considered necessary it done and guess what? My rates went up for 5 yrs. after went final down I was super pissed past its sell-by date about that. It wasn't my show disapproval and I get "punished" if you will. I hope this doesn't crop up to you. Good luck
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My OTHER coup¨¦ had impossible to tell apart thing come up to it yesterday morning (I found out when I went to walk to work) so I got an estimate at lunch and it's gonna be at tiniest $2500 to repair THIS damage (at the insurance companie's preferred shop).
No suspects, no witnesses, nobody to point the finger at.
$250 deductible I can oversee to scrape together, but ... will my insurance company (Nationwide) ramble my rates, and if they do is it likely to be "a little" or "a LOT"? I've have them for four years, I have mediocre credit but a spotless driving account, and now TWO "no fault" claims within 2008 ... I haven't called them all the same to report it, but I probably need to TODAY if I am going to ...
Answers: Yep, down in the dumps but true, two no faults indicates you're a difficult hazard - more at risk for a third hit and run, while parked, for anything reason. Likely, because it's alike idiot going home every time.
Anyway, you will likely see a rate increase over this. And if you try to shop your insurance out, you might receive some declinations, over two no faults.
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Yes they will increase your rates if they don't establish to cancel your policy. Sorry it's disheartened but true. good luck. My sister is an insurance agent for vehicle insurance. My car be also hit and I have never hit anyone else. My sports car was totaled and it be brand new newly off the lot. 0 miles when I bought it. Had it for 2 months, be on my way to work and a stopped at a reading light when a girl came around the corner, near wet icy roads and hit me. I be first at the light. My sports car was so smashed, I couldn't' believe it. She get sited, I got my sports car "fixed" because it was brand unsullied and the insurance didn't want to pay for a unsullied one so I had to hold it fixed where they considered necessary it done and guess what? My rates went up for 5 yrs. after went final down I was super pissed past its sell-by date about that. It wasn't my show disapproval and I get "punished" if you will. I hope this doesn't crop up to you. Good luck
Resolved Questions: