We are going to be holding a Bible study in our communitys clubhouse and be told we need Liability insurance.When doing a explore online for it, I only come up beside either business ( we are not a business, purely a group of people) or I come up with sports car..Any ideas of the exact entitle I should be searching online near?
Thanks and God bless ;0)
Answers: If you have a condo owners or a renters policy, after you also have personal liability insurance on that same policy. I would check near your agent to see if that liability insurance will cover you if you host a gathering contained by the club house. It is not a business so I don't agree that you need commercial nonspecific liability insurance. You probably already have what you involve.
Your community club house should already have liability insurance. I do admin a condo community that has a clubhouse, the residents own bible study groups, different games, cards, etc. They already pay liability insurance through their monthly association duty. I would first make sure they are not trying to craft you pay it twice.
It seem like you could also be covered by your church's liability insurance.
Try probing "insurance for non-profit groups"
This is a commercial liability policy, unless your church would let you use their insurance for this bible study, you'll enjoy to buy a "cgl" policy. It will probably run you around $750 a year.
That's why most people do bible studies surrounded by their home, or the church will lend you a room for free.
I know you aren't a business, but it's going to be categorized that way. You will have need of to contact your local agent for a General Liability policy.
It shouldn't cost much and will protect you if anything should happen. Having the coverage spill out under a commercial entity can be confusing, but it is correct.
General Liability; and it is categorized beneath business because you are not taking out a policy for personal usage. business
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Thanks and God bless ;0)
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Answers: If you have a condo owners or a renters policy, after you also have personal liability insurance on that same policy. I would check near your agent to see if that liability insurance will cover you if you host a gathering contained by the club house. It is not a business so I don't agree that you need commercial nonspecific liability insurance. You probably already have what you involve.
Can I enjoy more than one home insurance? If yes, what is the procedure?
Your community club house should already have liability insurance. I do admin a condo community that has a clubhouse, the residents own bible study groups, different games, cards, etc. They already pay liability insurance through their monthly association duty. I would first make sure they are not trying to craft you pay it twice.
It seem like you could also be covered by your church's liability insurance.
Try probing "insurance for non-profit groups"
Injured at work and toe be removed?
This is a commercial liability policy, unless your church would let you use their insurance for this bible study, you'll enjoy to buy a "cgl" policy. It will probably run you around $750 a year.
That's why most people do bible studies surrounded by their home, or the church will lend you a room for free.
I know you aren't a business, but it's going to be categorized that way. You will have need of to contact your local agent for a General Liability policy.
It shouldn't cost much and will protect you if anything should happen. Having the coverage spill out under a commercial entity can be confusing, but it is correct.
General Liability; and it is categorized beneath business because you are not taking out a policy for personal usage. business
Resolved Questions: