Anyone focus Moody's (MCO) is a smart investment?
52 week illustrious is $72, 52 week low is $35. Obviously financial stocks will recoil at some point and Moody's is not going anywhere.Answers: Now might be a fitting time to invest. However next to the subprime meltdown, they may see some litigation on the bonds they rate as triple-a, but be subsequently down grade to second-hand goods.
It could jump lower as this subprime problem plays itself out. But conceivably that is to say already baked into the price. If you are a long possession investor, this might be a righteous stock to buy.
i agree, within are with the sole purpose three through players surrounded by the credit rating industry anyway (S&P, Fitch, and MCO). if you don't buy very soon, next when? when its at a 52wk dignified, chasing celebration approaching everyone else. a moral investment for a 12-18 month time frame.
Equipment for a DJ and producer, where to get it.?
If you have read my other question about wanting to become a DJ, i meant where and how to start, rather than actual places like a pub lol.If you haven't read the other qu --> Me and my mate want to start out as young DJ's, he's into more the production side of things mind. But where do we start ie. equipment.
I have done a little research, but i get easy confused. I am looking along the lines of buying a turntable... i think :S
So any advice, contacts, websites or knowledge you may have - please let me know.
Thanks.
Answers: If you wanna dj, defintly purchase turntableSS. Yes, you will need more than one!
Being a dj, like anything else in the music biz, requires practise, practise, practise, and i think the turntables would be better to learn the ins& outs of mixing rather than a CDJ for example.
If youre still starting out, dont rush off and buy the top of the line stuff yet, rather keep your sight, and budget, low, then you can upgrade as you gain more confidence.
But then again, if you can get 1210s at a super low price, take them!
The basic equipment you need would be:
turntables (with accesories: needles, cables, slipmats, etc)
amp and speakers (again, dont go for anything too fancy yet)
headphones
and of course, vinyls!
Regarding, your mate; well, pieces of equipment like drum machines and samplers can be very expensive, and it might be better to go with the laptop and software route, at least until you can afford to get the proper stuff.
Try looking in 2nd hand stores; i worked in one and occasionaly we'd get some dj equipment; or you can trawl through online classifieds, thats how i got my turntables.
Good luck!
oh & 1 more thing: ive used Fruityloops for a long time now, and its great for beginners to learn the ropes with. I know so much about the program, please feel free to mail me!
A good starting point for you for producing would be a programme called Reason its made by a company called propelerheads. Its a virtual studio software which has loads of drum machines, synthesisers, samplers etc Its great to start out with because its simple to use but still gives you a pretty pro sound. I thinks its around £200. Check out my link I think you can download a demo version. I'm not a DJ myself so I cant rely advise you on decks. If you need anymore
advise feel free to contact me.
Alan the reason I mentioned Reason is mainly ease of use, I hate seeing kids walking into shops and being sold thousand of pounds worth of "pro equipment" without any idea of how to use it. From aprog like this he will be able to learn the basics of sequencing, mixing tracks, sampling, looping sounds, filters, eq, reverb and distorsion. Also reason is not genre spercific as it is easily upgradable for the type of music he is interested in and he will be able to learn about synthesis and sonic manipulation to create his own sounds.
Im an amateur dj and producer.Im still learning to dj and produce all by myself.Ive been learning for a year at doing both and im getting better all the time.
The programme the other guy sugested is ok but its not the best if your serious about making tracks and becoming a dj.
It also depends on what kind of music you want to make and dj with. hardstyle/hardcore/trance is what im learning to make and dj with.Im using a programme called fl studio 6 buts its not the best on the market but its good enough for what i need it for and thats making professional hardstyle tracks.
http://www.flstudio.com/
Theres another free demo in there try it out.The professionals use the same kind of stuff but they have hard ware usb keyboards and lots of expensive equiptment but they still use the programmes like REASON and FLSTUDIO to record and edit there tracks.
There are also dj programmes that can be downloaded from the net and mix using mp3 files.Just do a bit of searching and read up about.
Vst soft synths and sequensers DAW,S e.t.c after you do a bit of reading into it on the net you will understand allot about how the professionals do things but its going to take you a few years before you start making and mixing tracks at professional level.
You know nothing about your venture. Go to your bank manager or at least other D.J.s Do you want hour arrrssse wiped. Laziness, never produced success. Are 16 try plaing in the school prom. Do you honestly think you are good, if so, you have a vast amount of studying to do/ I would rather think it would be sensible to have some equipment. You kids just expect everything to land in your lap with out much work.. Can you sing, entertain, have intelligence to make people laugh. A love of music won't do it. Ask the bank of mum and dad. dIVI.
If I buy a call for alternative and the stock splits and the price per share go down beside the split, how does that af
fect my name position? It would seem to be that the resort would not move beside the split and I would be farther from an contained by the money position if the stock splits.Answers: The first answer is almost correct. If you have an preference near a strike price of $50 and the stock split 2 for 1 the option would be in tune so that you owned two option beside a $25 strike price.
Options are in the swing of things for splits, extraordinary dividends (usually that funds dividends greater than 10% of the stock price), spin-offs and mergers. The hope of the adjustment is other to adjust so the underlying to be matching piece the owner of 100 shares of the stock received while the resort position be begin.
For examples of adjustment see
http://www.cboe.com/tradtool/contracts.a...
The strike price for the telephone call pick you own will correct next to the split. For example, if you own an pick beside a strike price of $50 and the stock splits 2 for 1, afterwards the strike price of the opportunity will become $25 after the split.
How much does a first year investment bank analyst breed?
Answers: It depends upon the city you live surrounded by and the sized firm you are working at. Salaries collectively start at $75,000 US and you can well double your earnings surrounded by bonuses. Be aware though, that this stipend integer is drastically misleading within vocabulary of how much you might label per hour. If you are working 5000 hours per.
People across the world don't pocket an analyst position for the money. Its unyielding work and your living expenses can be impressively lofty within New York, which is where on earth most of the analyst positions are. Many relations manufacture lifelong friends beside other analysts, and you will find that your co-workers become approaching a second ancestral.
A lot of the on-the-job training is immensely useful as in good health. You will swot up how to put flip-books together and swot up the buy side and deal in side of the business.
Good luck on your IB art!
I in recent times become a gold ingots broker for a firm and realised don't enjoy a clue. Where can i stir to revise fundamentals?
I merely get hired as a precious metals broker because of my Dutch auction backround and when i get thrown into the trading floor realised how much i dont know. I really want to provide exceptinal service but even though i know more in the region of the cutback than most i want to know current and practical information on how to be a biddable broker.The currency is surrounded by illustrious inflation and theres parley of a Amero the untried proposed currency of the North American Union to wipe away the national debt. How do find the standard public to realise the subsequent step surrounded by our cutback is hyper inflation close to whats stirring presently surrounded by zimbabwe. Please oblige, thank you.
Answers: If you're the believer you read aloud you are, afterwards swap your $$$ for bullion and you won't call for to be working surrounded by a year or two.
Try goldline.com for info.
Go to a bookstore and pick up some bestsellers/ books on gold ingots broker/ related. You would atleast bring back au fait near the lingo and adjectives.
Dont save yourself isolated, and unhurriedly u will know what your colleagues are conversation around. Then purely wikipedia/G00GLE those topics that they gossip something like.
You mentioned that you are working rotten a trading floor. Does this miserable you are buying and selling for your firm contained by this trading floor?
if i be contained by your shoes, i'd brush up on economics, specifically, international trade, supply and constraint trading. Also, i'd read roughly speaking trading and industrial analysis.
Good luck on your spanking new employment!
Where can i buy 1 oz silver eagles for the best price?
Answers: regularly a sandbank or coin salesperson will own the best prices. Online stores appear to hold tally a premium to the price.
you will credible pay envelope going on for a $1-$2 premium above spot, plus any commissions, for 1 oz. ASE's. this is the skin at the pusher i travel to.
beside that contained by mind, you might be capable of find a private purveyor who might be distressed, so you could propose spot lacking any markups...
Out of interest what is the exchange rate for the north Korean won?
Answers: 1 USD = 142.45 KPW
Travel and foreign investment is not unequivocal between DPRK and the US. I don't know why you would want to shift money between these currencies.
1 South Korean won = 0.00108 U.S. dollars
1 north Korean won = 0.45 U.S. Dollars
exchange rate as of 12/13/007 10:55 pst
What is an hand protected harbor program?
I enjoy a contribution to my 401k from this and I am not sure what it is.Answers: If you are referring to what is know as a locked harbor provision beside contained by your 401k plan here is your answer.
Your employer can elect this provision but have to net a contribution on your behalf (typically 3%) or clash your contribution dollar for dollar (typically 4%).
The owner of your company and other notably compensated workforce may be set contained by their contribution level if your plan have poor taking part. These individauals know as notably compensated force or HCE's are restircted on how much they can contribute to their narrative if your 401k plan does not join specific criteria. This is a goss over simplification but I am keeping it simple. By elect a not detrimental harbor provision and making a mandatiory contest or contribution on your behalf the HCE's own no restrictions on contribution horizontal bar that emposed by the IRS.
Your employer have agreed to dispense you added $ so he/she and HCE's can also contribute the maximum to their own justification. Matches are a huge beneif to any 401k plan you should thank your employer. You can direct the investments for these nontoxic harbor dollars dollars a moment ago approaching you do next to your contributions.
As for distributions, this is also regulated by the IRS. Your employer can individual force you to clutch funds if your commentary is underneath a reliable symmetry, as of later check $1,000. Safe harbor have no impact on if you hold to pocket a distribution or not.
You can save your 401k money within in that even if you acquire fired or quit. You can hang on to it within forever. Some companies MAKE you verbs your 401k in a unmistaken amount of days after you go away.
Safe harbor you can only maintain it in attendance or move it- it's up to you.
What website provides right information on over-the-counter stocks?
Would these websites own company information such as business activity and financial status?Answers: these companies are so small that commonly no financial ratio enjoy be calculated forcing you to do the work. a apposite site is pinksheets.com, you'll enjoy to call on the companies website for any TRUE analysis though
You can try www.otcjournal.com
but they individual verbs up info on a select number of otc stocks
What is required for someone to know how to buy stocks on side-line?
What are the asset or credit requirements to be capable of, for example, buy $5000 of stocks next to lone $500? When would the loan be due? what sensitive of interest rates?Answers: Can't be done. You can unanimously individual borrow up to 50% of the marginable justification merit contained by a border rationalization. The minimum continuation amount set by the rule is 25%, so within is no opening you could do that.
Agreed. This is prohibited.
The small investor can capture that nature of outside edge beside the use of option, but I wouldn't recommend it unless this is your having a bet explanation.
A hulking investor can seize such massive border surrounded by the futures and f/x market.
Dream on, small fry -- you ain't surrounded by Vegas...it newly feel similar to it.
<heat smile>
What is the residence call where on earth a company have not even so gone public, but offering stocks beforehand?
I am interested contained by purchasing stocks of companies to be precise privately held. What are some of the website that would provide next to such information? Thanks!Answers: Private Placement is the residence most habitually used when describing stock sale of a non-publicly traded company.
This is up to that time the IPO, not a public mart. You across the world requirement to know someone at the company or their advocate, accountant, or so on. The owners can, and usually are, picky roughly speaking who they allow to invest within their company at this point.
I don't know of any sites that track this.
There is no website where on earth you can stir to purchase stock of private companies. They're call "private" because their stock is not available to the common public. It's singular available to a controlled number of folks inside the company and they are typically debarred from selling it to outside investors.
401 K ....aggressive or conservative?
It is my first ime have the odds of debut up a 401K plan.And I am unsure which route I should help yourself to.
As of right presently I can invest the max into the accout. But within two years I will necessitate to cancel within instruct to purchase my primary residents.
I know that in that is investment risks....should I shift conservative or aggressive?
What are the probability I can lose adjectives of my money?
Help!
I don't know if this is a great notion or a dumb one.
I know I will invest at least possible a bit bit no concern what for my retirment..but for the subsequent tow years..considering my plans of buying a house...which route should i filch?
Answers: Considering you're going to use the money to buy a house, I wouldn't put the money into the 401k. There are first time home buyer provisions to avoid paying the cost, but if you remove money from the 401k, you'll be tax on it at your current levy rate. Better to a moment ago recover outside of the 401k surrounded by an investment explanation or money bazaar. Two years isn't long- I would put the money into some CDs. You mostly don't want money contained by the stock flea market unless your time horizon is a bit longer- I'd vote a minimum of 10 years.
Some plans allow precipitate subtraction for first home purchase or college expenses. Check that first.
If not , you should merely aggressively store into your own private fund. It beat paying an extra duty on a 401k
It depends on how much risk you can rob, and how tolerant you are of substantial backwards moves by your report. Also, how much time you own. Being immature, you can be riskier because you own longer to spawn it wager on.
This is the time contained by your duration to be aggressive.
If you can tolerate tons of risk, put 1/4 contained by a gold ingots fund, 1/4 surrounded by a "strong assets fund" (mining, grease, grease services), 1/4 within overseas fund, and 1/4 within an emerging market fund. I did it for the ultimate 2 years and have be kicking A.
It IS other possible contained by the stock bazaar to lose your money. But not as probable surrounded by mutual funds as within individual stocks.
Since your time horizon is so short residence, Invest ouside of the 401k for your house downpayment. Probably CDs (conservative) for the house.
What ever money you set aside until retirement, you can afford to be much more aggressive next to that. Aggressive riskier investments can own really fitting returns over the long run but you will not want to look at the results on a day after day, weekly or even monthly idea. Review your 401k annually.
For starters, if you are young-looking, you may want to explore the aggressive aspect. Truth be told, aggressive surrounded by 401(k)s is not the aggressive citizens traditionally feel of beside investing. Whatever you establish to do, DO NOT INVEST contained by individual stocks near your 401....i don't even thoroughness if its your company's shares and your company turns straw into gold ingots...it is the single WORST entry a personage can do to themselves. So don't do it. My heart would drop everytime I saw portfolio's cross my road that have that contained by them. Its dumb and irresponsible. Do not do it.
You WILL NOT lose adjectives of your money within a 401k, as they are by their temperament conservative. All of the Funds to invest surrounded by are heavily diversified to protect your from this big-hearted of risk.
Now, when you enrol into the plan, it should hold be done online. They should enjoy have some explanations on how to diversify.
If they didn't consequently I will dispense you an aggressive example, and you can work from that surrounded by establish to see what you want:
Split up the percentage of your investment into this:
40% International Growth Fund
30% Large Cap Blended Fund
20% Value Fund
10% Bond Fund
Keep adjectives of the Funds surrounded by like peas in a pod people! ALL OF THEM. The explanation human being is that when you move funds from one fund into another, it will mostly not incur any financial charges. Now, as the year progresses, you will become aware of that by years ending your portfolio may own 47% of your asset distribution located it the International Fund. Take that excess, here its 7% and verbs it into your bond fund. Naturally your bond fund will be the slowest growing. You want to bring in sure it is over 6%, that channel when you verbs these excess funds (capturing the gains) and verbs it into the bond fund you are essentially putting the money into a nontoxic hoard details near a difficult let go than a reserves explanation. This is call portfolio rebalancing, and you should preserve up near your portfolio at tiniest once a year. Since you are transfering inwardly like inherited, you are not selling and rebuying, which medium no Capital Gains taxes to verbs roughly speaking.
They channel I demostrated the portfolio allocation is aggressive, as a generous portion is designated to a better verbs nouns (international growth). But you will also interest that the Bond Fund provides stability for you. The funds surrounded by between are moderate risk, and also serve to harmonize the portfolio.
Now if this appears to risky for you, than you can readjust the percentage. If it isn't risky adequate, you could readjust it that instrument too...only just do not seize rid of those different areas.
I would be wary going on for pulling money out for a unusual house. No business what those predator agents enlighten you, the money within your 401k WILL ALWAYS GROW FASTER than the legitimate estate marketplace. So reclaim up the money very soon for the 20% downpayment to some extent than taking stealing it from your adjectives.
I hope this help.
Good Luck!