What stock charts do you find to be the most reliable?
what charts do you find to be the best indicators of how the stock will do within short, environment or long permanent status. Thanks.Answers: For a sudden stock chart I resembling to use G00GLE Finance.
http://finance.G00GLE.com/finance
For a more in-depth chart I really soak up Big Charts.
http://www.bigcharts.com
Big charts is great because it allows you to chart abundantly of different things along beside the P/E ratio. A P/E chart is impressively meaningful contained by determining the merit of a stock. This article discussions in the region of the necessity of using a P/E chart
http://www.marketflavor.com/blog/2007/04...
It's simple: s.t. charts for s.t. see and l.t. charts for l.t. ceremony.
It does not business what TYPE of chart you use - it's how reliable your judgement of it is.
I use on a daily basis and weekly charts on investors.com and longer residence charts where they are free.
Bond Question, Semiannual Interest?
Suppose that five years ago Cisco Systems sold a 15 year bond issue that have a 1000$ par effectiveness and a 7 percent coupon rate. Interest is remunerated semiannually.If the going interest rate have risen to 10%, at what price would the bonds be selling today?
This is what I've be plugging surrounded by:
N = 10
I/Y = 10
PMT = 70
FV = 1000
What should I be doing differently?
I hold but to carry a angelic answer, please report to me what I should be plugging within. Also, do I necessitate to set my calculator to wages semiannual interest? How do I do that?
Answers: you don't requirement to set anything on your calculator. Semiannual contribution simply way that you enjoy 15 yrs x 2 period =30 , 7%/2 =3.5 % coupon rate at a 10%/2 =5% discount rate. remember that adjectives it process is that interest is compounded twice a year, but the stated interest rate is annualized.
Hope this help
What does concede show?
For example, 500 index fund. 1 year: 14.43% 5 year: 13.73%...what does the abandon expect?Answers: Yield refers singular to the network INCOME portion of the return (dividends & interest) stated as a percentage of the share price. The numbers you cite for the S&P 500 fund would be TOTAL RETURN, which is abandon plus possessions appreciation. The current abandon for an S&P 500 index fund is around 1.6%.
Its the percentage increase surrounded by the index for those time period, or the total return on investment.
Where can i flog my pennies prior to 1982 for more than 1 cent?
where on earth can i put on the market my pennies prior to 1982 for more than 1 cent? i hold researched and found out that pennies prior to 1982 be made out of copper and are acutally worth 3 cents, i hold atleast a thousand pennies prior to 1982 (alot of them are 1960s), is near any place i should walk to contained by command to vend my pennies for atleast 3 cents respectively? does any such place exist? i live contained by california.Answers: If you could provide your pennies for more than obverse plus, don't you believe the U.S. mint would hold pulled out of circulation adjectives copper pennies , I've hear of silver mortal bought and sold by weightiness but I believe law prohibit the public melt down u.s. coins.
If you hold wheat pennies from in the past 1959 I believe near are coin dealer that might take-home pay 3 cents respectively , but it won't be for the copper content , newly the emergency by coin collectors.
Excellent put somebody through the mill by the track , I hope you procure some smart answers.
The metal expediency of a pre 1982 penny is going on for 2.3 cents using Kitco LME prices.
No one is paying a premium for them at this time and it is unsanctioned at this time to soften them. If you intend to enterprise criminally the profit would plausible not cover the activeness cost to de-ice them surrounded by a small degree operation.
That self said it does product sense to amass them because given inflation the penny will plausible become non-operational as soon as 2010 unless in attendance is a push to create them from cheaper materials resembling zinc coated steel or aluminum.
shaving courtyard
Is gold/silver a righteous investment?
Answers: gold ingots will other enjoy spigot, but silver is not worth profoundly and is unfamiliar contained by trading, so not a dutiful buy.
You will engender more money within a compact disc rolling it over ever year if you buy one for respectively week you work at the rate of 125.00 a week. it returns roughly speaking 2500.00 a month contained by within interest to you within 20 years.
they're both have a tremendous bull run, so my guess would be that the big opportunity within them is chronological.
the theory is to buy low and go big. buying elevated and selling better single works as long as in attendance are buyers surrounded by the adjectives at the high price -- lots of physical estate speculators are currently relearning this lesson.
There is a much larger amount of silver than gold ingots. That make it harder for silver to cornered and monopolized. On that write down I would dance for silver.
Just my thoughts though.. :)
The short answer is no.
Gold and silver are primarily hedging tools import their used by companies and investors as a form of insurance within times of down market. The just times it took bad be surrounded by the untimely 80's when the Hunt brothers tried to corner the marketplace which be criminal, and not long within response to intercontinental concern beside grease and gas. Over the long possession gold ingots and silver follow inflation and are not to be used as investments on their own but contained by combination beside other investment tools. Professional commodities traders can manufacture correct money dealing surrounded by gold ingots and silver but they are working next to tens of millions of dollars at a time.
The best example to illustrate gold ingots and silver is:
1oz of gold ingots, 100 years ago, bought you a really correct suit. 1oz of gold ingots today buys you a really polite suit.
They commonly hold their plus but I deem gold ingots and silver are inflated right presently and will correct put a bet on down to majority inflation rates at which time you would experience a loss.
401k rollover?
I've get some funds (401k) within a company that I no longer work for. I be wondering if I can roll these funds into another 401k plan near my current employer minus any penalty or taxes have to be compensated. I know I can lone contribute $15,500 a year to my current plan and that's why I be wondering if the IRS considers a "rollover" a "contribution" to a plan.Thanks
Answers: Yes, you can roll them over into another retirement vehicle resembling your employer's 401k or an IRA in need cost. You enjoy to pay envelope a cost on the funds you annul, not a rollover. However, you enjoy a constrained amount of time to do it. I'm not sure but I reflect on it's 60 days. Your mature 401k provider will dispatch you a check for the set off. As long as you deposit the money into another qualified narrative inside the time term, here is no cost. Whether or not you can roll it into your current 401k plan depends on the provider. Check your plan details, but the answer is probably yes.
The $15,500 curb is for 2007. If your total contributions to 401k plans this year is more than $15,500 next you will incur a toll cost. Rollovers from previous years are not counted as contributions towards the $15,500 for this year.
Good luck!
I believe a better route might be an IRA rollover. You can roll the money over into any IRA that you choose. Your choices would otherwise be constrained by the current employer's program.
I did an IRA rollover to T Rowe Price funds. They took attention to detail of everything. It did not cost me anything. It worked out okay for me.
Boy in attendance is deeply of misconceptions out nearby...
You can roll it into your hot 401k and in attendance will be no taxes and penalty if it's a direct rollover. A direct rollover is when the distribution check is made out to the unknown plan fairly than to you. When you riddle out the paperwork for your old-fashioned company product sure you elect the direct rollover preference and provide your brand new company's pet name. The check will be made out resembling this "New Company 401(k) Profit Sharing Plan FBO John Doe" If done this opening afterwards you can't dosh the check.
You solitary hold 60 days to complete the rollover process once the check is cut...not 60 days from the time you set out the company so in that is no rush.
The rollover amount is not considered a 402(g) contribution which is fixed to that $15,500.00. So you can roll it within and contribute up to that amount completely outside of the rollover amount. One point to consider though is that the 402(g) target is a personal one so if you've already contributed $8,000 to your prehistoric company afterwards you'll be predetermined to $7,500 surrounded by your different company's plan. they won't know how much you've put contained by for the year so you are expected to monitor this.
You should roll that over to an annuity. If you live contained by Illinois, I can support you wtih that. email me at makelcw@yah00.com
How is it human being a stock broker?
I be wanting to know how it is anyone a stock broker and what a typical daytime consists of. I know roughly the series 7 and other test needed. I am an accountant right very soon and it get greatly boring. I wonder around the stock broker pedestrian area a bit than the accounting boardwalk.Please be truthful too!
1) Is the opportunity mostly commission?
2) Are you across the world a salesman doing cold call?
3) Are in that dry spells where on earth you don't bring any money home for months?
4) How long did it rob you earlier you gain satisfactory clients to bring surrounded by devout money?
5) What is the average settle for a broker?
6) Any other comments you need to convey me almost?
MI enjoy be successful on the bazaar and when I hold talk to my company's brokers, they own no model what is going on.
Answers: I be a broker for a couple of years. Figure around 1.5 to 2 years to bring back to the point where on earth you can see business walking within the door to see you. You spend your time chitchat to citizens. If they are not stopping by, you hold to name them or stop by. I did 1,000 cold call per year for 3 years and after populace begin stopping contained by and discussion to me first. There can be huge dry spells. You are completely on commission. You may seize draw against adjectives commissions but i.e. ok. There are any successful salesmen or redundant salesmen. No middle ground.
I don't know what the average reward is for a broker today but you want to ask the average for those within the first year, second year, etc. It make a huge difference because plentifully of brokers drop out after three years.
Final comment...THIS IS A SALES JOB. You know the open market, great but you brand your money selling. You hold a huge research department down you near training and time to allocate to finding great investments. Your work is to find qualified buyers and vend the product (the great investments). Also, you will spawn more money selling mututal funds than individual stocks and bonds.
Nortel II Litigation?
Does anybody know the status of the Nortel II settlement? Going through some of my paperwork, I found the post card beside claim number mentioning that they received my claim form. To date, I haven't received anything else. Thanks.Answers: The settlement be pennies on the dollar.
Like if you owned $10,000 contained by stock, you might procure put money on $20-$30.
Stock bazaar blues? I surface approaching crap.?
Alright, so my ending posts be ending week, and I be asking in the order of suggestion near the stock souk. I thought I know what I be doing. I made my first investment on Monday, BBX (bankatlantic bancorp) thinking it be a barter at 7.50 a share. I bought 120 shares. That be on monday. Today, the stock plummeted to 4.72/share at close. I lost roughly 300 bucks. This is in truth the lowest the stock have ever be. It be solely $300, but I get worked up pretty fruitless around it. It made me contemplate, that $300 could enjoy be 3,000, or 30,000 or 300,000...So in a minute I'm second guessing myself as to whether or not I even want to be contained by the souk.The justification I invested within a hill be because, I thought the worst be over, and it be a quibble to carry contained by in a minute.
Should I be second guessing myself, or does everyone mess up at first? What's the most amount of money you've lost? Thanks for your aid.
Answers: Investing surrounded by the stock souk is glorious unpredictable. Experts regularly times brand name bleak investments. You hold to own a diversified portfolio. Most race should stick to no-load low-fee mutual funds.
You haven't a CLUE what you are doing and if you maintain going, you will lose every penny you own contained by the flea market.
I did SERIOUS online trading for 3 years and it be the hardest I own ever worked for the most minuscule money made.
I have a 3 computer setup, adjectives gridiron coupled... I used one computer for doing the actual trades the second computer for computing profit and loss... buy and trade points and the third computer for tracking and archiving the trades for tariff purposes.
I traded over $1 Million dollars a year surrounded by stocks and I traded something like 1000 shares a morning...
I spent every wake hours studying trading... I could do fibinacchi curves within my cranium and I could read candlestick charts approaching a book.
Take my direction... newly turn your money over to a pious broker... and sleep at hours of darkness. Thinking you are going to be a bigtime stock trader resembling they show within the commercials is newly a rushed agency to the poorhouse.
Yeah w/ adjectives the investments available a wall inside the US would be the later, primarily because they still hold losses ahead.
Positive communication though is the stock have gone up slightly within after hour trading, also some bank hold made recent rally. At this time losing more would not be such a big operation, may be capable of ride it out till the stock turns around. Im sure big investment firms dumped the stock and flooded the marketplace. A lot of firms own dropped smaller bank and lately wrote them sour as losses. I would guess w/ the worst report already former, shady clouds but not thunderclouds ahead you may be capable of ride it fund to a small loss or break even in a week.
A bunch of investors only just trade to reinvest contained by companies that will create money therefor reinvenvesting into a company w/ a more positive outlook.
Everyone make mistakes next to their investing. Fortunately it be just a $300 mistake for you.
The first sound out I would ask is do you delight in trading and do you want to do it? If it is your fervour consequently put contained by greatly of studying and run for it.
Investing surrounded by the stocks is not jammy for anyone. Most professionals are not that devout at it and solely remain surrounded by the profession a short extent of time.
If you are going to do this here's a couple of pointers that hold help me:
- Put contained by seriously of hours developing/learning a strategy that make sense to you.
- Once you hold a strategy, paper-trade (don't use solid $) for a few months to testing your strategy and adjust it as expected.
- Be conservative something like your expectations. This is not a return with rich spur-of-the-moment business.
- Use stops whenever you purchase a stock.
- Develop a central reading of logical analysis (support, resistance, volume ..,)
- Beware of financial planners and experts. Most of them are slick salesman more than anything else.
- Make sure that you are solely using a small % of your investment $ until you are extremely comfortable near what you are doing.
- Do not run to any "free" investment dinners, lunches, or any seminar that you see advertise surrounded by investment infomercials.
Hope this help. Good Luck.
A stock selling for conceivably $7.00 at that moment must enjoy be worth $7.00, of late resembling something selling for $100, may be worth that amount. There is a rationale for everything. Banks are down immediately, as you know, due to the credit squeeze. If you still close to bank for the long drag, look into Bank of America, because while you are waiting for capitol appreciation, you will be getting a 5% dividend, more than you can catch surrounded by a mound money narrative.
We swot from our mistakes. Do your homework subsequent time, and never rush into anything.
It can not be said ample investing surrounded by "individual" stocks is an extremely difficult team game to master. This is especially true for someone a moment ago sitting at home doing it leisure.
My direction is to stop by vanguard.com and invest within a "quality" mutual fund or index fund and relish existence.
Do you really want to own to rouse up everyday worrying give or take a few your current stock pick? You do not give the impression of being close to the type of personage who desires that stress surrounded by time.
So call round Vanguard pick a couple competence mutual funds and relax. You will probably come out opening ahead of the team game using this approach as dead set against trying to pick your own stocks.
you in recent times gotta cram buying and selling points. That is volatility dont verbs more or less it hold it keep on for it to come put a bet on provide it and do your research since buying stocks
What is a principle,interest,parenthood?
Answers: you one and only hold these expressions when dealing beside bonds. bonds are a debt instrument used nouns a corporation or cleaning.
Priniple is the amount of the bond
Interest is the amount remunerated by a bond issuer to a bondholder.
Maturity is the time it take for the facade attraction of the bond to salaried within full.
For example, a ten year, ten thousand dollar bond at 5%.
10K is principle, 10 yrs is the maturation period' at it's conclusion (i.e. 10 yrs) the bond have come to later life. And 5 percent is the interst compensated to the bondholder.
Moreover, the first respondant is wrong. loans do not come to old age, they are amortized.
Principal is the amount of the loan
Interest is the allowance charged for anyone competent to borrow the money
Maturity is when the loan is salaried past its sell-by date
Roth ira and reg ira?
What is the difference between Roth IRA and purely reg IRA?Answers: With a traditional ( reg) IRA, the amount you put within is deduct from your " income" for this years income rates...so you're getting a LITTLE break.( you will foot a touch smaller number surrounded by taxes)...and as you repeal the money you THEN money income export tax on it....( Like you have need of more taxes when you're sixty!)
With a ROTH ...you acquire no break presently... but anything you supply to it for years and anything within gain...IS NOT TAXED ... EVER....tax-free income...A GIFT FROM THE GODS !!
Go beside the ROTH...what you are thinking and planning for is the adjectives...that LITTLE tariff break you capture in a minute is nought, nada, fastener, zilch...compared to what TAX FREE INCOME could anticipate to your adjectives!
As little as $ 200. a month would make a payment up to nearly partially a million dollars ...(10% interest...30 years) YOURS...not the government's. ( ...and you are allowed to put twice as much within, I merely used $ 200. as an example)
Get a ROTH, and attain it beside an investment company ( Fidelity, etc) NOT the mound.... if you invest even thoughtfully, you may appendage up near greater than that 10% interest .
ROTH is funded beside after-tax money, but withdrawal come out duty free.
Regular is funded tax-free, but withdrawal are tax.
roth ira you can put i infer 15500 surrounded by a year and you wont catch charged taxes for it when you run to filch it out
reg ira you can put 4000 contained by 07 5000 contained by 08 and when you embezzle it out you will seize tax for it. if you contribute to it, you can claim that money on your taxes at the ending of the year.
roth is better promise within my inference.
http://www.irs.gov/publications/p590/
Is at hand a website where on earth you can see how much money you would enjoy if you have invested within a sure stock?
Is nearby a website where on earth you can see how much money you would hold if you have invested surrounded by a guaranteed stock at reliable time?Like $10,000 investment contained by Microsoft stocks surrounded by 1990 would be worth XXXX amount very soon.
Answers: You can also use the historical prices on Yahoo nouns to see how various shares you could enjoy purchased on a persuaded daytime next to $10,000.
Here is a connect to the historical prices for Microsoft. You can adjust the date as you see fit.
http://finance.yahoo.com/q/hp?a=&b=&c=&d...
Morningstar (www.morningstar.com) will allow you to do a hypothetical projection for stocks. Check it out.