What is the annual budget of NHRC in India.?
Answers: Budgets are proprietary information within the company, revenue/sales projections are different story..
When indian govt is not for lottery, horse racing,why it is not banning shares which is biggest gambling?
Answers: Investing is not necessarily gambling.
Investing in a company enables millions of people everyday to go to work and for the world to enjoy and expand the prosperity we have today.
Think about a bank, they "gamble" every time they give you a loan. They weigh the risk that you will be able to pay them back, price that into the interest rate and invest in *your* future.
None of those other things benefit the world in the same way.
Sure.
What shares do you recommned??
see if we do not wanna b a part of political field and improve situations then there is no need to post questions of politics and giving them bad ....
Please sustain me!terribly clean to mutual fund....?
hi all...i am amazingly new to mutual fund world.and dont know anything roughly it.i want to deposit 50k in mutual fund for charge savings...i own to deposit this amount inorder to save tariff...so please let me know '''1. the best means of access to put in mutual fund
2 the risk factor
3. where do i entail to invest the amount inorder to get best return after three years
4. the best artist in mutual fund world
5, my friends are suggesting me to invest contained by hdfc or SBI , how far is these two doing in mutual fund market
please help me and please do answer my question
thank you very much
Answers: Its Good that u wanna invest but its better to know something like where u r investing...
here is some information in relation to Mutual funds
Mutual Fund means :
A mutual fund is a professionally-managed form of collective investments that pools money from several investors and invests it in stocks, bonds, short-term money open market instruments, and/or other securities. In a mutual fund, the fund manager, who is also agreed as the portfolio manager, trades the fund's underlying securities, realize capital gain or losses, and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. The worth of a share of the mutual fund, known as the web asset value per share (NAV), is calculated on a daily basis based on the total worth of the fund divided by the number of shares currently issued and outstanding.
There are many kind of mutual fund ..which are broadly classified into Open ended funds and closed concluded funds...which again gets classified into growth funds, advantage funds , dividend option etc etc...
Growth fund:
A diversified portfolio of stocks that have capital appreciation as its primary hope, with little or no dividend payouts. Portfolio companies would as a rule consist of companies with above-average growth surrounded by earnings that reinvest their yield into expansion, acquisitions, and/or research and nouns.
Most growth funds offer high potential capital appreciation but usually at above-average risk. Growth funds are more volatile than funds contained by the value and blend category. The companies in a growth fund portfolio are contained by an expansion phase and they are not expected to pay dividends. Investing within growth funds requires a tolerance for risk and a holding period next to a time horizon of five to 10 years
Dividend fund or dividend option surrounded by a fund :
It is a fund in which the dividend earn is returned to you...there are other option like Dividend reinvestment substitute where..the dividend earn by the mutual fund is in turn invested contained by the fund(where more units are bought).
The aim of growth funds is to provide wherewithal appreciation over the medium to long residence. Such schemes generally invest a majority of their corpus in equities. Growth scheme are ideal for investors who enjoy a long-term outlook and are seeking growth over a period of time.
Income Funds
The aim of Income Funds is to provide regular and steady income to investors. Such scheme generally invest surrounded by fixed income securities such as bonds, corporate debentures and Government securities.
Income Funds are ideal for income stability and regular income. Capital appreciation in such funds may be constrained, though risks are typically lower than that in a growth fund.
Balanced Funds
The aim of Balanced Funds is to provide both growth and regular income. Such scheme periodically distribute a part of their earn and invest both in equities and fixed income securities within the proportion indicated in their extend documents. This proportion affects the risks and the returns associated with the perched fund - in luggage equities are allocated a higher proportion, investors would be exposed to risks similar to that of the equity bazaar.
Balanced funds with equal allocation to equities and fixed income securities are just right for investors looking for a combination of income and moderate growth.
Money Market Funds
The aim of Money Market Funds is to provide easy liquidity, preservation of funds and moderate income. These schemes collectively invest in safer short-term instruments such as Treasury Bills, Certificates of Deposit, Commercial Paper and Inter-Bank Call Money. Returns on these scheme may fluctuate depending upon the interest rates prevailing in the marketplace.
These are ideal for corporate and individual investors as a resources to park their surplus funds for short periods.
Tax Saving Schemes
These scheme offer rates rebates to the investors below specific provisions of the Indian Income Tax laws, as the Government offer tax incentives for investment surrounded by specified avenues.
Investments made in Equity Linked Savings Schemes (ELSS) and Pension Schemes are allowed as conclusion under Section 88 of the Indian Income Tax Act, 1961.
Index Schemes
Index Funds attempt to replicate the performing of a particular index such as the BSE Sensex or the NSE S&P CNX 50.
Sectoral Schemes
Sectoral Funds are those which invest exclusively surrounded by specified sector(s) such as FMCG, Information Technology, Pharmaceuticals, etc. These schemes transport higher risk as compared to standard equity schemes as the portfolio is smaller quantity diversified, i.e. restricted to specific sector(s) / industry (ies).
Growth Option
Dividend is not paid-out under a Growth Option and the investor realises with the sole purpose the capital appreciation on the investment (by an increase surrounded by NAV).
Dividend Payout Option
Dividends are paid-out to investors under the Dividend Payout Option. However, the NAV of the mutual fund structure falls to the extent of the dividend payout.
Dividend Re-investment Option
Here the dividend accrued on mutual funds is automatically re-invested surrounded by purchasing additional unit in open-ended funds. In most cases mutual funds proposal the investor an option of collecting dividends or re-investing like.
Retirement Pension Option
Some schemes are associated with retirement income. Individuals participate contained by these options for themselves, and corporates contribute for their employees.
Insurance Option
Certain Mutual Funds proposal schemes that provide insurance cover to investors as an added benefit.
Systematic Investment Plan (SIP)
Here the investor is given the pick of preparing a pre-determined number of post-dated cheques in rather of the fund. The investor is allotted units on a predetermined date specified contained by the offer document at the applicable NAV.
Systematic Withdrawal Plan (SWP)
As unwilling the Systematic Investment Plan, the Systematic Withdrawal Plan allows the investor the facility to withdraw a pre-determined amount / unit from his fund at a pre-determined interval. The investor's units will be redeem at the applicable NAV as on that day.
To suggest you on a fussy avenue of investment and to decide the ration( where on earth to put in how much ..i be determined the investment proportion) it is necessary to know so tons details like your age, income, amount that u can invest, the term that u want to invest , the returns that u expect ..etc etc...
Dont look at mutual funds just for due saving they are really a fundamentally good investment vehicle...
if it is purely for tax positive purpose then i would suggest u the ELSS( Equity related Savings schemes) which will have a lock surrounded by period of 3 years and will administer u the best tax stash and the returns will be moderate in those funds.
as u mentioned Both SBI and HDFC are obedient fund houses...their equity funds are doing decently polite..
But there are better fund houses..
ably u can investigate your self in Money control .com
register near and click on the mutual funds..it will show u all the details of the funds according to their ceremony and it also has the ranking of the fund..u will go and get full details of the fund like the company, the performing, the allocation, portfolio etc etc...
Hope this info was supportive to u
i wish u perfect luck..
Happy investing...!!
Everyone who answers this question should start bad with the certainty that YOU must do research on any fund you are thinking about investing surrounded by. Second, with a timeline of 3 years, a mutual fund might not be the best vehicle for your money perchance money market accounts or CD's.
Tax reserves within mutual funds kinda hints toward a Roth IRA but those duty savings come next to the stipulation that you don't pull out until retirement age in need a giant tax hit.
With adjectives mutual funds there are risks, you should know that 3/4's of adjectives mutual funds fail to measure the S&P 500 over a 5 or 10 year timeline (which is or should be the goal of adjectives mutual funds). Go to morningstar.com to see ratings for any mutual fund you are interested in and to see the style of investment the fund operate under.
Take a look at fund behaviour over the last 10 years as an indicator, not predictor, of how the fund will carry out in the adjectives.
Finally, take a look at your timeline. Mutual funds should be considered when your timeline is around 5-7 years at a minimum.
Visit the following links where on earth you will get detailed information on Mutual Funds. These Links will not merely answer your query, but also facilitate you in decide in which fund to put your money
http://www.moneycontrol.com/mutualfundin...
http://www.valueresearchonline.com
The Best Tax Saving Funds at the moment are SBI Magnum, HDFC Taxsaver, HDFC Long Term Advantage and Franklin Taxgain.
You can apply like directly with the Bank (No have need of to have a Demat Account for the same) or beside the Fund House eg SBI, HDFC, Reliance etc.
Mutual Funds are assosiated with Risks, as they invest their money direcly into flea market. If you choose Equity Diversified, then the risk is more and hence the returns change. You can also opt for Debt Funds, where the risk factor is smaller amount.
In case of Tax Rebates, you enjoy to invest in Tax Saving funds and for that the minimum locking extent is 3 years as per the Govt Policies.