Is it worth investing in Crude Oil Bonds?
Answers: Bonds?
I don't mean to offend, but it is always a good idea to invest in what you know, and your question indicates that you clearly don't understand what you are thinking of investing in. Bonds are debt, where instead of borrowing money from the bank, companies borrow them from the general public and issue bonds in exchange, as IOUs if you wish, stating when they will pay that money back and with what interest.
Clearly there is no such thing as crude oil bonds. You are either referring to oil futures or options or other derivatives tied to oil futures, or to bonds issued by oil companies. Both types are complex securities and, In either case, I suggest spending some time on fundamentals and talking to a financial advisor about your investment goals.
PS Helps if you ask your question right the first time. Saudi bonds are government debt. Governments are less likely to default on their debt obligations, which makes them lower risk investments, which also makes them low-return investment . Again, see points above on identifying your investment goals first.
Coming into a lot of $ need investment input?
Answers: Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfolio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.
If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.
I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.
Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.
If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.
Believing advice you get on runeye.com can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:
http://www.vanguard.com/VGApp/hnw/planni...
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetalloca...
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin...
http://finance.yahoo.com/funds/basics
Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://personal.vanguard.com/VGApp/hnw/...
https://ais2.tiaa-cref.org/cgi-bin/WebOb...
http://www.ifa.com/SurveyNET/index.aspx
Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)
529 plans: http://www.savingforcollege.com
Not sure what a "lot of money" is but first if you have bills pay them.
Make sure you've got $10K in relatively liquid form (like a money market account) for any emergencies.
Got a mortgage? Get rid of it. The "tax benefit" is HIGHLY overrated.
Need any repairs around house? Medical? Car fixes?
Have you sat down with your insurance agent lately to make sure you're well covered with everything you need?
Do you have a will? EVERYONE needs one. Do you have a health care power of attorney? How about a durable financial power of attorney? If you got a lot of bucks now, do it up right with an attorney.
Still got money? Study either investing in the stock market and then do it OR investing in real estate--again, study first.
Still rolling in dough? Why not start a small business and give some folks some decent employment opportunities? Not the business type? Charity.
And yes, those ARE investments--it's about quality of life and not convincing yourself you need a lavish lifestyle. I try to avoid celeb news as it's nearly all sick and twisted, but the point is, those with MILLIONS are among the most miserable, aimless, unhappy people you can find on the planet.
Good luck--watch out for scam artists--that's not charity.
''a lot'' is subjective..someting between $10,000 and $10,100,100.
whichever it is ..buy yourself something with part of it.life is short sometimes....
If you have at least10000.pick up a book on investing.a couple of books.....read them twice....
then you might want to decide what to do....keep working.open a business.help out your friends and relatives...
write it all down and whatever you decide.wait three months.....till everything settles
good luck..
you might need a financial adviser.....
Pay off your credit cards. Stopping your debt from growing gives you the same return as if your stocks grew at the credit card's interest rate.
If you don't have an emergency fund, put $25,000 in a separate bank account, where you would have to physically visit the bank to get the money.
If both of those are covered, then for investments, the next question is 'how long do you plan to keep the money invested?' If it's 15+ years, then pick 5 stocks from different industries whose companies will still be around in 20-30 years (Coca-cola & Exxon are two examples). Split the money 5 ways, and buy shares in those companies.
Once you have made money dont lose it gambling on the markets
Here is the trick
1) Get real estate that is going to rocket
2) Make sure it is tax free
3) Make sure the location is tuned to rapid profit
4) Enter early Phase 1 developments are best
5) Manage rentals for highest returns
6) Villas with boat slips are now giving highest returns
sell the property for a massive profit to get out of the game - forget the headaches of the stackmarkets
Your first option should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan.
Go to : low-cost-stock-recommendations
.com
Click on the "DRIP's" Button on the Navigation Bar
These powerful investment plans are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street.
They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. They are a must for any serious investor.
If you decide you are interested in DRIP Plans, I believe there is instructions on the webpage.
I strongly recommend looking into it. They are great plans.
Good Luck
What excatly are Futures when it comes to nouns?
I keep audible range about gold ingots futures, pork futures ect. Always wondered what they were.Answers: In nouns, a futures contract is a standardized contract, traded on a futures exchange, to buy or sell a enduring underlying instrument at a certain date contained by the future, at a specified price. The adjectives date is called the nativity date or final settlement date. The pre-set price is called the futures price. The price of the underlying asset on the assignment date is called the settlement price.
A futures contract give the holder the obligation to buy or put up for sale, which differs from an options contract, which give the holder the right, but not the obligation. In other words, the owner of an option contract may exercise the contract. Both parties of a "futures contract" must fulfill the contract on the settlement date. The street trader delivers the commodity to the buyer, or, if it is a cash-settled adjectives, then bread is transferred from the futures trader who sustained a loss to the one who made a profit. To exit the commitment prior to the settlement date, the holder of a futures position has to thwart their position by either selling a long position or buying stern a short position, effectively closing out the futures position and its contract obligations.
Futures contracts, or simply futures, are exchange traded derivatives. The exchange's clearinghouse act as counterparty on all contracts, sets edge requirements, etc.
futures are a form of hedging. ie I want to guarantee that the price of something I need contained by the future does not exceed a sure amount. A Future contract is one way to achieve "insurance" on pricing. The price today is $2, but I'm worried that market trends might push the price up reasonably a bit in a absolute period of time. I bet that the price will be in motion up more than say $3, so I buy a Future for $3. If the prices be in motion up more than $3, I've just "won." If the price does not travel beyond $3, I've lost the bet.
Futures contracts are similar to options contracts, the primary difference is that with a futures contract the buyer or salesperson of the underlying commondity must make the purchase/sale. With an option contract, the buyer/seller of the underlying commodity just have the option to buy/sell near no obligation.
you enjoy clubbed many surrounded by one question.
Futures is a adjectives terms within derivative Instruments.
They are being adopt in equity/stock, commodities, pork Finance, etc.,
Future trading have common applications surrounded by all exchanges of instruments - mart, buy, etc., - when transaction completes instantly it is cash - when you do the transaction expecting adjectives trend then it is futures - if you considered necessary to do safely, you should own support of options - Hedging.
As far as Futures when it comes to Finance it relate to currencies.