What are municipal bonds and are they a good investment?
Answers: Muni is good investment for people in high tax bracket.
Muni is exempt from federal and local tax (the muni has to be issued by your local muni).
Therefore the interest is totally tax free. So it won't jack up your tax rate.
Be careful, muni's ratings vary. Make sure you get good quality muni.
to add just a tad to the reply by the 1st responder. Muni interest is free from federal taxes and perhaps state and local taxes depending on the the state and locality that you live in and the state that the munis originate from.
The problem today is that inflation is making them a poor investment option. Munis are yielding less than 4% currently and inflation is running about 5 to 7% despite government claims to the contrary. However, a muni money market fund is not a bad investment currently. Fidelity muni money market funds currently yield between 3 and 4% which on a tax free basis is certainly better than what equities are currenly returning.
Is within a website that have the dow chart i can look indepth at any time contained by times past?
Im looking at spread betting.Answers: If you don't want to purchase data, e.g., from eodata.com, you can download historical facts for the Dow from Yahoo finance vertebrae to 1928, and import it into a spreadsheet close to Excel or other charting software.
http://finance.yahoo.com/q/hp?s=%5EDJI
stockcharts.com
G00GLE.finance.com
nouns.yahoo.com
finance.G00GLE.com
bloomberg.com
Marketiva have Dow/ Nasdaq /FTSE100 etc.
You can open an free Marketiva forex/indexs/fund & gold ingots online trading account , next to $5 reward and $20000 virtrual fund for practice .Just click the following link to widen an account.
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Stocks vs Real estate which is better?
Currently I save a part of a set of my saving within equity, stocks and mutual funds which is handled by a Financial Advisor. I am also considering purchasing a condo and renting it so that contained by the long term it will server me as a second source of Income.Does this nouns like a correct plan or taking into consideration the current housing market it is astute to continue to invest within stocks (mutual funds)
Answers: both of the 1st 2 responses are excellent points to consider. My father was an investor surrounded by both stocks and real estate. If he be alive today he would tell you that he made the most money surrounded by real estate, but that he made money within both.
I tend to avoid real estate except for have a place to live in because of the crack involve. If I can make money sitting on my support side in front of a computer, why strain myself near any further effort.
Tax law favor real estate investment over stock investment by a huge margin, but one must be hugely careful and enjoy a firm grasp of both the tax law and the nuances of indisputable estate investments in decree to do well. And nearby is much more work involved.
If you are paying your financial adviser, later he/she should be advising you.
The current marketplace conditions are fragile, at best, for both stocks and housing.
I am not optimistic on the prospects of any of these doing capably in the effective term.
The brand new year started with a substantial loss contained by stocks, and real estate is still exceedingly gloomy.
On a personal memo, I never agreed with relatives who were flipping properties when the going be good, thinking that near would be no end within sight, and using that time worn reasoning..."they aren't industrial more land".
Now that properties are being reassessed downward, the grill is where is bottom.
Property have gone to dizzying heights contained by the years from 2003-2005.
I believe it will take ten years to stabilize.
As for stocks, one and only some will do okay in this tricky contemporary year.
I feel that anything to do near health aid or energy should be honest, and maybe some brand describe consumer companies.
Other than that, it's a very shaky time we are going through.
I would proceed near extreme caution, because lots people are facing continued layoffs, loss of homes, and ultimately collapse.
Our institutions are trying to maintain stillness.
Remains to be seen if nouns sets in.
Probably not, but an orderly slide down seem the trend.
Try reading, "Rich Dad Poor Dad".
If the real estate investment is paying you respectively month then it is a apposite investment. The current housing market does not affect whether it is obedient investment or not because a good investment pays you every month.