Mutual funds, CD's, or Bonds?
Answers: All 3. Mutual funds provide broad diversification for your portfolio, bonds provide current income, stability, and protection, and CDs provide predictable cash income with little to no risk and is FDIC insured. Diversifying among all three will give you solid returns while lowering overall risk.
I wouldn't go with mutual funds at the moment since the stock market may be headed down due to a recession (haven't had one for 16 years), CDs are probably at 4.5% for a 5 year deal, and safe. Study the recessions of past and see when would be the best time to invest of the past recessions and wait for that moment
Would Donald Trump Be Richer...?
...had he not licensed his christen to many of his properties to some extent than just building and owning them himself?Answers: He might be richer, but the bank would not lend him money, that is why he license his name to anyone near a couple $mn -- I passed a very, outstandingly cheesy "Trump" development on my style down to Ensenada, MX (just below Tijuana) a few months ago where unit are selling for < $100,000. The man has be through 2x bankruptcies and bank are therefore markedly wary of lend him more -- he licenses his cross because he can no longer be a principal investor in unknown projects. D
What is a good strategy when investing in mutual funds?
Answers: Diversifying among the different types, not paying over 1% annual fees, and as the first answer said, dollar cost averaging.
Diversification! I'd write a huge thing explaining why, but I'm not going to waste the effort because I just end up with a bunch of thumbs downs anyways. Nobody likes diversification. They think it's boring.
Please. Trust me. Diversify your portfolio. Do it as much as you can. If you want more information, read this Wikipedia article on modern portfolio theory: http://en.wikipedia.org/wiki/Modern_port...
It depends on your goals. If you're investing for the short term, try money market mutual funds (money market funds are a type of mutual fund).
If you're investing for retirement, consider lifecycle or target date retirement funds. They have a long term focus and are designed to help you save for retirement.