Investing Questions and Answers

What type of Return on Investment do you receive flipping foreclosed homes?

This question is for those who in reality know.


Answers: I usually aim at obtaining a 30% ROI. The actual results I bring back are 20 to 40% ROI.
Depends on where, most investors would look at NPV (Net Present Value) Calculations to determine that. NPV is defined as the difference between the present importance of cash inflows and the present convenience of cash outflows. NPV is used contained by capital budgeting to analyze the profitability of an investment or project. See the below connection for the complete formula.

How to work out a stock price or dividends?

The firm maintains a 30 percent payout ratio, and this year’s retained returns were $1.4 million. There are 1.2 million shares outstanding?

How can I find the stock price and/or dividends? Please serve!


Answers: Retained earnings are what is moved out after the dividend payout. So $1.4 million = 70% of earnings and returns = $2.0 million. Divide $2 million by 1.2 million shares and you get profits per share($1.67/shr). Dividends I will let you numeral out since I don't want to do all your homework for you. The share price wants more info to figure--specifically the P/E ratio of the stock.

Looking for a good bank.who do you bank with?




Answers: I would go with a credit union if you can instead of a bank... they normally have fees lower than a bank. I would only use them to write paper checks and have a place to make deposits, etc. After you have that, I would link up with an online savings / checking account for the best rates. You can get a checking account with ING direct and have free access to any Allpoint ATM across the country and free online bill pay (they mail the check for you and you save the stamps) It's great! Check the link below for additional information on the benefits of credit unions and check ncua.gov to find one in your area.
Sovereign Bank

Banknorth (recommended)
ING Direct has great service for an online bank. I can even get you $25 for free for signing up if you email me at jts5009(a)psu.edu. As for brick and mortar banks, I have had experiences with both Suntrust as well as PNC----no bad experiences to report as of yet other than the fact that Suntrust Banks aren't located in Pennsylvania where I go to school at.

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