What would you do near 150k to invest?
I am selling my house. I will have just about 135-140k equity, I also will have a work bonus and bring it to around 150,000I like owning concrete estate but for now I want to freshly rent until Im married in 1.6 years.
Too much stab for a busy single girl.
Spent too much time maintaining this on my own...
Anyhoo what would you first invest contained by with nearly 125-150k (i may keep some change liquid surrounded by checking for relocation and rent)
Im 31 and risk adverse.
Answers: In this current market, Cash is King. The first quantity of this year is and will continue to be extremely volatile - not for the risk averse or faint of heart. Put your money within CD's for the next 6 months while the Credit mess is sorted out and know that you will engineer a nice little return until the market settles. Take that time to resolve on an investment strategy for the second half of the year.
If you are risk adverse, put it surrounded by a C.D. (Certificate of Deposit)
at a bank. You choose the time you aspiration to invest it.
1month, 2months, so on, 1 year etc.
Penalties apply for early withdrawl next to a C.D.
Pays better interest than most accounts and is somewhat safe, but not insured through the FDIC.
If you really want to be not dangerous and not lose any of it, a money market statement is good. You can hold a money market tale that allows you to write a certain number of checks on the narrative per month to pay rent, utilities etc. These checks usually enjoy to be written for over $1000.00, so you write checks to yourself for the amount of money you think you necessitate for the month and deposit those into a regular checking account to pay envelope the smaller bills.
The money market accounts are usually simply insured up to $100,000.00 so you need to start on 2 accounts.
50% would be in bread, the other 50% in a Forex Private Placement program earn 80% per annum, by contract. On the upswing and confirmed rally of the Market, I would afterwards take the 50% surrounded by cash, and move it into a combination of stocks just in the governing industries (as tracked by Investor Business Daily - see source below).
What do you think the stock market will look like at the end of 2008?
Answers: I am expecting the market to continue to deteriorate through the first half of 2008 and bottom sometime late in the third quarter. The market will likely begin its slow recovery towards the end of the fourth quarter, barring any new credit problems. Inflation should slowly subside as commodity prices, namely oil, stabilize. I would expect the Federal Reserve to continue to cut interest rates, as they are excessively high at the current level. With these cuts, it is likely that the U.S. dollar will continue to weaken, which could potentially offset some weakness in commodities resulting from the looming recession. Given that the stock market is a forward looking vehicle, it will likely be pricing in what is going to happen in mid to late 2009 by the end of Q3 2008. Housing will likely remain a drag on the economy until the excess supply is taken off the market. I would expect the housing market to improve last. However, I do believe there are a few industries that could currently be within 10% of their lows, as many have been predicting a recession for over a year now, and have allocated accordingly. Because of this, many cyclical stocks have declined dramatically, some 40-60% off their highs. Unless we end up in a deep recession, I would look to establish positions in some of these companies in the coming months, and add to them on any substantial weakness. I hope this helped.
Best of luck in 2008!
Brendan Prewitt
President, New York Capital Investment Group LLC
Recovering
If I own an substitute contained by a stock and it splits what happen also if the company is bought and i own option what?
happensAnswers: If you are chitchat about hand stock options, the company is allowed to determine how to button these situations. Usually, if the stock splits the options would split also, but this does not other happen. The solitary way to achieve a reliable answer for employee stock option is to contact to Human Resources of the company.
If you are talking going on for publicly traded options, the answer is that surrounded by either armour the options will be in tune so the underlying becomes like peas in a pod thing the owner of 100 shares of the company received.
You can find examples of contract adjustment at
http://www.cboe.com/tradtool/contracts.a...
When a stock splits, the option is on the same wavelength accordingly. For example, you enjoy options on 100 shares at a strike price of $20. The stock have a 2:1 split. Your options will split as very well, so you'll have option on 200 shares at a strike price of $10.
I'm not sure that there is a one-size-fits-all answer to your second put somebody through the mill. Are you referring to publicly traded options or member of staff stock options?
If it is member of staff stock options, consequently your company and the acquiring company will own to decide how to toy with it. I worked for a company that was acquire. They cancelled my existing options and I received the equivalent effectiveness in option for the new company.
If you are referring to publicly traded option, then it may work differently.
if the stock splits, you take more options. If the company is bought, you best be selling beforehand the deal is done or you could lose those option...you are not neccesarily protected if you just own an alternative. Its always best to supply once the deal is announced and don't look final.