What are some rates for mutual funds?
I need to know the rate of return on a mutual fund.Answers: hey,, moneycontrol.com is excellent tool to own all the information on any MF. u will take all the data that u want... just select NAV (option) and type the company name(say Reliance) u will know how to track all the historic information for particular MF
Mutual Fund Rates of Return rise and fall greatly. Some provide a few percent per year to several hundred percent as in ING's Russia Fund a few years ago. Most nation I believe receive from 6% to 20%.
There are many variables such as how volatile they are, what they invest within as well as when and other factor too numerous to mention.
I have be lucky to repeatedly receive approx. 50% per year. Understanding the prospectus, forsight as well as history have helped me greatly.
Invest for the adjectives, be patient and do your homework. Investing can be as fun as it is rewarding.
Can I trade stocks in my 401k mutual fund account?
Answers: doubtful. Most 401k's are limited to mutual funds only for very specific reasons. One of the main ones is that they are obligated to track and differentiate between the gains/losses/interest/dividends etc. They are also obligated to ensure that every account is invested only in investments allowable by law. Additionally they are required to ensure that no money leaves the plan unless it's allowable and proper procedures take place. Brokerage accounts make this tracking difficult as brokers are not generally concerned with this aspect of the plans...they just want the transaction fees. Those plans that do offer this option is usually more expensive on both a plan level and an individual level. Often times the added expense make it less than worthwhile.
That being said.99% of the country should not be trading in individual stocks anyways. The 401k is not a play thing...it's a retirement investment vehicle. While risk is inevitable, it should be managed and minimized to ensure a safe retirement. Investing in individual stocks before you have an adequate retirement balance (> $200,000) means you aren't diversifying your account enough and your risk will be out of proportion to your return. I certainly have no problem with people having the right to trade stocks in a 401k...but most should not exercise that right.
It really just depends on your company. Most larger companies will only have company stock and mutual funds as options. Most will only let you move in and out the funds a certain number of times per year.
Smaller plans administered more like an old SEP might let you trade more often. Talk to your plan administrator.
How reliable is the information from stock open market gurus?
Is the information from people similar to Wade Cook & Robert Allen and others usable? Are they any good?Answers: Not reliable at adjectives. If you have any scholarship of real estate or the stock open market, you read the books that these people put out for laughs. (I'm not kid.)
Both of these guys make adjectives of their money selling "get rich quick" books and tape to the public. If you really have the not to be mentioned to making millions you keep it to yourself.
Wade Cook (Wade Crook) have problems with the state of California because plentiful people considered necessary refunds from his seminar. (I believe the state actually changed the law to make it easier for nation who attend seminars to receive refunds inside a specific time period.)
John T. Reed is a business professor and he have written extensively about financial gurus. Go to his site and check them out http://www.johntreed.com
Good luck
It is unforced to see trends where within are none...
If you make adequate guesses you are bound to be right often satisfactory to fool people into beliving you are a "Guru".
They are just about as reliable as tossing a dart at a list...
If you keep watch on the trends of a company you are intrested in you might be capable of guess what it might do but will you be right? 50/50 at best...
Just do what you feel is a right idea and net sure you realize that there is ALWAYS a adjectives you will lose everything you put in!!
Don't invest everything you own surrounded by the high-risk markets!!
No course. Before reading anything online or watching TV you have to know just about the ecomonics that underlay adjectives the talk. I recommend you subsribe to a magazine call the econominst, which doesn't exactly hold a novices's hand but it explains within more detail what the facts of life are and how politics and policies interfere and enjoy unintended consequences. That's the big problem with following guru suggestion. They don't understand unintended consequences at adjectives. They focus too much on certain approaches. Some are growth (how much earn are increasing - too fast is doomed to failure too remember) Some are agressive - no price is too much to pay for equal earnings as long as some other fool is paying for it by some bizare quirk of human spirit - others are traders - assuming you buy and sell as vigorous as perfect logic would command - resembling we are all robots. Some trade mostly big cap or only small companies (Big is tens of billions of income per year - such a HUGE difference you can't wrap your mind around it ) and some trade individual on automated exchanges like NASDAQ where on earth no human is involved but you can loose a lot of money when the contrivance says the bid versus ask say you should - no matter what - versus the New York exchange where on earth somebody acts close to God to decide what you should settle today based on an insurance similar to plan that spreads the lost value of the biggest customers - IBM, British Petroleum anything - over all the rest of the stocks whenever their earn are good if not not good - so you expiration up going up and down with 'the market' they say aloud - no matter what you agree on to buy. Trust me, you have to own a lot of deterrent rules of thumb and cooperative support partners to read and weed out dutiful stocks - and yes it's like tangible work. I know.