Can I can start investing even with as little as Rs 2000 pm and what kind of returns can I expect?
Answers: can you describe as dollars?
investing by Little money you can try forex on-line trading there is a lot of option there is mini lot or micro lot if you wanna learn about forex maybe you can learn by downloading forex e-book
http://fx-e-book.blogspot.com/ << here you can fine a lot off free forex e-book ready to download
Humble beginings .go a long way. returns.
Invest in stock...what do you have to lose?
you can invest a)in National Savings Certificate VIII issue and earn compound(half yearly) interest(a)8%p.a payable on maturity .Investment & Accrued interest qualify for tax deduction u/s80C.
b)15 yr P.P.F earns comp .int(a)8%.(taxfree)recieved on maturity; Dedn. u/s80C.
c) 8%(6year)saving bond payable halfyearly or compnded with half yearly rests.
d) shares of company with stable dividend policy & growth rate which opens scope for periodic return(dividend)& capital gains through sale of shares.
e) Treasury Bonds which promise fixed but low rate of return,other co. bonds with fixed coupon rate, if u are risk averse.
f) Long/short term corporate bonds with fluctuating coupons.
g) mutual funds , notified annuity plans of LIC, ULIP of UTI/LIC Mutual Funds.e.t.c
h) invest in gold
i)enter into arbitraueging , options, futures, speculation provided u've sound concept
10% per years
Investing philosophy?
I have strong earned money of lb5000. I do not want to bear risks in the share flea market. But I want some kind of interest for the amount. Which mound in the UK give the highest income near security. Is the Post Office biddable for investment. What are the other options.. Thanks for your advices.Answers: Zopa have the best interest rates I've found. They're an online lending and borrowing exchange. You've probably notice that banks hold the money you put in a stash account, and reward you around 6%. They then lend that money contained by the form of loans at much greater rates. Zopa cut out the banks, and agree to you lend directly to borrowers of good credit rating, so you keep hold of all the interest. You can choose your own rates as economically. I'm currently getting 7%-11%pa, and am very self-satisfied with it.
There's a special set aside on at the moment, if you apply via the following link:
www.zopa.com/member/The%20Hulk
and lend out more than lb500, Zopa will impart you a complimentary lb30. Have a look at it. It's a really good arrangement.
Depends if you might need the money soon (as your emergency money) or if you can invest it for the long tow.
If you need it soon try to find a illustrious paying CD or Money Market explanation... if you can invest it then stick to low expense mutual funds.
(I don't know if you can put it into an Euro related compact disc but if you can that might be a good selection cause I know the BOE cut just this minute while the Euro hasn't cut.) Kinda of a toss up for you really...
You can open an free Marketiva forex \gold\fund\indexs online trading side , with $5 reward and $20000 virtrual fund for practice .Just click the following join to open an statement.
http://www-forex.spaces.live.com
Now the market has nearly crashed is it a good time to buy shares?
Answers: If you're looking long-term [ minimum 5 - 10 yrs. ] yes. Sharemarkets over any given 10 yr' cycle will outperform bonds, fixed term deposits , etc. Don't believe me ? Look it up !
The market has only came down about 10% since the new year. I would not consider that a crash. I am not sure why everyone is saying it crashed.
However, it could continue to move downward. It appears as if investors should become more defensive for the next couple of months.
Check out:
low-cost-stock-recommendations
.com
Click on the "CD" & "DRIP's" & "Conservative Stocks" Buttons
Good Luck
If you want to own a part of a good company it is a good time.
Bonds are a safer risk, but stocks have more volatility up or down
Market Timing does not work for any but the most sophisticated investors, and even then it's a program of getting more from the good trades than you lose from the losers.
However, it is always a good time to dollar cost average, especially if you are buying no-load mutual funds or dividend paying stocks. Look up dividend reinvestment plans -- I buy 4 stocks with monthly investments from $60 to $125, one has an annual fee of $12, the other three have no fees (stay away from Share Builder, and buy direct from the transfer agent, like Compushare, for example).
The principle is that as stocks go down your regular investment buys more shares, and when stocks go up you get fewer shares.
If you are buying stocks through a broker the fees need to be considered, but if you have a lot of money you can still do this -- take the amount you would invest over the year, divide by 12, and buy that much in stocks each month.
Over time this is safer, and will still have you invested when there are big jumps up in the market.
If in the course of the next 5 years you see the stock
market rising at least 20%, it might be a signal that
it just has bottomed out,
* either because (optimistic scenario) the many
monetary, banking, economic, financial and fiscal
destructive imbalances that have been accumulated
during the last decade are on the way to be solved.
* or because (pessimistic scenario) people lose
all trust in monetary assets (US dollar, banking
accounts, govt securities) and rush to buy other
assets such as stocks, as a protection.
.
its always better to be buying after a huge correction, which we've seen, but the question is, can you buy and hold through this volatility?
If people base their investment decisions solely on emotions, then they will continue to get whipsawed, ie buying when they should be selling, and visa versa. At least you're thinking about buying here...as you can see there was a panic bottom just yesterday and we should bounce quite a bit here...but forget about making new highs in a few weeks.
Ideally, you should have your investments set up so you are adjusting them monthly, based on a prescribed asset allocation, not raw emotions.
yes if you know what to look for. look for companies that are selling for less then there working capital alone.
current assets- current debt= working capital
It could be a good time in certain sectors. Use a combination of fundamental analysis and charting to determine the best time to purchase shares in good companies. Try www.finysis.net for some useful guidelines on investing strategy. Their books and software are also great.