Investing Questions and Answers

How do you identify sterling silver within misc idems you would find.?

How would you identify sterling silver and silver in misc idems you would find similar to at a garage sale. If it say sterling silver on the idem how do you know how much is in it?


Answers: If in that is a number .925ss, it means that 925/1000% pure silver. It can also be stamped "sterling".

Most of what you'll find is lately silverplate. Easy to tell - put a drop of nitric sharp on the item - if it turns creamy, it's sterling, otherwise it's silverplate.

What do you predict for Mondays Stock Market?

Everyone was yell recession, suddenly the market jump 200 points back up consequently suddenly after going up the next hours of daylight fell close to 200 points. Do you think that monday will be a biddable day for the stock marketplace, and will G00GLE and Apple and other blue chip stocks recover from their starchy losses? or will they continue to jump down as advisors expect a recession?


Answers: I think we will verbs to see follow through selling from Monday since it is Sunday evening and the European and Asian markets are lower. Asia be led lower by concerns of a recession surrounded by Japan

http://www.bloomberg.com/apps/news?pid=2...

There will most likely also be flea market jitters ahead of the Federal Reserve meeting then in the week.
Every daylight is different.

I think Monday will be a sort of stagnant light of day - "a wait-and-see" kind of hours of daylight. Most folks will be "waiting for the other show to drop" - Tuesday's FMOC announcement as to whether or not there will be further interest rate cuts.

Due to the technicals, we're contained by a Bear market.

Thanks for asking your Q! I enjoy answering it!

VTY,
Ron Berue
Yes, that is my legitimate last signature!
Volatile.

The market have been within a general downtrend since mid October. Most days hold had significant spreads between the daily large and low. Expect more of the same.

My evaluation: I'm not convinced the rate cuts is enough of a catalyst to obtain the market moving up near a sustainable basis. If the coming stimulus carton gets through the Senate short drawing a veto it will help. But I'm not looking for any significant upwards movement until the summer. Hopefully, I'm wrong on the timing and the rescue will start sooner.

I don't know when the blue chips will recover from their losses, but I am convinced they will. I am selectively buying. I believe at hand are some good stocks that hold fallen satisfactory to be excellent buys. They present the opportunity to get surrounded by ahead of the next up trend. If you enjoy a long term outlook.
The flea market is highly reactive immediately to any news which hints at recession. For example, the laying-off numbers come out this week. If they are higher than forecast, next the market could resourcefully take a hip bath.

What Bank is offering the highest interst rate for a CD?




Answers: Bankrate.com provides links to CD's with high interest rates as well as high interest rate banks.
http://www.bankrate.com/brm/rate/deposit...
http://www.bankrate.com/


You should also consider the Vanguard Prime Money Market Fund with a current compound yield of ~4.55% APR.
https://flagship.vanguard.com/VGApp/hnw/...

If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/...

Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run. (Vanguard money markets are not FDIC insured, however.)

Article on teaser rates:
http://www.marketwatch.com/news/story/ba...

ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. You can check these at the following links:

http://home.ingdirect.com/open/open.asp
http://www.us.hsbc.com/1/2/3/personal/sa...

If you are investing for a long period of time and are willing to accept some volatility, you should consider putting some money into no-load low-expense mutual funds. These are not guaranteed, but over the long run produce much higher returns.
Check out;
www.GMACBank.com
www.HSBCDirect.com
www.INGDirect.com

All FDIC insured.
I recently opened an online account at http://www.iGObanking.com - they are offering 4.5% interest

I checked them out online and seem very legit.

Hope this helps.

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