Annuties Help (I don't have need of an answer to the problem jsut relieve on which formula to use)?

You would like to collect 3500 respectively quarter for 10 years after you retire and you can set up this annuity in a n story that pays 12% compounded quarterly. how much will you need at the formation of your annuity?

Feedback is greatly appreciated!

Investment Math Problem Help?



Answers:   If made an initial deposit "D0" and each quarter thereafter you withdraw "T" amount

'n' number of quarters
'i' interest rate per quarter i.e. 12% APR use 0.12/4
'D0' initial deposit
'T' withdrawel at initiation of each quarter starting on 2nd quarter

Balance after 'n' station with 'T' debt each quarter
Bal(n) = D0*(1+i)^n + T*( (1 - (1 + i)^n) / i) - 1)

set 'n' = 10*4 = 40 billet
set Bal(n) = 0
solve for D0

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