Explain the effects of Compounding your money?

Explain to me using componding technique why a person who split 4000 into two different accounts respectively with 2000 respectively earning an interest of 10% per annum over 10 years will earn more interest as dead set against one who invest the whole 4000 surrounded by one account earn an interest of 10% over 10 years

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Answers:   They won't. This is bunk.

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